JFIN

Jiayin Group Inc.

51
Fundamentals17/ 100
Valuation50/ 100
Upside potential62/ 100
Risk potential38/ 100

JFIN's outlook is improving, though it still trails on the overall score.

NFLX

Netflix, Inc.

79
Fundamentals79/ 100
Valuation91/ 100
Upside potential86/ 100
Risk potential9/ 100

NFLX has the edge over JFIN overall, supported by stronger fundamentals and stronger valuation.

JFIN Fundamentals

MetricStatus
Weak
Stable
Stable
Healthy

JFIN's balance sheet is currently healthy, and its profitability and cash flow are stable, but its revenue is weak.

NFLX Fundamentals

MetricStatus
Healthy
Strong
Strong
Strong

NFLX's revenue, profitability, cash flow and balance sheet are all currently healthy.

JFIN PE Valuation

CHEAPFAIREXPENSIVE3.9x7.7x12x15x
CHEAPFAIREXPENSIVE3.9x7.7x12x15x
LevelPEPriceVs current
Cheap1.4x$0.97-31%
Fair1.9x$1.30-6.8%
Current2x$1.39—
Expensive4.6x$3.24+133%

Historical ranges are pointers, not guarantees.

JFIN's PE is 2.0x, but its earnings don't support one, so it isn't a reliable read right now.

NFLX PE Valuation

CHEAPFAIREXPENSIVE29x59x88x117x
CHEAPFAIREXPENSIVE29x59x88x117x
LevelPEPriceVs current
Forward17x$62.69—
Current18x$62.69—
Cheap27x$94.95+51%
Fair47x$161+157%
Expensive81x$281+348%

Historical ranges are pointers, not guarantees.

NFLX has the edge over JFIN in the historical PE scenario, which offers more potential upside but is not a forecast.

JFIN Forward outlook

MetricOutlook
--
Strong growth
Strong growth
Strongly improving
Limited
High

Analysts expect strong earnings and revenue growth for JFIN, with profitability improving.

NFLX Forward outlook

MetricOutlook
Stable
Strong growth
Growth
Strongly improving
Moderate
Moderate

Analysts expect earnings and revenue growth for NFLX, with profitability improving.

JFIN Risk to reward

ScenarioChangePrice
Upside+63%$2.26
Downside-38%$0.86

Calculated from the latest close: $1.39 on Nov 12.

JFIN trails NFLX on modeled risk to reward, with less potential upside relative to its potential downside.

NFLX Risk to reward

ScenarioChangePrice
Upside+57%$98.20
Downside-9%$56.77

Calculated from the latest close: $62.69 on Nov 12.

NFLX has a better modeled risk to reward balance than JFIN, with more potential upside relative to its potential downside.

JFIN Earnings Per Share

Q3 2023: $4.10Q4 2023: $3.64Q1 2024: $3.63Q2 2024: $3.38Q3 2024: $3.24Q4 2024: $2.99Q1 2025: $3.73Q2 2025: $4.54Q3 2025: $4.88Q4 2025: $4.39Q1 2026: $2.70Q2 2026: $0.70
Q3 2023: $4.10Q4 2023: $3.64Q1 2024: $3.63Q2 2024: $3.38Q3 2024: $3.24Q4 2024: $2.99Q1 2025: $3.73Q2 2025: $4.54Q3 2025: $4.88Q4 2025: $4.39Q1 2026: $2.70Q2 2026: $0.70
QuarterTTM EPSYoY
Q2 2026$0.70-85%
Q1 2026$2.70-28%
Q4 2025$4.39+47%
Q3 2025$4.88+51%
Q2 2025$4.54+34%
Q1 2025$3.73+2.8%
Q4 2024$2.99-18%
Q3 2024$3.24-21%

JFIN earned $0.70 per share over the past year, down 85% from the year before.

NFLX Earnings Per Share

Q4 2023: $1.20Q1 2024: $1.44Q2 2024: $1.60Q3 2024: $1.77Q4 2024: $1.98Q1 2025: $2.12Q2 2025: $2.35Q3 2025: $2.39Q4 2025: $2.53Q1 2026: $3.10Q2 2026: $3.18Q3 2026: $3.46Forward: $3.58
Q4 2023: $1.20Q1 2024: $1.44Q2 2024: $1.60Q3 2024: $1.77Q4 2024: $1.98Q1 2025: $2.12Q2 2025: $2.35Q3 2025: $2.39Q4 2025: $2.53Q1 2026: $3.10Q2 2026: $3.18Q3 2026: $3.46Forward: $3.58
QuarterTTM EPSYoY
Forward$3.58+3.5%
Q3 2026$3.46+45%
Q2 2026$3.18+35%
Q1 2026$3.10+46%
Q4 2025$2.53+28%
Q3 2025$2.39+35%
Q2 2025$2.35+47%
Q1 2025$2.12+47%
Q4 2024$1.98+65%

NFLX has the edge over JFIN on earnings, with more consistent year-over-year improvement.

JFIN Quarterly Revenue

Q3 2023: $220MQ4 2023: $240MQ1 2024: $221MQ2 2024: $222MQ3 2024: $217MQ4 2024: $211MQ1 2025: $266MQ2 2025: $283MQ3 2025: $221MQ4 2025: $161MQ1 2026: $113MQ2 2026: $111M
Q3 2023: $220MQ4 2023: $240MQ1 2024: $221MQ2 2024: $222MQ3 2024: $217MQ4 2024: $211MQ1 2025: $266MQ2 2025: $283MQ3 2025: $221MQ4 2025: $161MQ1 2026: $113MQ2 2026: $111M
QuarterRevenueYoY
Q2 2026$110.6M-61%
Q1 2026$112.9M-58%
Q4 2025$161.3M-23%
Q3 2025$220.6M+1.8%
Q2 2025$283.1M+28%
Q1 2025$266.5M+20%
Q4 2024$210.8M-12%
Q3 2024$216.8M-1.5%

JFIN's revenue has slid since its 2025 peak: $111M last quarter, down 61% from the same quarter a year ago.

NFLX Quarterly Revenue

Q4 2023: $8.8BQ1 2024: $9.4BQ2 2024: $9.6BQ3 2024: $9.8BQ4 2024: $10.2BQ1 2025: $10.5BQ2 2025: $11.1BQ3 2025: $11.5BQ4 2025: $12.1BQ1 2026: $12.2BQ2 2026: $12.6BQ3 2026: $12.9B
Q4 2023: $8.8BQ1 2024: $9.4BQ2 2024: $9.6BQ3 2024: $9.8BQ4 2024: $10.2BQ1 2025: $10.5BQ2 2025: $11.1BQ3 2025: $11.5BQ4 2025: $12.1BQ1 2026: $12.2BQ2 2026: $12.6BQ3 2026: $12.9B
QuarterRevenueYoY
Q3 2026$12.9B+12%
Q2 2026$12.6B+13%
Q1 2026$12.2B+16%
Q4 2025$12.1B+18%
Q3 2025$11.5B+17%
Q2 2025$11.1B+16%
Q1 2025$10.5B+13%
Q4 2024$10.2B+16%

NFLX has the edge over JFIN on sales, with more consistent year-over-year improvement.

JFIN Free Cash Flow

Q3 2023: $0Q4 2023: $0Q1 2024: $0Q2 2024: $0Q3 2024: $0Q4 2024: $0Q1 2025: $0Q2 2025: $0Q3 2025: $0Q4 2025: $0Q1 2026: $0Q2 2026: $0
Q3 2023: $0Q4 2023: $0Q1 2024: $0Q2 2024: $0Q3 2024: $0Q4 2024: $0Q1 2025: $0Q2 2025: $0Q3 2025: $0Q4 2025: $0Q1 2026: $0Q2 2026: $0
QuarterFree cash flowYoY
Q2 2026$0$0
Q1 2026$0$0
Q4 2025$0$0
Q3 2025$0$0
Q2 2025$0$0
Q1 2025$0$0
Q4 2024$0$0
Q3 2024$0$0

JFIN's free cash flow was $0 over the past year, against $0 the year before.

NFLX Free Cash Flow

Q4 2023: $1.6BQ1 2024: $2.1BQ2 2024: $1.2BQ3 2024: $2.2BQ4 2024: $1.4BQ1 2025: $2.7BQ2 2025: $2.3BQ3 2025: $2.7BQ4 2025: $1.9BQ1 2026: $5.1BQ2 2026: $1.5BQ3 2026: $2.9B
Q4 2023: $1.6BQ1 2024: $2.1BQ2 2024: $1.2BQ3 2024: $2.2BQ4 2024: $1.4BQ1 2025: $2.7BQ2 2025: $2.3BQ3 2025: $2.7BQ4 2025: $1.9BQ1 2026: $5.1BQ2 2026: $1.5BQ3 2026: $2.9B
QuarterFree cash flowYoY
Q3 2026$2.9B+8.4%
Q2 2026$1.5B-33%
Q1 2026$5.1B+91%
Q4 2025$1.9B+36%
Q3 2025$2.7B+21%
Q2 2025$2.3B+87%
Q1 2025$2.7B+25%
Q4 2024$1.4B-13%

NFLX has the edge over JFIN on cash flow, with more consistent year-over-year improvement.

JFIN Total Shares

Q3 2023: 54MQ4 2023: 53MQ1 2024: 53MQ2 2024: 53MQ3 2024: 53MQ4 2024: 53MQ1 2025: 53MQ2 2025: 53MQ3 2025: 51MQ4 2025: 52MQ1 2026: 52MQ2 2026: 52M
Q3 2023: 54MQ4 2023: 53MQ1 2024: 53MQ2 2024: 53MQ3 2024: 53MQ4 2024: 53MQ1 2025: 53MQ2 2025: 53MQ3 2025: 51MQ4 2025: 52MQ1 2026: 52MQ2 2026: 52M
PeriodChange %Net change
Quarterly+0.1%+68.1K shares
1 year-0.6%-305K shares
3 years-2.1%-1.1M shares
5 years-3%-1.6M shares
Available history-3%-1.6M shares

JFIN has 52M diluted shares, down 0.6% from a year ago.

NFLX Total Shares

Q4 2023: 4.5BQ1 2024: 4.4BQ2 2024: 4.4BQ3 2024: 4.4BQ4 2024: 4.4BQ1 2025: 4.4BQ2 2025: 4.3BQ3 2025: 4.3BQ4 2025: 4.3BQ1 2026: 4.3BQ2 2026: 4.3BQ3 2026: 4.2B
Q4 2023: 4.5BQ1 2024: 4.4BQ2 2024: 4.4BQ3 2024: 4.4BQ4 2024: 4.4BQ1 2025: 4.4BQ2 2025: 4.3BQ3 2025: 4.3BQ4 2025: 4.3BQ1 2026: 4.3BQ2 2026: 4.3BQ3 2026: 4.2B
PeriodChange %Net change
Quarterly-1.6%-66.2M shares
1 year-3.3%-145M shares
3 years-6.8%-305M shares
5 years-7.8%-354M shares
Available history-7.1%-323M shares

NFLX has the edge over JFIN on shareholder dilution, with a more favorable share count trend.

JFIN Net Leverage

Q3 2023: -0.1xQ4 2023: -0.2xQ1 2024: -0.4xQ2 2024: -0.7xQ3 2024: -0.6xQ4 2024: -0.4xQ1 2025: -0.1xQ2 2025: -0.1xQ3 2025: -0.0xQ4 2025: 0.4xQ1 2026: 0.2xQ2 2026: 0.5x
Q3 2023: -0.1xQ4 2023: -0.2xQ1 2024: -0.4xQ2 2024: -0.7xQ3 2024: -0.6xQ4 2024: -0.4xQ1 2025: -0.1xQ2 2025: -0.1xQ3 2025: -0.0xQ4 2025: 0.4xQ1 2026: 0.2xQ2 2026: 0.5x
QuarterNet LeverageStatus
Q2 20260.5xVery low
Q1 20260.2xVery low
Q4 20250.4xVery low
Q3 2025-0.0xNet Cash
Q2 2025-0.1xNet Cash
Q1 2025-0.1xNet Cash
Q4 2024-0.4xNet Cash
Q3 2024-0.6xNet Cash

JFIN's net debt is less than a year of its operating earnings (EBITDA), after holding more cash than debt a year ago.

NFLX Net Leverage

Q4 2023: 1.0xQ1 2024: 0.9xQ2 2024: 0.8xQ3 2024: 0.9xQ4 2024: 0.7xQ1 2025: 0.7xQ2 2025: 0.5xQ3 2025: 0.4xQ4 2025: 0.4xQ1 2026: 0.2xQ2 2026: 0.4xQ3 2026: 0.4x
Q4 2023: 1.0xQ1 2024: 0.9xQ2 2024: 0.8xQ3 2024: 0.9xQ4 2024: 0.7xQ1 2025: 0.7xQ2 2025: 0.5xQ3 2025: 0.4xQ4 2025: 0.4xQ1 2026: 0.2xQ2 2026: 0.4xQ3 2026: 0.4x
QuarterNet LeverageStatus
Q3 20260.4xVery low
Q2 20260.4xVery low
Q1 20260.2xVery low
Q4 20250.4xVery low
Q3 20250.4xVery low
Q2 20250.5xVery low
Q1 20250.7xVery low
Q4 20240.7xVery low

NFLX's net debt is less than a year of its operating earnings (EBITDA).

JFIN Weekly Momentum

MetricValueStatus
RSI30.2Neutral
Stochastic21.6Neutral

JFIN's weekly RSI is 30 (neutral) and its Stochastic is 22 (neutral).

NFLX Weekly Momentum

MetricValueStatus
RSI33.2Neutral
Stochastic6.0Oversold

NFLX's weekly RSI is 33 (neutral) and its Stochastic is 6 (oversold).

JFIN PE vs Communication Services Sector

MetricJFINSector medianRelative
PE2x16x88% below
PE %562630 pts above

JFIN has the edge over NFLX on valuation relative to its sector.

NFLX PE vs Communication Services Sector

MetricNFLXSector medianRelative
PE18x16x9.8% above
PE %42622 pts below

NFLX is trading at 18x earnings, in line with the Communication Services sector's median of 16x.

JFIN Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$1.400.7% below
20 week MA$1.8926% below
50 week MA$4.0366% below
100 week MA$7.7282% below
200 week MA$6.6379% below

JFIN is in a downtrend: it's below all five of its weekly moving averages, and 79% below its 200-week average.

NFLX Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$66.65.9% below
20 week MA$71.813% below
50 week MA$82.424% below
100 week MA$96.035% below
200 week MA$74.416% below

NFLX is in a downtrend: it's below all five of its weekly moving averages, and 16% below its 200-week average.

JFIN Yearly ROI

YearStart priceEnd priceROI
2020$5.20$3.23-38%
2021$3.23$2.43-25%
2022$2.43$2.18-10%
2023$2.18$5.18+138%
2024$5.18$6.33+22%
2025$6.33$6.20-2.1%
2026 YTD$6.20$1.39-78%

JFIN has finished lower in four of the last six years. It's down 78% so far in 2026.

NFLX Yearly ROI

YearStart priceEnd priceROI
2020$32.9$51.4+56%
2021$51.4$61.4+19%
2022$61.4$29.5-52%
2023$29.5$48.7+65%
2024$48.7$90.8+86%
2025$90.8$94.5+4.1%
2026 YTD$94.5$62.7-34%

NFLX has the edge over JFIN on returns for 2026, with the stronger performance.

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