JCAP
Jefferson Capital, Inc. Common Stock
There isn't enough reported data to score JCAP yet.
JCAP Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
JCAP's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like JCAP.
JCAP PE Valuation
JCAP has no meaningful PE right now: it lost money over the past year.
JCAP Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Growth | |
| Growth | |
| Stable | |
| Limited | |
| High |
Analysts expect earnings and revenue growth for JCAP, with profitability holding steady.
JCAP Earnings Per Share
JCAP Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $185.5M | +23% |
| Q2 2026 | $177.5M | +16% |
| Q1 2026 | $176.4M | +14% |
| Q4 2025 | $154.8M | +30% |
| Q3 2025 | $150.8M | +36% |
| Q2 2025 | $152.7M | +47% |
| Q1 2025 | $154.9M | +55% |
JCAP's revenue has grown year over year every quarter since early 2025: $186M last quarter, up 23% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 47% | +0.2 points |
| Q2 2026 | 46% | -11 points |
| Q1 2026 | 45% | -12 points |
| Q4 2025 | 46% | +0.4 points |
| Q3 2025 | 46% | -7.3 points |
| Q2 2025 | 57% | +110 points |
| Q1 2025 | 58% | +5.7 points |
| Q4 2024 | 45% | N/A |
JCAP's operating margin was 47% last quarter, about level with the same quarter a year ago.
JCAP Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $53.3M | -15% |
| Q1 2026 | $39.6M | -23% |
| Q4 2025 | $75.2M | +5% |
| Q3 2025 | $63M | +730% |
| Q1 2025 | $51.5M | +46% |
JCAP's free cash flow was $211M over the past year, up 9.1% from the year before. Free cash flow isn't a meaningful measure for financial services companies like JCAP.
JCAP Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +3.5% | +1.9M shares |
| 1 year | -1.4% | -818K shares |
JCAP has 57M diluted shares, down 1.4% from a year ago.
| Quarter | Spent |
|---|---|
| Q3 2026 | — |
| Q2 2026 | — |
| Q1 2026 | $58.9M |
| Q1 2025 | — |
| Q4 2024 | — |
| Q3 2024 | — |
| Q2 2024 | — |
| Q1 2024 | — |
JCAP Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -0.1x | Net Cash |
| Q2 2026 | -0.1x | Net Cash |
| Q1 2026 | -0.1x | Net Cash |
| Q4 2025 | 5.8x | High |
| Q3 2025 | -0.2x | Net Cash |
| Q2 2025 | -0.2x | Net Cash |
| Q1 2025 | 6.3x | High |
| Q4 2024 | 7.4x | High |
JCAP has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like JCAP.
JCAP Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 46.3 | Neutral |
| Stochastic | 16.0 | Oversold |
JCAP's weekly RSI is 46 (neutral) and its Stochastic is 16 (oversold).
JCAP PE vs Financial Services Sector
JCAP has no meaningful PE right now: it lost money over the past year.
JCAP Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $19.8 | 1.8% below |
| 20 week MA | $20.4 | 4.5% below |
| 50 week MA | $20.3 | 4% below |
JCAP is in a downtrend: it's below all three of its weekly moving averages, and 4% below its 50-week average.
JCAP Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2025 | $19.0 | $23.0 | +21% |
| 2026 YTD | $23.0 | $19.5 | -15% |
JCAP has finished every year since 2025 higher, and it's down 15% so far in 2026.