IVF

INVO Fertility, Inc.

There isn't enough reported data to score IVF yet.

OSCR

Oscar Health, Inc.

69
Fundamentals85/ 100
Valuation50/ 100
Upside potential61/ 100
Risk potential35/ 100

OSCR's fundamentals are strong: revenue grew 55% and its operating margin went from −1.9% to 5.4%. Its PE isn't a useful guide right now because of how its recent earnings were reported.

IVF Fundamentals

MetricStatus
Healthy
Under pressure
Weak
Unavailable

IVF's revenue is currently healthy, but its profitability and cash flow are under pressure. There isn't enough data to rate its balance sheet.

OSCR Fundamentals

MetricStatus
Strong
Healthy
Strong
Strong

OSCR's revenue, profitability, cash flow and balance sheet are all currently healthy.

IVF PE Valuation

IVF has no meaningful PE right now: it lost money over the past year.

OSCR PE Valuation

CHEAPFAIREXPENSIVE41x83x124x166x
CHEAPFAIREXPENSIVE41x83x124x166x
LevelPEPriceVs current
Forward12x$31.94—
Current13x$31.94—
Cheap21x$52.73+65%
Fair35x$87.23+173%
Expensive130x$322+907%

Historical ranges are pointers, not guarantees.

OSCR's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.

IVF Forward outlook

MetricOutlook
--
Losses shrinking
Growth
--
Limited
--

Analysts expect IVF's losses to shrink, with revenue growing.

OSCR Forward outlook

MetricOutlook
Improving
Strong growth
Strong growth
Strongly improving
Limited
Moderate

Analysts expect strong earnings and revenue growth for OSCR, with profitability improving.

IVF Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $2.69 on Nov 12.

There is not enough scenario data to compare IVF and OSCR's risk to reward.

OSCR Risk to reward

ScenarioChangePrice
Upside+55%$49.45
Downside-35%$20.78

Calculated from the latest close: $31.94 on Nov 12.

There is not enough scenario data to compare IVF and OSCR's risk to reward.

IVF Earnings Per Share

Q3 2023: $-284,774.40
Q3 2023: $-284,774.40
QuarterTTM EPSYoY
Q3 2023-$284,774.40+$30,193.92
Q2 2023-$365,414.40-$36,622.08
Q1 2023-$400,896.00-$99,751.68
Q4 2022-$414,720.00-$104,359.68
Q3 2022-$314,968.32+$353,191.68
Q2 2022-$328,792.32+$394,663.68
Q1 2022-$301,144.32+$469,313.28
Q4 2021-$310,360.32+$492,353.28

OSCR has the stronger earnings trend. Trailing diluted EPS is down 190% for IVF versus OSCR up 147%.

OSCR Earnings Per Share

Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
QuarterTTM EPSYoY
Forward$2.61+5.6%
Q3 2026$2.47+$3.47
Q2 2026$1.45+$2.14
Q1 2026-$0.54-235%
Q4 2025-$1.69-1790%
Q3 2025-$1.00-$0.92
Q2 2025-$0.69-$0.54
Q1 2025$0.40+$0.82
Q4 2024$0.10+$1.32

OSCR has returned to profit: it earned $2.47 per share over the past year, after losing money the year before.

IVF Quarterly Revenue

Q3 2023: $974,894Q4 2023: $1MQ1 2024: $2MQ2 2024: $2MQ3 2024: $1MQ4 2024: $2MQ1 2025: $2MQ2 2025: $2MQ3 2025: $2MQ4 2025: $2MQ1 2026: $2MQ2 2026: $2M
Q3 2023: $974,894Q4 2023: $1MQ1 2024: $2MQ2 2024: $2MQ3 2024: $1MQ4 2024: $2MQ1 2025: $2MQ2 2025: $2MQ3 2025: $2MQ4 2025: $2MQ1 2026: $2MQ2 2026: $2M
QuarterRevenueYoY
Q2 2026$2.2M+17%
Q1 2026$2M+23%
Q4 2025$1.6M-7.7%
Q3 2025$1.8M+23%
Q2 2025$1.9M+1.5%
Q1 2025$1.6M+3.9%
Q4 2024$1.7M+24%
Q3 2024$1.4M+47%

IVF's revenue is recovering but still below its 2021 peak: $2M last quarter, up 17% from the same quarter a year ago.

OSCR Quarterly Revenue

Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
QuarterRevenueYoY
Q3 2026$5.1B+72%
Q2 2026$4.9B+70%
Q1 2026$4.6B+53%
Q4 2025$2.8B+17%
Q3 2025$3B+23%
Q2 2025$2.9B+29%
Q1 2025$3B+42%
Q4 2024$2.4B+67%

OSCR has the edge over IVF on sales, with more consistent year-over-year improvement.

IVF Free Cash Flow

Q3 2023: −$1MQ4 2023: −$789,883Q1 2024: −$310,255Q2 2024: −$2MQ3 2024: −$640,807Q4 2024: −$696,253Q1 2025: −$4MQ2 2025: −$2MQ3 2025: −$2MQ4 2025: $13,384Q1 2026: --Q2 2026: --
Q3 2023: −$1MQ4 2023: −$789,883Q1 2024: −$310,255Q2 2024: −$2MQ3 2024: −$640,807Q4 2024: −$696,253Q1 2025: −$4MQ2 2025: −$2MQ3 2025: −$2MQ4 2025: $13,384Q1 2026: --Q2 2026: --
QuarterFree cash flowYoY
Q4 2025$13.4K+$709.6K
Q3 2025-$1.8M-$1.1M
Q2 2025-$1.7M-$215.7K
Q1 2025-$3.6M-$3.2M
Q4 2024-$696.3K+$93.6K
Q3 2024-$640.8K+$714.7K
Q4 2023-$789.9K+$214.1K
Q3 2023-$1.4M+$295.3K

OSCR has the stronger cash trend. Its trailing FCF is up 545% versus its history, compared with IVF at down 35%.

OSCR Free Cash Flow

Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: −$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: −$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: −$1.2B
Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: −$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: −$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: −$1.2B
QuarterFree cash flowYoY
Q3 2026-$1.2B-$238.2M
Q2 2026$2.1B+316%
Q1 2026$2.6B+200%
Q4 2025$662.8M+95%
Q3 2025-$973.7M-$466M
Q2 2025$499.8M+2.1%
Q1 2025$869.5M+38%
Q4 2024$340M+17%

OSCR usually generates cash, though not every quarter: the latest was −$1.2B, but it generated $4.1B over the past year.

IVF Total Shares

Q3 2023: 77Q4 2023: 68Q1 2024: 165Q2 2024: 157Q3 2024: 169Q1 2025: 724Q2 2025: 621
Q3 2023: 77Q4 2023: 68Q1 2024: 165Q2 2024: 157Q3 2024: 169Q1 2025: 724Q2 2025: 621
PeriodChange %Net change
Quarterly-14%-103 shares
1 year+276%+456 shares
3 years+2288%+595 shares
5 years+5545%+610 shares

IVF has 621 diluted shares, up 276% from a year ago.

OSCR Total Shares

Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
PeriodChange %Net change
Quarterly+3.9%+13M shares
1 year+34%+87.2M shares
3 years+55%+123M shares
5 years+66%+138M shares
Available history+71%+143M shares

OSCR has the edge over IVF on shareholder dilution, with a more favorable share count trend.

IVF Net Leverage

IVF's operating earnings (EBITDA) were negative over the past year, so its debt can't be measured against them.

OSCR Net Leverage

Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
QuarterNet LeverageStatus
Q3 2026-4.2xNet Cash
Q2 2026-5.5xNet Cash
Q1 2026-110.0xNet Cash
Q1 2025-9.7xNet Cash
Q4 2024-13.7xNet Cash
Q3 2024-10.1xNet Cash
Q2 2024-24.0xNet Cash
Q1 2024-217.7xNet Cash

OSCR has more cash than debt.

IVF Weekly Momentum

As of the close on Nov 12, 2026: $2.69.

OSCR Weekly Momentum

MetricValueStatus
RSI58.7Neutral
Stochastic44.9Neutral

OSCR's weekly RSI is 59 (neutral) and its Stochastic is 45 (neutral).

IVF PE vs Healthcare Sector

IVF has no meaningful PE right now: it lost money over the past year.

OSCR PE vs Healthcare Sector

MetricOSCRSector medianRelative
PE13x26x50% below
PE %33532 pts below

OSCR is trading at 13x earnings, a 50% discount to the Healthcare sector's median of 26x, though its earnings don't support one.

IVF Weekly Moving Averages

As of the close on Nov 12, 2026: $2.69.

OSCR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$31.22.3% above
20 week MA$31.12.8% above
50 week MA$22.939% above
100 week MA$19.365% above
200 week MA$15.5106% above

OSCR is in an uptrend: it's above all five of its weekly moving averages, and 106% above its 200-week average.

IVF Yearly ROI

YearStart priceEnd priceROI
2026 YTD$3.42$2.69-21%

It's down 21% so far in 2026.

OSCR Yearly ROI

YearStart priceEnd priceROI
2021$31.0$8.02-74%
2022$8.02$2.21-72%
2023$2.21$9.15+314%
2024$9.15$13.8+51%
2025$13.8$14.9+8%
2026 YTD$14.9$31.9+114%

OSCR has the edge over IVF on returns for 2026, with the stronger performance.

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