ITIC
Investors Title Company
ITIC's fundamentals are mixed: revenue grew 10%, while its operating margin held steady at 16%. At 13x earnings, it's trading in line with its usual 12x.
ITIC Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
ITIC's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like ITIC.
ITIC PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 6x | $120 | -52% |
| Fair | 12x | $242 | -3.8% |
| Current | 13x | $252 | — |
| Expensive | 15x | $290 | +15% |
Historical ranges are pointers, not guarantees.
ITIC's PE is in its fair range at 13x.
ITIC Forward outlook
There aren't enough analyst estimates for ITIC to show an outlook.
ITIC Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | $19.87 | +4.5% |
| Q2 2026 | $21.35 | +22% |
| Q1 2026 | $20.10 | +28% |
| Q4 2025 | $18.57 | +13% |
| Q3 2025 | $19.01 | +26% |
| Q2 2025 | $17.48 | +25% |
| Q1 2025 | $15.70 | +19% |
| Q4 2024 | $16.43 | +43% |
ITIC's earnings per share have fallen from their peak: $19.87 over the past year, against $35.28 in late 2021.
ITIC Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $81.9M | +12% |
| Q2 2026 | $86.5M | +17% |
| Q1 2026 | $64M | +13% |
| Q4 2025 | $69.5M | -1.6% |
| Q3 2025 | $73M | +6.1% |
| Q2 2025 | $73.6M | +13% |
| Q1 2025 | $56.6M | +5.8% |
| Q4 2024 | $70.6M | +32% |
ITIC's revenue is growing: $82M last quarter, up 12% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 14% | -6.7 points |
| Q2 2026 | 22% | +1 points |
| Q1 2026 | 12% | +4.9 points |
| Q4 2025 | 14% | -1.5 points |
| Q3 2025 | 21% | +3.8 points |
| Q2 2025 | 21% | +4.2 points |
| Q1 2025 | 7.2% | -3.7 points |
| Q4 2024 | 15% | +3.7 points |
ITIC's operating margin was 14% last quarter, down 6.7 points from the same quarter a year ago.
ITIC Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $12.8M | -19% |
| Q2 2026 | $6.3M | -14% |
| Q1 2026 | $569K | +$2M |
| Q4 2025 | $3.7M | -66% |
| Q3 2025 | $15.8M | +160% |
| Q2 2025 | $7.3M | +16% |
| Q1 2025 | -$1.4M | -$613K |
| Q4 2024 | $10.8M | -6.8% |
ITIC's free cash flow was $23M over the past year, down 28% from the year before. Free cash flow isn't a meaningful measure for financial services companies like ITIC.
ITIC Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.2% | +3K shares |
| 1 year | +0.2% | +3K shares |
| 3 years | +0.3% | +6K shares |
| 5 years | -0.2% | -3K shares |
| Available history | +0.1% | +1K shares |
ITIC has 2M diluted shares, about the same as a year ago.
| Quarter | Spent |
|---|---|
| Q4 2025 | — |
| Q3 2025 | — |
| Q2 2025 | — |
| Q1 2025 | — |
| Q4 2024 | $1,000 |
| Q3 2024 | — |
| Q2 2024 | $45,000 |
| Q1 2024 | $1.1M |
ITIC Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -0.5x | Net Cash |
| Q2 2026 | -0.4x | Net Cash |
| Q1 2026 | -0.5x | Net Cash |
| Q4 2025 | -0.4x | Net Cash |
| Q3 2025 | -0.5x | Net Cash |
| Q2 2025 | -0.6x | Net Cash |
| Q1 2025 | -0.7x | Net Cash |
| Q4 2024 | -0.6x | Net Cash |
ITIC has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like ITIC.
ITIC Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 38.3 | Neutral |
| Stochastic | 5.3 | Oversold |
ITIC's weekly RSI is 38 (neutral) and its Stochastic is 5 (oversold).
ITIC PE vs Financial Services Sector
| Metric | ITIC | Sector median | Relative |
|---|---|---|---|
| PE | 13x | 13x | 2.8% below |
| PE % | 55 | 63 | 8 pts below |
ITIC is trading at 13x earnings, in line with the Financial Services sector's median of 13x.
ITIC Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $277.7 | 9.4% below |
| 20 week MA | $284.5 | 12% below |
| 50 week MA | $259.6 | 3.1% below |
| 100 week MA | $248.1 | 1.4% above |
| 200 week MA | $210.1 | 20% above |
ITIC has pulled back, but its long-term trend is still up: it's below its 8-, 20- and 50-week averages, but 20% above its 200-week average.
ITIC Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $156.5 | $154.6 | -1.2% |
| 2021 | $154.6 | $194.2 | +26% |
| 2022 | $194.2 | $148.0 | -24% |
| 2023 | $148.0 | $162.1 | +9.6% |
| 2024 | $162.1 | $238.0 | +47% |
| 2025 | $238.0 | $250.3 | +5.2% |
| 2026 YTD | $250.3 | $251.6 | +0.5% |
ITIC has finished higher in four of the last six years. It's up 0.5% so far in 2026.