IREN

IREN Limited

There isn't enough reported data to score IREN yet.

WNEB

Western New England Bancorp, Inc.

61
Fundamentals70/ 100
Valuation50/ 100
Upside potential55/ 100
Risk potential15/ 100

WNEB's fundamentals are strong: its operating margin rose 6 points to 29% and revenue grew 15%. Its PE isn't a useful guide right now because of how its recent earnings were reported.

IREN Fundamentals

MetricStatus
Under pressure
Weak
N/A
N/A

IREN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like IREN.

WNEB Fundamentals

MetricStatus
Stable
Strong
N/A
N/A

WNEB's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like WNEB.

IREN PE Valuation

IREN has no meaningful PE right now: it lost money over the past year.

WNEB PE Valuation

CHEAPFAIREXPENSIVE5.6x11x17x23x
CHEAPFAIREXPENSIVE5.6x11x17x23x
LevelPEPriceVs current
Cheap8.2x$8.18-40%
Fair13x$12.99-3.9%
Forward13x$13.52—
Current14x$13.52—
Expensive18x$18.21+35%

Historical ranges are pointers, not guarantees.

WNEB's PE is 14x, but its earnings don't support one, so it isn't a reliable read right now.

IREN Forward outlook

MetricOutlook
--
Losses growing
Strong growth
Strongly improving
Limited
Low

Analysts expect IREN's losses to grow, with revenue growing. However, they disagree widely on these estimates.

WNEB Forward outlook

MetricOutlook
Stable
Growth
Growth
Strongly improving
Limited
Moderate

WNEB has the edge over IREN on the outlook, with more favorable earnings expectations.

IREN Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $19.48 on Nov 12.

There is not enough scenario data to compare IREN and WNEB's risk to reward.

WNEB Risk to reward

ScenarioChangePrice
Upside+18%$15.94
Downside-15%$11.51

Calculated from the latest close: $13.52 on Nov 12.

There is not enough scenario data to compare IREN and WNEB's risk to reward.

IREN Earnings Per Share

Q4 2023: $-0.29Q1 2024: $-0.16Q2 2024: $-0.20Q3 2024: $-0.39Q4 2024: $-0.44Q1 2025: $-0.59Q2 2025: $0.25Q3 2025: $1.60Q4 2025: $1.18Q1 2026: $0.51Q2 2026: $-2.22Q3 2026: $-3.96
Q4 2023: $-0.29Q1 2024: $-0.16Q2 2024: $-0.20Q3 2024: $-0.39Q4 2024: $-0.44Q1 2025: $-0.59Q2 2025: $0.25Q3 2025: $1.60Q4 2025: $1.18Q1 2026: $0.51Q2 2026: $-2.22Q3 2026: $-3.96
QuarterTTM EPSYoY
Q3 2026-$3.96-347%
Q2 2026-$2.22-988%
Q1 2026$0.51+$1.10
Q4 2025$1.18+$1.62
Q3 2025$1.60+$1.99
Q2 2025$0.25+$0.45
Q1 2025-$0.59-$0.43
Q4 2024-$0.44-$0.15

IREN has swung to a loss: it lost $3.96 per share over the past year, after a profit the year before.

WNEB Earnings Per Share

Q4 2023: $0.70Q1 2024: $0.60Q2 2024: $0.64Q3 2024: $0.52Q4 2024: $0.56Q1 2025: $0.53Q2 2025: $0.59Q3 2025: $0.66Q4 2025: $0.76Q1 2026: $0.89Q2 2026: $0.84Q3 2026: $1.00Forward: $1.04
Q4 2023: $0.70Q1 2024: $0.60Q2 2024: $0.64Q3 2024: $0.52Q4 2024: $0.56Q1 2025: $0.53Q2 2025: $0.59Q3 2025: $0.66Q4 2025: $0.76Q1 2026: $0.89Q2 2026: $0.84Q3 2026: $1.00Forward: $1.04
QuarterTTM EPSYoY
Forward$1.04+4.3%
Q3 2026$1.00+52%
Q2 2026$0.84+42%
Q1 2026$0.89+68%
Q4 2025$0.76+36%
Q3 2025$0.66+27%
Q2 2025$0.59-7.8%
Q1 2025$0.53-12%
Q4 2024$0.56-20%

WNEB has the edge over IREN on earnings quality, reporting a profit while its opponent remains loss making.

IREN Quarterly Revenue

Q4 2023: $42MQ1 2024: $54MQ2 2024: $57MQ3 2024: $53MQ4 2024: $116MQ1 2025: $145MQ2 2025: $187MQ3 2025: $240MQ4 2025: $185MQ1 2026: $145MQ2 2026: $137MQ3 2026: $228M
Q4 2023: $42MQ1 2024: $54MQ2 2024: $57MQ3 2024: $53MQ4 2024: $116MQ1 2025: $145MQ2 2025: $187MQ3 2025: $240MQ4 2025: $185MQ1 2026: $145MQ2 2026: $137MQ3 2026: $228M
QuarterRevenueYoY
Q3 2026$228M-5.1%
Q2 2026$137.2M-27%
Q1 2026$144.8M0%
Q4 2025$184.7M+59%
Q3 2025$240.3M+355%
Q2 2025$187.3M+230%
Q1 2025$144.8M+168%
Q4 2024$116.1M+176%

IREN's revenue has held roughly level: $228M last quarter, down 5.1% from the same quarter a year ago.

WNEB Quarterly Revenue

Q4 2023: $19MQ1 2024: $18MQ2 2024: $18MQ3 2024: $18MQ4 2024: $19MQ1 2025: $18MQ2 2025: $21MQ3 2025: $21MQ4 2025: $22MQ1 2026: $22MQ2 2026: $23MQ3 2026: $24M
Q4 2023: $19MQ1 2024: $18MQ2 2024: $18MQ3 2024: $18MQ4 2024: $19MQ1 2025: $18MQ2 2025: $21MQ3 2025: $21MQ4 2025: $22MQ1 2026: $22MQ2 2026: $23MQ3 2026: $24M
QuarterRevenueYoY
Q3 2026$23.9M+12%
Q2 2026$22.7M+7.9%
Q1 2026$22.3M+22%
Q4 2025$22M+19%
Q3 2025$21.3M+19%
Q2 2025$21.1M+15%
Q1 2025$18.3M+1.5%
Q4 2024$18.5M-1.9%

WNEB's revenue has grown year over year for seven quarters in a row: $24M last quarter, up 12% from the same quarter a year ago.

IREN Free Cash Flow

Q4 2023: −$29MQ1 2024: −$222MQ2 2024: −$163MQ3 2024: −$387MQ4 2024: −$134MQ1 2025: −$351MQ2 2025: $16MQ3 2025: −$38MQ4 2025: −$468MQ1 2026: −$874MQ2 2026: $482MQ3 2026: −$1.6B
Q4 2023: −$29MQ1 2024: −$222MQ2 2024: −$163MQ3 2024: −$387MQ4 2024: −$134MQ1 2025: −$351MQ2 2025: $16MQ3 2025: −$38MQ4 2025: −$468MQ1 2026: −$874MQ2 2026: $482MQ3 2026: −$1.6B
QuarterFree cash flowYoY
Q3 2026-$1.6B-$1.6B
Q2 2026$482.2M+2895%
Q1 2026-$873.8M-$523.1M
Q4 2025-$468M-$334M
Q3 2025-$38M+$349.4M
Q2 2025$16.1M+$179M
Q1 2025-$350.7M-$128.7M
Q4 2024-$134M-$105.2M

WNEB has the stronger cash trend. Its trailing FCF is down 3% versus its history, compared with IREN at down 479%.

WNEB Free Cash Flow

Q4 2023: $7MQ1 2024: $1MQ2 2024: $2MQ3 2024: --Q4 2024: $5MQ1 2025: −$1MQ2 2025: $7MQ3 2025: --Q4 2025: $6MQ1 2026: −$388,000Q2 2026: $6MQ3 2026: $7M
Q4 2023: $7MQ1 2024: $1MQ2 2024: $2MQ3 2024: --Q4 2024: $5MQ1 2025: −$1MQ2 2025: $7MQ3 2025: --Q4 2025: $6MQ1 2026: −$388,000Q2 2026: $6MQ3 2026: $7M
QuarterFree cash flowYoY
Q2 2026$5.9M-14%
Q1 2026-$388K+$853K
Q4 2025$6.4M+22%
Q2 2025$6.8M+247%
Q1 2025-$1.2M-206%
Q4 2024$5.2M-30%
Q1 2024$1.2M+$7.2M
Q4 2023$7.5M-54%

WNEB's free cash flow was $19M over the past year, up 48% from the year before. Free cash flow isn't a meaningful measure for financial services companies like WNEB.

IREN Total Shares

Q4 2023: 73MQ1 2024: 112MQ2 2024: 186MQ3 2024: 189MQ4 2024: 210MQ1 2025: 219MQ2 2025: 257MQ3 2025: 362MQ4 2025: 298MQ1 2026: 334MQ2 2026: 316MQ3 2026: 399M
Q4 2023: 73MQ1 2024: 112MQ2 2024: 186MQ3 2024: 189MQ4 2024: 210MQ1 2025: 219MQ2 2025: 257MQ3 2025: 362MQ4 2025: 298MQ1 2026: 334MQ2 2026: 316MQ3 2026: 399M
PeriodChange %Net change
Quarterly+26%+82.4M shares
1 year+10%+36.9M shares
3 years+511%+333M shares
5 years+624%+344M shares
Available history+2346%+382M shares

IREN has 399M diluted shares, up 10% from a year ago.

WNEB Total Shares

Q4 2023: 22MQ1 2024: 21MQ2 2024: 21MQ3 2024: 21MQ4 2024: 21MQ1 2025: 21MQ2 2025: 20MQ3 2025: 20MQ4 2025: 20MQ1 2026: 20MQ2 2026: 20MQ3 2026: 20M
Q4 2023: 22MQ1 2024: 21MQ2 2024: 21MQ3 2024: 21MQ4 2024: 21MQ1 2025: 21MQ2 2025: 20MQ3 2025: 20MQ4 2025: 20MQ1 2026: 20MQ2 2026: 20MQ3 2026: 20M
PeriodChange %Net change
Quarterly-0.5%-103K shares
1 year-2.2%-450K shares
3 years-8.7%-1.9M shares
5 years-13%-2.9M shares
Available history-25%-6.5M shares

WNEB has the edge over IREN on shareholder dilution, with a more favorable share count trend.

IREN Net Leverage

Q4 2023: -11.0xQ1 2024: -10.6xQ2 2024: -15.9xQ3 2024: -16.7xQ4 2024: -4.6xQ1 2025: 3.3xQ2 2025: 2.0xQ3 2025: 4.1xQ4 2025: 22.2xQ1 2026: 157.6x
Q4 2023: -11.0xQ1 2024: -10.6xQ2 2024: -15.9xQ3 2024: -16.7xQ4 2024: -4.6xQ1 2025: 3.3xQ2 2025: 2.0xQ3 2025: 4.1xQ4 2025: 22.2xQ1 2026: 157.6x
QuarterNet LeverageStatus
Q1 2026157.6xHigh
Q4 202522.2xHigh
Q3 20254.1xHigh
Q2 20252.0xModerate
Q1 20253.3xElevated
Q4 2024-4.6xNet Cash
Q3 2024-16.7xNet Cash
Q2 2024-15.9xNet Cash

IREN's net debt is more than 20 years of its operating earnings (EBITDA), up from 3.3 years a year ago. Net leverage isn't a meaningful measure for financial services companies like IREN.

WNEB Net Leverage

Q4 2023: 0.7xQ1 2024: 1.0xQ2 2024: 7.0xQ3 2024: 7.6xQ4 2024: 6.3xQ1 2025: 5.9xQ2 2025: 5.2xQ3 2025: 4.9xQ4 2025: 4.5xQ1 2026: 4.7xQ2 2026: 2.4xQ3 2026: 1.2x
Q4 2023: 0.7xQ1 2024: 1.0xQ2 2024: 7.0xQ3 2024: 7.6xQ4 2024: 6.3xQ1 2025: 5.9xQ2 2025: 5.2xQ3 2025: 4.9xQ4 2025: 4.5xQ1 2026: 4.7xQ2 2026: 2.4xQ3 2026: 1.2x
QuarterNet LeverageStatus
Q3 20261.2xHealthy
Q2 20262.4xModerate
Q1 20264.7xHigh
Q4 20254.5xHigh
Q3 20254.9xHigh
Q2 20255.2xHigh
Q1 20255.9xHigh
Q4 20246.3xHigh

WNEB's net debt is about 1.1 years of its operating earnings (EBITDA), down from 4.9 years a year ago. Net leverage isn't a meaningful measure for financial services companies like WNEB.

IREN Weekly Momentum

MetricValueStatus
RSI33.3Neutral
Stochastic8.2Oversold

IREN's weekly RSI is 33 (neutral) and its Stochastic is 8 (oversold).

WNEB Weekly Momentum

MetricValueStatus
RSI47.9Neutral
Stochastic44.0Neutral

WNEB's weekly RSI is 48 (neutral) and its Stochastic is 44 (neutral).

IREN PE vs Financial Services Sector

MetricIRENSector medianRelative
PEN/A13x—

IREN has no meaningful PE right now: it lost money over the past year.

WNEB PE vs Financial Services Sector

MetricWNEBSector medianRelative
PE14x13x3.8% above
PE %526311 pts below

WNEB is trading at 14x earnings, in line with the Financial Services sector's median of 13x, though its earnings don't support one.

IREN Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$29.835% below
20 week MA$36.246% below
50 week MA$42.854% below
100 week MA$32.039% below
200 week MA$19.12.1% above

IREN has fallen below most of its moving averages, though it's still 2.1% above its 200-week average.

WNEB Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$13.81.7% below
20 week MA$13.82.3% below
50 week MA$13.50.1% below
100 week MA$11.914% above
200 week MA$9.7838% above

WNEB has the edge over IREN on trend strength, trading above more of its moving averages.

IREN Yearly ROI

YearStart priceEnd priceROI
2021$24.8$17.2-31%
2022$17.2$1.19-93%
2023$1.19$7.15+501%
2024$7.15$10.7+50%
2025$10.7$40.3+276%
2026 YTD$40.3$19.5-52%

IREN's yearly returns have swung widely, from +501% in 2023 to −93% in 2022. It's down 52% so far in 2026.

WNEB Yearly ROI

YearStart priceEnd priceROI
2020$9.61$6.75-30%
2021$6.75$8.61+28%
2022$8.61$9.56+11%
2023$9.56$9.00-5.9%
2024$9.00$9.19+2.1%
2025$9.19$12.8+39%
2026 YTD$12.8$13.5+5.5%

WNEB has the edge over IREN on returns for 2026, with the stronger performance.

Give your agent the market.

Get API key