IREN
IREN Limited
There isn't enough reported data to score IREN yet.
STC
Stewart Information Services Corporation
STC's fundamentals are mixed: revenue grew 21%, while its operating margin held steady at 5.2%. At 10x earnings, it's trading below its usual 12x. Analysts expect earnings growth, though they disagree widely on how much.
IREN Fundamentals
| Metric | Status |
|---|---|
| Under pressure | |
| Weak | |
| N/A | |
| N/A |
IREN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like IREN.
STC Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
STC's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like STC.
IREN PE Valuation
IREN has no meaningful PE right now: it lost money over the past year.
STC PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 6.2x | $24.64 | -41% |
| Forward | 7.3x | $41.62 | — |
| Current | 10x | $41.62 | — |
| Fair | 12x | $48.46 | +16% |
| Expensive | 32x | $128 | +207% |
Historical ranges are pointers, not guarantees.
STC's PE is in its fair range at 10x. If earnings grow as analysts expect, today's price would be 7.3x next year's earnings, in its cheap range.
IREN Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Losses growing | |
| Strong growth | |
| Strongly improving | |
| Limited | |
| Low |
Analysts expect IREN's losses to grow, with revenue growing. However, they disagree widely on these estimates.
STC Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Growth | |
| Growth | |
| Stable | |
| Limited | |
| Low |
Analysts expect earnings and revenue growth for STC, with profitability holding steady. However, they disagree widely on these estimates.
IREN Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | -$3.96 | -347% |
| Q2 2026 | -$2.22 | -988% |
| Q1 2026 | $0.51 | +$1.10 |
| Q4 2025 | $1.18 | +$1.62 |
| Q3 2025 | $1.60 | +$1.99 |
| Q2 2025 | $0.25 | +$0.45 |
| Q1 2025 | -$0.59 | -$0.43 |
| Q4 2024 | -$0.44 | -$0.15 |
IREN has swung to a loss: it lost $3.96 per share over the past year, after a profit the year before.
STC Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $5.69 | +42% |
| Q3 2026 | $4.00 | +11% |
| Q2 2026 | $4.57 | +46% |
| Q1 2026 | $4.49 | +72% |
| Q4 2025 | $4.05 | +55% |
| Q3 2025 | $3.60 | +70% |
| Q2 2025 | $3.12 | +100% |
| Q1 2025 | $2.61 | +72% |
| Q4 2024 | $2.61 | +135% |
STC has the edge over IREN on earnings quality, reporting a profit while its opponent remains loss making.
IREN Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $228M | -5.1% |
| Q2 2026 | $137.2M | -27% |
| Q1 2026 | $144.8M | 0% |
| Q4 2025 | $184.7M | +59% |
| Q3 2025 | $240.3M | +355% |
| Q2 2025 | $187.3M | +230% |
| Q1 2025 | $144.8M | +168% |
| Q4 2024 | $116.1M | +176% |
IREN's revenue has held roughly level: $228M last quarter, down 5.1% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | -82% | -50 points |
| Q2 2026 | -452% | -461 points |
| Q1 2026 | -161% | -180 points |
| Q4 2025 | -63% | -79 points |
| Q3 2025 | -32% | +57 points |
| Q2 2025 | 9% | +49 points |
| Q1 2025 | 19% | +8 points |
| Q4 2024 | 15% | +21 points |
IREN's operating margin was −82% last quarter, down 50 points from the same quarter a year ago.
STC Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $900.7M | +13% |
| Q2 2026 | $899.2M | +25% |
| Q1 2026 | $781.3M | +28% |
| Q4 2025 | $790.6M | +19% |
| Q3 2025 | $796.9M | +19% |
| Q2 2025 | $722.2M | +20% |
| Q1 2025 | $612M | +10% |
| Q4 2024 | $665.9M | +14% |
STC's revenue has grown year over year for 11 quarters in a row: $901M last quarter, up 13% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 5.1% | -2.6 points |
| Q2 2026 | 6.1% | -0.4 points |
| Q1 2026 | 3% | +2.1 points |
| Q4 2025 | 6.5% | +1.2 points |
| Q3 2025 | 7.7% | +1.3 points |
| Q2 2025 | 6.5% | +1.7 points |
| Q1 2025 | 1% | -0.3 points |
| Q4 2024 | 5.3% | +2.1 points |
STC has the edge over IREN on profitability, with a higher operating margin.
IREN Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$1.6B | -$1.6B |
| Q2 2026 | $482.2M | +2895% |
| Q1 2026 | -$873.8M | -$523.1M |
| Q4 2025 | -$468M | -$334M |
| Q3 2025 | -$38M | +$349.4M |
| Q2 2025 | $16.1M | +$179M |
| Q1 2025 | -$350.7M | -$128.7M |
| Q4 2024 | -$134M | -$105.2M |
IREN's free cash flow was −$2.5B over the past year, against −$507M the year before. Free cash flow isn't a meaningful measure for financial services companies like IREN.
STC Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $25.6M | -65% |
| Q2 2026 | $35M | -9.4% |
| Q1 2026 | -$20.9M | +$21.3M |
| Q4 2025 | $62.3M | +12% |
| Q3 2025 | $73.6M | +9.1% |
| Q2 2025 | $38.7M | +224% |
| Q1 2025 | -$42.2M | -$2.4M |
| Q4 2024 | $55.6M | +78% |
STC has the edge over IREN on cash generation, producing positive trailing cash flow while its opponent burns cash.
IREN Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +26% | +82.4M shares |
| 1 year | +10% | +36.9M shares |
| 3 years | +511% | +333M shares |
| 5 years | +624% | +344M shares |
| Available history | +2346% | +382M shares |
IREN has 399M diluted shares, up 10% from a year ago.
| Quarter | Spent |
|---|---|
| Q2 2025 | — |
| Q1 2025 | — |
| Q4 2024 | — |
| Q3 2024 | — |
| Q2 2024 | — |
| Q1 2024 | — |
| Q4 2023 | — |
| Q3 2023 | — |
STC Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.4% | +123K shares |
| 1 year | +8.7% | +2.5M shares |
| 3 years | +12% | +3.3M shares |
| 5 years | +14% | +3.7M shares |
| Available history | +30% | +7.2M shares |
STC has the edge over IREN on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $107,000 |
| Q2 2026 | $93,000 |
| Q1 2026 | $5.2M |
| Q4 2025 | $322,000 |
| Q3 2025 | $91,000 |
| Q2 2025 | $109,000 |
| Q1 2025 | $3.4M |
| Q4 2024 | $226,000 |
STC spent $6M buying back its own shares over the past year, up 52% from the year before.
IREN Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q1 2026 | 157.6x | High |
| Q4 2025 | 22.2x | High |
| Q3 2025 | 4.1x | High |
| Q2 2025 | 2.0x | Moderate |
| Q1 2025 | 3.3x | Elevated |
| Q4 2024 | -4.6x | Net Cash |
| Q3 2024 | -16.7x | Net Cash |
| Q2 2024 | -15.9x | Net Cash |
IREN's net debt is more than 20 years of its operating earnings (EBITDA), up from 3.3 years a year ago. Net leverage isn't a meaningful measure for financial services companies like IREN.
STC Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -0.6x | Net Cash |
| Q2 2026 | -1.0x | Net Cash |
| Q1 2026 | -1.1x | Net Cash |
| Q4 2025 | -1.4x | Net Cash |
| Q3 2025 | -0.9x | Net Cash |
| Q2 2025 | -0.9x | Net Cash |
| Q1 2025 | -0.9x | Net Cash |
| Q4 2024 | 1.3x | Healthy |
STC has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like STC.
IREN Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 33.3 | Neutral |
| Stochastic | 8.2 | Oversold |
IREN's weekly RSI is 33 (neutral) and its Stochastic is 8 (oversold).
STC Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 25.8 | Oversold |
| Stochastic | 7.5 | Oversold |
STC's weekly RSI is 26 (oversold) and its Stochastic is 8 (oversold).
IREN PE vs Financial Services Sector
| Metric | IREN | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
IREN has no meaningful PE right now: it lost money over the past year.
STC PE vs Financial Services Sector
| Metric | STC | Sector median | Relative |
|---|---|---|---|
| PE | 10x | 13x | 20% below |
| PE % | 41 | 63 | 22 pts below |
STC is trading at 10x earnings, a 20% discount to the Financial Services sector's median of 13x.
IREN Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $29.8 | 35% below |
| 20 week MA | $36.2 | 46% below |
| 50 week MA | $42.8 | 54% below |
| 100 week MA | $32.0 | 39% below |
| 200 week MA | $19.1 | 2.1% above |
IREN has the edge over STC on trend strength, trading above more of its moving averages.
STC Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $48.9 | 15% below |
| 20 week MA | $60.4 | 31% below |
| 50 week MA | $64.7 | 36% below |
| 100 week MA | $66.3 | 37% below |
| 200 week MA | $61.0 | 32% below |
STC is in a downtrend: it's below all five of its weekly moving averages, and 32% below its 200-week average.
IREN Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $24.8 | $17.2 | -31% |
| 2022 | $17.2 | $1.19 | -93% |
| 2023 | $1.19 | $7.15 | +501% |
| 2024 | $7.15 | $10.7 | +50% |
| 2025 | $10.7 | $40.3 | +276% |
| 2026 YTD | $40.3 | $19.5 | -52% |
IREN's yearly returns have swung widely, from +501% in 2023 to −93% in 2022. It's down 52% so far in 2026.
STC Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $41.4 | $49.0 | +18% |
| 2021 | $49.0 | $78.1 | +59% |
| 2022 | $78.1 | $42.3 | -46% |
| 2023 | $42.3 | $58.8 | +39% |
| 2024 | $58.8 | $69.1 | +18% |
| 2025 | $69.1 | $71.1 | +2.9% |
| 2026 YTD | $71.1 | $41.6 | -41% |
STC has the edge over IREN on returns for 2026, with the stronger performance.