IREN
IREN Limited
There isn't enough reported data to score IREN yet.
SBCF
Seacoast Banking Corporation of Florida
SBCF's fundamentals are mixed: revenue grew 36%, but its operating margin fell 2 points to 30%. At 20x earnings, it's trading above its usual 18x. Analysts expect earnings growth.
IREN Fundamentals
| Metric | Status |
|---|---|
| Under pressure | |
| Weak | |
| N/A | |
| N/A |
IREN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like IREN.
SBCF Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Healthy | |
| N/A | |
| N/A |
SBCF's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like SBCF.
IREN PE Valuation
IREN has no meaningful PE right now: it lost money over the past year.
SBCF PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 13x | $33.58 | — |
| Cheap | 15x | $25.43 | -24% |
| Fair | 18x | $29.63 | -12% |
| Current | 20x | $33.58 | — |
| Expensive | 21x | $34.42 | +2.5% |
Historical ranges are pointers, not guarantees.
SBCF's PE is in its expensive range at 20x. If earnings grow as analysts expect, today's price would be 13x next year's earnings, in its cheap range.
IREN Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Losses growing | |
| Strong growth | |
| Strongly improving | |
| Limited | |
| Low |
Analysts expect IREN's losses to grow, with revenue growing. However, they disagree widely on these estimates.
SBCF Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| High |
SBCF has the edge over IREN on the outlook, with more favorable earnings expectations.
IREN Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | -$3.96 | -347% |
| Q2 2026 | -$2.22 | -988% |
| Q1 2026 | $0.51 | +$1.10 |
| Q4 2025 | $1.18 | +$1.62 |
| Q3 2025 | $1.60 | +$1.99 |
| Q2 2025 | $0.25 | +$0.45 |
| Q1 2025 | -$0.59 | -$0.43 |
| Q4 2024 | -$0.44 | -$0.15 |
IREN has swung to a loss: it lost $3.96 per share over the past year, after a profit the year before.
SBCF Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.66 | +59% |
| Q3 2026 | $1.67 | -0.6% |
| Q2 2026 | $1.54 | -4.9% |
| Q1 2026 | $1.49 | +0.7% |
| Q4 2025 | $1.57 | +11% |
| Q3 2025 | $1.68 | +23% |
| Q2 2025 | $1.62 | +17% |
| Q1 2025 | $1.48 | +6.5% |
| Q4 2024 | $1.42 | +15% |
SBCF has the edge over IREN on earnings quality, reporting a profit while its opponent remains loss making.
IREN Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $228M | -5.1% |
| Q2 2026 | $137.2M | -27% |
| Q1 2026 | $144.8M | 0% |
| Q4 2025 | $184.7M | +59% |
| Q3 2025 | $240.3M | +355% |
| Q2 2025 | $187.3M | +230% |
| Q1 2025 | $144.8M | +168% |
| Q4 2024 | $116.1M | +176% |
IREN's revenue has held roughly level: $228M last quarter, down 5.1% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | -82% | -50 points |
| Q2 2026 | -452% | -461 points |
| Q1 2026 | -161% | -180 points |
| Q4 2025 | -63% | -79 points |
| Q3 2025 | -32% | +57 points |
| Q2 2025 | 9% | +49 points |
| Q1 2025 | 19% | +8 points |
| Q4 2024 | 15% | +21 points |
IREN's operating margin was −82% last quarter, down 50 points from the same quarter a year ago.
SBCF Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $215M | +37% |
| Q2 2026 | $208.2M | +38% |
| Q1 2026 | $163.9M | +16% |
| Q4 2025 | $203.3M | +53% |
| Q3 2025 | $157.3M | +21% |
| Q2 2025 | $151.4M | +20% |
| Q1 2025 | $140.7M | +12% |
| Q4 2024 | $132.9M | +3.7% |
SBCF's revenue has grown year over year for eight quarters in a row: $215M last quarter, up 37% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 35% | +5.2 points |
| Q2 2026 | 37% | 0 points |
| Q1 2026 | 25% | -4.1 points |
| Q4 2025 | 21% | -11 points |
| Q3 2025 | 30% | -0.3 points |
| Q2 2025 | 37% | +5.6 points |
| Q1 2025 | 29% | +2.1 points |
| Q4 2024 | 33% | +3.3 points |
SBCF has the edge over IREN on profitability, with a higher operating margin.
IREN Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$1.6B | -$1.6B |
| Q2 2026 | $482.2M | +2895% |
| Q1 2026 | -$873.8M | -$523.1M |
| Q4 2025 | -$468M | -$334M |
| Q3 2025 | -$38M | +$349.4M |
| Q2 2025 | $16.1M | +$179M |
| Q1 2025 | -$350.7M | -$128.7M |
| Q4 2024 | -$134M | -$105.2M |
IREN's free cash flow was −$2.5B over the past year, against −$507M the year before. Free cash flow isn't a meaningful measure for financial services companies like IREN.
SBCF Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $138.6M | +359% |
| Q2 2026 | $61.7M | -15% |
| Q1 2026 | $71.8M | +132% |
| Q4 2025 | $54.5M | +21% |
| Q3 2025 | $30.2M | -43% |
| Q2 2025 | $72.3M | +27% |
| Q1 2025 | $31M | +26% |
| Q4 2024 | $45M | +51% |
SBCF has the edge over IREN on cash generation, producing positive trailing cash flow while its opponent burns cash.
IREN Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +26% | +82.4M shares |
| 1 year | +10% | +36.9M shares |
| 3 years | +511% | +333M shares |
| 5 years | +624% | +344M shares |
| Available history | +2346% | +382M shares |
IREN has the edge over SBCF on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q2 2025 | — |
| Q1 2025 | — |
| Q4 2024 | — |
| Q3 2024 | — |
| Q2 2024 | — |
| Q1 2024 | — |
| Q4 2023 | — |
| Q3 2023 | — |
SBCF Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | 0% | -13K shares |
| 1 year | +11% | +9.8M shares |
| 3 years | +14% | +11.6M shares |
| 5 years | +74% | +41.3M shares |
| Available history | +87% | +45.2M shares |
SBCF has 97M diluted shares, up 11% from a year ago, despite $39M in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | $6M |
| Q2 2026 | $23.3M |
| Q1 2026 | $10M |
| Q4 2025 | — |
| Q3 2025 | — |
| Q4 2024 | — |
| Q3 2024 | — |
| Q4 2023 | $10.8M |
SBCF spent $39M buying back its own shares over the past year.
IREN Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q1 2026 | 157.6x | High |
| Q4 2025 | 22.2x | High |
| Q3 2025 | 4.1x | High |
| Q2 2025 | 2.0x | Moderate |
| Q1 2025 | 3.3x | Elevated |
| Q4 2024 | -4.6x | Net Cash |
| Q3 2024 | -16.7x | Net Cash |
| Q2 2024 | -15.9x | Net Cash |
IREN's net debt is more than 20 years of its operating earnings (EBITDA), up from 3.3 years a year ago. Net leverage isn't a meaningful measure for financial services companies like IREN.
SBCF Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -0.7x | Net Cash |
| Q2 2026 | -1.2x | Net Cash |
| Q1 2026 | -3.0x | Net Cash |
| Q4 2025 | -1.2x | Net Cash |
| Q3 2025 | -0.9x | Net Cash |
| Q2 2025 | -1.1x | Net Cash |
| Q1 2025 | -2.0x | Net Cash |
| Q4 2024 | -2.0x | Net Cash |
SBCF has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like SBCF.
IREN Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 33.3 | Neutral |
| Stochastic | 8.2 | Oversold |
IREN's weekly RSI is 33 (neutral) and its Stochastic is 8 (oversold).
SBCF Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 53.1 | Neutral |
| Stochastic | 44.7 | Neutral |
SBCF's weekly RSI is 53 (neutral) and its Stochastic is 45 (neutral).
IREN PE vs Financial Services Sector
| Metric | IREN | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
IREN has no meaningful PE right now: it lost money over the past year.
SBCF PE vs Financial Services Sector
| Metric | SBCF | Sector median | Relative |
|---|---|---|---|
| PE | 20x | 13x | 54% above |
| PE % | 79 | 63 | 16 pts above |
SBCF is trading at 20x earnings, a 54% premium to the Financial Services sector's median of 13x.
IREN Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $29.8 | 35% below |
| 20 week MA | $36.2 | 46% below |
| 50 week MA | $42.8 | 54% below |
| 100 week MA | $32.0 | 39% below |
| 200 week MA | $19.1 | 2.1% above |
IREN has fallen below most of its moving averages, though it's still 2.1% above its 200-week average.
SBCF Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $33.0 | 1.9% above |
| 20 week MA | $33.7 | 0.4% below |
| 50 week MA | $32.5 | 3.2% above |
| 100 week MA | $30.2 | 11% above |
| 200 week MA | $27.6 | 22% above |
SBCF has the edge over IREN on trend strength, trading above more of its moving averages.
IREN Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $24.8 | $17.2 | -31% |
| 2022 | $17.2 | $1.19 | -93% |
| 2023 | $1.19 | $7.15 | +501% |
| 2024 | $7.15 | $10.7 | +50% |
| 2025 | $10.7 | $40.3 | +276% |
| 2026 YTD | $40.3 | $19.5 | -52% |
IREN's yearly returns have swung widely, from +501% in 2023 to −93% in 2022. It's down 52% so far in 2026.
SBCF Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $30.3 | $29.4 | -3.1% |
| 2021 | $29.4 | $34.5 | +18% |
| 2022 | $34.5 | $31.6 | -8.5% |
| 2023 | $31.6 | $28.5 | -9.9% |
| 2024 | $28.5 | $27.3 | -4.2% |
| 2025 | $27.3 | $32.3 | +18% |
| 2026 YTD | $32.3 | $33.6 | +4% |
SBCF has the edge over IREN on returns for 2026, with the stronger performance.