IREN
IREN Limited
There isn't enough reported data to score IREN yet.
NWBI
Northwest Bancshares, Inc.
NWBI's fundamentals are strong: its operating margin rose 13 points to 36% and revenue grew 15%. At 11x earnings, it's trading below its usual 14x. Analysts expect earnings growth.
IREN Fundamentals
| Metric | Status |
|---|---|
| Under pressure | |
| Weak | |
| N/A | |
| N/A |
IREN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like IREN.
NWBI Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
NWBI's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like NWBI.
IREN PE Valuation
IREN has no meaningful PE right now: it lost money over the past year.
NWBI PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 11x | $14.43 | -4.7% |
| Current | 11x | $15.13 | — |
| Forward | 11x | $15.13 | — |
| Fair | 14x | $18.28 | +21% |
| Expensive | 17x | $22.33 | +48% |
Historical ranges are pointers, not guarantees.
NWBI's PE is in its cheap range at 11.3x. If earnings grow as analysts expect, today's price would be 10.6x next year's earnings.
IREN Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Losses growing | |
| Strong growth | |
| Strongly improving | |
| Limited | |
| Low |
Analysts expect IREN's losses to grow, with revenue growing. However, they disagree widely on these estimates.
NWBI Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Growth | |
| Improving | |
| Limited | |
| High |
NWBI has the edge over IREN on the outlook, with more favorable earnings expectations.
IREN Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | -$3.96 | -347% |
| Q2 2026 | -$2.22 | -988% |
| Q1 2026 | $0.51 | +$1.10 |
| Q4 2025 | $1.18 | +$1.62 |
| Q3 2025 | $1.60 | +$1.99 |
| Q2 2025 | $0.25 | +$0.45 |
| Q1 2025 | -$0.59 | -$0.43 |
| Q4 2024 | -$0.44 | -$0.15 |
IREN has swung to a loss: it lost $3.96 per share over the past year, after a profit the year before.
NWBI Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $1.43 | +6.8% |
| Q3 2026 | $1.34 | +52% |
| Q2 2026 | $1.02 | -8.9% |
| Q1 2026 | $0.92 | +2.2% |
| Q4 2025 | $0.92 | +16% |
| Q3 2025 | $0.88 | +16% |
| Q2 2025 | $1.12 | +38% |
| Q1 2025 | $0.90 | -13% |
| Q4 2024 | $0.79 | -25% |
NWBI has the edge over IREN on earnings quality, reporting a profit while its opponent remains loss making.
IREN Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $228M | -5.1% |
| Q2 2026 | $137.2M | -27% |
| Q1 2026 | $144.8M | 0% |
| Q4 2025 | $184.7M | +59% |
| Q3 2025 | $240.3M | +355% |
| Q2 2025 | $187.3M | +230% |
| Q1 2025 | $144.8M | +168% |
| Q4 2024 | $116.1M | +176% |
IREN's revenue has held roughly level: $228M last quarter, down 5.1% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | -82% | -50 points |
| Q2 2026 | -452% | -461 points |
| Q1 2026 | -161% | -180 points |
| Q4 2025 | -63% | -79 points |
| Q3 2025 | -32% | +57 points |
| Q2 2025 | 9% | +49 points |
| Q1 2025 | 19% | +8 points |
| Q4 2024 | 15% | +21 points |
IREN's operating margin was −82% last quarter, down 50 points from the same quarter a year ago.
NWBI Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $184.9M | +9.9% |
| Q2 2026 | $181.2M | +20% |
| Q1 2026 | $175.1M | +12% |
| Q4 2025 | $179.9M | +17% |
| Q3 2025 | $168.2M | +21% |
| Q2 2025 | $150.4M | +53% |
| Q1 2025 | $156.2M | +19% |
| Q4 2024 | $154.3M | +14% |
NWBI's revenue has grown year over year for eight quarters in a row: $185M last quarter, up 9.9% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 36% | +34 points |
| Q2 2026 | 39% | +9.5 points |
| Q1 2026 | 38% | +1.9 points |
| Q4 2025 | 33% | +5.1 points |
| Q3 2025 | 2.1% | -29 points |
| Q2 2025 | 29% | +23 points |
| Q1 2025 | 36% | +7.4 points |
| Q4 2024 | 27% | +0.3 points |
NWBI has the edge over IREN on profitability, with a higher operating margin.
IREN Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$1.6B | -$1.6B |
| Q2 2026 | $482.2M | +2895% |
| Q1 2026 | -$873.8M | -$523.1M |
| Q4 2025 | -$468M | -$334M |
| Q3 2025 | -$38M | +$349.4M |
| Q2 2025 | $16.1M | +$179M |
| Q1 2025 | -$350.7M | -$128.7M |
| Q4 2024 | -$134M | -$105.2M |
IREN's free cash flow was −$2.5B over the past year, against −$507M the year before. Free cash flow isn't a meaningful measure for financial services companies like IREN.
NWBI Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $18.9M | -51% |
| Q2 2026 | $26.1M | +$32.1M |
| Q1 2026 | $69.6M | -34% |
| Q3 2025 | $38.3M | -59% |
| Q2 2025 | -$6M | -115% |
| Q1 2025 | $105.8M | +50% |
| Q3 2024 | $93.3M | +$98.3M |
| Q2 2024 | $40.7M | +77% |
NWBI has the edge over IREN on cash generation, producing positive trailing cash flow while its opponent burns cash.
IREN Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q1 2026 | 157.6x | High |
| Q4 2025 | 22.2x | High |
| Q3 2025 | 4.1x | High |
| Q2 2025 | 2.0x | Moderate |
| Q1 2025 | 3.3x | Elevated |
| Q4 2024 | -4.6x | Net Cash |
| Q3 2024 | -16.7x | Net Cash |
| Q2 2024 | -15.9x | Net Cash |
IREN's net debt is more than 20 years of its operating earnings (EBITDA), up from 3.3 years a year ago. Net leverage isn't a meaningful measure for financial services companies like IREN.
NWBI Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -0.8x | Net Cash |
| Q2 2026 | -0.7x | Net Cash |
| Q1 2026 | -1.0x | Net Cash |
| Q4 2025 | -0.7x | Net Cash |
| Q3 2025 | 1.4x | Healthy |
| Q2 2025 | 0.2x | Very low |
| Q1 2025 | -0.3x | Net Cash |
| Q4 2024 | 0.2x | Very low |
NWBI has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like NWBI.
IREN Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 33.3 | Neutral |
| Stochastic | 8.2 | Oversold |
IREN's weekly RSI is 33 (neutral) and its Stochastic is 8 (oversold).
NWBI Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 54.1 | Neutral |
| Stochastic | 43.8 | Neutral |
NWBI's weekly RSI is 54 (neutral) and its Stochastic is 44 (neutral).
IREN PE vs Financial Services Sector
| Metric | IREN | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
IREN has no meaningful PE right now: it lost money over the past year.
NWBI PE vs Financial Services Sector
| Metric | NWBI | Sector median | Relative |
|---|---|---|---|
| PE | 11x | 13x | 13% below |
| PE % | 31 | 63 | 32 pts below |
NWBI is trading at 11x earnings, a 13% discount to the Financial Services sector's median of 13x.
IREN Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $29.8 | 35% below |
| 20 week MA | $36.2 | 46% below |
| 50 week MA | $42.8 | 54% below |
| 100 week MA | $32.0 | 39% below |
| 200 week MA | $19.1 | 2.1% above |
IREN has fallen below most of its moving averages, though it's still 2.1% above its 200-week average.
NWBI Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $15.2 | 0.1% below |
| 20 week MA | $15.3 | 1.3% below |
| 50 week MA | $14.0 | 8% above |
| 100 week MA | $13.2 | 15% above |
| 200 week MA | $12.6 | 20% above |
NWBI has the edge over IREN on trend strength, trading above more of its moving averages.
IREN Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $24.8 | $17.2 | -31% |
| 2022 | $17.2 | $1.19 | -93% |
| 2023 | $1.19 | $7.15 | +501% |
| 2024 | $7.15 | $10.7 | +50% |
| 2025 | $10.7 | $40.3 | +276% |
| 2026 YTD | $40.3 | $19.5 | -52% |
IREN's yearly returns have swung widely, from +501% in 2023 to −93% in 2022. It's down 52% so far in 2026.
NWBI Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $16.6 | $12.6 | -24% |
| 2021 | $12.6 | $14.0 | +12% |
| 2022 | $14.0 | $14.0 | +0.2% |
| 2023 | $14.0 | $12.5 | -11% |
| 2024 | $12.5 | $13.3 | +6.2% |
| 2025 | $13.3 | $12.3 | -7.5% |
| 2026 YTD | $12.3 | $15.1 | +24% |
NWBI has the edge over IREN on returns for 2026, with the stronger performance.