IREN

IREN Limited

There isn't enough reported data to score IREN yet.

NPB

Northpointe Bancshares, Inc.

There isn't enough reported data to score NPB yet.

IREN Fundamentals

MetricStatus
Under pressure
Weak
N/A
N/A

IREN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like IREN.

NPB Fundamentals

MetricStatus
Unavailable
Strong
N/A
N/A

NPB's profitability is currently strong. There isn't enough data to rate its revenue. Free cash flow and net leverage aren't meaningful measures for financial services companies like NPB.

IREN PE Valuation

IREN has no meaningful PE right now: it lost money over the past year.

NPB PE Valuation

CHEAPFAIREXPENSIVE2.4x4.7x7.1x9.5x
CHEAPFAIREXPENSIVE2.4x4.7x7.1x9.5x
LevelPEPriceVs current
Cheap6.8x$14.60-5.5%
Forward6.8x$15.44—
Current7.2x$15.44—
Fair7.7x$16.45+6.5%
Expensive8.4x$18.07+17%

Historical ranges are pointers, not guarantees.

NPB's PE is 7.2x, but its earnings don't support one, so it isn't a reliable read right now.

IREN Forward outlook

MetricOutlook
--
Losses growing
Strong growth
Strongly improving
Limited
Low

IREN has the edge over NPB on the outlook, with more favorable revenue expectations.

NPB Forward outlook

MetricOutlook
Improving
Decline
Decline
Strongly improving
Limited
Low

Analysts expect NPB's earnings and revenue to decline, though with profitability improving. However, they disagree widely on these estimates.

IREN Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $19.48 on Nov 12.

There is not enough scenario data to compare IREN and NPB's risk to reward.

NPB Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $15.44 on Nov 12.

There is not enough scenario data to compare IREN and NPB's risk to reward.

IREN Earnings Per Share

Q4 2023: $-0.29Q1 2024: $-0.16Q2 2024: $-0.20Q3 2024: $-0.39Q4 2024: $-0.44Q1 2025: $-0.59Q2 2025: $0.25Q3 2025: $1.60Q4 2025: $1.18Q1 2026: $0.51Q2 2026: $-2.22Q3 2026: $-3.96
Q4 2023: $-0.29Q1 2024: $-0.16Q2 2024: $-0.20Q3 2024: $-0.39Q4 2024: $-0.44Q1 2025: $-0.59Q2 2025: $0.25Q3 2025: $1.60Q4 2025: $1.18Q1 2026: $0.51Q2 2026: $-2.22Q3 2026: $-3.96
QuarterTTM EPSYoY
Q3 2026-$3.96-347%
Q2 2026-$2.22-988%
Q1 2026$0.51+$1.10
Q4 2025$1.18+$1.62
Q3 2025$1.60+$1.99
Q2 2025$0.25+$0.45
Q1 2025-$0.59-$0.43
Q4 2024-$0.44-$0.15

IREN has swung to a loss: it lost $3.96 per share over the past year, after a profit the year before.

NPB Earnings Per Share

Q4 2025: $2.11Q1 2026: $2.24Q2 2026: $2.33Q3 2026: $2.15Forward: $2.28
Q4 2025: $2.11Q1 2026: $2.24Q2 2026: $2.33Q3 2026: $2.15Forward: $2.28

NPB and IREN do not have enough comparable growth data to identify a winner.

IREN Quarterly Revenue

Q4 2023: $42MQ1 2024: $54MQ2 2024: $57MQ3 2024: $53MQ4 2024: $116MQ1 2025: $145MQ2 2025: $187MQ3 2025: $240MQ4 2025: $185MQ1 2026: $145MQ2 2026: $137MQ3 2026: $228M
Q4 2023: $42MQ1 2024: $54MQ2 2024: $57MQ3 2024: $53MQ4 2024: $116MQ1 2025: $145MQ2 2025: $187MQ3 2025: $240MQ4 2025: $185MQ1 2026: $145MQ2 2026: $137MQ3 2026: $228M
QuarterRevenueYoY
Q3 2026$228M-5.1%
Q2 2026$137.2M-27%
Q1 2026$144.8M0%
Q4 2025$184.7M+59%
Q3 2025$240.3M+355%
Q2 2025$187.3M+230%
Q1 2025$144.8M+168%
Q4 2024$116.1M+176%

IREN has the edge over NPB in the latest year-over-year revenue comparison.

NPB Quarterly Revenue

Q1 2025: $53MQ2 2025: $59MQ3 2025: $64MQ4 2025: $65MQ1 2026: $63MQ2 2026: $64MQ3 2026: $56M
Q1 2025: $53MQ2 2025: $59MQ3 2025: $64MQ4 2025: $65MQ1 2026: $63MQ2 2026: $64MQ3 2026: $56M
QuarterRevenueYoY
Q3 2026$55.9M-13%
Q2 2026$64.3M+9.1%
Q1 2026$63.4M+19%

IREN has the edge over NPB in the latest year-over-year revenue comparison.

IREN Free Cash Flow

Q4 2023: −$29MQ1 2024: −$222MQ2 2024: −$163MQ3 2024: −$387MQ4 2024: −$134MQ1 2025: −$351MQ2 2025: $16MQ3 2025: −$38MQ4 2025: −$468MQ1 2026: −$874MQ2 2026: $482MQ3 2026: −$1.6B
Q4 2023: −$29MQ1 2024: −$222MQ2 2024: −$163MQ3 2024: −$387MQ4 2024: −$134MQ1 2025: −$351MQ2 2025: $16MQ3 2025: −$38MQ4 2025: −$468MQ1 2026: −$874MQ2 2026: $482MQ3 2026: −$1.6B
QuarterFree cash flowYoY
Q3 2026-$1.6B-$1.6B
Q2 2026$482.2M+2895%
Q1 2026-$873.8M-$523.1M
Q4 2025-$468M-$334M
Q3 2025-$38M+$349.4M
Q2 2025$16.1M+$179M
Q1 2025-$350.7M-$128.7M
Q4 2024-$134M-$105.2M

IREN's free cash flow was −$2.5B over the past year, against −$507M the year before. Free cash flow isn't a meaningful measure for financial services companies like IREN.

NPB Free Cash Flow

Q1 2025: $54MQ2 2025: −$73MQ3 2025: $90MQ4 2025: −$29MQ1 2026: $37MQ2 2026: $4MQ3 2026: $143M
Q1 2025: $54MQ2 2025: −$73MQ3 2025: $90MQ4 2025: −$29MQ1 2026: $37MQ2 2026: $4MQ3 2026: $143M
QuarterFree cash flowYoY
Q3 2026$142.5M+59%
Q2 2026$3.7M+$77.1M
Q1 2026$37.3M-31%

NPB and IREN do not have enough comparable growth data to identify a winner.

IREN Total Shares

Q4 2023: 73MQ1 2024: 112MQ2 2024: 186MQ3 2024: 189MQ4 2024: 210MQ1 2025: 219MQ2 2025: 257MQ3 2025: 362MQ4 2025: 298MQ1 2026: 334MQ2 2026: 316MQ3 2026: 399M
Q4 2023: 73MQ1 2024: 112MQ2 2024: 186MQ3 2024: 189MQ4 2024: 210MQ1 2025: 219MQ2 2025: 257MQ3 2025: 362MQ4 2025: 298MQ1 2026: 334MQ2 2026: 316MQ3 2026: 399M
PeriodChange %Net change
Quarterly+26%+82.4M shares
1 year+10%+36.9M shares
3 years+511%+333M shares
5 years+624%+344M shares
Available history+2346%+382M shares

IREN has 399M diluted shares, up 10% from a year ago.

NPB Total Shares

Q1 2025: 30MQ2 2025: 35MQ3 2025: 35MQ4 2025: 34MQ1 2026: 35MQ2 2026: 35MQ3 2026: 35M
Q1 2025: 30MQ2 2025: 35MQ3 2025: 35MQ4 2025: 34MQ1 2026: 35MQ2 2026: 35MQ3 2026: 35M
PeriodChange %Net change
Quarterly0%+8.6K shares
1 year+0.2%+88.3K shares

NPB has the edge over IREN on shareholder dilution, with a more favorable share count trend.

IREN Net Leverage

Q4 2023: -11.0xQ1 2024: -10.6xQ2 2024: -15.9xQ3 2024: -16.7xQ4 2024: -4.6xQ1 2025: 3.3xQ2 2025: 2.0xQ3 2025: 4.1xQ4 2025: 22.2xQ1 2026: 157.6x
Q4 2023: -11.0xQ1 2024: -10.6xQ2 2024: -15.9xQ3 2024: -16.7xQ4 2024: -4.6xQ1 2025: 3.3xQ2 2025: 2.0xQ3 2025: 4.1xQ4 2025: 22.2xQ1 2026: 157.6x
QuarterNet LeverageStatus
Q1 2026157.6xHigh
Q4 202522.2xHigh
Q3 20254.1xHigh
Q2 20252.0xModerate
Q1 20253.3xElevated
Q4 2024-4.6xNet Cash
Q3 2024-16.7xNet Cash
Q2 2024-15.9xNet Cash

IREN's net debt is more than 20 years of its operating earnings (EBITDA), up from 3.3 years a year ago. Net leverage isn't a meaningful measure for financial services companies like IREN.

NPB Net Leverage

Q4 2025: 8.2xQ1 2026: 7.8xQ2 2026: 7.3xQ3 2026: 8.4x
Q4 2025: 8.2xQ1 2026: 7.8xQ2 2026: 7.3xQ3 2026: 8.4x
QuarterNet LeverageStatus
Q3 20268.4xHigh
Q2 20267.3xHigh
Q1 20267.8xHigh
Q4 20258.2xHigh

NPB's net debt is about 8.3 years of its operating earnings (EBITDA). Net leverage isn't a meaningful measure for financial services companies like NPB.

IREN Weekly Momentum

MetricValueStatus
RSI33.3Neutral
Stochastic8.2Oversold

IREN's weekly RSI is 33 (neutral) and its Stochastic is 8 (oversold).

NPB Weekly Momentum

MetricValueStatus
RSI38.3Neutral
Stochastic46.0Neutral

NPB's weekly RSI is 38 (neutral) and its Stochastic is 46 (neutral).

IREN PE vs Financial Services Sector

MetricIRENSector medianRelative
PEN/A13x—

IREN has no meaningful PE right now: it lost money over the past year.

NPB PE vs Financial Services Sector

MetricNPBSector medianRelative
PE7.2x13x45% below
PE %2424Same percentile

NPB is trading at 7.2x earnings, a 45% discount to the Financial Services sector's median of 13x, though its earnings don't support one.

IREN Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$29.835% below
20 week MA$36.246% below
50 week MA$42.854% below
100 week MA$32.039% below
200 week MA$19.12.1% above

IREN has stronger trend alignment. IREN is above 1 of 5 weekly averages versus NPB above 0 of 3.

NPB Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$15.60.8% below
20 week MA$16.87.9% below
50 week MA$17.311% below

NPB is in a downtrend: it's below all three of its weekly moving averages, and 11% below its 50-week average.

IREN Yearly ROI

YearStart priceEnd priceROI
2021$24.8$17.2-31%
2022$17.2$1.19-93%
2023$1.19$7.15+501%
2024$7.15$10.7+50%
2025$10.7$40.3+276%
2026 YTD$40.3$19.5-52%

IREN's yearly returns have swung widely, from +501% in 2023 to −93% in 2022. It's down 52% so far in 2026.

NPB Yearly ROI

YearStart priceEnd priceROI
2025$14.5$17.2+19%
2026 YTD$17.2$15.4-10%

NPB has the edge over IREN on returns for 2026, with the stronger performance.

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