INTC
Intel Corporation
INTC has the edge over USIO overall, supported by stronger fundamentals and stronger modeled upside.
USIO
Usio, Inc.
USIO has lower modeled downside risk, despite its lower overall score.
INTC Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Under pressure | |
| Healthy | |
| Healthy |
INTC's revenue, cash flow and balance sheet are currently healthy, but its profitability is under pressure.
USIO Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Under pressure | |
| Under pressure | |
| Healthy |
USIO's revenue and balance sheet are currently healthy, but its profitability and cash flow are under pressure.
INTC PE Valuation
INTC has no meaningful PE right now: it lost money over the past year.
USIO PE Valuation
USIO has no meaningful PE right now: it lost money over the past year. If it returns to profit as analysts expect, today's price would be 34x next year's earnings.
INTC Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Strong growth | |
| Growth | |
| Strongly improving | |
| Broad | |
| Low |
Analysts expect earnings and revenue growth for INTC, with profitability improving. However, they disagree widely on these estimates.
USIO Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Returning to profit | |
| Growth | |
| Strongly improving | |
| Limited | |
| High |
Analysts expect USIO to return to profit, with revenue growing.
INTC Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $1.41 | — |
| Q3 2026 | -$2.39 | -24000% |
| Q2 2026 | -$2.09 | +$2.68 |
| Q1 2026 | -$0.60 | +$3.88 |
| Q4 2025 | -$0.06 | +$4.32 |
| Q3 2025 | $0.01 | +$3.72 |
| Q2 2025 | -$4.77 | -2088% |
| Q1 2025 | -$4.48 | -562% |
| Q4 2024 | -$4.38 | -1195% |
INTC has the edge over USIO on earnings, with more consistent year-over-year improvement.
USIO Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $0.06 | — |
| Q3 2026 | -$0.03 | -$0.02 |
| Q2 2026 | -$0.06 | -155% |
| Q1 2026 | -$0.08 | -167% |
| Q4 2025 | -$0.09 | -175% |
| Q3 2025 | -$0.01 | -110% |
| Q2 2025 | $0.11 | +$0.15 |
| Q1 2025 | $0.12 | +$0.15 |
| Q4 2024 | $0.12 | +$0.14 |
USIO is still losing money, but far less than before: $0.03 per share over the past year, against $0.39 at its worst in late 2019.
INTC Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $16.5B | +21% |
| Q2 2026 | $16.1B | +25% |
| Q1 2026 | $13.6B | +7.2% |
| Q4 2025 | $13.7B | -4.1% |
| Q3 2025 | $13.7B | +2.8% |
| Q2 2025 | $12.9B | +0.2% |
| Q1 2025 | $12.7B | -0.4% |
| Q4 2024 | $14.3B | -7.4% |
INTC's revenue is recovering but still below its 2021 peak: $16.5B last quarter, up 21% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 15% | +10 points |
| Q2 2026 | 11% | +36 points |
| Q1 2026 | -23% | -21 points |
| Q4 2025 | 4.2% | +1.4 points |
| Q3 2025 | 5% | +73 points |
| Q2 2025 | -25% | -9.4 points |
| Q1 2025 | -2.4% | +6 points |
| Q4 2024 | 2.9% | -14 points |
INTC has the edge over USIO on profitability, with a higher operating margin.
USIO Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $23.8M | +12% |
| Q2 2026 | $23.7M | +19% |
| Q1 2026 | $25.5M | +16% |
| Q4 2025 | $22.2M | +8.2% |
| Q3 2025 | $21.2M | -0.7% |
| Q2 2025 | $20M | -0.6% |
| Q1 2025 | $22M | +8.3% |
| Q4 2024 | $20.6M | +6.2% |
USIO has the edge over INTC on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 1.2% | +3.4 points |
| Q2 2026 | 1.6% | +3.6 points |
| Q1 2026 | 0.9% | +2 points |
| Q4 2025 | -5.7% | -2.7 points |
| Q3 2025 | -2.2% | -0.4 points |
| Q2 2025 | -2% | -0.9 points |
| Q1 2025 | -1.1% | +3.5 points |
| Q4 2024 | -2.9% | +1.1 points |
USIO's operating margin was 1.2% last quarter, up 3.4 points from the same quarter a year ago.
INTC Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.1B | +774% |
| Q2 2026 | $4.5B | +$6B |
| Q1 2026 | -$2.5B | +$1.8B |
| Q4 2025 | $800M | +$3.5B |
| Q3 2025 | $121M | +$2.5B |
| Q2 2025 | -$1.5B | +$1.9B |
| Q1 2025 | -$4.4B | +$2.8B |
| Q4 2024 | -$2.7B | -$597M |
INTC has the edge over USIO on cash flow, with more consistent year-over-year improvement.
USIO Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.6M | +1740% |
| Q2 2026 | -$828.2K | -$803.6K |
| Q1 2026 | $548.7K | -48% |
| Q4 2025 | -$42.8K | -100% |
| Q3 2025 | $85.2K | +$4.9M |
| Q2 2025 | -$24.6K | +$526.6K |
| Q1 2025 | $1.1M | +$4M |
| Q4 2024 | $10.2M | +$37.1M |
USIO still generates free cash flow, though less than at its 2023 peak: $1M over the past year.
INTC Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +4% | +203M shares |
| 1 year | +17% | +776M shares |
| 3 years | +25% | +1.1B shares |
| 5 years | +30% | +1.2B shares |
| Available history | +19% | +834M shares |
INTC has 5.3B diluted shares, up 17% from a year ago.
| Quarter | Spent |
|---|---|
| Q4 2022 | — |
| Q3 2022 | — |
| Q2 2022 | — |
| Q1 2022 | — |
| Q4 2021 | — |
| Q3 2021 | — |
| Q2 2021 | $114M |
| Q1 2021 | $2.3B |
USIO Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +2.4% | +654K shares |
| 1 year | +5.9% | +1.6M shares |
| 3 years | +7.8% | +2.1M shares |
| 5 years | +84% | +13M shares |
USIO has the edge over INTC on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $127,830 |
| Q2 2026 | $137,473 |
| Q1 2026 | $233,459 |
| Q4 2025 | $300,702 |
| Q3 2025 | $57,589 |
| Q2 2025 | $356,658 |
| Q1 2025 | $351,640 |
| Q4 2024 | $1M |
USIO spent $799,464 buying back its own shares over the past year, down 55% from the year before.
INTC Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 2.0x | Healthy |
| Q2 2026 | 3.1x | Elevated |
| Q1 2026 | 3.9x | Elevated |
| Q4 2025 | 3.4x | Elevated |
| Q3 2025 | 4.0x | Elevated |
| Q1 2025 | 69.6x | High |
| Q3 2024 | 23.8x | High |
| Q2 2024 | 4.3x | High |
INTC's net debt is about 2.0 years of its operating earnings (EBITDA), down from 4.0 years a year ago.
USIO Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -5.7x | Net Cash |
| Q2 2026 | -13.6x | Net Cash |
| Q3 2025 | -28.2x | Net Cash |
| Q2 2025 | -14.2x | Net Cash |
| Q1 2025 | -10.6x | Net Cash |
| Q4 2024 | -50.9x | Net Cash |
| Q4 2023 | -39.8x | Net Cash |
| Q3 2023 | -8.3x | Net Cash |
USIO has the edge over INTC on leverage, with a lower net debt burden relative to earnings.
INTC Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 38.1 | Neutral |
| Stochastic | 7.7 | Oversold |
INTC's weekly RSI is 38 (neutral) and its Stochastic is 8 (oversold).
USIO Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 44.5 | Neutral |
| Stochastic | 49.3 | Neutral |
USIO's weekly RSI is 44 (neutral) and its Stochastic is 49 (neutral).
INTC PE vs Technology Sector
| Metric | INTC | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 28x | — |
INTC has no meaningful PE right now: it lost money over the past year.
USIO PE vs Technology Sector
| Metric | USIO | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 28x | — |
USIO has no meaningful PE right now: it lost money over the past year.
INTC Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $88.4 | 31% below |
| 20 week MA | $95.3 | 36% below |
| 50 week MA | $79.3 | 23% below |
| 100 week MA | $52.1 | 18% above |
| 200 week MA | $42.5 | 44% above |
INTC has pulled back, but its long-term trend is still up: it's below its 8-, 20- and 50-week averages, but 44% above its 200-week average.
USIO Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $2.74 | 25% below |
| 20 week MA | $2.56 | 20% below |
| 50 week MA | $1.86 | 10% above |
| 100 week MA | $1.72 | 19% above |
| 200 week MA | $1.70 | 21% above |
USIO has the edge over INTC on trend strength, trading above more of its moving averages.
INTC Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $60.1 | $47.1 | -22% |
| 2021 | $47.1 | $51.3 | +9% |
| 2022 | $51.3 | $26.1 | -49% |
| 2023 | $26.1 | $50.3 | +93% |
| 2024 | $50.3 | $20.3 | -60% |
| 2025 | $20.3 | $36.2 | +78% |
| 2026 YTD | $36.2 | $61.2 | +69% |
INTC has the edge over USIO on returns for 2026, with the stronger performance.
USIO Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $1.74 | $2.90 | +67% |
| 2021 | $2.90 | $5.08 | +75% |
| 2022 | $5.08 | $1.55 | -69% |
| 2023 | $1.55 | $1.72 | +11% |
| 2024 | $1.72 | $1.45 | -16% |
| 2025 | $1.45 | $1.33 | -8.3% |
| 2026 YTD | $1.33 | $2.05 | +54% |
USIO is up 54% so far in 2026, after finishing lower in three of the previous six years.