INTC
Intel Corporation
INTC's outlook is improving, though it still trails on the overall score.
PAY
Paymentus Holdings, Inc.
PAY has the edge over INTC overall, supported by stronger valuation and lower modeled downside.
INTC Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Under pressure | |
| Healthy | |
| Healthy |
INTC's revenue, cash flow and balance sheet are currently healthy, but its profitability is under pressure.
PAY Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| Healthy | |
| Strong |
PAY's revenue, profitability, cash flow and balance sheet are all currently healthy.
INTC PE Valuation
INTC has no meaningful PE right now: it lost money over the past year.
PAY PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 33x | $33.75 | — |
| Current | 46x | $33.75 | — |
| Cheap | 60x | $44.04 | +30% |
| Fair | 103x | $75.05 | +122% |
| Expensive | 409x | $299 | +785% |
Historical ranges are pointers, not guarantees.
PAY's PE is in its cheap range at 46x. If earnings grow as analysts expect, today's price would be 33x next year's earnings.
INTC Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Strong growth | |
| Growth | |
| Strongly improving | |
| Broad | |
| Low |
Analysts expect earnings and revenue growth for INTC, with profitability improving. However, they disagree widely on these estimates.
PAY Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Improving | |
| Limited | |
| Low |
Analysts expect strong earnings and revenue growth for PAY, with profitability improving. However, they disagree widely on these estimates.
INTC Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $1.41 | — |
| Q3 2026 | -$2.39 | -24000% |
| Q2 2026 | -$2.09 | +$2.68 |
| Q1 2026 | -$0.60 | +$3.88 |
| Q4 2025 | -$0.06 | +$4.32 |
| Q3 2025 | $0.01 | +$3.72 |
| Q2 2025 | -$4.77 | -2088% |
| Q1 2025 | -$4.48 | -562% |
| Q4 2024 | -$4.38 | -1195% |
INTC has swung to a loss: it lost $2.39 per share over the past year, after a profit the year before.
PAY Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $1.04 | +42% |
| Q3 2026 | $0.73 | +55% |
| Q2 2026 | $0.66 | +50% |
| Q1 2026 | $0.57 | +42% |
| Q4 2025 | $0.52 | +49% |
| Q3 2025 | $0.47 | +52% |
| Q2 2025 | $0.44 | +76% |
| Q1 2025 | $0.40 | +74% |
| Q4 2024 | $0.35 | +94% |
PAY has the edge over INTC on earnings quality, reporting a profit while its opponent remains loss making.
INTC Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $16.5B | +21% |
| Q2 2026 | $16.1B | +25% |
| Q1 2026 | $13.6B | +7.2% |
| Q4 2025 | $13.7B | -4.1% |
| Q3 2025 | $13.7B | +2.8% |
| Q2 2025 | $12.9B | +0.2% |
| Q1 2025 | $12.7B | -0.4% |
| Q4 2024 | $14.3B | -7.4% |
INTC's revenue is recovering but still below its 2021 peak: $16.5B last quarter, up 21% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 15% | +10 points |
| Q2 2026 | 11% | +36 points |
| Q1 2026 | -23% | -21 points |
| Q4 2025 | 4.2% | +1.4 points |
| Q3 2025 | 5% | +73 points |
| Q2 2025 | -25% | -9.4 points |
| Q1 2025 | -2.4% | +6 points |
| Q4 2024 | 2.9% | -14 points |
INTC has the edge over PAY on profitability, with a higher operating margin.
PAY Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $372.2M | +20% |
| Q2 2026 | $360.7M | +29% |
| Q1 2026 | $358.4M | +30% |
| Q4 2025 | $330.5M | +28% |
| Q3 2025 | $310.7M | +34% |
| Q2 2025 | $280.1M | +42% |
| Q1 2025 | $275.2M | +49% |
| Q4 2024 | $257.9M | +56% |
PAY has the edge over INTC on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 9% | +2.6 points |
| Q2 2026 | 9% | +3.4 points |
| Q1 2026 | 7.4% | +1.7 points |
| Q4 2025 | 7.3% | +1.8 points |
| Q3 2025 | 6.4% | +1.2 points |
| Q2 2025 | 5.7% | +0.5 points |
| Q1 2025 | 5.7% | +1.2 points |
| Q4 2024 | 5.5% | 0 points |
PAY's operating margin was 9% last quarter, up 2.6 points from the same quarter a year ago, near the top of its range since 2018.
INTC Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.1B | +774% |
| Q2 2026 | $4.5B | +$6B |
| Q1 2026 | -$2.5B | +$1.8B |
| Q4 2025 | $800M | +$3.5B |
| Q3 2025 | $121M | +$2.5B |
| Q2 2025 | -$1.5B | +$1.9B |
| Q1 2025 | -$4.4B | +$2.8B |
| Q4 2024 | -$2.7B | -$597M |
INTC's free cash flow has turned positive after four years mostly in the red: $3.8B over the past year.
PAY Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $43.4M | +24% |
| Q2 2026 | $48.7M | +55% |
| Q1 2026 | $30.4M | -40% |
| Q4 2025 | $45M | +62% |
| Q3 2025 | $35M | +425% |
| Q2 2025 | $31.4M | +76% |
| Q1 2025 | $50.4M | +365% |
| Q4 2024 | $27.8M | +14% |
PAY generated $168M in free cash flow over the past year, up 16% from the year before.
INTC Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +4% | +203M shares |
| 1 year | +17% | +776M shares |
| 3 years | +25% | +1.1B shares |
| 5 years | +30% | +1.2B shares |
| Available history | +19% | +834M shares |
INTC has 5.3B diluted shares, up 17% from a year ago.
| Quarter | Spent |
|---|---|
| Q4 2022 | — |
| Q3 2022 | — |
| Q2 2022 | — |
| Q1 2022 | — |
| Q4 2021 | — |
| Q3 2021 | — |
| Q2 2021 | $114M |
| Q1 2021 | $2.3B |
PAY Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +1% | +1.3M shares |
| 1 year | +0.8% | +1.1M shares |
| 3 years | +3.7% | +4.7M shares |
| 5 years | +4.7% | +5.9M shares |
| Available history | +18% | +19.8M shares |
PAY has the edge over INTC on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q1 2021 | — |
| Q4 2020 | — |
| Q3 2020 | — |
| Q2 2020 | — |
| Q1 2020 | — |
| Q2 2018 | — |
INTC Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 2.0x | Healthy |
| Q2 2026 | 3.1x | Elevated |
| Q1 2026 | 3.9x | Elevated |
| Q4 2025 | 3.4x | Elevated |
| Q3 2025 | 4.0x | Elevated |
| Q1 2025 | 69.6x | High |
| Q3 2024 | 23.8x | High |
| Q2 2024 | 4.3x | High |
INTC's net debt is about 2.0 years of its operating earnings (EBITDA), down from 4.0 years a year ago.
PAY Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -3.0x | Net Cash |
| Q2 2026 | -3.1x | Net Cash |
| Q1 2026 | -3.2x | Net Cash |
| Q4 2025 | -3.3x | Net Cash |
| Q3 2025 | -3.3x | Net Cash |
| Q2 2025 | -3.4x | Net Cash |
| Q1 2025 | -3.4x | Net Cash |
| Q4 2024 | -3.3x | Net Cash |
PAY has the edge over INTC on leverage, with a lower net debt burden relative to earnings.
INTC Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 38.1 | Neutral |
| Stochastic | 7.7 | Oversold |
INTC's weekly RSI is 38 (neutral) and its Stochastic is 8 (oversold).
PAY Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 55.0 | Neutral |
| Stochastic | 27.5 | Neutral |
PAY's weekly RSI is 55 (neutral) and its Stochastic is 28 (neutral).
INTC PE vs Technology Sector
| Metric | INTC | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 28x | — |
INTC has no meaningful PE right now: it lost money over the past year.
PAY PE vs Technology Sector
| Metric | PAY | Sector median | Relative |
|---|---|---|---|
| PE | 46x | 28x | 66% above |
| PE % | 4 | 43 | 39 pts below |
PAY is trading at 46x earnings, a 66% premium to the Technology sector's median of 28x.
INTC Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $88.4 | 31% below |
| 20 week MA | $95.3 | 36% below |
| 50 week MA | $79.3 | 23% below |
| 100 week MA | $52.1 | 18% above |
| 200 week MA | $42.5 | 44% above |
INTC has pulled back, but its long-term trend is still up: it's below its 8-, 20- and 50-week averages, but 44% above its 200-week average.
PAY Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $32.2 | 4.7% above |
| 20 week MA | $33.5 | 0.8% above |
| 50 week MA | $29.2 | 16% above |
| 100 week MA | $30.7 | 10% above |
| 200 week MA | $23.8 | 42% above |
PAY has the edge over INTC on trend strength, trading above more of its moving averages.
INTC Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $60.1 | $47.1 | -22% |
| 2021 | $47.1 | $51.3 | +9% |
| 2022 | $51.3 | $26.1 | -49% |
| 2023 | $26.1 | $50.3 | +93% |
| 2024 | $50.3 | $20.3 | -60% |
| 2025 | $20.3 | $36.2 | +78% |
| 2026 YTD | $36.2 | $61.2 | +69% |
INTC has the edge over PAY on returns for 2026, with the stronger performance.
PAY Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $30.5 | $31.6 | +3.4% |
| 2022 | $31.6 | $7.16 | -77% |
| 2023 | $7.16 | $17.9 | +150% |
| 2024 | $17.9 | $33.0 | +85% |
| 2025 | $33.0 | $31.5 | -4.6% |
| 2026 YTD | $31.5 | $33.8 | +7.2% |
PAY's yearly returns have swung widely, from +150% in 2023 to −77% in 2022. It's up 7.2% so far in 2026.