INTC
Intel Corporation
INTC offers stronger fundamentals, but that advantage does not outweigh its weaker overall profile.
JKHY
Jack Henry & Associates, Inc.
JKHY has the edge over INTC overall, supported by lower modeled downside and stronger valuation.
INTC Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Under pressure | |
| Healthy | |
| Healthy |
INTC's revenue, cash flow and balance sheet are currently healthy, but its profitability is under pressure.
JKHY Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Strong | |
| Strong | |
| Strong |
JKHY's profitability, cash flow and balance sheet are currently strong, and its revenue is stable.
INTC PE Valuation
INTC has no meaningful PE right now: it lost money over the past year.
JKHY PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 23x | $176 | — |
| Current | 24x | $176 | — |
| Cheap | 28x | $201 | +14% |
| Fair | 34x | $250 | +42% |
| Expensive | 42x | $303 | +72% |
Historical ranges are pointers, not guarantees.
JKHY's PE is in its cheap range at 24x. If earnings grow as analysts expect, today's price would be 23x next year's earnings.
INTC Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Strong growth | |
| Growth | |
| Strongly improving | |
| Broad | |
| Low |
Analysts expect earnings and revenue growth for INTC, with profitability improving. However, they disagree widely on these estimates.
JKHY Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Growth | |
| Growth | |
| Strongly improving | |
| Moderate | |
| Moderate |
Analysts expect earnings and revenue growth for JKHY, with profitability improving.
INTC Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $1.41 | — |
| Q3 2026 | -$2.39 | -24000% |
| Q2 2026 | -$2.09 | +$2.68 |
| Q1 2026 | -$0.60 | +$3.88 |
| Q4 2025 | -$0.06 | +$4.32 |
| Q3 2025 | $0.01 | +$3.72 |
| Q2 2025 | -$4.77 | -2088% |
| Q1 2025 | -$4.48 | -562% |
| Q4 2024 | -$4.38 | -1195% |
INTC has swung to a loss: it lost $2.39 per share over the past year, after a profit the year before.
JKHY Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $7.57 | +3.8% |
| Q3 2026 | $7.29 | +11% |
| Q2 2026 | $6.98 | +12% |
| Q1 2026 | $7.15 | +22% |
| Q4 2025 | $6.96 | +25% |
| Q3 2025 | $6.58 | +20% |
| Q2 2025 | $6.24 | +19% |
| Q1 2025 | $5.88 | +14% |
| Q4 2024 | $5.55 | +8.6% |
JKHY has the edge over INTC on earnings quality, reporting a profit while its opponent remains loss making.
INTC Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $16.5B | +21% |
| Q2 2026 | $16.1B | +25% |
| Q1 2026 | $13.6B | +7.2% |
| Q4 2025 | $13.7B | -4.1% |
| Q3 2025 | $13.7B | +2.8% |
| Q2 2025 | $12.9B | +0.2% |
| Q1 2025 | $12.7B | -0.4% |
| Q4 2024 | $14.3B | -7.4% |
INTC's revenue is recovering but still below its 2021 peak: $16.5B last quarter, up 21% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 15% | +10 points |
| Q2 2026 | 11% | +36 points |
| Q1 2026 | -23% | -21 points |
| Q4 2025 | 4.2% | +1.4 points |
| Q3 2025 | 5% | +73 points |
| Q2 2025 | -25% | -9.4 points |
| Q1 2025 | -2.4% | +6 points |
| Q4 2024 | 2.9% | -14 points |
INTC's operating margin was 15% last quarter, up 10 points from the same quarter a year ago.
JKHY Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $701.5M | +8.8% |
| Q2 2026 | $644M | +4.7% |
| Q1 2026 | $636.2M | +8.7% |
| Q4 2025 | $619.3M | +7.9% |
| Q3 2025 | $644.7M | +7.3% |
| Q2 2025 | $615.4M | +9.9% |
| Q1 2025 | $585.1M | +8.6% |
| Q4 2024 | $573.8M | +5.2% |
JKHY has the edge over INTC on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 30% | +1 points |
| Q2 2026 | 21% | -4.1 points |
| Q1 2026 | 24% | +0.7 points |
| Q4 2025 | 26% | +4.3 points |
| Q3 2025 | 29% | +3.4 points |
| Q2 2025 | 25% | +2.9 points |
| Q1 2025 | 24% | +2.9 points |
| Q4 2024 | 21% | -0.4 points |
JKHY has the edge over INTC on profitability, with a higher operating margin.
INTC Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.1B | +774% |
| Q2 2026 | $4.5B | +$6B |
| Q1 2026 | -$2.5B | +$1.8B |
| Q4 2025 | $800M | +$3.5B |
| Q3 2025 | $121M | +$2.5B |
| Q2 2025 | -$1.5B | +$1.9B |
| Q1 2025 | -$4.4B | +$2.8B |
| Q4 2024 | -$2.7B | -$597M |
INTC's free cash flow has turned positive after four years mostly in the red: $3.8B over the past year.
JKHY Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $134.3M | +20% |
| Q2 2026 | $282.2M | -10% |
| Q1 2026 | $169.5M | +76% |
| Q4 2025 | $131.4M | +80% |
| Q3 2025 | $111.7M | +7.3% |
| Q2 2025 | $314.9M | +51% |
| Q1 2025 | $96.1M | +9.6% |
| Q4 2024 | $73M | +13% |
JKHY's free cash flow has been positive every quarter for seven years: $717M over the past year, up 20% from the year before.
INTC Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +4% | +203M shares |
| 1 year | +17% | +776M shares |
| 3 years | +25% | +1.1B shares |
| 5 years | +30% | +1.2B shares |
| Available history | +19% | +834M shares |
INTC has 5.3B diluted shares, up 17% from a year ago.
| Quarter | Spent |
|---|---|
| Q4 2022 | — |
| Q3 2022 | — |
| Q2 2022 | — |
| Q1 2022 | — |
| Q4 2021 | — |
| Q3 2021 | — |
| Q2 2021 | $114M |
| Q1 2021 | $2.3B |
JKHY Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -2.5% | -1.8M shares |
| 1 year | -3.6% | -2.6M shares |
| 3 years | -3.8% | -2.8M shares |
| 5 years | -5.2% | -3.9M shares |
| Available history | -8.7% | -6.7M shares |
JKHY has the edge over INTC on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $70.9M |
| Q2 2026 | $163.8M |
| Q1 2026 | $159.2M |
| Q4 2025 | $63.2M |
| Q3 2025 | $62M |
| Q2 2025 | $1,000 |
| Q1 2025 | $18M |
| Q4 2024 | $17.1M |
JKHY spent $457M buying back its own shares over the past year, about five times what it spent the year before.
INTC Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 2.0x | Healthy |
| Q2 2026 | 3.1x | Elevated |
| Q1 2026 | 3.9x | Elevated |
| Q4 2025 | 3.4x | Elevated |
| Q3 2025 | 4.0x | Elevated |
| Q1 2025 | 69.6x | High |
| Q3 2024 | 23.8x | High |
| Q2 2024 | 4.3x | High |
INTC's net debt is about 2.0 years of its operating earnings (EBITDA), down from 4.0 years a year ago.
JKHY Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 0.1x | Very low |
| Q2 2026 | 0.0x | Very low |
| Q1 2026 | 0.1x | Very low |
| Q4 2025 | -0.0x | Net Cash |
| Q3 2025 | -0.0x | Net Cash |
| Q2 2025 | -0.2x | Net Cash |
| Q1 2025 | 0.2x | Very low |
| Q4 2024 | 0.2x | Very low |
JKHY has the edge over INTC on leverage, with a lower net debt burden relative to earnings.
INTC Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 38.1 | Neutral |
| Stochastic | 7.7 | Oversold |
INTC's weekly RSI is 38 (neutral) and its Stochastic is 8 (oversold).
JKHY Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 63.1 | Neutral |
| Stochastic | 70.3 | Neutral |
JKHY's weekly RSI is 63 (neutral) and its Stochastic is 70 (neutral).
INTC PE vs Technology Sector
| Metric | INTC | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 28x | — |
INTC has no meaningful PE right now: it lost money over the past year.
JKHY PE vs Technology Sector
| Metric | JKHY | Sector median | Relative |
|---|---|---|---|
| PE | 24x | 28x | 13% below |
| PE % | 11 | 35 | 24 pts below |
JKHY is trading at 24x earnings, a 13% discount to the Technology sector's median of 28x.
INTC Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $88.4 | 31% below |
| 20 week MA | $95.3 | 36% below |
| 50 week MA | $79.3 | 23% below |
| 100 week MA | $52.1 | 18% above |
| 200 week MA | $42.5 | 44% above |
INTC has pulled back, but its long-term trend is still up: it's below its 8-, 20- and 50-week averages, but 44% above its 200-week average.
JKHY Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $158.3 | 11% above |
| 20 week MA | $157.3 | 12% above |
| 50 week MA | $159.2 | 11% above |
| 100 week MA | $164.7 | 6.9% above |
| 200 week MA | $164.8 | 6.8% above |
JKHY has the edge over INTC on trend strength, trading above more of its moving averages.
INTC Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $60.1 | $47.1 | -22% |
| 2021 | $47.1 | $51.3 | +9% |
| 2022 | $51.3 | $26.1 | -49% |
| 2023 | $26.1 | $50.3 | +93% |
| 2024 | $50.3 | $20.3 | -60% |
| 2025 | $20.3 | $36.2 | +78% |
| 2026 YTD | $36.2 | $61.2 | +69% |
INTC has the edge over JKHY on returns for 2026, with the stronger performance.
JKHY Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $146.6 | $157.7 | +7.6% |
| 2021 | $157.7 | $165.4 | +4.9% |
| 2022 | $165.4 | $177.3 | +7.2% |
| 2023 | $177.3 | $163.4 | -7.9% |
| 2024 | $163.4 | $176.9 | +8.2% |
| 2025 | $176.9 | $186.1 | +5.2% |
| 2026 YTD | $186.1 | $176.0 | -5.4% |
JKHY has finished higher in five of the last six years. It's down 5.4% so far in 2026.