IBO

Impact BioMedical Inc.

There isn't enough reported data to score IBO yet.

OSCR

Oscar Health, Inc.

69
Fundamentals85/ 100
Valuation50/ 100
Upside potential61/ 100
Risk potential35/ 100

OSCR's fundamentals are strong: revenue grew 55% and its operating margin went from −1.9% to 5.4%. Its PE isn't a useful guide right now because of how its recent earnings were reported.

IBO Fundamentals

MetricStatus
Unavailable
Weak
Strong
Unavailable

IBO's cash flow is currently strong, but its profitability is weak. There isn't enough data to rate its revenue and balance sheet.

OSCR Fundamentals

MetricStatus
Strong
Healthy
Strong
Strong

OSCR's revenue, profitability, cash flow and balance sheet are all currently healthy.

IBO PE Valuation

IBO has no meaningful PE right now: it lost money over the past year.

OSCR PE Valuation

CHEAPFAIREXPENSIVE41x83x124x166x
CHEAPFAIREXPENSIVE41x83x124x166x
LevelPEPriceVs current
Forward12x$31.94—
Current13x$31.94—
Cheap21x$52.73+65%
Fair35x$87.23+173%
Expensive130x$322+907%

Historical ranges are pointers, not guarantees.

OSCR's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.

IBO Forward outlook

There aren't enough analyst estimates for IBO to show an outlook.

OSCR Forward outlook

MetricOutlook
Improving
Strong growth
Strong growth
Strongly improving
Limited
Moderate

Analysts expect strong earnings and revenue growth for OSCR, with profitability improving.

IBO Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $4.77 on Nov 12.

There is not enough scenario data to compare IBO and OSCR's risk to reward.

OSCR Risk to reward

ScenarioChangePrice
Upside+55%$49.45
Downside-35%$20.78

Calculated from the latest close: $31.94 on Nov 12.

There is not enough scenario data to compare IBO and OSCR's risk to reward.

IBO Earnings Per Share

Q3 2025: $-45.32Q4 2025: $-4.81
Q3 2025: $-45.32Q4 2025: $-4.81

IBO and OSCR do not have enough comparable growth data to identify a winner.

OSCR Earnings Per Share

Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
QuarterTTM EPSYoY
Forward$2.61+5.6%
Q3 2026$2.47+$3.47
Q2 2026$1.45+$2.14
Q1 2026-$0.54-235%
Q4 2025-$1.69-1790%
Q3 2025-$1.00-$0.92
Q2 2025-$0.69-$0.54
Q1 2025$0.40+$0.82
Q4 2024$0.10+$1.32

OSCR has returned to profit: it earned $2.47 per share over the past year, after losing money the year before.

IBO Quarterly Revenue

Q4 2023: --Q1 2024: --Q2 2024: --Q3 2024: --Q4 2024: --Q1 2025: --Q2 2025: $7,000Q3 2025: $18,000Q4 2025: $7,000Q1 2026: $7,000Q2 2026: $3,000Q3 2026: $21,000
Q4 2023: --Q1 2024: --Q2 2024: --Q3 2024: --Q4 2024: --Q1 2025: --Q2 2025: $7,000Q3 2025: $18,000Q4 2025: $7,000Q1 2026: $7,000Q2 2026: $3,000Q3 2026: $21,000
QuarterRevenueYoY
Q3 2026$21K+17%
Q2 2026$3K-57%

IBO's revenue is recovering but still below its 2022 peak: $21,000 last quarter, up 17% from the same quarter a year ago.

OSCR Quarterly Revenue

Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
QuarterRevenueYoY
Q3 2026$5.1B+72%
Q2 2026$4.9B+70%
Q1 2026$4.6B+53%
Q4 2025$2.8B+17%
Q3 2025$3B+23%
Q2 2025$2.9B+29%
Q1 2025$3B+42%
Q4 2024$2.4B+67%

OSCR has the edge over IBO on sales, with more consistent year-over-year improvement.

IBO Free Cash Flow

Q4 2023: −$433,000Q1 2024: −$712,000Q2 2024: −$666,000Q3 2024: −$1MQ4 2024: −$1MQ1 2025: −$682,000Q2 2025: −$694,000Q3 2025: −$613,000Q4 2025: $99,000Q1 2026: −$464,000Q2 2026: $470,000Q3 2026: $11,000
Q4 2023: −$433,000Q1 2024: −$712,000Q2 2024: −$666,000Q3 2024: −$1MQ4 2024: −$1MQ1 2025: −$682,000Q2 2025: −$694,000Q3 2025: −$613,000Q4 2025: $99,000Q1 2026: −$464,000Q2 2026: $470,000Q3 2026: $11,000
QuarterFree cash flowYoY
Q3 2026$11K+$624K
Q2 2026$470K+$1.2M
Q1 2026-$464K+$218K
Q4 2025$99K+$1.4M
Q3 2025-$613K+$672K
Q2 2025-$694K-$28K
Q1 2025-$682K+$30K
Q4 2024-$1.3M-$823K

IBO's free cash flow has turned positive after four years mostly in the red: $116,000 over the past year.

OSCR Free Cash Flow

Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: −$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: −$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: −$1.2B
Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: −$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: −$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: −$1.2B
QuarterFree cash flowYoY
Q3 2026-$1.2B-$238.2M
Q2 2026$2.1B+316%
Q1 2026$2.6B+200%
Q4 2025$662.8M+95%
Q3 2025-$973.7M-$466M
Q2 2025$499.8M+2.1%
Q1 2025$869.5M+38%
Q4 2024$340M+17%

OSCR usually generates cash, though not every quarter: the latest was −$1.2B, but it generated $4.1B over the past year.

IBO Total Shares

Q4 2023: 5MQ1 2024: 790,000Q2 2024: 789,819Q4 2024: 849,815Q1 2025: 952,957Q2 2025: 962,648Q3 2025: 962,648
Q4 2023: 5MQ1 2024: 790,000Q2 2024: 789,819Q4 2024: 849,815Q1 2025: 952,957Q2 2025: 962,648Q3 2025: 962,648
PeriodChange %Net change
Quarterly0%--
1 year+22%+173K shares

IBO has the edge over OSCR on shareholder dilution, with a more favorable share count trend.

OSCR Total Shares

Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
PeriodChange %Net change
Quarterly+3.9%+13M shares
1 year+34%+87.2M shares
3 years+55%+123M shares
5 years+66%+138M shares
Available history+71%+143M shares

OSCR has 346M diluted shares, up 34% from a year ago.

IBO Net Leverage

IBO's operating earnings (EBITDA) were negative over the past year, so its debt can't be measured against them.

OSCR Net Leverage

Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
QuarterNet LeverageStatus
Q3 2026-4.2xNet Cash
Q2 2026-5.5xNet Cash
Q1 2026-110.0xNet Cash
Q1 2025-9.7xNet Cash
Q4 2024-13.7xNet Cash
Q3 2024-10.1xNet Cash
Q2 2024-24.0xNet Cash
Q1 2024-217.7xNet Cash

OSCR has more cash than debt.

IBO Weekly Momentum

MetricValueStatus
RSI46.2Neutral
Stochastic31.7Neutral

IBO's weekly RSI is 46 (neutral) and its Stochastic is 32 (neutral).

OSCR Weekly Momentum

MetricValueStatus
RSI58.7Neutral
Stochastic44.9Neutral

OSCR's weekly RSI is 59 (neutral) and its Stochastic is 45 (neutral).

IBO PE vs Healthcare Sector

IBO has no meaningful PE right now: it lost money over the past year.

OSCR PE vs Healthcare Sector

MetricOSCRSector medianRelative
PE13x26x50% below
PE %33532 pts below

OSCR is trading at 13x earnings, a 50% discount to the Healthcare sector's median of 26x, though its earnings don't support one.

IBO Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$4.2811% above
20 week MA$5.289.7% below
50 week MA$6.2524% below
100 week MA$9.1148% below

OSCR has stronger trend alignment. IBO is above 1 of 4 weekly averages versus OSCR above 5 of 5.

OSCR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$31.22.3% above
20 week MA$31.12.8% above
50 week MA$22.939% above
100 week MA$19.365% above
200 week MA$15.5106% above

OSCR is in an uptrend: it's above all five of its weekly moving averages, and 106% above its 200-week average.

IBO Yearly ROI

YearStart priceEnd priceROI
2024$29.4$18.2-38%
2025$18.2$6.29-65%
2026 YTD$6.29$4.77-24%

IBO has finished every year since 2024 lower, and it's down 24% so far in 2026.

OSCR Yearly ROI

YearStart priceEnd priceROI
2021$31.0$8.02-74%
2022$8.02$2.21-72%
2023$2.21$9.15+314%
2024$9.15$13.8+51%
2025$13.8$14.9+8%
2026 YTD$14.9$31.9+114%

OSCR has the edge over IBO on returns for 2026, with the stronger performance.

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