HRB
H&R Block, Inc.
HRB has the edge over RIVN overall, supported by stronger valuation and lower modeled downside.
RIVN
Rivian Automotive, Inc.
RIVN offers stronger modeled upside, but that advantage does not outweigh its weaker overall profile.
HRB Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Strong | |
| Strong | |
| Healthy |
HRB's profitability, cash flow and balance sheet are currently healthy, and its revenue is stable.
RIVN Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Weak | |
| Weak | |
| Unavailable |
RIVN's revenue is currently healthy, but its profitability and cash flow are weak. There isn't enough data to rate its balance sheet.
HRB PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 8.3x | $50.73 | — |
| Cheap | 8.8x | $47.55 | -6.3% |
| Current | 9.4x | $50.73 | — |
| Fair | 13x | $69.30 | +37% |
| Expensive | 15x | $80.42 | +59% |
Historical ranges are pointers, not guarantees.
HRB's PE is in its cheap range at 9.4x. If earnings grow as analysts expect, today's price would be 8.3x next year's earnings.
RIVN PE Valuation
RIVN has no meaningful PE right now: it lost money over the past year.
HRB Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Strong growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| High |
Analysts expect earnings and revenue growth for HRB, with profitability improving.
RIVN Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Losses shrinking | |
| Strong growth | |
| Strongly improving | |
| Limited | |
| Low |
Analysts expect RIVN's losses to shrink, with revenue growing. However, they disagree widely on these estimates.
HRB Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $6.12 | +14% |
| Q3 2026 | $5.39 | +23% |
| Q2 2026 | $5.66 | +29% |
| Q1 2026 | $5.54 | +39% |
| Q4 2025 | $4.25 | +20% |
| Q3 2025 | $4.37 | +9.3% |
| Q2 2025 | $4.39 | +6.6% |
| Q1 2025 | $3.98 | -7.7% |
| Q4 2024 | $3.53 | -1.1% |
HRB has the edge over RIVN on earnings quality, reporting a profit while its opponent remains loss making.
RIVN Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | -$2.25 | +$0.83 |
| Q2 2026 | -$2.58 | +$0.62 |
| Q1 2026 | -$2.92 | +$0.77 |
| Q4 2025 | -$3.07 | +$1.62 |
| Q3 2025 | -$3.08 | +$2.52 |
| Q2 2025 | -$3.20 | +$2.76 |
| Q1 2025 | -$3.69 | +$2.08 |
| Q4 2024 | -$4.69 | +$1.05 |
RIVN is still losing money, but far less than before: $2.25 per share over the past year, against $7.40 at its worst in late 2022.
HRB Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $224.3M | +10% |
| Q2 2026 | $1.1B | +3% |
| Q1 2026 | $2.4B | +5.3% |
| Q4 2025 | $198.9M | +11% |
| Q3 2025 | $203.6M | +5% |
| Q2 2025 | $1.1B | +4.6% |
| Q1 2025 | $2.3B | +4.2% |
| Q4 2024 | $179.1M | 0% |
HRB's revenue has grown year over year for seven quarters in a row: $224M last quarter, up 10% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | -103% | -1.7 points |
| Q2 2026 | 33% | -0.5 points |
| Q1 2026 | 43% | +0.3 points |
| Q4 2025 | -150% | +14 points |
| Q3 2025 | -102% | +16 points |
| Q2 2025 | 33% | +0.4 points |
| Q1 2025 | 43% | +0.5 points |
| Q4 2024 | -164% | -15 points |
HRB's operating margin was −103% last quarter, down 1.7 points from the same quarter a year ago.
RIVN Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $2.2B | +38% |
| Q2 2026 | $1.7B | +27% |
| Q1 2026 | $1.4B | +11% |
| Q4 2025 | $1.3B | -26% |
| Q3 2025 | $1.6B | +78% |
| Q2 2025 | $1.3B | +13% |
| Q1 2025 | $1.2B | +3% |
| Q4 2024 | $1.7B | +32% |
RIVN has the edge over HRB on sales, with stronger typical year-over-year growth.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | -41% | +22 points |
| Q2 2026 | -50% | +35 points |
| Q1 2026 | -64% | -11 points |
| Q4 2025 | -65% | -27 points |
| Q3 2025 | -63% | +71 points |
| Q2 2025 | -86% | +33 points |
| Q1 2025 | -53% | +70 points |
| Q4 2024 | -38% | +82 points |
RIVN has the edge over HRB on profitability, with a higher operating margin.
HRB Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$379.2M | -$9.2M |
| Q2 2026 | $236.5M | -2% |
| Q1 2026 | $1.5B | +18% |
| Q4 2025 | -$649.5M | -$52.1M |
| Q3 2025 | -$370M | -$22.7M |
| Q2 2025 | $241.3M | -17% |
| Q1 2025 | $1.3B | -2.9% |
| Q4 2024 | -$597.4M | +$29.5M |
HRB has the edge over RIVN on cash generation, producing positive trailing cash flow while its opponent burns cash.
RIVN Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$1.1B | -$703M |
| Q2 2026 | -$849M | -$451M |
| Q1 2026 | -$1.1B | -$549M |
| Q4 2025 | -$1.1B | -234% |
| Q3 2025 | -$421M | +$732M |
| Q2 2025 | -$398M | +$639M |
| Q1 2025 | -$526M | +$997M |
| Q4 2024 | $856M | +$2.3B |
RIVN has burned cash in almost every quarter: −$4.2B over the past year, against −$489M the year before.
HRB Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -4.5% | -5.8M shares |
| 1 year | -6.3% | -8.3M shares |
| 3 years | -16% | -23.2M shares |
| 5 years | -31% | -55M shares |
| Available history | -37% | -71M shares |
HRB has the edge over RIVN on shareholder dilution, with a more favorable share count trend.
RIVN Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +9.1% | +121M shares |
| 1 year | +19% | +226M shares |
| 3 years | +52% | +494M shares |
RIVN has 1.4B diluted shares, up 19% from a year ago.
| Quarter | Spent |
|---|---|
| Q2 2021 | — |
| Q1 2021 | — |
| Q4 2020 | $6M |
| Q3 2020 | — |
| Q2 2020 | — |
| Q1 2020 | — |
HRB Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 1.1x | Healthy |
| Q2 2026 | 0.5x | Very low |
| Q1 2026 | 0.6x | Very low |
| Q4 2025 | 2.2x | Moderate |
| Q3 2025 | 1.4x | Healthy |
| Q2 2025 | 0.5x | Very low |
| Q1 2025 | 0.8x | Very low |
| Q4 2024 | 2.2x | Moderate |
HRB's net debt is about 1.1 years of its operating earnings (EBITDA), down from 1.4 years a year ago.
RIVN Net Leverage
RIVN's operating earnings (EBITDA) were negative over the past year, so its debt can't be measured against them.
HRB Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 60.3 | Neutral |
| Stochastic | 63.0 | Neutral |
HRB's weekly RSI is 60 (neutral) and its Stochastic is 63 (neutral).
RIVN Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 41.5 | Neutral |
| Stochastic | 25.6 | Neutral |
RIVN's weekly RSI is 41 (neutral) and its Stochastic is 26 (neutral).
HRB PE vs Consumer Cyclical Sector
| Metric | HRB | Sector median | Relative |
|---|---|---|---|
| PE | 9.4x | 18x | 48% below |
| PE % | 19 | 47 | 28 pts below |
HRB is trading at 9.4x earnings, a 48% discount to the Consumer Cyclical sector's median of 18x.
RIVN PE vs Consumer Cyclical Sector
RIVN has no meaningful PE right now: it lost money over the past year.
HRB Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $47.6 | 6.5% above |
| 20 week MA | $46.6 | 8.8% above |
| 50 week MA | $40.4 | 26% above |
| 100 week MA | $47.0 | 7.9% above |
| 200 week MA | $46.5 | 9.2% above |
HRB has the edge over RIVN on trend strength, trading above more of its moving averages.
RIVN Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $13.3 | 3.9% below |
| 20 week MA | $15.1 | 15% below |
| 50 week MA | $15.9 | 19% below |
| 100 week MA | $14.7 | 13% below |
| 200 week MA | $15.1 | 15% below |
RIVN is in a downtrend: it's below all five of its weekly moving averages, and 15% below its 200-week average.
HRB Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $23.4 | $15.5 | -34% |
| 2021 | $15.5 | $23.5 | +52% |
| 2022 | $23.5 | $39.2 | +66% |
| 2023 | $39.2 | $48.4 | +24% |
| 2024 | $48.4 | $53.4 | +10% |
| 2025 | $53.4 | $43.8 | -18% |
| 2026 YTD | $43.8 | $50.7 | +16% |
HRB has the edge over RIVN on returns for 2026, with the stronger performance.
RIVN Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $130.0 | $96.8 | -25% |
| 2022 | $96.8 | $19.1 | -80% |
| 2023 | $19.1 | $23.5 | +23% |
| 2024 | $23.5 | $13.7 | -42% |
| 2025 | $13.7 | $20.9 | +53% |
| 2026 YTD | $20.9 | $12.8 | -39% |
RIVN has finished lower in three of the last five years. It's down 39% so far in 2026.