HOPE

Hope Bancorp, Inc.

62
Fundamentals75/ 100
Valuation50/ 100
Upside potential55/ 100
Risk potential14/ 100

HOPE's fundamentals are strong: revenue grew 26% and its operating margin rose 14 points to 28%. Its PE isn't a useful guide right now because of how its recent earnings were reported.

IREN

IREN Limited

There isn't enough reported data to score IREN yet.

HOPE Fundamentals

MetricStatus
Strong
Strong
N/A
N/A

HOPE's revenue and profitability are currently strong. Free cash flow and net leverage aren't meaningful measures for financial services companies like HOPE.

IREN Fundamentals

MetricStatus
Under pressure
Weak
N/A
N/A

IREN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like IREN.

HOPE PE Valuation

CHEAPFAIREXPENSIVE8.3x17x25x33x
CHEAPFAIREXPENSIVE8.3x17x25x33x
LevelPEPriceVs current
Cheap7.2x$7.46-43%
Fair10x$10.89-17%
Forward11x$13.06โ€”
Current13x$13.06โ€”
Expensive16x$16.93+30%

Historical ranges are pointers, not guarantees.

HOPE's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.

IREN PE Valuation

IREN has no meaningful PE right now: it lost money over the past year.

HOPE Forward outlook

MetricOutlook
Improving
Growth
Strong growth
Strongly weakening
Limited
Low

Analysts expect earnings and revenue growth for HOPE, but weaker profitability. However, they disagree widely on these estimates.

IREN Forward outlook

MetricOutlook
--
Losses growing
Strong growth
Strongly improving
Limited
Low

Analysts expect IREN's losses to grow, with revenue growing. However, they disagree widely on these estimates.

HOPE Risk to reward

ScenarioChangePrice
Upside+17%$15.25
Downside-13%$11.30

Calculated from the latest close: $13.06 on Nov 12.

There is not enough scenario data to compare HOPE and IREN's risk to reward.

IREN Risk to reward

ScenarioChangePrice
UpsideUnknownโ€”
DownsideUnknownโ€”

Calculated from the latest close: $19.48 on Nov 12.

There is not enough scenario data to compare HOPE and IREN's risk to reward.

HOPE Earnings Per Share

Q4 2023: $1.12Q1 2024: $1.00Q2 2024: $0.89Q3 2024: $0.84Q4 2024: $0.82Q1 2025: $0.78Q2 2025: $0.35Q3 2025: $0.39Q4 2025: $0.46Q1 2026: $0.52Q2 2026: $1.00Q3 2026: $1.04Forward: $1.18
Q4 2023: $1.12Q1 2024: $1.00Q2 2024: $0.89Q3 2024: $0.84Q4 2024: $0.82Q1 2025: $0.78Q2 2025: $0.35Q3 2025: $0.39Q4 2025: $0.46Q1 2026: $0.52Q2 2026: $1.00Q3 2026: $1.04Forward: $1.18
QuarterTTM EPSYoY
Forward$1.18+14%
Q3 2026$1.04+167%
Q2 2026$1.00+186%
Q1 2026$0.52-33%
Q4 2025$0.46-44%
Q3 2025$0.39-54%
Q2 2025$0.35-61%
Q1 2025$0.78-22%
Q4 2024$0.82-27%

HOPE has the edge over IREN on earnings quality, reporting a profit while its opponent remains loss making.

IREN Earnings Per Share

Q4 2023: $-0.29Q1 2024: $-0.16Q2 2024: $-0.20Q3 2024: $-0.39Q4 2024: $-0.44Q1 2025: $-0.59Q2 2025: $0.25Q3 2025: $1.60Q4 2025: $1.18Q1 2026: $0.51Q2 2026: $-2.22Q3 2026: $-3.96
Q4 2023: $-0.29Q1 2024: $-0.16Q2 2024: $-0.20Q3 2024: $-0.39Q4 2024: $-0.44Q1 2025: $-0.59Q2 2025: $0.25Q3 2025: $1.60Q4 2025: $1.18Q1 2026: $0.51Q2 2026: $-2.22Q3 2026: $-3.96
QuarterTTM EPSYoY
Q3 2026-$3.96-347%
Q2 2026-$2.22-988%
Q1 2026$0.51+$1.10
Q4 2025$1.18+$1.62
Q3 2025$1.60+$1.99
Q2 2025$0.25+$0.45
Q1 2025-$0.59-$0.43
Q4 2024-$0.44-$0.15

IREN has swung to a loss: it lost $3.96 per share over the past year, after a profit the year before.

HOPE Quarterly Revenue

Q4 2023: $135MQ1 2024: $123MQ2 2024: $117MQ3 2024: $117MQ4 2024: $118MQ1 2025: $117MQ2 2025: $95MQ3 2025: $142MQ4 2025: $146MQ1 2026: $141MQ2 2026: $148MQ3 2026: $157M
Q4 2023: $135MQ1 2024: $123MQ2 2024: $117MQ3 2024: $117MQ4 2024: $118MQ1 2025: $117MQ2 2025: $95MQ3 2025: $142MQ4 2025: $146MQ1 2026: $141MQ2 2026: $148MQ3 2026: $157M
QuarterRevenueYoY
Q3 2026$157.5M+11%
Q2 2026$147.8M+56%
Q1 2026$141M+21%
Q4 2025$145.8M+24%
Q3 2025$142M+22%
Q2 2025$94.6M-19%
Q1 2025$116.5M-5.5%
Q4 2024$118M-13%

HOPE's revenue has grown year over year for five quarters in a row: $157M last quarter, up 11% from the same quarter a year ago.

IREN Quarterly Revenue

Q4 2023: $42MQ1 2024: $54MQ2 2024: $57MQ3 2024: $53MQ4 2024: $116MQ1 2025: $145MQ2 2025: $187MQ3 2025: $240MQ4 2025: $185MQ1 2026: $145MQ2 2026: $137MQ3 2026: $228M
Q4 2023: $42MQ1 2024: $54MQ2 2024: $57MQ3 2024: $53MQ4 2024: $116MQ1 2025: $145MQ2 2025: $187MQ3 2025: $240MQ4 2025: $185MQ1 2026: $145MQ2 2026: $137MQ3 2026: $228M
QuarterRevenueYoY
Q3 2026$228M-5.1%
Q2 2026$137.2M-27%
Q1 2026$144.8M0%
Q4 2025$184.7M+59%
Q3 2025$240.3M+355%
Q2 2025$187.3M+230%
Q1 2025$144.8M+168%
Q4 2024$116.1M+176%

IREN has the edge over HOPE on sales, with stronger typical year-over-year growth.

HOPE Free Cash Flow

Q4 2023: $77MQ1 2024: $28MQ2 2024: โˆ’$28MQ3 2024: $60MQ4 2024: $47MQ1 2025: $24MQ2 2025: $7MQ3 2025: $47MQ4 2025: $73MQ1 2026: $12MQ2 2026: $56MQ3 2026: $146M
Q4 2023: $77MQ1 2024: $28MQ2 2024: โˆ’$28MQ3 2024: $60MQ4 2024: $47MQ1 2025: $24MQ2 2025: $7MQ3 2025: $47MQ4 2025: $73MQ1 2026: $12MQ2 2026: $56MQ3 2026: $146M
QuarterFree cash flowYoY
Q3 2026$146.1M+210%
Q2 2026$56M+712%
Q1 2026$11.8M-51%
Q4 2025$73.4M+55%
Q3 2025$47.2M-22%
Q2 2025$6.9M+$35M
Q1 2025$24M-13%
Q4 2024$47.4M-38%

HOPE has the edge over IREN on cash generation, producing positive trailing cash flow while its opponent burns cash.

IREN Free Cash Flow

Q4 2023: โˆ’$29MQ1 2024: โˆ’$222MQ2 2024: โˆ’$163MQ3 2024: โˆ’$387MQ4 2024: โˆ’$134MQ1 2025: โˆ’$351MQ2 2025: $16MQ3 2025: โˆ’$38MQ4 2025: โˆ’$468MQ1 2026: โˆ’$874MQ2 2026: $482MQ3 2026: โˆ’$1.6B
Q4 2023: โˆ’$29MQ1 2024: โˆ’$222MQ2 2024: โˆ’$163MQ3 2024: โˆ’$387MQ4 2024: โˆ’$134MQ1 2025: โˆ’$351MQ2 2025: $16MQ3 2025: โˆ’$38MQ4 2025: โˆ’$468MQ1 2026: โˆ’$874MQ2 2026: $482MQ3 2026: โˆ’$1.6B
QuarterFree cash flowYoY
Q3 2026-$1.6B-$1.6B
Q2 2026$482.2M+2895%
Q1 2026-$873.8M-$523.1M
Q4 2025-$468M-$334M
Q3 2025-$38M+$349.4M
Q2 2025$16.1M+$179M
Q1 2025-$350.7M-$128.7M
Q4 2024-$134M-$105.2M

IREN's free cash flow was โˆ’$2.5B over the past year, against โˆ’$507M the year before. Free cash flow isn't a meaningful measure for financial services companies like IREN.

HOPE Total Shares

Q4 2023: 120MQ1 2024: 121MQ2 2024: 121MQ3 2024: 121MQ4 2024: 121MQ1 2025: 121MQ2 2025: 128MQ3 2025: 129MQ4 2025: 127MQ1 2026: 129MQ2 2026: 128MQ3 2026: 129M
Q4 2023: 120MQ1 2024: 121MQ2 2024: 121MQ3 2024: 121MQ4 2024: 121MQ1 2025: 121MQ2 2025: 128MQ3 2025: 129MQ4 2025: 127MQ1 2026: 129MQ2 2026: 128MQ3 2026: 129M
PeriodChange %Net change
Quarterly+0.2%+316K shares
1 year0%+30.8K shares
3 years+6.9%+8.3M shares
5 years+4.7%+5.7M shares
Available history+1.4%+1.7M shares

HOPE has the edge over IREN on shareholder dilution, with a more favorable share count trend.

IREN Total Shares

Q4 2023: 73MQ1 2024: 112MQ2 2024: 186MQ3 2024: 189MQ4 2024: 210MQ1 2025: 219MQ2 2025: 257MQ3 2025: 362MQ4 2025: 298MQ1 2026: 334MQ2 2026: 316MQ3 2026: 399M
Q4 2023: 73MQ1 2024: 112MQ2 2024: 186MQ3 2024: 189MQ4 2024: 210MQ1 2025: 219MQ2 2025: 257MQ3 2025: 362MQ4 2025: 298MQ1 2026: 334MQ2 2026: 316MQ3 2026: 399M
PeriodChange %Net change
Quarterly+26%+82.4M shares
1 year+10%+36.9M shares
3 years+511%+333M shares
5 years+624%+344M shares
Available history+2346%+382M shares

IREN has 399M diluted shares, up 10% from a year ago.

HOPE Net Leverage

Q4 2023: 9.0xQ1 2024: 4.2xQ2 2024: -0.1xQ3 2024: -0.4xQ4 2024: 0.1xQ1 2025: -0.7xQ2 2025: -2.0xQ3 2025: -1.5xQ4 2025: 0.5xQ1 2026: 0.4xQ2 2026: 1.1xQ3 2026: 0.7x
Q4 2023: 9.0xQ1 2024: 4.2xQ2 2024: -0.1xQ3 2024: -0.4xQ4 2024: 0.1xQ1 2025: -0.7xQ2 2025: -2.0xQ3 2025: -1.5xQ4 2025: 0.5xQ1 2026: 0.4xQ2 2026: 1.1xQ3 2026: 0.7x
QuarterNet LeverageStatus
Q3 20260.7xVery low
Q2 20261.1xHealthy
Q1 20260.4xVery low
Q4 20250.5xVery low
Q3 2025-1.5xNet Cash
Q2 2025-2.0xNet Cash
Q1 2025-0.7xNet Cash
Q4 20240.1xVery low

HOPE's net debt is less than a year of its operating earnings (EBITDA), after holding more cash than debt a year ago. Net leverage isn't a meaningful measure for financial services companies like HOPE.

IREN Net Leverage

Q4 2023: -11.0xQ1 2024: -10.6xQ2 2024: -15.9xQ3 2024: -16.7xQ4 2024: -4.6xQ1 2025: 3.3xQ2 2025: 2.0xQ3 2025: 4.1xQ4 2025: 22.2xQ1 2026: 157.6x
Q4 2023: -11.0xQ1 2024: -10.6xQ2 2024: -15.9xQ3 2024: -16.7xQ4 2024: -4.6xQ1 2025: 3.3xQ2 2025: 2.0xQ3 2025: 4.1xQ4 2025: 22.2xQ1 2026: 157.6x
QuarterNet LeverageStatus
Q1 2026157.6xHigh
Q4 202522.2xHigh
Q3 20254.1xHigh
Q2 20252.0xModerate
Q1 20253.3xElevated
Q4 2024-4.6xNet Cash
Q3 2024-16.7xNet Cash
Q2 2024-15.9xNet Cash

IREN's net debt is more than 20 years of its operating earnings (EBITDA), up from 3.3 years a year ago. Net leverage isn't a meaningful measure for financial services companies like IREN.

HOPE Weekly Momentum

MetricValueStatus
RSI47.0Neutral
Stochastic12.2Oversold

HOPE's weekly RSI is 47 (neutral) and its Stochastic is 12 (oversold).

IREN Weekly Momentum

MetricValueStatus
RSI33.3Neutral
Stochastic8.2Oversold

IREN's weekly RSI is 33 (neutral) and its Stochastic is 8 (oversold).

HOPE PE vs Financial Services Sector

MetricHOPESector medianRelative
PE13x13x3.5% below
PE %62631 pt below

HOPE is trading at 13x earnings, in line with the Financial Services sector's median of 13x, though its earnings don't support one.

IREN PE vs Financial Services Sector

MetricIRENSector medianRelative
PEN/A13xโ€”

IREN has no meaningful PE right now: it lost money over the past year.

HOPE Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$13.53% below
20 week MA$13.74.8% below
50 week MA$12.63.3% above
100 week MA$11.712% above
200 week MA$11.316% above

HOPE has the edge over IREN on trend strength, trading above more of its moving averages.

IREN Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$29.835% below
20 week MA$36.246% below
50 week MA$42.854% below
100 week MA$32.039% below
200 week MA$19.12.1% above

IREN has fallen below most of its moving averages, though it's still 2.1% above its 200-week average.

HOPE Yearly ROI

YearStart priceEnd priceROI
2020$14.8$10.8-27%
2021$10.8$14.5+35%
2022$14.5$12.9-11%
2023$12.9$12.1-6.4%
2024$12.1$12.3+1.8%
2025$12.3$11.3-8.5%
2026 YTD$11.3$13.1+16%

HOPE has the edge over IREN on returns for 2026, with the stronger performance.

IREN Yearly ROI

YearStart priceEnd priceROI
2021$24.8$17.2-31%
2022$17.2$1.19-93%
2023$1.19$7.15+501%
2024$7.15$10.7+50%
2025$10.7$40.3+276%
2026 YTD$40.3$19.5-52%

IREN's yearly returns have swung widely, from +501% in 2023 to โˆ’93% in 2022. It's down 52% so far in 2026.

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