HOOD
Robinhood Markets, Inc.
HOOD's fundamentals are mixed, but it looks cheap: trading at 38x earnings, below its usual 51x. Analysts expect strong earnings growth, though they disagree widely on how much.
YRD
Yiren Digital Ltd.
There isn't enough reported data to score YRD yet.
HOOD Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
HOOD's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like HOOD.
YRD Fundamentals
| Metric | Status |
|---|---|
| Weak | |
| Under pressure | |
| N/A | |
| N/A |
YRD's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like YRD.
HOOD PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 30x | $81.35 | — |
| Cheap | 37x | $78.84 | -3.1% |
| Current | 38x | $81.35 | — |
| Fair | 51x | $110 | +35% |
| Expensive | 74x | $160 | +96% |
Historical ranges are pointers, not guarantees.
HOOD's PE is in its cheap range at 38x. If earnings grow as analysts expect, today's price would be 30x next year's earnings.
YRD PE Valuation
YRD has no meaningful PE right now: it lost money over the past year.
HOOD Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Moderate | |
| Low |
Analysts expect strong earnings and revenue growth for HOOD, with profitability improving. However, they disagree widely on these estimates.
YRD Forward outlook
There aren't enough analyst estimates for YRD to show an outlook.
HOOD Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.72 | +26% |
| Q3 2026 | $2.16 | -10% |
| Q2 2026 | $2.26 | +15% |
| Q1 2026 | $2.06 | +18% |
| Q4 2025 | $2.05 | +31% |
| Q3 2025 | $2.40 | +314% |
| Q2 2025 | $1.96 | +513% |
| Q1 2025 | $1.75 | +1150% |
| Q4 2024 | $1.56 | +$2.17 |
HOOD has the edge over YRD on earnings quality, reporting a profit while its opponent remains loss making.
YRD Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q2 2026 | -$2.56 | -215% |
| Q1 2026 | -$1.18 | -151% |
| Q4 2025 | $0.10 | -96% |
| Q3 2025 | $2.16 | -31% |
| Q2 2025 | $2.22 | -35% |
| Q1 2025 | $2.31 | -36% |
| Q4 2024 | $2.71 | -23% |
| Q3 2024 | $3.11 | -6.9% |
YRD has swung to a loss: it lost $2.56 per share over the past year, after a profit the year before.
HOOD Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.4B | +12% |
| Q2 2026 | $1.3B | +32% |
| Q1 2026 | $1.1B | +15% |
| Q4 2025 | $1.3B | +27% |
| Q3 2025 | $1.3B | +100% |
| Q2 2025 | $989M | +45% |
| Q1 2025 | $927M | +50% |
| Q4 2024 | $1B | +115% |
HOOD has the edge over YRD on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 44% | -5.9 points |
| Q2 2026 | 54% | +9.5 points |
| Q1 2026 | 39% | -1.5 points |
| Q4 2025 | 52% | -3.5 points |
| Q3 2025 | 50% | +26 points |
| Q2 2025 | 45% | +17 points |
| Q1 2025 | 40% | +14 points |
| Q4 2024 | 55% | +49 points |
HOOD has the edge over YRD on profitability, with a higher operating margin.
YRD Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q2 2026 | $133.6M | -47% |
| Q1 2026 | $137.3M | -41% |
| Q4 2025 | $141.9M | -35% |
| Q3 2025 | $233.4M | +5.1% |
| Q2 2025 | $251.3M | +12% |
| Q1 2025 | $233.3M | +13% |
| Q4 2024 | $217.9M | +14% |
| Q3 2024 | $222M | +13% |
YRD's revenue has slid since its 2019 peak: $134M last quarter, down 47% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q2 2026 | -40% | -62 points |
| Q1 2026 | 27% | +7.3 points |
| Q4 2025 | -4.7% | -25 points |
| Q3 2025 | 42% | +19 points |
| Q2 2025 | 23% | -25 points |
| Q1 2025 | 20% | -22 points |
| Q4 2024 | 20% | -34 points |
| Q3 2024 | 23% | -30 points |
YRD's operating margin was −40% last quarter, down 62 points from the same quarter a year ago, near the bottom of its range since 2019.
HOOD Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.2B | +$2.8B |
| Q2 2026 | $720M | -79% |
| Q1 2026 | $2B | +217% |
| Q4 2025 | -$937M | +$463M |
| Q3 2025 | -$1.6B | -187% |
| Q2 2025 | $3.5B | +6398% |
| Q1 2025 | $642M | +$1.3B |
| Q4 2024 | -$1.4B | -246% |
HOOD has the edge over YRD on cash generation, producing positive trailing cash flow while its opponent burns cash.
YRD Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q2 2026 | -$154.4M | -350% |
| Q1 2026 | -$98.4M | -237% |
| Q4 2025 | -$31M | -$31M |
| Q3 2025 | -$823K | -$823K |
| Q2 2025 | $61.7M | +11% |
| Q1 2025 | $71.8M | -24% |
| Q4 2024 | $0 | $0 |
| Q3 2024 | $0 | $0 |
YRD's free cash flow was −$285M over the past year, against $134M the year before. Free cash flow isn't a meaningful measure for financial services companies like YRD.
HOOD Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -1M shares |
| 1 year | -0.8% | -6.9M shares |
| 3 years | +1.8% | +15.9M shares |
| 5 years | +292% | +679M shares |
| Available history | +7.2% | +60.8M shares |
HOOD has the edge over YRD on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $25M |
| Q2 2026 | $414M |
| Q1 2026 | $250M |
| Q4 2025 | $100M |
| Q3 2025 | $107M |
| Q2 2025 | $124M |
| Q1 2025 | $322M |
| Q4 2024 | $160M |
HOOD spent $789M buying back its own shares over the past year, up 11% from the year before.
YRD Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | 0% | +12.7K shares |
| 1 year | +0.5% | +437K shares |
| 3 years | -2.3% | -2.1M shares |
| 5 years | +3.4% | +2.9M shares |
| Available history | -6.1% | -5.7M shares |
YRD has 87M diluted shares, up 0.5% from a year ago.
| Quarter | Spent |
|---|---|
| Q2 2026 | — |
| Q1 2026 | — |
| Q4 2025 | $33,466 |
| Q3 2025 | — |
| Q2 2025 | — |
| Q1 2025 | — |
| Q4 2024 | — |
| Q3 2024 | — |
YRD spent $33,466 buying back its own shares over the past year, after none the year before.
HOOD Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.3x | Net Cash |
| Q2 2026 | -2.1x | Net Cash |
| Q1 2026 | -2.2x | Net Cash |
| Q4 2025 | -1.9x | Net Cash |
| Q3 2025 | -2.1x | Net Cash |
| Q2 2025 | -2.6x | Net Cash |
| Q1 2025 | -3.3x | Net Cash |
| Q4 2024 | -3.8x | Net Cash |
HOOD has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like HOOD.
YRD Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q4 2025 | -13.9x | Net Cash |
| Q3 2025 | -2.3x | Net Cash |
| Q2 2025 | -3.0x | Net Cash |
| Q1 2025 | -2.9x | Net Cash |
| Q4 2024 | -2.3x | Net Cash |
| Q3 2024 | -1.8x | Net Cash |
| Q2 2024 | -2.3x | Net Cash |
| Q1 2024 | -2.2x | Net Cash |
YRD has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like YRD.
HOOD Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 40.8 | Neutral |
| Stochastic | 9.5 | Oversold |
HOOD's weekly RSI is 41 (neutral) and its Stochastic is 10 (oversold).
YRD Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 19.0 | Oversold |
| Stochastic | 2.9 | Oversold |
YRD's weekly RSI is 19 (oversold) and its Stochastic is 3 (oversold).
HOOD PE vs Financial Services Sector
| Metric | HOOD | Sector median | Relative |
|---|---|---|---|
| PE | 38x | 13x | 189% above |
| PE % | 22 | 66 | 44 pts below |
HOOD is trading at 38x earnings, a 189% premium to the Financial Services sector's median of 13x.
YRD PE vs Financial Services Sector
| Metric | YRD | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
YRD has no meaningful PE right now: it lost money over the past year.
HOOD Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $97.8 | 17% below |
| 20 week MA | $102.2 | 20% below |
| 50 week MA | $95.4 | 15% below |
| 100 week MA | $88.5 | 8.1% below |
| 200 week MA | $52.1 | 56% above |
HOOD has the edge over YRD on trend strength, trading above more of its moving averages.
YRD Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $0.68 | 53% below |
| 20 week MA | $0.97 | 67% below |
| 50 week MA | $2.08 | 85% below |
| 100 week MA | $4.01 | 92% below |
| 200 week MA | $3.88 | 92% below |
YRD is in a downtrend: it's below all five of its weekly moving averages, and 92% below its 200-week average.
HOOD Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $35.2 | $18.9 | -46% |
| 2022 | $18.9 | $7.95 | -58% |
| 2023 | $7.95 | $12.7 | +60% |
| 2024 | $12.7 | $39.0 | +206% |
| 2025 | $39.0 | $118.1 | +203% |
| 2026 YTD | $118.1 | $81.4 | -31% |
HOOD has the edge over YRD on returns for 2026, with the stronger performance.
YRD Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $5.06 | $3.05 | -40% |
| 2021 | $3.05 | $2.75 | -9.8% |
| 2022 | $2.75 | $1.31 | -52% |
| 2023 | $1.31 | $3.12 | +138% |
| 2024 | $3.12 | $4.87 | +56% |
| 2025 | $4.87 | $4.00 | -18% |
| 2026 YTD | $4.00 | $0.32 | -92% |
YRD's yearly returns have swung widely, from +138% in 2023 to −52% in 2022. It's down 92% so far in 2026.