HOOD
Robinhood Markets, Inc.
HOOD has a slight edge over WRLD overall, supported by stronger valuation and stronger modeled upside.
WRLD
World Acceptance Corporation
WRLD has lower modeled downside risk, despite its lower overall score.
HOOD Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
HOOD's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like HOOD.
WRLD Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Stable | |
| N/A | |
| N/A |
WRLD's revenue and profitability are currently stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like WRLD.
HOOD PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 30x | $81.35 | — |
| Cheap | 37x | $78.84 | -3.1% |
| Current | 38x | $81.35 | — |
| Fair | 51x | $110 | +35% |
| Expensive | 74x | $160 | +96% |
Historical ranges are pointers, not guarantees.
HOOD has the edge over WRLD in the historical PE scenario, which offers more potential upside but is not a forecast.
WRLD PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 10x | $109 | -20% |
| Forward | 10x | $136 | — |
| Current | 13x | $136 | — |
| Fair | 14x | $151 | +11% |
| Expensive | 23x | $239 | +75% |
Historical ranges are pointers, not guarantees.
WRLD's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.
HOOD Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Moderate | |
| Low |
Analysts expect strong earnings and revenue growth for HOOD, with profitability improving. However, they disagree widely on these estimates.
WRLD Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| High |
Analysts expect earnings and revenue growth for WRLD, with profitability improving.
HOOD Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.72 | +26% |
| Q3 2026 | $2.16 | -10% |
| Q2 2026 | $2.26 | +15% |
| Q1 2026 | $2.06 | +18% |
| Q4 2025 | $2.05 | +31% |
| Q3 2025 | $2.40 | +314% |
| Q2 2025 | $1.96 | +513% |
| Q1 2025 | $1.75 | +1150% |
| Q4 2024 | $1.56 | +$2.17 |
HOOD has the edge over WRLD on earnings, with more consistent year-over-year improvement.
WRLD Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $13.23 | +26% |
| Q3 2026 | $10.50 | +0.5% |
| Q2 2026 | $8.20 | -45% |
| Q1 2026 | $7.12 | -56% |
| Q4 2025 | $7.81 | -45% |
| Q3 2025 | $10.45 | -29% |
| Q2 2025 | $14.82 | +10% |
| Q1 2025 | $16.36 | +23% |
| Q4 2024 | $14.32 | +24% |
WRLD's earnings per share have fallen from their peak: $10.50 over the past year, against $16.36 in early 2025. Its recent earnings include one-off gains.
HOOD Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.4B | +12% |
| Q2 2026 | $1.3B | +32% |
| Q1 2026 | $1.1B | +15% |
| Q4 2025 | $1.3B | +27% |
| Q3 2025 | $1.3B | +100% |
| Q2 2025 | $989M | +45% |
| Q1 2025 | $927M | +50% |
| Q4 2024 | $1B | +115% |
HOOD has the edge over WRLD on sales, with stronger typical year-over-year growth.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 44% | -5.9 points |
| Q2 2026 | 54% | +9.5 points |
| Q1 2026 | 39% | -1.5 points |
| Q4 2025 | 52% | -3.5 points |
| Q3 2025 | 50% | +26 points |
| Q2 2025 | 45% | +17 points |
| Q1 2025 | 40% | +14 points |
| Q4 2024 | 55% | +49 points |
HOOD has the edge over WRLD on profitability, with a higher operating margin.
WRLD Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $139.2M | +3.5% |
| Q2 2026 | $139.2M | +5.1% |
| Q1 2026 | $175.9M | +6.4% |
| Q4 2025 | $141.3M | +1.9% |
| Q3 2025 | $134.5M | +2.3% |
| Q2 2025 | $132.5M | +2.3% |
| Q1 2025 | $165.3M | +3.8% |
| Q4 2024 | $138.6M | +0.6% |
WRLD's revenue has grown year over year for eight quarters in a row: $139M last quarter, up 3.5% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 8.4% | +9.6 points |
| Q2 2026 | 5.7% | +4.2 points |
| Q1 2026 | 26% | -7.8 points |
| Q4 2025 | -0.7% | -12 points |
| Q3 2025 | -1.3% | -23 points |
| Q2 2025 | 1.5% | -8.5 points |
| Q1 2025 | 33% | +4.1 points |
| Q4 2024 | 12% | -2.6 points |
WRLD's operating margin was 8.4% last quarter, up 9.6 points from the same quarter a year ago.
HOOD Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.2B | +$2.8B |
| Q2 2026 | $720M | -79% |
| Q1 2026 | $2B | +217% |
| Q4 2025 | -$937M | +$463M |
| Q3 2025 | -$1.6B | -187% |
| Q2 2025 | $3.5B | +6398% |
| Q1 2025 | $642M | +$1.3B |
| Q4 2024 | -$1.4B | -246% |
HOOD's free cash flow was $3B over the past year, up 159% from the year before. Free cash flow isn't a meaningful measure for financial services companies like HOOD.
WRLD Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $64.7M | +36% |
| Q2 2026 | $63.1M | +10% |
| Q1 2026 | $93.5M | +3.8% |
| Q4 2025 | $57.2M | -5.4% |
| Q3 2025 | $47.7M | -9.4% |
| Q2 2025 | $57.1M | +21% |
| Q1 2025 | $90.1M | +9.5% |
| Q4 2024 | $60.4M | +4.8% |
WRLD has the edge over HOOD on cash flow, with more consistent year-over-year improvement.
HOOD Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -1M shares |
| 1 year | -0.8% | -6.9M shares |
| 3 years | +1.8% | +15.9M shares |
| 5 years | +292% | +679M shares |
| Available history | +7.2% | +60.8M shares |
HOOD has 911M diluted shares, down 0.8% from a year ago, with $789M in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | $25M |
| Q2 2026 | $414M |
| Q1 2026 | $250M |
| Q4 2025 | $100M |
| Q3 2025 | $107M |
| Q2 2025 | $124M |
| Q1 2025 | $322M |
| Q4 2024 | $160M |
HOOD spent $789M buying back its own shares over the past year, up 11% from the year before.
WRLD Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.5% | -22.7K shares |
| 1 year | -10% | -534K shares |
| 3 years | -23% | -1.4M shares |
| 5 years | -29% | -1.9M shares |
| Available history | -37% | -2.7M shares |
WRLD has the edge over HOOD on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $25M |
| Q2 2026 | $2.2M |
| Q1 2026 | $37.8M |
| Q4 2025 | $15M |
| Q3 2025 | $66.6M |
| Q2 2025 | $13M |
| Q1 2025 | $32M |
| Q4 2024 | $1M |
WRLD spent $80M buying back its own shares over the past year, down 29% from the year before.
HOOD Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.3x | Net Cash |
| Q2 2026 | -2.1x | Net Cash |
| Q1 2026 | -2.2x | Net Cash |
| Q4 2025 | -1.9x | Net Cash |
| Q3 2025 | -2.1x | Net Cash |
| Q2 2025 | -2.6x | Net Cash |
| Q1 2025 | -3.3x | Net Cash |
| Q4 2024 | -3.8x | Net Cash |
HOOD has the edge over WRLD on leverage, with a lower net debt burden relative to earnings.
WRLD Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 8.1x | High |
| Q2 2026 | 9.5x | High |
| Q1 2026 | 10.9x | High |
| Q4 2025 | 10.5x | High |
| Q3 2025 | 7.0x | High |
| Q2 2025 | 4.2x | High |
| Q1 2025 | 3.6x | Elevated |
| Q4 2024 | 4.8x | High |
WRLD's net debt is about 8.1 years of its operating earnings (EBITDA), up from 7.0 years a year ago. Net leverage isn't a meaningful measure for financial services companies like WRLD.
HOOD Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 40.8 | Neutral |
| Stochastic | 9.5 | Oversold |
HOOD's weekly RSI is 41 (neutral) and its Stochastic is 10 (oversold).
WRLD Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 32.0 | Neutral |
| Stochastic | 5.0 | Oversold |
WRLD's weekly RSI is 32 (neutral) and its Stochastic is 5 (oversold).
HOOD PE vs Financial Services Sector
| Metric | HOOD | Sector median | Relative |
|---|---|---|---|
| PE | 38x | 13x | 189% above |
| PE % | 22 | 66 | 44 pts below |
HOOD is trading at 38x earnings, a 189% premium to the Financial Services sector's median of 13x.
WRLD PE vs Financial Services Sector
| Metric | WRLD | Sector median | Relative |
|---|---|---|---|
| PE | 13x | 13x | 0.3% below |
| PE % | 35 | 63 | 28 pts below |
WRLD has the edge over HOOD on valuation relative to its sector.
HOOD Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $97.8 | 17% below |
| 20 week MA | $102.2 | 20% below |
| 50 week MA | $95.4 | 15% below |
| 100 week MA | $88.5 | 8.1% below |
| 200 week MA | $52.1 | 56% above |
HOOD has the edge over WRLD on trend strength, trading above more of its moving averages.
WRLD Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $163.8 | 17% below |
| 20 week MA | $180.8 | 25% below |
| 50 week MA | $160.8 | 15% below |
| 100 week MA | $153.5 | 11% below |
| 200 week MA | $136.8 | 0.4% below |
WRLD is in a downtrend: it's below all five of its weekly moving averages, and 0.4% below its 200-week average.
HOOD Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $35.2 | $18.9 | -46% |
| 2022 | $18.9 | $7.95 | -58% |
| 2023 | $7.95 | $12.7 | +60% |
| 2024 | $12.7 | $39.0 | +206% |
| 2025 | $39.0 | $118.1 | +203% |
| 2026 YTD | $118.1 | $81.4 | -31% |
HOOD's yearly returns have swung widely, from +206% in 2024 to −58% in 2022. It's down 31% so far in 2026.
WRLD Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $85.9 | $103.4 | +20% |
| 2021 | $103.4 | $254.3 | +146% |
| 2022 | $254.3 | $63.5 | -75% |
| 2023 | $63.5 | $130.5 | +106% |
| 2024 | $130.5 | $110.7 | -15% |
| 2025 | $110.7 | $147.4 | +33% |
| 2026 YTD | $147.4 | $136.3 | -7.5% |
WRLD has the edge over HOOD on returns for 2026, with the stronger performance.