HOOD
Robinhood Markets, Inc.
HOOD offers stronger valuation, but that advantage does not outweigh its weaker overall profile.
WNEB
Western New England Bancorp, Inc.
WNEB has a slight edge over HOOD overall, supported by lower modeled downside and stronger fundamentals.
HOOD Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
HOOD's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like HOOD.
WNEB Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Strong | |
| N/A | |
| N/A |
WNEB's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like WNEB.
HOOD PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 30x | $81.35 | — |
| Cheap | 37x | $78.84 | -3.1% |
| Current | 38x | $81.35 | — |
| Fair | 51x | $110 | +35% |
| Expensive | 74x | $160 | +96% |
Historical ranges are pointers, not guarantees.
HOOD has the edge over WNEB in the historical PE scenario, which offers more potential upside but is not a forecast.
WNEB PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 8.2x | $8.18 | -40% |
| Fair | 13x | $12.99 | -3.9% |
| Forward | 13x | $13.52 | — |
| Current | 14x | $13.52 | — |
| Expensive | 18x | $18.21 | +35% |
Historical ranges are pointers, not guarantees.
WNEB's PE is 14x, but its earnings don't support one, so it isn't a reliable read right now.
HOOD Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Moderate | |
| Low |
HOOD has the edge over WNEB on the outlook, with more favorable valuation expectations.
WNEB Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| Moderate |
Analysts expect earnings and revenue growth for WNEB, with profitability improving.
HOOD Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.72 | +26% |
| Q3 2026 | $2.16 | -10% |
| Q2 2026 | $2.26 | +15% |
| Q1 2026 | $2.06 | +18% |
| Q4 2025 | $2.05 | +31% |
| Q3 2025 | $2.40 | +314% |
| Q2 2025 | $1.96 | +513% |
| Q1 2025 | $1.75 | +1150% |
| Q4 2024 | $1.56 | +$2.17 |
HOOD has the edge over WNEB on earnings, with more consistent year-over-year improvement.
WNEB Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $1.04 | +4.3% |
| Q3 2026 | $1.00 | +52% |
| Q2 2026 | $0.84 | +42% |
| Q1 2026 | $0.89 | +68% |
| Q4 2025 | $0.76 | +36% |
| Q3 2025 | $0.66 | +27% |
| Q2 2025 | $0.59 | -7.8% |
| Q1 2025 | $0.53 | -12% |
| Q4 2024 | $0.56 | -20% |
WNEB earned $1.00 per share over the past year, up 52% from the year before. Its recent earnings include one-off gains.
HOOD Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.4B | +12% |
| Q2 2026 | $1.3B | +32% |
| Q1 2026 | $1.1B | +15% |
| Q4 2025 | $1.3B | +27% |
| Q3 2025 | $1.3B | +100% |
| Q2 2025 | $989M | +45% |
| Q1 2025 | $927M | +50% |
| Q4 2024 | $1B | +115% |
HOOD has the edge over WNEB on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 44% | -5.9 points |
| Q2 2026 | 54% | +9.5 points |
| Q1 2026 | 39% | -1.5 points |
| Q4 2025 | 52% | -3.5 points |
| Q3 2025 | 50% | +26 points |
| Q2 2025 | 45% | +17 points |
| Q1 2025 | 40% | +14 points |
| Q4 2024 | 55% | +49 points |
HOOD has the edge over WNEB on profitability, with a higher operating margin.
WNEB Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $23.9M | +12% |
| Q2 2026 | $22.7M | +7.9% |
| Q1 2026 | $22.3M | +22% |
| Q4 2025 | $22M | +19% |
| Q3 2025 | $21.3M | +19% |
| Q2 2025 | $21.1M | +15% |
| Q1 2025 | $18.3M | +1.5% |
| Q4 2024 | $18.5M | -1.9% |
WNEB's revenue has grown year over year for seven quarters in a row: $24M last quarter, up 12% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 35% | +15 points |
| Q2 2026 | 21% | -7.4 points |
| Q1 2026 | 28% | +12 points |
| Q4 2025 | 30% | +6.5 points |
| Q3 2025 | 20% | +5.6 points |
| Q2 2025 | 29% | +5.2 points |
| Q1 2025 | 16% | -4.8 points |
| Q4 2024 | 24% | +4.4 points |
WNEB's operating margin was 35% last quarter, up 15 points from the same quarter a year ago.
HOOD Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.2B | +$2.8B |
| Q2 2026 | $720M | -79% |
| Q1 2026 | $2B | +217% |
| Q4 2025 | -$937M | +$463M |
| Q3 2025 | -$1.6B | -187% |
| Q2 2025 | $3.5B | +6398% |
| Q1 2025 | $642M | +$1.3B |
| Q4 2024 | -$1.4B | -246% |
HOOD has the stronger cash trend. Its trailing FCF is up 1,003% versus its history, compared with WNEB at down 3%.
WNEB Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q2 2026 | $5.9M | -14% |
| Q1 2026 | -$388K | +$853K |
| Q4 2025 | $6.4M | +22% |
| Q2 2025 | $6.8M | +247% |
| Q1 2025 | -$1.2M | -206% |
| Q4 2024 | $5.2M | -30% |
| Q1 2024 | $1.2M | +$7.2M |
| Q4 2023 | $7.5M | -54% |
WNEB's free cash flow was $19M over the past year, up 48% from the year before. Free cash flow isn't a meaningful measure for financial services companies like WNEB.
HOOD Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -1M shares |
| 1 year | -0.8% | -6.9M shares |
| 3 years | +1.8% | +15.9M shares |
| 5 years | +292% | +679M shares |
| Available history | +7.2% | +60.8M shares |
HOOD has 911M diluted shares, down 0.8% from a year ago, with $789M in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | $25M |
| Q2 2026 | $414M |
| Q1 2026 | $250M |
| Q4 2025 | $100M |
| Q3 2025 | $107M |
| Q2 2025 | $124M |
| Q1 2025 | $322M |
| Q4 2024 | $160M |
HOOD spent $789M buying back its own shares over the past year, up 11% from the year before.
WNEB Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.5% | -103K shares |
| 1 year | -2.2% | -450K shares |
| 3 years | -8.7% | -1.9M shares |
| 5 years | -13% | -2.9M shares |
| Available history | -25% | -6.5M shares |
WNEB has the edge over HOOD on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $2.9M |
| Q2 2026 | $2.7M |
| Q1 2026 | $2.8M |
| Q4 2025 | $1.2M |
| Q3 2025 | $24,000 |
| Q2 2025 | $2.8M |
| Q1 2025 | $2.1M |
| Q4 2024 | $2M |
WNEB spent $9M buying back its own shares over the past year, up 37% from the year before.
HOOD Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.3x | Net Cash |
| Q2 2026 | -2.1x | Net Cash |
| Q1 2026 | -2.2x | Net Cash |
| Q4 2025 | -1.9x | Net Cash |
| Q3 2025 | -2.1x | Net Cash |
| Q2 2025 | -2.6x | Net Cash |
| Q1 2025 | -3.3x | Net Cash |
| Q4 2024 | -3.8x | Net Cash |
HOOD has the edge over WNEB on leverage, with a lower net debt burden relative to earnings.
WNEB Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 1.2x | Healthy |
| Q2 2026 | 2.4x | Moderate |
| Q1 2026 | 4.7x | High |
| Q4 2025 | 4.5x | High |
| Q3 2025 | 4.9x | High |
| Q2 2025 | 5.2x | High |
| Q1 2025 | 5.9x | High |
| Q4 2024 | 6.3x | High |
WNEB's net debt is about 1.1 years of its operating earnings (EBITDA), down from 4.9 years a year ago. Net leverage isn't a meaningful measure for financial services companies like WNEB.
HOOD Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 40.8 | Neutral |
| Stochastic | 9.5 | Oversold |
HOOD's weekly RSI is 41 (neutral) and its Stochastic is 10 (oversold).
WNEB Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 47.9 | Neutral |
| Stochastic | 44.0 | Neutral |
WNEB's weekly RSI is 48 (neutral) and its Stochastic is 44 (neutral).
HOOD PE vs Financial Services Sector
| Metric | HOOD | Sector median | Relative |
|---|---|---|---|
| PE | 38x | 13x | 189% above |
| PE % | 22 | 66 | 44 pts below |
HOOD is trading at 38x earnings, a 189% premium to the Financial Services sector's median of 13x.
WNEB PE vs Financial Services Sector
| Metric | WNEB | Sector median | Relative |
|---|---|---|---|
| PE | 14x | 13x | 3.8% above |
| PE % | 52 | 63 | 11 pts below |
WNEB has the edge over HOOD on valuation relative to its sector.
HOOD Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $97.8 | 17% below |
| 20 week MA | $102.2 | 20% below |
| 50 week MA | $95.4 | 15% below |
| 100 week MA | $88.5 | 8.1% below |
| 200 week MA | $52.1 | 56% above |
HOOD has fallen below most of its moving averages, though it's still 56% above its 200-week average.
WNEB Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $13.8 | 1.7% below |
| 20 week MA | $13.8 | 2.3% below |
| 50 week MA | $13.5 | 0.1% below |
| 100 week MA | $11.9 | 14% above |
| 200 week MA | $9.78 | 38% above |
WNEB has the edge over HOOD on trend strength, trading above more of its moving averages.
HOOD Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $35.2 | $18.9 | -46% |
| 2022 | $18.9 | $7.95 | -58% |
| 2023 | $7.95 | $12.7 | +60% |
| 2024 | $12.7 | $39.0 | +206% |
| 2025 | $39.0 | $118.1 | +203% |
| 2026 YTD | $118.1 | $81.4 | -31% |
HOOD's yearly returns have swung widely, from +206% in 2024 to −58% in 2022. It's down 31% so far in 2026.
WNEB Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $9.61 | $6.75 | -30% |
| 2021 | $6.75 | $8.61 | +28% |
| 2022 | $8.61 | $9.56 | +11% |
| 2023 | $9.56 | $9.00 | -5.9% |
| 2024 | $9.00 | $9.19 | +2.1% |
| 2025 | $9.19 | $12.8 | +39% |
| 2026 YTD | $12.8 | $13.5 | +5.5% |
WNEB has the edge over HOOD on returns for 2026, with the stronger performance.