HOOD
Robinhood Markets, Inc.
HOOD has the edge over WAFD overall, supported by stronger valuation and stronger modeled upside.
WAFD
WaFd, Inc.
WAFD has lower modeled downside risk, despite its lower overall score.
HOOD Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
HOOD's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like HOOD.
WAFD Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
WAFD's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like WAFD.
HOOD PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 30x | $81.35 | — |
| Cheap | 37x | $78.84 | -3.1% |
| Current | 38x | $81.35 | — |
| Fair | 51x | $110 | +35% |
| Expensive | 74x | $160 | +96% |
Historical ranges are pointers, not guarantees.
HOOD's PE is in its cheap range at 38x. If earnings grow as analysts expect, today's price would be 30x next year's earnings.
WAFD PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 8.7x | $27.59 | -5.7% |
| Forward | 8.9x | $29.27 | — |
| Current | 9.1x | $29.27 | — |
| Fair | 11x | $35.52 | +21% |
| Expensive | 14x | $44.57 | +52% |
Historical ranges are pointers, not guarantees.
WAFD has the edge over HOOD in the historical PE scenario, which offers more potential upside but is not a forecast.
HOOD Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Moderate | |
| Low |
HOOD has the edge over WAFD on the outlook, with more favorable valuation and earnings expectations.
WAFD Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Stable | |
| Stable | |
| Stable | |
| Limited | |
| Low |
Analysts expect WAFD's earnings, revenue and profitability to hold roughly steady. However, they disagree widely on these estimates.
HOOD Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.72 | +26% |
| Q3 2026 | $2.16 | -10% |
| Q2 2026 | $2.26 | +15% |
| Q1 2026 | $2.06 | +18% |
| Q4 2025 | $2.05 | +31% |
| Q3 2025 | $2.40 | +314% |
| Q2 2025 | $1.96 | +513% |
| Q1 2025 | $1.75 | +1150% |
| Q4 2024 | $1.56 | +$2.17 |
HOOD earned $2.16 per share over the past year, down 10% from the year before.
WAFD Earnings Per Share
WAFD and HOOD do not have enough comparable growth data to identify a winner.
HOOD Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.4B | +12% |
| Q2 2026 | $1.3B | +32% |
| Q1 2026 | $1.1B | +15% |
| Q4 2025 | $1.3B | +27% |
| Q3 2025 | $1.3B | +100% |
| Q2 2025 | $989M | +45% |
| Q1 2025 | $927M | +50% |
| Q4 2024 | $1B | +115% |
HOOD has the edge over WAFD on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 44% | -5.9 points |
| Q2 2026 | 54% | +9.5 points |
| Q1 2026 | 39% | -1.5 points |
| Q4 2025 | 52% | -3.5 points |
| Q3 2025 | 50% | +26 points |
| Q2 2025 | 45% | +17 points |
| Q1 2025 | 40% | +14 points |
| Q4 2024 | 55% | +49 points |
HOOD has the edge over WAFD on profitability, with a higher operating margin.
WAFD Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q2 2026 | $205.5M | +10% |
| Q1 2026 | $197.4M | +9.8% |
| Q4 2025 | $191.4M | +12% |
| Q3 2025 | $188.3M | -0.2% |
| Q2 2025 | $186.3M | -4.2% |
| Q1 2025 | $179.8M | +4.5% |
| Q4 2024 | $171.1M | +2.8% |
| Q3 2024 | $188.7M | +6% |
WAFD's revenue has picked up after two years of holding roughly level: $206M last quarter, up 10% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q2 2026 | 41% | -1.8 points |
| Q1 2026 | 42% | +2.4 points |
| Q4 2025 | 43% | +7.8 points |
| Q3 2025 | 41% | -1.5 points |
| Q2 2025 | 43% | +0.3 points |
| Q1 2025 | 40% | +28 points |
| Q4 2024 | 35% | -7.9 points |
| Q3 2024 | 43% | +9.5 points |
WAFD's operating margin was 41% last quarter, down 1.8 points from the same quarter a year ago.
HOOD Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.2B | +$2.8B |
| Q2 2026 | $720M | -79% |
| Q1 2026 | $2B | +217% |
| Q4 2025 | -$937M | +$463M |
| Q3 2025 | -$1.6B | -187% |
| Q2 2025 | $3.5B | +6398% |
| Q1 2025 | $642M | +$1.3B |
| Q4 2024 | -$1.4B | -246% |
HOOD has the edge over WAFD on cash flow, with more consistent year-over-year improvement.
WAFD Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q2 2026 | $63.4M | +19% |
| Q1 2026 | $68M | +2.1% |
| Q4 2025 | $50M | +16% |
| Q3 2025 | $45.6M | -49% |
| Q2 2025 | $53.1M | -8.9% |
| Q1 2025 | $66.6M | -60% |
| Q4 2024 | $43M | -58% |
| Q2 2024 | $58.3M | +189% |
WAFD's free cash flow was $227M over the past year, down 10% from the year before. Free cash flow isn't a meaningful measure for financial services companies like WAFD.
HOOD Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -1M shares |
| 1 year | -0.8% | -6.9M shares |
| 3 years | +1.8% | +15.9M shares |
| 5 years | +292% | +679M shares |
| Available history | +7.2% | +60.8M shares |
HOOD has 911M diluted shares, down 0.8% from a year ago, with $789M in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | $25M |
| Q2 2026 | $414M |
| Q1 2026 | $250M |
| Q4 2025 | $100M |
| Q3 2025 | $107M |
| Q2 2025 | $124M |
| Q1 2025 | $322M |
| Q4 2024 | $160M |
HOOD spent $789M buying back its own shares over the past year, up 11% from the year before.
WAFD Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -2% | -1.5M shares |
| 1 year | -7.3% | -5.9M shares |
| 3 years | +14% | +8.8M shares |
| 5 years | +3% | +2.1M shares |
| Available history | -8% | -6.4M shares |
WAFD has the edge over HOOD on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q2 2026 | $319,000 |
| Q1 2026 | $87.2M |
| Q4 2025 | $58M |
| Q3 2025 | $28.8M |
| Q2 2025 | $48.3M |
| Q1 2025 | $21.3M |
| Q4 2024 | $3.4M |
| Q3 2024 | $250,000 |
WAFD spent $174M buying back its own shares over the past year, up 138% from the year before.
HOOD Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.3x | Net Cash |
| Q2 2026 | -2.1x | Net Cash |
| Q1 2026 | -2.2x | Net Cash |
| Q4 2025 | -1.9x | Net Cash |
| Q3 2025 | -2.1x | Net Cash |
| Q2 2025 | -2.6x | Net Cash |
| Q1 2025 | -3.3x | Net Cash |
| Q4 2024 | -3.8x | Net Cash |
HOOD has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like HOOD.
WAFD Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q2 2026 | -2.0x | Net Cash |
| Q1 2026 | -2.1x | Net Cash |
| Q4 2025 | -2.6x | Net Cash |
| Q3 2025 | 3.7x | Elevated |
| Q2 2025 | -3.3x | Net Cash |
| Q1 2025 | -5.0x | Net Cash |
| Q4 2024 | -3.4x | Net Cash |
| Q3 2024 | -0.4x | Net Cash |
WAFD has the edge over HOOD on leverage, with a lower net debt burden relative to earnings.
HOOD Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 40.8 | Neutral |
| Stochastic | 9.5 | Oversold |
HOOD's weekly RSI is 41 (neutral) and its Stochastic is 10 (oversold).
WAFD Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 29.2 | Oversold |
| Stochastic | 12.3 | Oversold |
WAFD's weekly RSI is 29 (oversold) and its Stochastic is 12 (oversold).
HOOD PE vs Financial Services Sector
| Metric | HOOD | Sector median | Relative |
|---|---|---|---|
| PE | 38x | 13x | 189% above |
| PE % | 22 | 66 | 44 pts below |
HOOD is trading at 38x earnings, a 189% premium to the Financial Services sector's median of 13x.
WAFD PE vs Financial Services Sector
| Metric | WAFD | Sector median | Relative |
|---|---|---|---|
| PE | 9.1x | 13x | 30% below |
| PE % | 21 | 63 | 42 pts below |
WAFD has the edge over HOOD on valuation relative to its sector.
HOOD Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $97.8 | 17% below |
| 20 week MA | $102.2 | 20% below |
| 50 week MA | $95.4 | 15% below |
| 100 week MA | $88.5 | 8.1% below |
| 200 week MA | $52.1 | 56% above |
HOOD has the edge over WAFD on trend strength, trading above more of its moving averages.
WAFD Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $29.8 | 1.7% below |
| 20 week MA | $33.8 | 13% below |
| 50 week MA | $33.7 | 13% below |
| 100 week MA | $31.7 | 7.5% below |
| 200 week MA | $31.0 | 5.5% below |
WAFD is in a downtrend: it's below all five of its weekly moving averages, and 5.5% below its 200-week average.
HOOD Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $35.2 | $18.9 | -46% |
| 2022 | $18.9 | $7.95 | -58% |
| 2023 | $7.95 | $12.7 | +60% |
| 2024 | $12.7 | $39.0 | +206% |
| 2025 | $39.0 | $118.1 | +203% |
| 2026 YTD | $118.1 | $81.4 | -31% |
HOOD's yearly returns have swung widely, from +206% in 2024 to −58% in 2022. It's down 31% so far in 2026.
WAFD Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $36.8 | $25.6 | -31% |
| 2021 | $25.6 | $33.0 | +29% |
| 2022 | $33.0 | $34.1 | +3.3% |
| 2023 | $34.1 | $33.0 | -3.2% |
| 2024 | $33.0 | $32.6 | -1.1% |
| 2025 | $32.6 | $33.1 | +1.4% |
| 2026 YTD | $33.1 | $29.3 | -11% |
WAFD has the edge over HOOD on returns for 2026, with the stronger performance.