HOOD
Robinhood Markets, Inc.
HOOD has the edge over UNB overall, supported by stronger modeled upside and stronger valuation.
UNB
Union Bankshares, Inc.
UNB has lower modeled downside risk, despite its lower overall score.
HOOD Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
HOOD's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like HOOD.
UNB Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Strong | |
| N/A | |
| N/A |
UNB's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like UNB.
HOOD PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 30x | $81.35 | — |
| Cheap | 37x | $78.84 | -3.1% |
| Current | 38x | $81.35 | — |
| Fair | 51x | $110 | +35% |
| Expensive | 74x | $160 | +96% |
Historical ranges are pointers, not guarantees.
HOOD's PE is in its cheap range at 38x. If earnings grow as analysts expect, today's price would be 30x next year's earnings.
UNB PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 8.7x | $22.58 | -1.1% |
| Current | 8.8x | $22.84 | — |
| Fair | 10x | $26.37 | +15% |
| Expensive | 13x | $33.37 | +46% |
Historical ranges are pointers, not guarantees.
UNB has the edge over HOOD in the historical PE scenario, which offers more potential upside but is not a forecast.
HOOD Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Moderate | |
| Low |
Analysts expect strong earnings and revenue growth for HOOD, with profitability improving. However, they disagree widely on these estimates.
UNB Forward outlook
There aren't enough analyst estimates for UNB to show an outlook.
HOOD Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.72 | +26% |
| Q3 2026 | $2.16 | -10% |
| Q2 2026 | $2.26 | +15% |
| Q1 2026 | $2.06 | +18% |
| Q4 2025 | $2.05 | +31% |
| Q3 2025 | $2.40 | +314% |
| Q2 2025 | $1.96 | +513% |
| Q1 2025 | $1.75 | +1150% |
| Q4 2024 | $1.56 | +$2.17 |
HOOD has the edge over UNB on earnings, with more consistent year-over-year improvement.
UNB Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | $2.60 | +5.3% |
| Q2 2026 | $2.59 | +29% |
| Q1 2026 | $2.51 | +29% |
| Q4 2025 | $2.41 | +26% |
| Q3 2025 | $2.47 | +27% |
| Q2 2025 | $2.01 | -8.6% |
| Q1 2025 | $1.94 | -17% |
| Q4 2024 | $1.92 | -23% |
UNB earned $2.60 per share over the past year, up 5.3% from the year before.
HOOD Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.4B | +12% |
| Q2 2026 | $1.3B | +32% |
| Q1 2026 | $1.1B | +15% |
| Q4 2025 | $1.3B | +27% |
| Q3 2025 | $1.3B | +100% |
| Q2 2025 | $989M | +45% |
| Q1 2025 | $927M | +50% |
| Q4 2024 | $1B | +115% |
HOOD has the edge over UNB on sales, with stronger typical year-over-year growth.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 44% | -5.9 points |
| Q2 2026 | 54% | +9.5 points |
| Q1 2026 | 39% | -1.5 points |
| Q4 2025 | 52% | -3.5 points |
| Q3 2025 | 50% | +26 points |
| Q2 2025 | 45% | +17 points |
| Q1 2025 | 40% | +14 points |
| Q4 2024 | 55% | +49 points |
HOOD's operating margin was 44% last quarter, down 5.9 points from the same quarter a year ago.
UNB Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $15M | +3.3% |
| Q2 2026 | $14.9M | +13% |
| Q1 2026 | $13.8M | +8.5% |
| Q4 2025 | $14.1M | +6.3% |
| Q3 2025 | $14.5M | +31% |
| Q2 2025 | $13.2M | +7.8% |
| Q1 2025 | $12.7M | +9.8% |
| Q4 2024 | $13.2M | +12% |
UNB's revenue has grown year over year for eight quarters in a row: $15M last quarter, up 3.3% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q2 2021 | 30% | +0.5 points |
| Q1 2021 | 31% | +5.6 points |
| Q4 2020 | 35% | +5.4 points |
| Q3 2020 | 36% | N/A |
| Q2 2020 | 29% | N/A |
| Q1 2020 | 25% | N/A |
| Q4 2019 | 30% | N/A |
UNB's operating margin was 30% last quarter, up 0.5 points from the same quarter a year ago.
HOOD Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.2B | +$2.8B |
| Q2 2026 | $720M | -79% |
| Q1 2026 | $2B | +217% |
| Q4 2025 | -$937M | +$463M |
| Q3 2025 | -$1.6B | -187% |
| Q2 2025 | $3.5B | +6398% |
| Q1 2025 | $642M | +$1.3B |
| Q4 2024 | -$1.4B | -246% |
HOOD has the edge over UNB on cash flow, with more consistent year-over-year improvement.
UNB Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $849K | -91% |
| Q2 2026 | $6M | +$6.4M |
| Q1 2026 | $2.5M | -37% |
| Q4 2025 | $2.9M | -49% |
| Q3 2025 | $9.6M | +793% |
| Q2 2025 | -$381K | -113% |
| Q1 2025 | $3.9M | +165% |
| Q4 2024 | $5.6M | +155% |
UNB's free cash flow was $12M over the past year, down 35% from the year before. Free cash flow isn't a meaningful measure for financial services companies like UNB.
HOOD Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -1M shares |
| 1 year | -0.8% | -6.9M shares |
| 3 years | +1.8% | +15.9M shares |
| 5 years | +292% | +679M shares |
| Available history | +7.2% | +60.8M shares |
HOOD has the edge over UNB on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $25M |
| Q2 2026 | $414M |
| Q1 2026 | $250M |
| Q4 2025 | $100M |
| Q3 2025 | $107M |
| Q2 2025 | $124M |
| Q1 2025 | $322M |
| Q4 2024 | $160M |
HOOD spent $789M buying back its own shares over the past year, up 11% from the year before.
UNB Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +3% | +145K shares |
| 1 year | +8.2% | +378K shares |
| 3 years | +9.6% | +438K shares |
| 5 years | +10% | +465K shares |
| Available history | +11% | +509K shares |
UNB has 5M diluted shares, up 8.2% from a year ago.
| Quarter | Spent |
|---|---|
| Q4 2024 | — |
| Q3 2024 | — |
| Q2 2024 | — |
| Q1 2024 | — |
| Q4 2023 | $15,000 |
| Q3 2023 | $55,000 |
| Q2 2023 | — |
| Q1 2023 | $60,000 |
HOOD Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.3x | Net Cash |
| Q2 2026 | -2.1x | Net Cash |
| Q1 2026 | -2.2x | Net Cash |
| Q4 2025 | -1.9x | Net Cash |
| Q3 2025 | -2.1x | Net Cash |
| Q2 2025 | -2.6x | Net Cash |
| Q1 2025 | -3.3x | Net Cash |
| Q4 2024 | -3.8x | Net Cash |
HOOD has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like HOOD.
UNB Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q2 2021 | -0.3x | Net Cash |
| Q1 2021 | -0.3x | Net Cash |
| Q4 2020 | 0.1x | Very low |
| Q3 2020 | -0.3x | Net Cash |
| Q2 2020 | -0.4x | Net Cash |
| Q1 2020 | -0.5x | Net Cash |
| Q4 2019 | 3.0x | Moderate |
UNB has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like UNB.
HOOD Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 40.8 | Neutral |
| Stochastic | 9.5 | Oversold |
HOOD's weekly RSI is 41 (neutral) and its Stochastic is 10 (oversold).
UNB Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 42.3 | Neutral |
| Stochastic | 16.2 | Oversold |
UNB's weekly RSI is 42 (neutral) and its Stochastic is 16 (oversold).
HOOD PE vs Financial Services Sector
| Metric | HOOD | Sector median | Relative |
|---|---|---|---|
| PE | 38x | 13x | 189% above |
| PE % | 22 | 66 | 44 pts below |
HOOD is trading at 38x earnings, a 189% premium to the Financial Services sector's median of 13x.
UNB PE vs Financial Services Sector
| Metric | UNB | Sector median | Relative |
|---|---|---|---|
| PE | 8.8x | 13x | 33% below |
| PE % | 18 | 63 | 45 pts below |
UNB has the edge over HOOD on valuation relative to its sector.
HOOD Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $97.8 | 17% below |
| 20 week MA | $102.2 | 20% below |
| 50 week MA | $95.4 | 15% below |
| 100 week MA | $88.5 | 8.1% below |
| 200 week MA | $52.1 | 56% above |
HOOD has the edge over UNB on trend strength, trading above more of its moving averages.
UNB Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $23.0 | 0.8% below |
| 20 week MA | $23.8 | 3.8% below |
| 50 week MA | $23.9 | 4.4% below |
| 100 week MA | $26.1 | 12% below |
| 200 week MA | $25.9 | 12% below |
UNB is in a downtrend: it's below all five of its weekly moving averages, and 12% below its 200-week average.
HOOD Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $35.2 | $18.9 | -46% |
| 2022 | $18.9 | $7.95 | -58% |
| 2023 | $7.95 | $12.7 | +60% |
| 2024 | $12.7 | $39.0 | +206% |
| 2025 | $39.0 | $118.1 | +203% |
| 2026 YTD | $118.1 | $81.4 | -31% |
HOOD's yearly returns have swung widely, from +206% in 2024 to −58% in 2022. It's down 31% so far in 2026.
UNB Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $37.1 | $25.8 | -30% |
| 2021 | $25.8 | $30.3 | +17% |
| 2022 | $30.3 | $23.2 | -23% |
| 2023 | $23.2 | $30.7 | +32% |
| 2024 | $30.7 | $28.6 | -6.7% |
| 2025 | $28.6 | $23.5 | -18% |
| 2026 YTD | $23.5 | $22.8 | -2.9% |
UNB has the edge over HOOD on returns for 2026, with the stronger performance.