HOOD
Robinhood Markets, Inc.
HOOD offers stronger modeled upside, but that advantage does not outweigh its weaker overall profile.
TCBS
Texas Community Bancshares, Inc.
TCBS has the edge over HOOD overall, supported by lower modeled downside and stronger fundamentals.
HOOD Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
HOOD's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like HOOD.
TCBS Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Strong | |
| N/A | |
| N/A |
TCBS's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like TCBS.
HOOD PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 30x | $81.35 | — |
| Cheap | 37x | $78.84 | -3.1% |
| Current | 38x | $81.35 | — |
| Fair | 51x | $110 | +35% |
| Expensive | 74x | $160 | +96% |
Historical ranges are pointers, not guarantees.
HOOD's PE is in its cheap range at 38x. If earnings grow as analysts expect, today's price would be 30x next year's earnings.
TCBS PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Current | 15x | $17.30 | — |
| Cheap | 16x | $18.97 | +9.7% |
| Fair | 24x | $27.51 | +59% |
| Expensive | 79x | $91.78 | +431% |
Historical ranges are pointers, not guarantees.
TCBS has the edge over HOOD in the historical PE scenario, which offers more potential upside but is not a forecast.
HOOD Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Moderate | |
| Low |
Analysts expect strong earnings and revenue growth for HOOD, with profitability improving. However, they disagree widely on these estimates.
TCBS Forward outlook
There aren't enough analyst estimates for TCBS to show an outlook.
HOOD Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.72 | +26% |
| Q3 2026 | $2.16 | -10% |
| Q2 2026 | $2.26 | +15% |
| Q1 2026 | $2.06 | +18% |
| Q4 2025 | $2.05 | +31% |
| Q3 2025 | $2.40 | +314% |
| Q2 2025 | $1.96 | +513% |
| Q1 2025 | $1.75 | +1150% |
| Q4 2024 | $1.56 | +$2.17 |
HOOD has the edge over TCBS on earnings, with more consistent year-over-year improvement.
TCBS Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | $1.16 | +36% |
| Q2 2026 | $1.21 | +55% |
| Q1 2026 | $1.09 | +63% |
| Q4 2023 | -$0.24 | -141% |
| Q3 2023 | $0.00 | -100% |
| Q2 2023 | $0.03 | -90% |
| Q1 2023 | $0.12 | -43% |
TCBS earned $1.16 per share over the past year, up 36% from the year before.
HOOD Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.4B | +12% |
| Q2 2026 | $1.3B | +32% |
| Q1 2026 | $1.1B | +15% |
| Q4 2025 | $1.3B | +27% |
| Q3 2025 | $1.3B | +100% |
| Q2 2025 | $989M | +45% |
| Q1 2025 | $927M | +50% |
| Q4 2024 | $1B | +115% |
HOOD has the edge over TCBS on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 44% | -5.9 points |
| Q2 2026 | 54% | +9.5 points |
| Q1 2026 | 39% | -1.5 points |
| Q4 2025 | 52% | -3.5 points |
| Q3 2025 | 50% | +26 points |
| Q2 2025 | 45% | +17 points |
| Q1 2025 | 40% | +14 points |
| Q4 2024 | 55% | +49 points |
HOOD has the edge over TCBS on profitability, with a higher operating margin.
TCBS Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $4M | -9.2% |
| Q2 2026 | $4.4M | +18% |
| Q1 2026 | $4.1M | +8.9% |
| Q4 2025 | $4.4M | +13% |
| Q3 2025 | $4.4M | +18% |
| Q2 2025 | $3.8M | +4.9% |
| Q4 2024 | $3.9M | +16% |
| Q3 2024 | $3.7M | +8.9% |
TCBS's revenue is growing: $4M last quarter, down 9.2% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 14% | -3.2 points |
| Q2 2026 | 26% | +4.1 points |
| Q1 2026 | 23% | +3.4 points |
| Q4 2025 | 23% | +7.5 points |
| Q3 2025 | 17% | +1.3 points |
| Q2 2025 | 22% | +11 points |
| Q1 2025 | 20% | N/A |
| Q4 2024 | 16% | +27 points |
TCBS's operating margin was 14% last quarter, down 3.2 points from the same quarter a year ago.
HOOD Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.2B | +$2.8B |
| Q2 2026 | $720M | -79% |
| Q1 2026 | $2B | +217% |
| Q4 2025 | -$937M | +$463M |
| Q3 2025 | -$1.6B | -187% |
| Q2 2025 | $3.5B | +6398% |
| Q1 2025 | $642M | +$1.3B |
| Q4 2024 | -$1.4B | -246% |
HOOD has the edge over TCBS on cash flow, with more consistent year-over-year improvement.
TCBS Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.1M | -32% |
| Q2 2026 | $786K | -4.4% |
| Q1 2026 | -$178K | +$1.4M |
| Q4 2025 | $160K | +$247K |
| Q3 2025 | $1.6M | +81% |
| Q2 2025 | $822K | +215% |
| Q4 2024 | -$87K | +$1.8M |
| Q3 2024 | $858K | +97% |
TCBS's free cash flow was $2M over the past year, up 151% from the year before. Free cash flow isn't a meaningful measure for financial services companies like TCBS.
HOOD Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -1M shares |
| 1 year | -0.8% | -6.9M shares |
| 3 years | +1.8% | +15.9M shares |
| 5 years | +292% | +679M shares |
| Available history | +7.2% | +60.8M shares |
HOOD has 911M diluted shares, down 0.8% from a year ago, with $789M in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | $25M |
| Q2 2026 | $414M |
| Q1 2026 | $250M |
| Q4 2025 | $100M |
| Q3 2025 | $107M |
| Q2 2025 | $124M |
| Q1 2025 | $322M |
| Q4 2024 | $160M |
HOOD spent $789M buying back its own shares over the past year, up 11% from the year before.
TCBS Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.7% | -18K shares |
| 1 year | -4.9% | -141K shares |
| 3 years | -13% | -407K shares |
| 5 years | -16% | -533K shares |
TCBS has the edge over HOOD on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | — |
| Q4 2025 | $816,000 |
| Q3 2025 | $1M |
| Q2 2025 | $846,000 |
| Q1 2025 | $495,000 |
| Q4 2024 | $576,000 |
| Q3 2024 | $418,000 |
| Q2 2024 | $430,000 |
HOOD Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.3x | Net Cash |
| Q2 2026 | -2.1x | Net Cash |
| Q1 2026 | -2.2x | Net Cash |
| Q4 2025 | -1.9x | Net Cash |
| Q3 2025 | -2.1x | Net Cash |
| Q2 2025 | -2.6x | Net Cash |
| Q1 2025 | -3.3x | Net Cash |
| Q4 2024 | -3.8x | Net Cash |
HOOD has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like HOOD.
TCBS Net Leverage
HOOD Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 40.8 | Neutral |
| Stochastic | 9.5 | Oversold |
HOOD's weekly RSI is 41 (neutral) and its Stochastic is 10 (oversold).
TCBS Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 51.9 | Neutral |
| Stochastic | 32.1 | Neutral |
TCBS's weekly RSI is 52 (neutral) and its Stochastic is 32 (neutral).
HOOD PE vs Financial Services Sector
| Metric | HOOD | Sector median | Relative |
|---|---|---|---|
| PE | 38x | 13x | 189% above |
| PE % | 22 | 66 | 44 pts below |
HOOD is trading at 38x earnings, a 189% premium to the Financial Services sector's median of 13x.
TCBS PE vs Financial Services Sector
| Metric | TCBS | Sector median | Relative |
|---|---|---|---|
| PE | 15x | 13x | 15% above |
| PE % | 8 | 66 | 58 pts below |
TCBS has the edge over HOOD on valuation relative to its sector.
HOOD Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $97.8 | 17% below |
| 20 week MA | $102.2 | 20% below |
| 50 week MA | $95.4 | 15% below |
| 100 week MA | $88.5 | 8.1% below |
| 200 week MA | $52.1 | 56% above |
HOOD has fallen below most of its moving averages, though it's still 56% above its 200-week average.
TCBS Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $17.1 | 1% above |
| 20 week MA | $17.4 | 0.3% below |
| 50 week MA | $17.2 | 0.9% above |
| 100 week MA | $16.6 | 4.5% above |
| 200 week MA | $15.1 | 15% above |
TCBS has the edge over HOOD on trend strength, trading above more of its moving averages.
HOOD Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $35.2 | $18.9 | -46% |
| 2022 | $18.9 | $7.95 | -58% |
| 2023 | $7.95 | $12.7 | +60% |
| 2024 | $12.7 | $39.0 | +206% |
| 2025 | $39.0 | $118.1 | +203% |
| 2026 YTD | $118.1 | $81.4 | -31% |
HOOD's yearly returns have swung widely, from +206% in 2024 to −58% in 2022. It's down 31% so far in 2026.
TCBS Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $15.1 | $15.5 | +2.8% |
| 2022 | $15.5 | $15.1 | -2.5% |
| 2023 | $15.1 | $14.1 | -6.6% |
| 2024 | $14.1 | $15.1 | +6.9% |
| 2025 | $15.1 | $17.6 | +17% |
| 2026 YTD | $17.6 | $17.3 | -1.7% |
TCBS has the edge over HOOD on returns for 2026, with the stronger performance.