HOOD
Robinhood Markets, Inc.
HOOD has a slight edge over STC overall, supported by stronger valuation and stronger modeled upside.
STC
Stewart Information Services Corporation
STC has lower modeled downside risk, despite its lower overall score.
HOOD Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
HOOD's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like HOOD.
STC Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
STC's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like STC.
HOOD PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 30x | $81.35 | — |
| Cheap | 37x | $78.84 | -3.1% |
| Current | 38x | $81.35 | — |
| Fair | 51x | $110 | +35% |
| Expensive | 74x | $160 | +96% |
Historical ranges are pointers, not guarantees.
HOOD has the edge over STC in the historical PE scenario, which offers more potential upside but is not a forecast.
STC PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 6.2x | $24.64 | -41% |
| Forward | 7.3x | $41.62 | — |
| Current | 10x | $41.62 | — |
| Fair | 12x | $48.46 | +16% |
| Expensive | 32x | $128 | +207% |
Historical ranges are pointers, not guarantees.
STC's PE is in its fair range at 10x. If earnings grow as analysts expect, today's price would be 7.3x next year's earnings, in its cheap range.
HOOD Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Moderate | |
| Low |
HOOD has the edge over STC on the outlook, with more favorable profitability expectations.
STC Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Growth | |
| Growth | |
| Stable | |
| Limited | |
| Low |
Analysts expect earnings and revenue growth for STC, with profitability holding steady. However, they disagree widely on these estimates.
HOOD Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.72 | +26% |
| Q3 2026 | $2.16 | -10% |
| Q2 2026 | $2.26 | +15% |
| Q1 2026 | $2.06 | +18% |
| Q4 2025 | $2.05 | +31% |
| Q3 2025 | $2.40 | +314% |
| Q2 2025 | $1.96 | +513% |
| Q1 2025 | $1.75 | +1150% |
| Q4 2024 | $1.56 | +$2.17 |
HOOD earned $2.16 per share over the past year, down 10% from the year before.
STC Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $5.69 | +42% |
| Q3 2026 | $4.00 | +11% |
| Q2 2026 | $4.57 | +46% |
| Q1 2026 | $4.49 | +72% |
| Q4 2025 | $4.05 | +55% |
| Q3 2025 | $3.60 | +70% |
| Q2 2025 | $3.12 | +100% |
| Q1 2025 | $2.61 | +72% |
| Q4 2024 | $2.61 | +135% |
STC has the edge over HOOD on earnings, with more consistent year-over-year improvement.
HOOD Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.4B | +12% |
| Q2 2026 | $1.3B | +32% |
| Q1 2026 | $1.1B | +15% |
| Q4 2025 | $1.3B | +27% |
| Q3 2025 | $1.3B | +100% |
| Q2 2025 | $989M | +45% |
| Q1 2025 | $927M | +50% |
| Q4 2024 | $1B | +115% |
HOOD has the edge over STC on sales, with stronger typical year-over-year growth.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 44% | -5.9 points |
| Q2 2026 | 54% | +9.5 points |
| Q1 2026 | 39% | -1.5 points |
| Q4 2025 | 52% | -3.5 points |
| Q3 2025 | 50% | +26 points |
| Q2 2025 | 45% | +17 points |
| Q1 2025 | 40% | +14 points |
| Q4 2024 | 55% | +49 points |
HOOD has the edge over STC on profitability, with a higher operating margin.
STC Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $900.7M | +13% |
| Q2 2026 | $899.2M | +25% |
| Q1 2026 | $781.3M | +28% |
| Q4 2025 | $790.6M | +19% |
| Q3 2025 | $796.9M | +19% |
| Q2 2025 | $722.2M | +20% |
| Q1 2025 | $612M | +10% |
| Q4 2024 | $665.9M | +14% |
STC's revenue has grown year over year for 11 quarters in a row: $901M last quarter, up 13% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 5.1% | -2.6 points |
| Q2 2026 | 6.1% | -0.4 points |
| Q1 2026 | 3% | +2.1 points |
| Q4 2025 | 6.5% | +1.2 points |
| Q3 2025 | 7.7% | +1.3 points |
| Q2 2025 | 6.5% | +1.7 points |
| Q1 2025 | 1% | -0.3 points |
| Q4 2024 | 5.3% | +2.1 points |
STC's operating margin was 5.1% last quarter, down 2.6 points from the same quarter a year ago.
HOOD Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.2B | +$2.8B |
| Q2 2026 | $720M | -79% |
| Q1 2026 | $2B | +217% |
| Q4 2025 | -$937M | +$463M |
| Q3 2025 | -$1.6B | -187% |
| Q2 2025 | $3.5B | +6398% |
| Q1 2025 | $642M | +$1.3B |
| Q4 2024 | -$1.4B | -246% |
HOOD's free cash flow was $3B over the past year, up 159% from the year before. Free cash flow isn't a meaningful measure for financial services companies like HOOD.
STC Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $25.6M | -65% |
| Q2 2026 | $35M | -9.4% |
| Q1 2026 | -$20.9M | +$21.3M |
| Q4 2025 | $62.3M | +12% |
| Q3 2025 | $73.6M | +9.1% |
| Q2 2025 | $38.7M | +224% |
| Q1 2025 | -$42.2M | -$2.4M |
| Q4 2024 | $55.6M | +78% |
STC's free cash flow was $102M over the past year, down 19% from the year before. Free cash flow isn't a meaningful measure for financial services companies like STC.
HOOD Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -1M shares |
| 1 year | -0.8% | -6.9M shares |
| 3 years | +1.8% | +15.9M shares |
| 5 years | +292% | +679M shares |
| Available history | +7.2% | +60.8M shares |
HOOD has the edge over STC on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $25M |
| Q2 2026 | $414M |
| Q1 2026 | $250M |
| Q4 2025 | $100M |
| Q3 2025 | $107M |
| Q2 2025 | $124M |
| Q1 2025 | $322M |
| Q4 2024 | $160M |
HOOD spent $789M buying back its own shares over the past year, up 11% from the year before.
STC Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.4% | +123K shares |
| 1 year | +8.7% | +2.5M shares |
| 3 years | +12% | +3.3M shares |
| 5 years | +14% | +3.7M shares |
| Available history | +30% | +7.2M shares |
STC has 31M diluted shares, up 8.7% from a year ago.
| Quarter | Spent |
|---|---|
| Q3 2026 | $107,000 |
| Q2 2026 | $93,000 |
| Q1 2026 | $5.2M |
| Q4 2025 | $322,000 |
| Q3 2025 | $91,000 |
| Q2 2025 | $109,000 |
| Q1 2025 | $3.4M |
| Q4 2024 | $226,000 |
STC spent $6M buying back its own shares over the past year, up 52% from the year before.
HOOD Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.3x | Net Cash |
| Q2 2026 | -2.1x | Net Cash |
| Q1 2026 | -2.2x | Net Cash |
| Q4 2025 | -1.9x | Net Cash |
| Q3 2025 | -2.1x | Net Cash |
| Q2 2025 | -2.6x | Net Cash |
| Q1 2025 | -3.3x | Net Cash |
| Q4 2024 | -3.8x | Net Cash |
HOOD has the edge over STC on leverage, with a lower net debt burden relative to earnings.
STC Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -0.6x | Net Cash |
| Q2 2026 | -1.0x | Net Cash |
| Q1 2026 | -1.1x | Net Cash |
| Q4 2025 | -1.4x | Net Cash |
| Q3 2025 | -0.9x | Net Cash |
| Q2 2025 | -0.9x | Net Cash |
| Q1 2025 | -0.9x | Net Cash |
| Q4 2024 | 1.3x | Healthy |
STC has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like STC.
HOOD Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 40.8 | Neutral |
| Stochastic | 9.5 | Oversold |
HOOD's weekly RSI is 41 (neutral) and its Stochastic is 10 (oversold).
STC Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 25.8 | Oversold |
| Stochastic | 7.5 | Oversold |
STC's weekly RSI is 26 (oversold) and its Stochastic is 8 (oversold).
HOOD PE vs Financial Services Sector
| Metric | HOOD | Sector median | Relative |
|---|---|---|---|
| PE | 38x | 13x | 189% above |
| PE % | 22 | 66 | 44 pts below |
HOOD is trading at 38x earnings, a 189% premium to the Financial Services sector's median of 13x.
STC PE vs Financial Services Sector
| Metric | STC | Sector median | Relative |
|---|---|---|---|
| PE | 10x | 13x | 20% below |
| PE % | 41 | 63 | 22 pts below |
STC has the edge over HOOD on valuation relative to its sector.
HOOD Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $97.8 | 17% below |
| 20 week MA | $102.2 | 20% below |
| 50 week MA | $95.4 | 15% below |
| 100 week MA | $88.5 | 8.1% below |
| 200 week MA | $52.1 | 56% above |
HOOD has the edge over STC on trend strength, trading above more of its moving averages.
STC Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $48.9 | 15% below |
| 20 week MA | $60.4 | 31% below |
| 50 week MA | $64.7 | 36% below |
| 100 week MA | $66.3 | 37% below |
| 200 week MA | $61.0 | 32% below |
STC is in a downtrend: it's below all five of its weekly moving averages, and 32% below its 200-week average.
HOOD Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $35.2 | $18.9 | -46% |
| 2022 | $18.9 | $7.95 | -58% |
| 2023 | $7.95 | $12.7 | +60% |
| 2024 | $12.7 | $39.0 | +206% |
| 2025 | $39.0 | $118.1 | +203% |
| 2026 YTD | $118.1 | $81.4 | -31% |
HOOD has the edge over STC on returns for 2026, with the stronger performance.
STC Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $41.4 | $49.0 | +18% |
| 2021 | $49.0 | $78.1 | +59% |
| 2022 | $78.1 | $42.3 | -46% |
| 2023 | $42.3 | $58.8 | +39% |
| 2024 | $58.8 | $69.1 | +18% |
| 2025 | $69.1 | $71.1 | +2.9% |
| 2026 YTD | $71.1 | $41.6 | -41% |
STC is down 41% so far in 2026, after finishing higher in five of the previous six years.