HOOD
Robinhood Markets, Inc.
HOOD offers stronger modeled upside, but that advantage does not outweigh its weaker overall profile.
SPNT
SiriusPoint Ltd.
SPNT has the edge over HOOD overall, supported by stronger fundamentals and lower modeled downside.
HOOD Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
HOOD's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like HOOD.
SPNT Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Strong | |
| N/A | |
| N/A |
SPNT's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like SPNT.
HOOD PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 30x | $81.35 | — |
| Cheap | 37x | $78.84 | -3.1% |
| Current | 38x | $81.35 | — |
| Fair | 51x | $110 | +35% |
| Expensive | 74x | $160 | +96% |
Historical ranges are pointers, not guarantees.
HOOD has the edge over SPNT in the historical PE scenario, which offers more potential upside but is not a forecast.
SPNT PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 3.5x | $14.23 | -47% |
| Current | 6.6x | $26.81 | — |
| Fair | 7.8x | $31.56 | +18% |
| Forward | 9.9x | $26.81 | — |
| Expensive | 19x | $78.26 | +192% |
Historical ranges are pointers, not guarantees.
SPNT's PE is in its fair range at 6.6x. On analysts' estimates for next year's earnings, today's price would be 9.9x.
HOOD Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Moderate | |
| Low |
HOOD has the edge over SPNT on the outlook, with more favorable valuation and revenue expectations.
SPNT Forward outlook
| Metric | Outlook |
|---|---|
| Strongly deteriorating | |
| Growth | |
| Stable | |
| Stable | |
| Limited | |
| Moderate |
Analysts expect SPNT's earnings to grow, with its revenue and profitability holding steady.
HOOD Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.72 | +26% |
| Q3 2026 | $2.16 | -10% |
| Q2 2026 | $2.26 | +15% |
| Q1 2026 | $2.06 | +18% |
| Q4 2025 | $2.05 | +31% |
| Q3 2025 | $2.40 | +314% |
| Q2 2025 | $1.96 | +513% |
| Q1 2025 | $1.75 | +1150% |
| Q4 2024 | $1.56 | +$2.17 |
HOOD has the edge over SPNT on earnings, with more consistent year-over-year improvement.
SPNT Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.72 | -33% |
| Q3 2026 | $4.06 | +143% |
| Q2 2026 | $4.05 | +318% |
| Q1 2026 | $3.97 | +282% |
| Q4 2025 | $3.64 | +250% |
| Q3 2025 | $1.67 | +6.4% |
| Q2 2025 | $0.97 | -48% |
| Q1 2025 | $1.04 | -37% |
| Q4 2024 | $1.04 | -47% |
SPNT earned $4.06 per share over the past year, up 143% from the year before.
HOOD Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.4B | +12% |
| Q2 2026 | $1.3B | +32% |
| Q1 2026 | $1.1B | +15% |
| Q4 2025 | $1.3B | +27% |
| Q3 2025 | $1.3B | +100% |
| Q2 2025 | $989M | +45% |
| Q1 2025 | $927M | +50% |
| Q4 2024 | $1B | +115% |
HOOD has the edge over SPNT on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 44% | -5.9 points |
| Q2 2026 | 54% | +9.5 points |
| Q1 2026 | 39% | -1.5 points |
| Q4 2025 | 52% | -3.5 points |
| Q3 2025 | 50% | +26 points |
| Q2 2025 | 45% | +17 points |
| Q1 2025 | 40% | +14 points |
| Q4 2024 | 55% | +49 points |
HOOD has the edge over SPNT on profitability, with a higher operating margin.
SPNT Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $867.6M | +15% |
| Q2 2026 | $744.1M | -0.5% |
| Q1 2026 | $774.6M | +6.5% |
| Q4 2025 | $973.7M | +59% |
| Q3 2025 | $755.9M | +34% |
| Q2 2025 | $748.2M | +0.7% |
| Q1 2025 | $727.3M | +6.1% |
| Q4 2024 | $612.8M | -5.1% |
SPNT's revenue has picked up after two years of holding roughly level: $868M last quarter, up 15% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 12% | -2.7 points |
| Q2 2026 | 11% | +1.3 points |
| Q1 2026 | 16% | +5.3 points |
| Q4 2025 | 29% | +31 points |
| Q3 2025 | 15% | +13 points |
| Q2 2025 | 10% | -7.3 points |
| Q1 2025 | 10% | -5.1 points |
| Q4 2024 | -2.1% | -1.8 points |
SPNT's operating margin was 12% last quarter, down 2.7 points from the same quarter a year ago.
HOOD Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.2B | +$2.8B |
| Q2 2026 | $720M | -79% |
| Q1 2026 | $2B | +217% |
| Q4 2025 | -$937M | +$463M |
| Q3 2025 | -$1.6B | -187% |
| Q2 2025 | $3.5B | +6398% |
| Q1 2025 | $642M | +$1.3B |
| Q4 2024 | -$1.4B | -246% |
HOOD has the edge over SPNT on cash flow, with more consistent year-over-year improvement.
SPNT Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $170M | +9.3% |
| Q2 2026 | -$5.2M | -108% |
| Q1 2026 | $141.9M | +$230.8M |
| Q4 2025 | -$26.4M | -125% |
| Q3 2025 | $155.6M | +168% |
| Q2 2025 | $62.1M | +$209M |
| Q1 2025 | -$88.9M | -259% |
| Q4 2024 | $107.7M | -50% |
SPNT's free cash flow was $280M over the past year, up 19% from the year before. Free cash flow isn't a meaningful measure for financial services companies like SPNT.
HOOD Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -1M shares |
| 1 year | -0.8% | -6.9M shares |
| 3 years | +1.8% | +15.9M shares |
| 5 years | +292% | +679M shares |
| Available history | +7.2% | +60.8M shares |
HOOD has 911M diluted shares, down 0.8% from a year ago, with $789M in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | $25M |
| Q2 2026 | $414M |
| Q1 2026 | $250M |
| Q4 2025 | $100M |
| Q3 2025 | $107M |
| Q2 2025 | $124M |
| Q1 2025 | $322M |
| Q4 2024 | $160M |
HOOD spent $789M buying back its own shares over the past year, up 11% from the year before.
SPNT Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1.6% | -1.8M shares |
| 1 year | -1.4% | -1.7M shares |
| 3 years | -30% | -51.3M shares |
| 5 years | -27% | -43.1M shares |
| Available history | +26% | +24.5M shares |
SPNT has the edge over HOOD on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $27.3M |
| Q2 2026 | $51.4M |
| Q1 2026 | $21.9M |
| Q4 2025 | — |
| Q3 2025 | — |
| Q2 2025 | — |
| Q1 2025 | $490.8M |
| Q4 2024 | $170M |
SPNT spent $101M buying back its own shares over the past year, down 85% from the year before.
HOOD Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.3x | Net Cash |
| Q2 2026 | -2.1x | Net Cash |
| Q1 2026 | -2.2x | Net Cash |
| Q4 2025 | -1.9x | Net Cash |
| Q3 2025 | -2.1x | Net Cash |
| Q2 2025 | -2.6x | Net Cash |
| Q1 2025 | -3.3x | Net Cash |
| Q4 2024 | -3.8x | Net Cash |
HOOD has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like HOOD.
SPNT Net Leverage
HOOD Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 40.8 | Neutral |
| Stochastic | 9.5 | Oversold |
HOOD's weekly RSI is 41 (neutral) and its Stochastic is 10 (oversold).
SPNT Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 67.5 | Neutral |
| Stochastic | 84.7 | Overbought |
SPNT's weekly RSI is 67 (neutral) and its Stochastic is 85 (overbought).
HOOD PE vs Financial Services Sector
| Metric | HOOD | Sector median | Relative |
|---|---|---|---|
| PE | 38x | 13x | 189% above |
| PE % | 22 | 66 | 44 pts below |
HOOD is trading at 38x earnings, a 189% premium to the Financial Services sector's median of 13x.
SPNT PE vs Financial Services Sector
| Metric | SPNT | Sector median | Relative |
|---|---|---|---|
| PE | 6.6x | 13x | 49% below |
| PE % | 38 | 63 | 25 pts below |
SPNT has the edge over HOOD on valuation relative to its sector.
HOOD Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $97.8 | 17% below |
| 20 week MA | $102.2 | 20% below |
| 50 week MA | $95.4 | 15% below |
| 100 week MA | $88.5 | 8.1% below |
| 200 week MA | $52.1 | 56% above |
HOOD has fallen below most of its moving averages, though it's still 56% above its 200-week average.
SPNT Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $25.6 | 4.8% above |
| 20 week MA | $24.8 | 8.1% above |
| 50 week MA | $23.0 | 17% above |
| 100 week MA | $20.3 | 32% above |
| 200 week MA | $15.8 | 70% above |
SPNT has the edge over HOOD on trend strength, trading above more of its moving averages.
HOOD Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $35.2 | $18.9 | -46% |
| 2022 | $18.9 | $7.95 | -58% |
| 2023 | $7.95 | $12.7 | +60% |
| 2024 | $12.7 | $39.0 | +206% |
| 2025 | $39.0 | $118.1 | +203% |
| 2026 YTD | $118.1 | $81.4 | -31% |
HOOD's yearly returns have swung widely, from +206% in 2024 to −58% in 2022. It's down 31% so far in 2026.
SPNT Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $10.5 | $9.26 | -12% |
| 2021 | $9.26 | $8.25 | -11% |
| 2022 | $8.25 | $6.25 | -24% |
| 2023 | $6.25 | $11.6 | +86% |
| 2024 | $11.6 | $14.2 | +23% |
| 2025 | $14.2 | $22.3 | +57% |
| 2026 YTD | $22.3 | $26.8 | +20% |
SPNT has the edge over HOOD on returns for 2026, with the stronger performance.