HOOD
Robinhood Markets, Inc.
HOOD offers stronger valuation, but that advantage does not outweigh its weaker overall profile.
SMBK
SmartFinancial, Inc.
SMBK has the edge over HOOD overall, supported by lower modeled downside and stronger fundamentals.
HOOD Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
HOOD's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like HOOD.
SMBK Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
SMBK's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like SMBK.
HOOD PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 30x | $81.35 | — |
| Cheap | 37x | $78.84 | -3.1% |
| Current | 38x | $81.35 | — |
| Fair | 51x | $110 | +35% |
| Expensive | 74x | $160 | +96% |
Historical ranges are pointers, not guarantees.
HOOD has the edge over SMBK in the historical PE scenario, which offers more potential upside but is not a forecast.
SMBK PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 9.4x | $34.51 | -28% |
| Fair | 12x | $45.28 | -5.4% |
| Forward | 12x | $47.88 | — |
| Current | 13x | $47.88 | — |
| Expensive | 15x | $54.93 | +15% |
Historical ranges are pointers, not guarantees.
SMBK's PE is in its fair range at 13x. If earnings grow as analysts expect, today's price would be 12x next year's earnings.
HOOD Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Moderate | |
| Low |
Analysts expect strong earnings and revenue growth for HOOD, with profitability improving. However, they disagree widely on these estimates.
SMBK Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| High |
Analysts expect earnings and revenue growth for SMBK, with profitability improving.
HOOD Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.72 | +26% |
| Q3 2026 | $2.16 | -10% |
| Q2 2026 | $2.26 | +15% |
| Q1 2026 | $2.06 | +18% |
| Q4 2025 | $2.05 | +31% |
| Q3 2025 | $2.40 | +314% |
| Q2 2025 | $1.96 | +513% |
| Q1 2025 | $1.75 | +1150% |
| Q4 2024 | $1.56 | +$2.17 |
HOOD earned $2.16 per share over the past year, down 10% from the year before.
SMBK Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $4.01 | +9% |
| Q3 2026 | $3.68 | +34% |
| Q2 2026 | $3.39 | +37% |
| Q1 2026 | $3.12 | +38% |
| Q4 2025 | $2.98 | +39% |
| Q3 2025 | $2.74 | +41% |
| Q2 2025 | $2.47 | +63% |
| Q1 2025 | $2.26 | +45% |
| Q4 2024 | $2.14 | +27% |
SMBK has the edge over HOOD on earnings, with more consistent year-over-year improvement.
HOOD Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.4B | +12% |
| Q2 2026 | $1.3B | +32% |
| Q1 2026 | $1.1B | +15% |
| Q4 2025 | $1.3B | +27% |
| Q3 2025 | $1.3B | +100% |
| Q2 2025 | $989M | +45% |
| Q1 2025 | $927M | +50% |
| Q4 2024 | $1B | +115% |
HOOD has the edge over SMBK on sales, with stronger typical year-over-year growth.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 44% | -5.9 points |
| Q2 2026 | 54% | +9.5 points |
| Q1 2026 | 39% | -1.5 points |
| Q4 2025 | 52% | -3.5 points |
| Q3 2025 | 50% | +26 points |
| Q2 2025 | 45% | +17 points |
| Q1 2025 | 40% | +14 points |
| Q4 2024 | 55% | +49 points |
HOOD has the edge over SMBK on profitability, with a higher operating margin.
SMBK Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $57.5M | +13% |
| Q2 2026 | $56M | +14% |
| Q1 2026 | $53.8M | +15% |
| Q4 2025 | $53.3M | +14% |
| Q3 2025 | $51.1M | +16% |
| Q2 2025 | $49.2M | +22% |
| Q1 2025 | $46.8M | +17% |
| Q4 2024 | $46.8M | +20% |
SMBK's revenue has grown year over year for 10 quarters in a row: $58M last quarter, up 13% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 36% | +2.4 points |
| Q2 2026 | 37% | +7.7 points |
| Q1 2026 | 31% | +2.2 points |
| Q4 2025 | 31% | +4.9 points |
| Q3 2025 | 33% | +8.9 points |
| Q2 2025 | 29% | +3.4 points |
| Q1 2025 | 29% | -0.9 points |
| Q4 2024 | 26% | +6.4 points |
SMBK's operating margin was 36% last quarter, up 2.4 points from the same quarter a year ago.
HOOD Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.2B | +$2.8B |
| Q2 2026 | $720M | -79% |
| Q1 2026 | $2B | +217% |
| Q4 2025 | -$937M | +$463M |
| Q3 2025 | -$1.6B | -187% |
| Q2 2025 | $3.5B | +6398% |
| Q1 2025 | $642M | +$1.3B |
| Q4 2024 | -$1.4B | -246% |
HOOD's free cash flow was $3B over the past year, up 159% from the year before. Free cash flow isn't a meaningful measure for financial services companies like HOOD.
SMBK Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$13.1M | -179% |
| Q2 2026 | $22.5M | +70% |
| Q1 2026 | $10.2M | -24% |
| Q4 2025 | $16.2M | +5.4% |
| Q3 2025 | $16.6M | +46% |
| Q2 2025 | $13.2M | -14% |
| Q1 2025 | $13.4M | +221% |
| Q4 2024 | $15.4M | +62% |
SMBK's free cash flow was $36M over the past year, down 39% from the year before. Free cash flow isn't a meaningful measure for financial services companies like SMBK.
HOOD Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -1M shares |
| 1 year | -0.8% | -6.9M shares |
| 3 years | +1.8% | +15.9M shares |
| 5 years | +292% | +679M shares |
| Available history | +7.2% | +60.8M shares |
HOOD has the edge over SMBK on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $25M |
| Q2 2026 | $414M |
| Q1 2026 | $250M |
| Q4 2025 | $100M |
| Q3 2025 | $107M |
| Q2 2025 | $124M |
| Q1 2025 | $322M |
| Q4 2024 | $160M |
HOOD spent $789M buying back its own shares over the past year, up 11% from the year before.
SMBK Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.2% | +32.8K shares |
| 1 year | +0.5% | +85.7K shares |
| 3 years | +0.4% | +75.9K shares |
| 5 years | +8.3% | +1.3M shares |
| Available history | +21% | +2.9M shares |
SMBK has 17M diluted shares, up 0.5% from a year ago.
| Quarter | Spent |
|---|---|
| Q4 2024 | — |
| Q3 2024 | $1,000 |
| Q4 2021 | — |
| Q3 2021 | — |
| Q2 2021 | $1,000 |
| Q1 2021 | $1.2M |
| Q4 2020 | $2.2M |
| Q3 2020 | — |
HOOD Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.3x | Net Cash |
| Q2 2026 | -2.1x | Net Cash |
| Q1 2026 | -2.2x | Net Cash |
| Q4 2025 | -1.9x | Net Cash |
| Q3 2025 | -2.1x | Net Cash |
| Q2 2025 | -2.6x | Net Cash |
| Q1 2025 | -3.3x | Net Cash |
| Q4 2024 | -3.8x | Net Cash |
HOOD has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like HOOD.
SMBK Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -4.6x | Net Cash |
| Q2 2026 | -4.9x | Net Cash |
| Q1 2026 | -4.8x | Net Cash |
| Q4 2025 | -5.3x | Net Cash |
| Q3 2025 | -8.5x | Net Cash |
| Q2 2025 | -6.0x | Net Cash |
| Q1 2025 | -7.5x | Net Cash |
| Q4 2024 | -6.2x | Net Cash |
SMBK has the edge over HOOD on leverage, with a lower net debt burden relative to earnings.
HOOD Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 40.8 | Neutral |
| Stochastic | 9.5 | Oversold |
HOOD's weekly RSI is 41 (neutral) and its Stochastic is 10 (oversold).
SMBK Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 49.7 | Neutral |
| Stochastic | 9.2 | Oversold |
SMBK's weekly RSI is 50 (neutral) and its Stochastic is 9 (oversold).
HOOD PE vs Financial Services Sector
| Metric | HOOD | Sector median | Relative |
|---|---|---|---|
| PE | 38x | 13x | 189% above |
| PE % | 22 | 66 | 44 pts below |
HOOD is trading at 38x earnings, a 189% premium to the Financial Services sector's median of 13x.
SMBK PE vs Financial Services Sector
| Metric | SMBK | Sector median | Relative |
|---|---|---|---|
| PE | 13x | 13x | 0.1% below |
| PE % | 58 | 63 | 5 pts below |
SMBK has the edge over HOOD on valuation relative to its sector.
HOOD Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $97.8 | 17% below |
| 20 week MA | $102.2 | 20% below |
| 50 week MA | $95.4 | 15% below |
| 100 week MA | $88.5 | 8.1% below |
| 200 week MA | $52.1 | 56% above |
HOOD has fallen below most of its moving averages, though it's still 56% above its 200-week average.
SMBK Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $49.5 | 3.2% below |
| 20 week MA | $50.1 | 4.5% below |
| 50 week MA | $44.4 | 7.8% above |
| 100 week MA | $39.0 | 23% above |
| 200 week MA | $31.8 | 51% above |
SMBK has the edge over HOOD on trend strength, trading above more of its moving averages.
HOOD Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $35.2 | $18.9 | -46% |
| 2022 | $18.9 | $7.95 | -58% |
| 2023 | $7.95 | $12.7 | +60% |
| 2024 | $12.7 | $39.0 | +206% |
| 2025 | $39.0 | $118.1 | +203% |
| 2026 YTD | $118.1 | $81.4 | -31% |
HOOD's yearly returns have swung widely, from +206% in 2024 to −58% in 2022. It's down 31% so far in 2026.
SMBK Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $23.7 | $18.0 | -24% |
| 2021 | $18.0 | $27.8 | +54% |
| 2022 | $27.8 | $27.8 | 0% |
| 2023 | $27.8 | $24.5 | -12% |
| 2024 | $24.5 | $31.1 | +27% |
| 2025 | $31.1 | $37.8 | +22% |
| 2026 YTD | $37.8 | $47.9 | +27% |
SMBK has the edge over HOOD on returns for 2026, with the stronger performance.