HOOD
Robinhood Markets, Inc.
HOOD has the edge over SCM overall, supported by stronger valuation and stronger modeled upside.
SCM
Stellus Capital Investment Corporation
SCM has lower modeled downside risk, despite its lower overall score.
HOOD Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
HOOD's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like HOOD.
SCM Fundamentals
| Metric | Status |
|---|---|
| Under pressure | |
| Healthy | |
| N/A | |
| N/A |
SCM's profitability is currently healthy, but its revenue is under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like SCM.
HOOD PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 30x | $81.35 | — |
| Cheap | 37x | $78.84 | -3.1% |
| Current | 38x | $81.35 | — |
| Fair | 51x | $110 | +35% |
| Expensive | 74x | $160 | +96% |
Historical ranges are pointers, not guarantees.
HOOD has the edge over SCM in the historical PE scenario, which offers more potential upside but is not a forecast.
SCM PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 6.3x | $6.67 | — |
| Cheap | 7x | $4.07 | -39% |
| Fair | 10x | $5.85 | -12% |
| Current | 12x | $6.67 | — |
| Expensive | 20x | $11.34 | +70% |
Historical ranges are pointers, not guarantees.
SCM's PE is in its fair range at 12x. On analysts' estimates for next year's earnings, today's price would be 6.3x, in its cheap range.
HOOD Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Moderate | |
| Low |
HOOD has the edge over SCM on the outlook, with more favorable earnings and revenue expectations.
SCM Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Stable | |
| Decline | |
| Improving | |
| Limited | |
| High |
Analysts expect SCM's profitability to improve, but its revenue to decline.
HOOD Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.72 | +26% |
| Q3 2026 | $2.16 | -10% |
| Q2 2026 | $2.26 | +15% |
| Q1 2026 | $2.06 | +18% |
| Q4 2025 | $2.05 | +31% |
| Q3 2025 | $2.40 | +314% |
| Q2 2025 | $1.96 | +513% |
| Q1 2025 | $1.75 | +1150% |
| Q4 2024 | $1.56 | +$2.17 |
HOOD has the edge over SCM on earnings, with more consistent year-over-year improvement.
SCM Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $1.05 | +82% |
| Q3 2026 | $0.58 | -46% |
| Q2 2026 | $1.03 | -28% |
| Q1 2026 | $0.83 | -42% |
| Q4 2025 | $0.95 | -47% |
| Q3 2025 | $1.08 | -45% |
| Q2 2025 | $1.44 | +13% |
| Q1 2025 | $1.43 | +30% |
| Q4 2024 | $1.79 | +124% |
SCM's earnings per share have fallen from their peak: $0.58 over the past year, against $3.54 in early 2021.
HOOD Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.4B | +12% |
| Q2 2026 | $1.3B | +32% |
| Q1 2026 | $1.1B | +15% |
| Q4 2025 | $1.3B | +27% |
| Q3 2025 | $1.3B | +100% |
| Q2 2025 | $989M | +45% |
| Q1 2025 | $927M | +50% |
| Q4 2024 | $1B | +115% |
HOOD has the stronger quarterly revenue trend. Revenue is up 12% for HOOD versus down 25% for SCM.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 44% | -5.9 points |
| Q2 2026 | 54% | +9.5 points |
| Q1 2026 | 39% | -1.5 points |
| Q4 2025 | 52% | -3.5 points |
| Q3 2025 | 50% | +26 points |
| Q2 2025 | 45% | +17 points |
| Q1 2025 | 40% | +14 points |
| Q4 2024 | 55% | +49 points |
HOOD's operating margin was 44% last quarter, down 5.9 points from the same quarter a year ago.
SCM Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q2 2022 | $8.7M | -25% |
| Q1 2022 | $11.8M | +2.2% |
| Q4 2021 | $17.9M | -17% |
| Q3 2021 | $20.4M | +56% |
| Q2 2021 | $11.6M | -74% |
| Q4 2020 | $21.6M | +199% |
SCM's revenue fell from its 2020 peak and has held roughly level since: $9M last quarter, down 25% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q2 2022 | 22% | -27 points |
| Q1 2022 | 47% | +0.5 points |
| Q4 2021 | 66% | -12 points |
| Q3 2021 | 70% | +8.9 points |
| Q2 2021 | 49% | -40 points |
| Q1 2021 | 46% | N/A |
| Q4 2020 | 78% | +50 points |
| Q3 2020 | 61% | N/A |
SCM's operating margin was 22% last quarter, down 27 points from the same quarter a year ago, near the bottom of its range since 2019.
HOOD Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.2B | +$2.8B |
| Q2 2026 | $720M | -79% |
| Q1 2026 | $2B | +217% |
| Q4 2025 | -$937M | +$463M |
| Q3 2025 | -$1.6B | -187% |
| Q2 2025 | $3.5B | +6398% |
| Q1 2025 | $642M | +$1.3B |
| Q4 2024 | -$1.4B | -246% |
HOOD's free cash flow was $3B over the past year, up 159% from the year before. Free cash flow isn't a meaningful measure for financial services companies like HOOD.
SCM Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $957.1K | +$21.2M |
| Q2 2026 | $33.4M | +41% |
| Q1 2026 | $22.8M | +$59.7M |
| Q4 2025 | $9M | +$40.8M |
| Q3 2025 | -$20.2M | -272% |
| Q2 2025 | $23.7M | +$36.8M |
| Q1 2025 | -$36.9M | -928% |
| Q4 2024 | -$31.8M | -226% |
SCM's free cash flow was $66M over the past year, against −$65M the year before. Free cash flow isn't a meaningful measure for financial services companies like SCM.
HOOD Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -1M shares |
| 1 year | -0.8% | -6.9M shares |
| 3 years | +1.8% | +15.9M shares |
| 5 years | +292% | +679M shares |
| Available history | +7.2% | +60.8M shares |
HOOD has the edge over SCM on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $25M |
| Q2 2026 | $414M |
| Q1 2026 | $250M |
| Q4 2025 | $100M |
| Q3 2025 | $107M |
| Q2 2025 | $124M |
| Q1 2025 | $322M |
| Q4 2024 | $160M |
HOOD spent $789M buying back its own shares over the past year, up 11% from the year before.
SCM Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1.4% | -403K shares |
| 1 year | -0.1% | -14.8K shares |
| 3 years | +25% | +5.6M shares |
| 5 years | +46% | +9M shares |
| Available history | +47% | +9M shares |
SCM has 28M diluted shares, about the same as a year ago.
| Quarter | Spent |
|---|---|
| Q3 2026 | $4.1M |
| Q2 2022 | — |
| Q1 2022 | — |
| Q4 2021 | — |
| Q3 2021 | — |
| Q2 2021 | — |
| Q1 2021 | — |
| Q4 2020 | $2.00 |
HOOD Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.3x | Net Cash |
| Q2 2026 | -2.1x | Net Cash |
| Q1 2026 | -2.2x | Net Cash |
| Q4 2025 | -1.9x | Net Cash |
| Q3 2025 | -2.1x | Net Cash |
| Q2 2025 | -2.6x | Net Cash |
| Q1 2025 | -3.3x | Net Cash |
| Q4 2024 | -3.8x | Net Cash |
HOOD has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like HOOD.
SCM Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q2 2022 | 16.8x | High |
| Q1 2022 | 14.5x | High |
| Q4 2021 | 12.8x | High |
| Q3 2021 | 11.7x | High |
| Q2 2021 | 13.9x | High |
| Q1 2021 | 6.2x | High |
| Q4 2020 | 17.7x | High |
| Q3 2020 | 54.9x | High |
SCM's net debt is about 17 years of its operating earnings (EBITDA), up from 14 years a year ago. Net leverage isn't a meaningful measure for financial services companies like SCM.
HOOD Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 40.8 | Neutral |
| Stochastic | 9.5 | Oversold |
HOOD's weekly RSI is 41 (neutral) and its Stochastic is 10 (oversold).
SCM Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 33.6 | Neutral |
| Stochastic | 18.1 | Oversold |
SCM's weekly RSI is 34 (neutral) and its Stochastic is 18 (oversold).
HOOD PE vs Financial Services Sector
| Metric | HOOD | Sector median | Relative |
|---|---|---|---|
| PE | 38x | 13x | 189% above |
| PE % | 22 | 66 | 44 pts below |
HOOD is trading at 38x earnings, a 189% premium to the Financial Services sector's median of 13x.
SCM PE vs Financial Services Sector
| Metric | SCM | Sector median | Relative |
|---|---|---|---|
| PE | 12x | 13x | 12% below |
| PE % | 60 | 63 | 3 pts below |
SCM has the edge over HOOD on valuation relative to its sector.
HOOD Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $97.8 | 17% below |
| 20 week MA | $102.2 | 20% below |
| 50 week MA | $95.4 | 15% below |
| 100 week MA | $88.5 | 8.1% below |
| 200 week MA | $52.1 | 56% above |
HOOD has the edge over SCM on trend strength, trading above more of its moving averages.
SCM Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $7.11 | 6.2% below |
| 20 week MA | $7.76 | 14% below |
| 50 week MA | $9.41 | 29% below |
| 100 week MA | $11.5 | 42% below |
| 200 week MA | $12.7 | 47% below |
SCM is in a downtrend: it's below all five of its weekly moving averages, and 47% below its 200-week average.
HOOD Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $35.2 | $18.9 | -46% |
| 2022 | $18.9 | $7.95 | -58% |
| 2023 | $7.95 | $12.7 | +60% |
| 2024 | $12.7 | $39.0 | +206% |
| 2025 | $39.0 | $118.1 | +203% |
| 2026 YTD | $118.1 | $81.4 | -31% |
HOOD has the edge over SCM on returns for 2026, with the stronger performance.
SCM Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $14.5 | $10.7 | -26% |
| 2021 | $10.7 | $13.0 | +21% |
| 2022 | $13.0 | $13.0 | +0.5% |
| 2023 | $13.0 | $12.9 | -1.4% |
| 2024 | $12.9 | $13.8 | +7% |
| 2025 | $13.8 | $12.6 | -8.6% |
| 2026 YTD | $12.6 | $6.67 | -47% |
SCM has finished lower in three of the last six years. It's down 47% so far in 2026.