HOOD
Robinhood Markets, Inc.
HOOD has the edge over RBCAA overall, supported by stronger valuation and stronger modeled upside.
RBCAA
Republic Bancorp, Inc.
RBCAA has lower modeled downside risk, despite its lower overall score.
HOOD Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
HOOD's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like HOOD.
RBCAA Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
RBCAA's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like RBCAA.
HOOD PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 30x | $81.35 | — |
| Cheap | 37x | $78.84 | -3.1% |
| Current | 38x | $81.35 | — |
| Fair | 51x | $110 | +35% |
| Expensive | 74x | $160 | +96% |
Historical ranges are pointers, not guarantees.
HOOD has the edge over RBCAA in the historical PE scenario, which offers more potential upside but is not a forecast.
RBCAA PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 9.2x | $59.86 | -34% |
| Fair | 11x | $72.18 | -21% |
| Expensive | 13x | $82.19 | -9.9% |
| Forward | 13x | $91.23 | — |
| Current | 14x | $91.23 | — |
Historical ranges are pointers, not guarantees.
RBCAA's PE is in its expensive range at 14x. If earnings grow as analysts expect, today's price would be 13x next year's earnings.
HOOD Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Moderate | |
| Low |
Analysts expect strong earnings and revenue growth for HOOD, with profitability improving. However, they disagree widely on these estimates.
RBCAA Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Growth | |
| Improving | |
| Limited | |
| High |
Analysts expect earnings and revenue growth for RBCAA, with profitability improving.
HOOD Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.72 | +26% |
| Q3 2026 | $2.16 | -10% |
| Q2 2026 | $2.26 | +15% |
| Q1 2026 | $2.06 | +18% |
| Q4 2025 | $2.05 | +31% |
| Q3 2025 | $2.40 | +314% |
| Q2 2025 | $1.96 | +513% |
| Q1 2025 | $1.75 | +1150% |
| Q4 2024 | $1.56 | +$2.17 |
HOOD earned $2.16 per share over the past year, down 10% from the year before.
RBCAA Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $7.16 | +9.9% |
| Q3 2026 | $6.51 | +1.1% |
| Q2 2026 | $6.45 | +2.7% |
| Q1 2026 | $6.39 | +7% |
| Q4 2025 | $6.63 | +29% |
| Q3 2025 | $6.44 | +24% |
| Q2 2025 | $6.28 | +28% |
| Q1 2025 | $5.97 | +27% |
| Q4 2024 | $5.14 | +13% |
RBCAA has the edge over HOOD on earnings, with more consistent year-over-year improvement.
HOOD Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.4B | +12% |
| Q2 2026 | $1.3B | +32% |
| Q1 2026 | $1.1B | +15% |
| Q4 2025 | $1.3B | +27% |
| Q3 2025 | $1.3B | +100% |
| Q2 2025 | $989M | +45% |
| Q1 2025 | $927M | +50% |
| Q4 2024 | $1B | +115% |
HOOD has the edge over RBCAA on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 44% | -5.9 points |
| Q2 2026 | 54% | +9.5 points |
| Q1 2026 | 39% | -1.5 points |
| Q4 2025 | 52% | -3.5 points |
| Q3 2025 | 50% | +26 points |
| Q2 2025 | 45% | +17 points |
| Q1 2025 | 40% | +14 points |
| Q4 2024 | 55% | +49 points |
HOOD has the edge over RBCAA on profitability, with a higher operating margin.
RBCAA Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $103.9M | +11% |
| Q2 2026 | $101.3M | +7.9% |
| Q1 2026 | $120.4M | -11% |
| Q4 2025 | $94.3M | +5.3% |
| Q3 2025 | $93.5M | +6.2% |
| Q2 2025 | $93.8M | +8% |
| Q1 2025 | $135.8M | +13% |
| Q4 2024 | $89.5M | +9.3% |
RBCAA's revenue is recovering but still below its 2025 peak: $104M last quarter, up 11% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 38% | -2.2 points |
| Q2 2026 | 42% | -1 points |
| Q1 2026 | 46% | +1.9 points |
| Q4 2025 | 29% | +3.5 points |
| Q3 2025 | 40% | +2 points |
| Q2 2025 | 43% | +6.1 points |
| Q1 2025 | 44% | +12 points |
| Q4 2024 | 26% | -3 points |
RBCAA's operating margin was 38% last quarter, down 2.2 points from the same quarter a year ago.
HOOD Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.2B | +$2.8B |
| Q2 2026 | $720M | -79% |
| Q1 2026 | $2B | +217% |
| Q4 2025 | -$937M | +$463M |
| Q3 2025 | -$1.6B | -187% |
| Q2 2025 | $3.5B | +6398% |
| Q1 2025 | $642M | +$1.3B |
| Q4 2024 | -$1.4B | -246% |
HOOD's free cash flow was $3B over the past year, up 159% from the year before. Free cash flow isn't a meaningful measure for financial services companies like HOOD.
RBCAA Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $40.9M | +33% |
| Q2 2026 | -$120K | -102% |
| Q1 2026 | $68.1M | -26% |
| Q4 2025 | $33.6M | +49% |
| Q3 2025 | $30.8M | -38% |
| Q2 2025 | $5.2M | +205% |
| Q1 2025 | $91.6M | +32% |
| Q4 2024 | $22.6M | +9.4% |
RBCAA's free cash flow was $142M over the past year, down 5.1% from the year before. Free cash flow isn't a meaningful measure for financial services companies like RBCAA.
HOOD Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -1M shares |
| 1 year | -0.8% | -6.9M shares |
| 3 years | +1.8% | +15.9M shares |
| 5 years | +292% | +679M shares |
| Available history | +7.2% | +60.8M shares |
HOOD has the edge over RBCAA on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $25M |
| Q2 2026 | $414M |
| Q1 2026 | $250M |
| Q4 2025 | $100M |
| Q3 2025 | $107M |
| Q2 2025 | $124M |
| Q1 2025 | $322M |
| Q4 2024 | $160M |
HOOD spent $789M buying back its own shares over the past year, up 11% from the year before.
RBCAA Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.1% | +24K shares |
| 1 year | +0.5% | +97K shares |
| 3 years | +0.6% | +114K shares |
| 5 years | -3.4% | -703K shares |
| Available history | -5.9% | -1.2M shares |
RBCAA has 20M diluted shares, about the same as a year ago.
| Quarter | Spent |
|---|---|
| Q4 2025 | — |
| Q3 2025 | — |
| Q4 2023 | $4.2M |
| Q3 2023 | $9.4M |
| Q4 2022 | $413,000 |
| Q3 2022 | $3.3M |
| Q4 2021 | $12.6M |
| Q3 2021 | $19.7M |
HOOD Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.3x | Net Cash |
| Q2 2026 | -2.1x | Net Cash |
| Q1 2026 | -2.2x | Net Cash |
| Q4 2025 | -1.9x | Net Cash |
| Q3 2025 | -2.1x | Net Cash |
| Q2 2025 | -2.6x | Net Cash |
| Q1 2025 | -3.3x | Net Cash |
| Q4 2024 | -3.8x | Net Cash |
HOOD has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like HOOD.
RBCAA Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.6x | Net Cash |
| Q2 2026 | -1.2x | Net Cash |
| Q1 2026 | -1.4x | Net Cash |
| Q4 2025 | 1.7x | Healthy |
| Q3 2025 | -0.7x | Net Cash |
| Q2 2025 | -0.7x | Net Cash |
| Q1 2025 | -2.7x | Net Cash |
| Q4 2024 | -0.3x | Net Cash |
RBCAA has the edge over HOOD on leverage, with a lower net debt burden relative to earnings.
HOOD Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 40.8 | Neutral |
| Stochastic | 9.5 | Oversold |
HOOD's weekly RSI is 41 (neutral) and its Stochastic is 10 (oversold).
RBCAA Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 54.0 | Neutral |
| Stochastic | 14.6 | Oversold |
RBCAA's weekly RSI is 54 (neutral) and its Stochastic is 15 (oversold).
HOOD PE vs Financial Services Sector
| Metric | HOOD | Sector median | Relative |
|---|---|---|---|
| PE | 38x | 13x | 189% above |
| PE % | 22 | 66 | 44 pts below |
HOOD is trading at 38x earnings, a 189% premium to the Financial Services sector's median of 13x.
RBCAA PE vs Financial Services Sector
| Metric | RBCAA | Sector median | Relative |
|---|---|---|---|
| PE | 14x | 13x | 7.6% above |
| PE % | 93 | 63 | 30 pts above |
RBCAA has the edge over HOOD on valuation relative to its sector.
HOOD Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $97.8 | 17% below |
| 20 week MA | $102.2 | 20% below |
| 50 week MA | $95.4 | 15% below |
| 100 week MA | $88.5 | 8.1% below |
| 200 week MA | $52.1 | 56% above |
HOOD has fallen below most of its moving averages, though it's still 56% above its 200-week average.
RBCAA Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $92.0 | 0.8% below |
| 20 week MA | $93.6 | 2.6% below |
| 50 week MA | $82.1 | 11% above |
| 100 week MA | $75.7 | 20% above |
| 200 week MA | $63.6 | 43% above |
RBCAA has the edge over HOOD on trend strength, trading above more of its moving averages.
HOOD Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $35.2 | $18.9 | -46% |
| 2022 | $18.9 | $7.95 | -58% |
| 2023 | $7.95 | $12.7 | +60% |
| 2024 | $12.7 | $39.0 | +206% |
| 2025 | $39.0 | $118.1 | +203% |
| 2026 YTD | $118.1 | $81.4 | -31% |
HOOD's yearly returns have swung widely, from +206% in 2024 to −58% in 2022. It's down 31% so far in 2026.
RBCAA Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $46.6 | $36.4 | -22% |
| 2021 | $36.4 | $51.5 | +42% |
| 2022 | $51.5 | $41.4 | -20% |
| 2023 | $41.4 | $55.2 | +33% |
| 2024 | $55.2 | $70.7 | +28% |
| 2025 | $70.7 | $70.0 | -0.9% |
| 2026 YTD | $70.0 | $91.2 | +30% |
RBCAA has the edge over HOOD on returns for 2026, with the stronger performance.