HOOD
Robinhood Markets, Inc.
HOOD offers stronger valuation, but that advantage does not outweigh its weaker overall profile.
PLBC
Plumas Bancorp
PLBC has a slight edge over HOOD overall, supported by stronger fundamentals and lower modeled downside.
HOOD Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
HOOD's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like HOOD.
PLBC Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
PLBC's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like PLBC.
HOOD PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 30x | $81.35 | — |
| Cheap | 37x | $78.84 | -3.1% |
| Current | 38x | $81.35 | — |
| Fair | 51x | $110 | +35% |
| Expensive | 74x | $160 | +96% |
Historical ranges are pointers, not guarantees.
HOOD has the edge over PLBC in the historical PE scenario, which offers more potential upside but is not a forecast.
PLBC PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 7.3x | $43.48 | -31% |
| Fair | 8.9x | $53.00 | -16% |
| Expensive | 11x | $62.85 | -0.1% |
| Current | 11x | $62.91 | — |
| Forward | 11x | $62.91 | — |
Historical ranges are pointers, not guarantees.
PLBC's PE is in its expensive range at 10.6x. On analysts' estimates for next year's earnings, today's price would be 10.7x.
HOOD Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Moderate | |
| Low |
HOOD has the edge over PLBC on the outlook, with more favorable valuation expectations.
PLBC Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Growth | |
| Growth | |
| Improving | |
| Limited | |
| High |
Analysts expect earnings and revenue growth for PLBC, with profitability improving.
HOOD Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.72 | +26% |
| Q3 2026 | $2.16 | -10% |
| Q2 2026 | $2.26 | +15% |
| Q1 2026 | $2.06 | +18% |
| Q4 2025 | $2.05 | +31% |
| Q3 2025 | $2.40 | +314% |
| Q2 2025 | $1.96 | +513% |
| Q1 2025 | $1.75 | +1150% |
| Q4 2024 | $1.56 | +$2.17 |
HOOD has the edge over PLBC on earnings, with more consistent year-over-year improvement.
PLBC Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $5.89 | -1.1% |
| Q3 2026 | $5.96 | +39% |
| Q2 2026 | $5.08 | +4.5% |
| Q1 2026 | $4.72 | -4.6% |
| Q4 2025 | $4.54 | -5.4% |
| Q3 2025 | $4.28 | -10% |
| Q2 2025 | $4.86 | +1% |
| Q1 2025 | $4.95 | +3.3% |
| Q4 2024 | $4.80 | -4.4% |
PLBC earned $5.96 per share over the past year, up 39% from the year before.
HOOD Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.4B | +12% |
| Q2 2026 | $1.3B | +32% |
| Q1 2026 | $1.1B | +15% |
| Q4 2025 | $1.3B | +27% |
| Q3 2025 | $1.3B | +100% |
| Q2 2025 | $989M | +45% |
| Q1 2025 | $927M | +50% |
| Q4 2024 | $1B | +115% |
HOOD has the edge over PLBC on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 44% | -5.9 points |
| Q2 2026 | 54% | +9.5 points |
| Q1 2026 | 39% | -1.5 points |
| Q4 2025 | 52% | -3.5 points |
| Q3 2025 | 50% | +26 points |
| Q2 2025 | 45% | +17 points |
| Q1 2025 | 40% | +14 points |
| Q4 2024 | 55% | +49 points |
HOOD's operating margin was 44% last quarter, down 5.9 points from the same quarter a year ago.
PLBC Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $29.3M | +6.9% |
| Q2 2026 | $28.8M | +40% |
| Q1 2026 | $28.1M | +29% |
| Q4 2025 | $28.6M | +35% |
| Q3 2025 | $27.4M | +30% |
| Q2 2025 | $20.5M | -0.3% |
| Q1 2025 | $21.8M | +11% |
| Q4 2024 | $21.2M | +5.8% |
PLBC's revenue has grown year over year for five quarters in a row: $29M last quarter, up 6.9% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 48% | +23 points |
| Q2 2026 | 47% | +5.3 points |
| Q1 2026 | 47% | +0.7 points |
| Q4 2025 | 49% | -1.5 points |
| Q3 2025 | 25% | -25 points |
| Q2 2025 | 42% | -2.9 points |
| Q1 2025 | 46% | +3.4 points |
| Q4 2024 | 50% | -0.3 points |
PLBC has the edge over HOOD on profitability, with a higher operating margin.
HOOD Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.2B | +$2.8B |
| Q2 2026 | $720M | -79% |
| Q1 2026 | $2B | +217% |
| Q4 2025 | -$937M | +$463M |
| Q3 2025 | -$1.6B | -187% |
| Q2 2025 | $3.5B | +6398% |
| Q1 2025 | $642M | +$1.3B |
| Q4 2024 | -$1.4B | -246% |
HOOD has the edge over PLBC on cash flow, with more consistent year-over-year improvement.
PLBC Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $14.6M | +204% |
| Q2 2026 | $11.6M | +468% |
| Q1 2026 | $9.3M | +26% |
| Q4 2025 | $6.1M | -25% |
| Q3 2025 | $4.8M | -39% |
| Q2 2025 | $2M | -58% |
| Q1 2025 | $7.3M | -18% |
| Q4 2024 | $8.2M | +3184% |
PLBC's free cash flow was $42M over the past year, up 86% from the year before. Free cash flow isn't a meaningful measure for financial services companies like PLBC.
HOOD Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -1M shares |
| 1 year | -0.8% | -6.9M shares |
| 3 years | +1.8% | +15.9M shares |
| 5 years | +292% | +679M shares |
| Available history | +7.2% | +60.8M shares |
HOOD has the edge over PLBC on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $25M |
| Q2 2026 | $414M |
| Q1 2026 | $250M |
| Q4 2025 | $100M |
| Q3 2025 | $107M |
| Q2 2025 | $124M |
| Q1 2025 | $322M |
| Q4 2024 | $160M |
HOOD spent $789M buying back its own shares over the past year, up 11% from the year before.
PLBC Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.1% | +10K shares |
| 1 year | +0.5% | +37K shares |
| 3 years | +19% | +1.1M shares |
| 5 years | +20% | +1.2M shares |
| Available history | +35% | +1.8M shares |
PLBC has 7M diluted shares, up 0.5% from a year ago.
| Quarter | Spent |
|---|---|
| Q3 2026 | $1.4M |
| Q2 2026 | $756,000 |
| Q1 2026 | $2M |
HOOD Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.3x | Net Cash |
| Q2 2026 | -2.1x | Net Cash |
| Q1 2026 | -2.2x | Net Cash |
| Q4 2025 | -1.9x | Net Cash |
| Q3 2025 | -2.1x | Net Cash |
| Q2 2025 | -2.6x | Net Cash |
| Q1 2025 | -3.3x | Net Cash |
| Q4 2024 | -3.8x | Net Cash |
HOOD has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like HOOD.
PLBC Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.7x | Net Cash |
| Q2 2026 | -2.4x | Net Cash |
| Q1 2026 | -1.0x | Net Cash |
| Q4 2025 | -1.4x | Net Cash |
| Q3 2025 | -1.6x | Net Cash |
| Q2 2025 | -1.6x | Net Cash |
| Q1 2025 | -1.7x | Net Cash |
| Q4 2024 | -1.7x | Net Cash |
PLBC has the edge over HOOD on leverage, with a lower net debt burden relative to earnings.
HOOD Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 40.8 | Neutral |
| Stochastic | 9.5 | Oversold |
HOOD's weekly RSI is 41 (neutral) and its Stochastic is 10 (oversold).
PLBC Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 64.4 | Neutral |
| Stochastic | 62.6 | Neutral |
PLBC's weekly RSI is 64 (neutral) and its Stochastic is 63 (neutral).
HOOD PE vs Financial Services Sector
| Metric | HOOD | Sector median | Relative |
|---|---|---|---|
| PE | 38x | 13x | 189% above |
| PE % | 22 | 66 | 44 pts below |
HOOD is trading at 38x earnings, a 189% premium to the Financial Services sector's median of 13x.
PLBC PE vs Financial Services Sector
| Metric | PLBC | Sector median | Relative |
|---|---|---|---|
| PE | 11x | 13x | 19% below |
| PE % | 83 | 63 | 20 pts above |
PLBC has the edge over HOOD on valuation relative to its sector.
HOOD Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $97.8 | 17% below |
| 20 week MA | $102.2 | 20% below |
| 50 week MA | $95.4 | 15% below |
| 100 week MA | $88.5 | 8.1% below |
| 200 week MA | $52.1 | 56% above |
HOOD has fallen below most of its moving averages, though it's still 56% above its 200-week average.
PLBC Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $62.4 | 0.8% above |
| 20 week MA | $61.9 | 1.7% above |
| 50 week MA | $54.9 | 15% above |
| 100 week MA | $49.2 | 28% above |
| 200 week MA | $43.4 | 45% above |
PLBC has the edge over HOOD on trend strength, trading above more of its moving averages.
HOOD Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $35.2 | $18.9 | -46% |
| 2022 | $18.9 | $7.95 | -58% |
| 2023 | $7.95 | $12.7 | +60% |
| 2024 | $12.7 | $39.0 | +206% |
| 2025 | $39.0 | $118.1 | +203% |
| 2026 YTD | $118.1 | $81.4 | -31% |
HOOD's yearly returns have swung widely, from +206% in 2024 to −58% in 2022. It's down 31% so far in 2026.
PLBC Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $26.4 | $23.1 | -12% |
| 2021 | $23.1 | $32.5 | +40% |
| 2022 | $32.5 | $35.4 | +9% |
| 2023 | $35.4 | $41.4 | +17% |
| 2024 | $41.4 | $47.0 | +14% |
| 2025 | $47.0 | $45.3 | -3.5% |
| 2026 YTD | $45.3 | $62.9 | +39% |
PLBC has the edge over HOOD on returns for 2026, with the stronger performance.