HOOD
Robinhood Markets, Inc.
HOOD has the edge over ONIT overall, supported by stronger modeled upside and lower modeled downside.
ONIT
Onity Group Inc.
ONIT offers stronger fundamentals, but that advantage does not outweigh its weaker overall profile.
HOOD Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
HOOD's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like HOOD.
ONIT Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Strong | |
| N/A | |
| N/A |
ONIT's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like ONIT.
HOOD PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 30x | $81.35 | — |
| Cheap | 37x | $78.84 | -3.1% |
| Current | 38x | $81.35 | — |
| Fair | 51x | $110 | +35% |
| Expensive | 74x | $160 | +96% |
Historical ranges are pointers, not guarantees.
HOOD's PE is in its cheap range at 38x. If earnings grow as analysts expect, today's price would be 30x next year's earnings.
ONIT PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Current | 1.9x | $27.33 | — |
| Cheap | 2.4x | $33.80 | +24% |
| Forward | 4.8x | $27.33 | — |
| Fair | 11x | $150 | +450% |
| Expensive | 33x | $460 | +1583% |
Historical ranges are pointers, not guarantees.
ONIT has the edge over HOOD in the historical PE scenario, which offers more potential upside but is not a forecast.
HOOD Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Moderate | |
| Low |
HOOD has the edge over ONIT on the outlook, with more favorable valuation and earnings expectations.
ONIT Forward outlook
| Metric | Outlook |
|---|---|
| Strongly deteriorating | |
| Decline | |
| Stable | |
| Weakening | |
| Limited | |
| High |
Analysts expect ONIT's earnings and profitability to decline, with its revenue holding steady.
HOOD Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.72 | +26% |
| Q3 2026 | $2.16 | -10% |
| Q2 2026 | $2.26 | +15% |
| Q1 2026 | $2.06 | +18% |
| Q4 2025 | $2.05 | +31% |
| Q3 2025 | $2.40 | +314% |
| Q2 2025 | $1.96 | +513% |
| Q1 2025 | $1.75 | +1150% |
| Q4 2024 | $1.56 | +$2.17 |
HOOD earned $2.16 per share over the past year, down 10% from the year before.
ONIT Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $5.75 | -59% |
| Q3 2026 | $14.15 | +324% |
| Q2 2026 | $15.77 | +298% |
| Q1 2026 | $19.70 | +582% |
| Q4 2025 | $21.46 | +420% |
| Q3 2025 | $3.34 | +94% |
| Q2 2025 | $3.96 | +3200% |
| Q1 2025 | $2.89 | +291% |
| Q4 2024 | $4.13 | +$12.47 |
ONIT has the edge over HOOD on earnings, with more consistent year-over-year improvement.
HOOD Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.4B | +12% |
| Q2 2026 | $1.3B | +32% |
| Q1 2026 | $1.1B | +15% |
| Q4 2025 | $1.3B | +27% |
| Q3 2025 | $1.3B | +100% |
| Q2 2025 | $989M | +45% |
| Q1 2025 | $927M | +50% |
| Q4 2024 | $1B | +115% |
HOOD has the edge over ONIT on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 44% | -5.9 points |
| Q2 2026 | 54% | +9.5 points |
| Q1 2026 | 39% | -1.5 points |
| Q4 2025 | 52% | -3.5 points |
| Q3 2025 | 50% | +26 points |
| Q2 2025 | 45% | +17 points |
| Q1 2025 | 40% | +14 points |
| Q4 2024 | 55% | +49 points |
HOOD's operating margin was 44% last quarter, down 5.9 points from the same quarter a year ago.
ONIT Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $278.1M | -0.8% |
| Q2 2026 | $282.9M | +15% |
| Q1 2026 | $294.3M | +18% |
| Q4 2025 | $290M | +29% |
| Q3 2025 | $280.3M | +5.5% |
| Q2 2025 | $246.6M | +0.1% |
| Q1 2025 | $249.8M | +4.5% |
| Q4 2024 | $224.8M | -19% |
ONIT's revenue has picked up after five years of holding roughly level: $278M last quarter, about level with the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 58% | +2.5 points |
| Q2 2026 | 51% | -4.7 points |
| Q1 2026 | 55% | +3.1 points |
| Q4 2025 | 53% | +4.4 points |
| Q3 2025 | 55% | -2.6 points |
| Q2 2025 | 56% | -2.2 points |
| Q1 2025 | 52% | -4.3 points |
| Q4 2024 | 49% | -14 points |
ONIT has the edge over HOOD on profitability, with a higher operating margin.
HOOD Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.2B | +$2.8B |
| Q2 2026 | $720M | -79% |
| Q1 2026 | $2B | +217% |
| Q4 2025 | -$937M | +$463M |
| Q3 2025 | -$1.6B | -187% |
| Q2 2025 | $3.5B | +6398% |
| Q1 2025 | $642M | +$1.3B |
| Q4 2024 | -$1.4B | -246% |
HOOD has the edge over ONIT on cash generation, producing positive trailing cash flow while its opponent burns cash.
ONIT Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $577M | +152% |
| Q2 2026 | -$516.9M | +$81.9M |
| Q1 2026 | -$1.6B | -$1.4B |
| Q4 2025 | -$232.5M | -$14M |
| Q3 2025 | $228.8M | +1098% |
| Q2 2025 | -$598.8M | -$520.8M |
| Q1 2025 | -$148.4M | +$148.8M |
| Q4 2024 | -$218.5M | -178% |
ONIT's free cash flow was −$1.8B over the past year, against −$737M the year before. Free cash flow isn't a meaningful measure for financial services companies like ONIT.
HOOD Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -1M shares |
| 1 year | -0.8% | -6.9M shares |
| 3 years | +1.8% | +15.9M shares |
| 5 years | +292% | +679M shares |
| Available history | +7.2% | +60.8M shares |
HOOD has 911M diluted shares, down 0.8% from a year ago, with $789M in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | $25M |
| Q2 2026 | $414M |
| Q1 2026 | $250M |
| Q4 2025 | $100M |
| Q3 2025 | $107M |
| Q2 2025 | $124M |
| Q1 2025 | $322M |
| Q4 2024 | $160M |
HOOD spent $789M buying back its own shares over the past year, up 11% from the year before.
ONIT Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +1.5% | +126K shares |
| 1 year | -1.7% | -145K shares |
| 3 years | +6.4% | +513K shares |
| 5 years | -8.8% | -829K shares |
| Available history | -4.4% | -390K shares |
ONIT has the edge over HOOD on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $6M |
| Q2 2026 | $5.9M |
| Q1 2026 | $6.1M |
| Q4 2023 | — |
| Q3 2023 | — |
| Q4 2022 | $11.2M |
| Q3 2022 | $36.5M |
| Q4 2021 | — |
HOOD Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.3x | Net Cash |
| Q2 2026 | -2.1x | Net Cash |
| Q1 2026 | -2.2x | Net Cash |
| Q4 2025 | -1.9x | Net Cash |
| Q3 2025 | -2.1x | Net Cash |
| Q2 2025 | -2.6x | Net Cash |
| Q1 2025 | -3.3x | Net Cash |
| Q4 2024 | -3.8x | Net Cash |
HOOD has the edge over ONIT on leverage, with a lower net debt burden relative to earnings.
ONIT Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 5.8x | High |
| Q2 2026 | 6.7x | High |
| Q1 2026 | 6.7x | High |
| Q4 2025 | 4.9x | High |
| Q3 2025 | 6.7x | High |
| Q2 2025 | 6.9x | High |
| Q1 2025 | 5.6x | High |
| Q4 2024 | 5.1x | High |
ONIT's net debt is about 5.8 years of its operating earnings (EBITDA), down from 6.7 years a year ago. Net leverage isn't a meaningful measure for financial services companies like ONIT.
HOOD Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 40.8 | Neutral |
| Stochastic | 9.5 | Oversold |
HOOD's weekly RSI is 41 (neutral) and its Stochastic is 10 (oversold).
ONIT Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 37.3 | Neutral |
| Stochastic | 24.1 | Neutral |
ONIT's weekly RSI is 37 (neutral) and its Stochastic is 24 (neutral).
HOOD PE vs Financial Services Sector
| Metric | HOOD | Sector median | Relative |
|---|---|---|---|
| PE | 38x | 13x | 189% above |
| PE % | 22 | 66 | 44 pts below |
HOOD is trading at 38x earnings, a 189% premium to the Financial Services sector's median of 13x.
ONIT PE vs Financial Services Sector
| Metric | ONIT | Sector median | Relative |
|---|---|---|---|
| PE | 1.9x | 13x | 85% below |
| PE % | 8 | 63 | 55 pts below |
ONIT has the edge over HOOD on valuation relative to its sector.
HOOD Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $97.8 | 17% below |
| 20 week MA | $102.2 | 20% below |
| 50 week MA | $95.4 | 15% below |
| 100 week MA | $88.5 | 8.1% below |
| 200 week MA | $52.1 | 56% above |
HOOD has the edge over ONIT on trend strength, trading above more of its moving averages.
ONIT Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $27.7 | 1.4% below |
| 20 week MA | $33.4 | 18% below |
| 50 week MA | $38.5 | 29% below |
| 100 week MA | $37.5 | 27% below |
| 200 week MA | $32.9 | 17% below |
ONIT is in a downtrend: it's below all five of its weekly moving averages, and 17% below its 200-week average.
HOOD Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $35.2 | $18.9 | -46% |
| 2022 | $18.9 | $7.95 | -58% |
| 2023 | $7.95 | $12.7 | +60% |
| 2024 | $12.7 | $39.0 | +206% |
| 2025 | $39.0 | $118.1 | +203% |
| 2026 YTD | $118.1 | $81.4 | -31% |
HOOD has the edge over ONIT on returns for 2026, with the stronger performance.
ONIT Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $20.9 | $31.0 | +49% |
| 2021 | $31.0 | $39.5 | +27% |
| 2022 | $39.5 | $31.4 | -20% |
| 2023 | $31.4 | $30.8 | -2.1% |
| 2024 | $30.8 | $30.2 | -1.8% |
| 2025 | $30.2 | $44.2 | +46% |
| 2026 YTD | $44.2 | $27.3 | -38% |
ONIT has finished lower in three of the last six years. It's down 38% so far in 2026.