HOOD
Robinhood Markets, Inc.
HOOD has the edge over INTR overall, supported by stronger valuation and lower modeled downside.
INTR
Inter & Co, Inc.
INTR offers stronger fundamentals, but that advantage does not outweigh its weaker overall profile.
HOOD Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
HOOD's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like HOOD.
INTR Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
INTR's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like INTR.
HOOD PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 30x | $81.35 | — |
| Cheap | 37x | $78.84 | -3.1% |
| Current | 38x | $81.35 | — |
| Fair | 51x | $110 | +35% |
| Expensive | 74x | $160 | +96% |
Historical ranges are pointers, not guarantees.
HOOD's PE is in its cheap range at 38x. If earnings grow as analysts expect, today's price would be 30x next year's earnings.
INTR PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Current | 6.4x | $3.96 | — |
| Cheap | 9.4x | $5.82 | +47% |
| Fair | 17x | $10.51 | +165% |
| Expensive | 60x | $37.23 | +840% |
Historical ranges are pointers, not guarantees.
INTR has the edge over HOOD in the historical PE scenario, which offers more potential upside but is not a forecast.
HOOD Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Moderate | |
| Low |
HOOD has the edge over INTR on the outlook, with more favorable profitability expectations.
INTR Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Growth | |
| Strong growth | |
| Strongly weakening | |
| Limited | |
| High |
Analysts expect earnings and revenue growth for INTR, but weaker profitability.
HOOD Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.72 | +26% |
| Q3 2026 | $2.16 | -10% |
| Q2 2026 | $2.26 | +15% |
| Q1 2026 | $2.06 | +18% |
| Q4 2025 | $2.05 | +31% |
| Q3 2025 | $2.40 | +314% |
| Q2 2025 | $1.96 | +513% |
| Q1 2025 | $1.75 | +1150% |
| Q4 2024 | $1.56 | +$2.17 |
HOOD has the edge over INTR on earnings, with more consistent year-over-year improvement.
INTR Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q2 2026 | $0.62 | +38% |
| Q1 2026 | $0.58 | +41% |
| Q4 2025 | $0.54 | +46% |
| Q3 2023 | $0.08 | +$0.10 |
| Q2 2023 | $0.03 | +200% |
| Q1 2023 | -$0.00 | -100% |
| Q4 2022 | -$0.01 | -150% |
| Q3 2022 | -$0.02 | -200% |
INTR's earnings per share have climbed steadily: $0.62 over the past year, up 38% from the year before, and higher year over year for nine quarters in a row.
HOOD Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.4B | +12% |
| Q2 2026 | $1.3B | +32% |
| Q1 2026 | $1.1B | +15% |
| Q4 2025 | $1.3B | +27% |
| Q3 2025 | $1.3B | +100% |
| Q2 2025 | $989M | +45% |
| Q1 2025 | $927M | +50% |
| Q4 2024 | $1B | +115% |
HOOD's revenue has grown year over year for 16 quarters in a row: $1.4B last quarter, up 12% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 44% | -5.9 points |
| Q2 2026 | 54% | +9.5 points |
| Q1 2026 | 39% | -1.5 points |
| Q4 2025 | 52% | -3.5 points |
| Q3 2025 | 50% | +26 points |
| Q2 2025 | 45% | +17 points |
| Q1 2025 | 40% | +14 points |
| Q4 2024 | 55% | +49 points |
HOOD has the edge over INTR on profitability, with a higher operating margin.
INTR Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q2 2026 | $820.6M | +34% |
| Q1 2026 | $750.6M | +39% |
| Q4 2025 | $737.3M | +48% |
| Q3 2025 | $683.2M | +52% |
| Q2 2025 | $613.6M | +52% |
| Q1 2025 | $540.1M | +39% |
| Q4 2024 | $498.7M | +112% |
| Q3 2024 | $449.7M | +23% |
INTR has the edge over HOOD on sales, with stronger typical year-over-year growth.
| Quarter | Margin | YoY |
|---|---|---|
| Q2 2026 | 11% | +0.2 points |
| Q1 2026 | 11% | -0.5 points |
| Q4 2025 | 11% | -0.9 points |
| Q3 2025 | 11% | -0.8 points |
| Q2 2025 | 11% | -2 points |
| Q1 2025 | 12% | -0.8 points |
| Q4 2024 | 12% | -1.3 points |
| Q3 2024 | 12% | +4.6 points |
INTR's operating margin was 11% last quarter, about level with the same quarter a year ago.
HOOD Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.2B | +$2.8B |
| Q2 2026 | $720M | -79% |
| Q1 2026 | $2B | +217% |
| Q4 2025 | -$937M | +$463M |
| Q3 2025 | -$1.6B | -187% |
| Q2 2025 | $3.5B | +6398% |
| Q1 2025 | $642M | +$1.3B |
| Q4 2024 | -$1.4B | -246% |
HOOD has the edge over INTR on cash generation, producing positive trailing cash flow while its opponent burns cash.
INTR Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q2 2026 | -$587.3M | -236% |
| Q1 2026 | $56.3M | -74% |
| Q4 2025 | $212.4M | -45% |
| Q3 2025 | -$155.9M | -602% |
| Q2 2025 | $431M | +570% |
| Q1 2025 | $213.9M | +$437.3M |
| Q3 2024 | $31M | -90% |
| Q2 2024 | $64.3M | -89% |
INTR's free cash flow was −$475M over the past year, against $1.1B the year before. Free cash flow isn't a meaningful measure for financial services companies like INTR.
HOOD Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -1M shares |
| 1 year | -0.8% | -6.9M shares |
| 3 years | +1.8% | +15.9M shares |
| 5 years | +292% | +679M shares |
| Available history | +7.2% | +60.8M shares |
HOOD has the edge over INTR on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $25M |
| Q2 2026 | $414M |
| Q1 2026 | $250M |
| Q4 2025 | $100M |
| Q3 2025 | $107M |
| Q2 2025 | $124M |
| Q1 2025 | $322M |
| Q4 2024 | $160M |
HOOD spent $789M buying back its own shares over the past year, up 11% from the year before.
INTR Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.5% | +2.2M shares |
| 1 year | +0.9% | +3.9M shares |
| 3 years | +11% | +46M shares |
| 5 years | +12% | +46.6M shares |
| Available history | -79% | -1.7B shares |
INTR has 448M diluted shares, up 0.9% from a year ago.
| Quarter | Spent |
|---|---|
| Q2 2026 | — |
| Q1 2026 | — |
| Q4 2025 | $48,657 |
| Q3 2025 | $5.9M |
| Q2 2025 | $1M |
| Q1 2025 | — |
| Q4 2024 | — |
| Q3 2024 | $39,007 |
INTR spent $6M buying back its own shares over the past year, about six times what it spent the year before.
HOOD Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.3x | Net Cash |
| Q2 2026 | -2.1x | Net Cash |
| Q1 2026 | -2.2x | Net Cash |
| Q4 2025 | -1.9x | Net Cash |
| Q3 2025 | -2.1x | Net Cash |
| Q2 2025 | -2.6x | Net Cash |
| Q1 2025 | -3.3x | Net Cash |
| Q4 2024 | -3.8x | Net Cash |
HOOD has the edge over INTR on leverage, with a lower net debt burden relative to earnings.
INTR Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q2 2026 | 9.7x | High |
| Q1 2026 | 10.2x | High |
| Q4 2025 | 9.5x | High |
| Q3 2025 | 4.3x | High |
| Q2 2025 | 4.7x | High |
| Q1 2025 | 5.2x | High |
| Q4 2024 | 3.6x | Elevated |
| Q3 2024 | 4.6x | High |
INTR's net debt is about 9.7 years of its operating earnings (EBITDA), up from 4.7 years a year ago. Net leverage isn't a meaningful measure for financial services companies like INTR.
HOOD Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 40.8 | Neutral |
| Stochastic | 9.5 | Oversold |
HOOD's weekly RSI is 41 (neutral) and its Stochastic is 10 (oversold).
INTR Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 37.6 | Neutral |
| Stochastic | 3.4 | Oversold |
INTR's weekly RSI is 38 (neutral) and its Stochastic is 3 (oversold).
HOOD PE vs Financial Services Sector
| Metric | HOOD | Sector median | Relative |
|---|---|---|---|
| PE | 38x | 13x | 189% above |
| PE % | 22 | 66 | 44 pts below |
HOOD is trading at 38x earnings, a 189% premium to the Financial Services sector's median of 13x.
INTR PE vs Financial Services Sector
| Metric | INTR | Sector median | Relative |
|---|---|---|---|
| PE | 6.4x | 13x | 51% below |
| PE % | 2 | 59 | 57 pts below |
INTR has the edge over HOOD on valuation relative to its sector.
HOOD Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $97.8 | 17% below |
| 20 week MA | $102.2 | 20% below |
| 50 week MA | $95.4 | 15% below |
| 100 week MA | $88.5 | 8.1% below |
| 200 week MA | $52.1 | 56% above |
HOOD has the edge over INTR on trend strength, trading above more of its moving averages.
INTR Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $5.50 | 28% below |
| 20 week MA | $5.48 | 28% below |
| 50 week MA | $6.82 | 42% below |
| 100 week MA | $6.86 | 42% below |
| 200 week MA | $5.78 | 31% below |
INTR is in a downtrend: it's below all five of its weekly moving averages, and 31% below its 200-week average.
HOOD Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $35.2 | $18.9 | -46% |
| 2022 | $18.9 | $7.95 | -58% |
| 2023 | $7.95 | $12.7 | +60% |
| 2024 | $12.7 | $39.0 | +206% |
| 2025 | $39.0 | $118.1 | +203% |
| 2026 YTD | $118.1 | $81.4 | -31% |
HOOD has the edge over INTR on returns for 2026, with the stronger performance.
INTR Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2022 | $3.39 | $2.13 | -37% |
| 2023 | $2.13 | $5.56 | +161% |
| 2024 | $5.56 | $4.25 | -24% |
| 2025 | $4.25 | $8.45 | +99% |
| 2026 YTD | $8.45 | $3.96 | -53% |
INTR has finished lower in two of the last four years. It's down 53% so far in 2026.