HOOD
Robinhood Markets, Inc.
HOOD has the edge over IGIC overall, supported by stronger valuation and stronger fundamentals.
IGIC
International General Insurance Holdings Ltd.
IGIC has lower modeled downside risk, despite its lower overall score.
HOOD Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
HOOD's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like HOOD.
IGIC Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Healthy | |
| N/A | |
| N/A |
IGIC's profitability is currently healthy, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like IGIC.
HOOD PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 30x | $81.35 | — |
| Cheap | 37x | $78.84 | -3.1% |
| Current | 38x | $81.35 | — |
| Fair | 51x | $110 | +35% |
| Expensive | 74x | $160 | +96% |
Historical ranges are pointers, not guarantees.
HOOD has the edge over IGIC in the historical PE scenario, which offers more potential upside but is not a forecast.
IGIC PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 5.8x | $14.44 | -40% |
| Forward | 8.6x | $23.89 | — |
| Fair | 9.1x | $22.62 | -5.3% |
| Current | 9.6x | $23.89 | — |
| Expensive | 12x | $29.05 | +22% |
Historical ranges are pointers, not guarantees.
IGIC's PE is in its fair range at 9.6x. On analysts' estimates for next year's earnings, today's price would be 8.6x.
HOOD Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Moderate | |
| Low |
HOOD has the edge over IGIC on the outlook, with more favorable earnings and revenue expectations.
IGIC Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Stable | |
| Stable | |
| Improving | |
| Limited | |
| High |
Analysts expect IGIC's profitability to improve, with its earnings and revenue holding steady.
HOOD Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.72 | +26% |
| Q3 2026 | $2.16 | -10% |
| Q2 2026 | $2.26 | +15% |
| Q1 2026 | $2.06 | +18% |
| Q4 2025 | $2.05 | +31% |
| Q3 2025 | $2.40 | +314% |
| Q2 2025 | $1.96 | +513% |
| Q1 2025 | $1.75 | +1150% |
| Q4 2024 | $1.56 | +$2.17 |
HOOD has the edge over IGIC on earnings, with more consistent year-over-year improvement.
IGIC Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.78 | +11% |
| Q2 2026 | $2.49 | -9.8% |
| Q1 2026 | $2.77 | +1.8% |
| Q4 2025 | $2.87 | -3.4% |
| Q3 2025 | $2.76 | -9.2% |
| Q2 2025 | $2.76 | +9.1% |
| Q1 2025 | $2.72 | +1.5% |
| Q4 2024 | $2.97 | +16% |
| Q3 2024 | $3.04 | +29% |
IGIC earned $2.49 per share over the past year, down 9.8% from the year before.
HOOD Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.4B | +12% |
| Q2 2026 | $1.3B | +32% |
| Q1 2026 | $1.1B | +15% |
| Q4 2025 | $1.3B | +27% |
| Q3 2025 | $1.3B | +100% |
| Q2 2025 | $989M | +45% |
| Q1 2025 | $927M | +50% |
| Q4 2024 | $1B | +115% |
HOOD has the edge over IGIC on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 44% | -5.9 points |
| Q2 2026 | 54% | +9.5 points |
| Q1 2026 | 39% | -1.5 points |
| Q4 2025 | 52% | -3.5 points |
| Q3 2025 | 50% | +26 points |
| Q2 2025 | 45% | +17 points |
| Q1 2025 | 40% | +14 points |
| Q4 2024 | 55% | +49 points |
HOOD has the edge over IGIC on profitability, with a higher operating margin.
IGIC Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q2 2026 | $142.5M | -0.3% |
| Q1 2026 | $125.6M | -7.8% |
| Q4 2025 | $126.4M | +3.3% |
| Q3 2025 | $122.5M | -16% |
| Q2 2025 | $143M | +5.7% |
| Q1 2025 | $136.2M | +10% |
| Q4 2024 | $122.4M | -7.2% |
| Q3 2024 | $145M | +53% |
IGIC's revenue is shrinking: $143M last quarter, about level with the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q2 2026 | 15% | -9.5 points |
| Q1 2026 | 18% | -3.6 points |
| Q4 2025 | 24% | +3.3 points |
| Q3 2025 | 27% | +2.5 points |
| Q2 2025 | 24% | -0.6 points |
| Q1 2025 | 21% | -9.2 points |
| Q4 2024 | 21% | -5.3 points |
| Q3 2024 | 25% | +12 points |
IGIC's operating margin was 15% last quarter, down 9.5 points from the same quarter a year ago.
HOOD Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.2B | +$2.8B |
| Q2 2026 | $720M | -79% |
| Q1 2026 | $2B | +217% |
| Q4 2025 | -$937M | +$463M |
| Q3 2025 | -$1.6B | -187% |
| Q2 2025 | $3.5B | +6398% |
| Q1 2025 | $642M | +$1.3B |
| Q4 2024 | -$1.4B | -246% |
HOOD has the edge over IGIC on cash flow, with more consistent year-over-year improvement.
IGIC Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q2 2026 | $0 | $0 |
| Q1 2026 | $0 | $0 |
| Q4 2025 | $0 | $0 |
| Q3 2025 | $0 | $0 |
| Q2 2025 | $0 | $0 |
| Q1 2025 | $0 | $0 |
| Q4 2024 | $0 | $0 |
| Q3 2024 | $0 | $0 |
IGIC's free cash flow was $0 over the past year, against $0 the year before. Free cash flow isn't a meaningful measure for financial services companies like IGIC.
HOOD Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -1M shares |
| 1 year | -0.8% | -6.9M shares |
| 3 years | +1.8% | +15.9M shares |
| 5 years | +292% | +679M shares |
| Available history | +7.2% | +60.8M shares |
HOOD has 911M diluted shares, down 0.8% from a year ago, with $789M in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | $25M |
| Q2 2026 | $414M |
| Q1 2026 | $250M |
| Q4 2025 | $100M |
| Q3 2025 | $107M |
| Q2 2025 | $124M |
| Q1 2025 | $322M |
| Q4 2024 | $160M |
HOOD spent $789M buying back its own shares over the past year, up 11% from the year before.
IGIC Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.8% | +354K shares |
| 1 year | -3.9% | -1.7M shares |
| 3 years | -1% | -446K shares |
| 5 years | -6.3% | -2.8M shares |
| Available history | -12% | -5.8M shares |
IGIC has the edge over HOOD on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q2 2026 | — |
| Q1 2026 | — |
| Q4 2025 | — |
| Q3 2025 | — |
| Q2 2025 | — |
| Q1 2025 | — |
| Q4 2024 | — |
| Q3 2024 | — |
IGIC hasn't bought back shares in the past year.
HOOD Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.3x | Net Cash |
| Q2 2026 | -2.1x | Net Cash |
| Q1 2026 | -2.2x | Net Cash |
| Q4 2025 | -1.9x | Net Cash |
| Q3 2025 | -2.1x | Net Cash |
| Q2 2025 | -2.6x | Net Cash |
| Q1 2025 | -3.3x | Net Cash |
| Q4 2024 | -3.8x | Net Cash |
HOOD has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like HOOD.
IGIC Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q2 2026 | -1.9x | Net Cash |
| Q1 2026 | -1.3x | Net Cash |
| Q4 2025 | -1.5x | Net Cash |
| Q3 2025 | -1.6x | Net Cash |
| Q2 2025 | -1.3x | Net Cash |
| Q1 2025 | -0.8x | Net Cash |
| Q4 2024 | -1.2x | Net Cash |
| Q3 2024 | -1.1x | Net Cash |
IGIC has the edge over HOOD on leverage, with a lower net debt burden relative to earnings.
HOOD Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 40.8 | Neutral |
| Stochastic | 9.5 | Oversold |
HOOD's weekly RSI is 41 (neutral) and its Stochastic is 10 (oversold).
IGIC Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 39.3 | Neutral |
| Stochastic | 8.8 | Oversold |
IGIC's weekly RSI is 39 (neutral) and its Stochastic is 9 (oversold).
HOOD PE vs Financial Services Sector
| Metric | HOOD | Sector median | Relative |
|---|---|---|---|
| PE | 38x | 13x | 189% above |
| PE % | 22 | 66 | 44 pts below |
HOOD is trading at 38x earnings, a 189% premium to the Financial Services sector's median of 13x.
IGIC PE vs Financial Services Sector
| Metric | IGIC | Sector median | Relative |
|---|---|---|---|
| PE | 9.6x | 13x | 26% below |
| PE % | 65 | 63 | 2 pts above |
IGIC has the edge over HOOD on valuation relative to its sector.
HOOD Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $97.8 | 17% below |
| 20 week MA | $102.2 | 20% below |
| 50 week MA | $95.4 | 15% below |
| 100 week MA | $88.5 | 8.1% below |
| 200 week MA | $52.1 | 56% above |
HOOD has fallen below most of its moving averages, though it's still 56% above its 200-week average.
IGIC Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $24.4 | 2% below |
| 20 week MA | $26.1 | 8.3% below |
| 50 week MA | $25.4 | 5.9% below |
| 100 week MA | $24.7 | 3.2% below |
| 200 week MA | $18.9 | 26% above |
IGIC has fallen below most of its moving averages, though it's still 26% above its 200-week average.
HOOD Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $35.2 | $18.9 | -46% |
| 2022 | $18.9 | $7.95 | -58% |
| 2023 | $7.95 | $12.7 | +60% |
| 2024 | $12.7 | $39.0 | +206% |
| 2025 | $39.0 | $118.1 | +203% |
| 2026 YTD | $118.1 | $81.4 | -31% |
HOOD's yearly returns have swung widely, from +206% in 2024 to −58% in 2022. It's down 31% so far in 2026.
IGIC Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $10.5 | $7.59 | -28% |
| 2021 | $7.59 | $7.74 | +2% |
| 2022 | $7.74 | $8.15 | +5.3% |
| 2023 | $8.15 | $12.9 | +58% |
| 2024 | $12.9 | $23.8 | +85% |
| 2025 | $23.8 | $25.5 | +6.8% |
| 2026 YTD | $25.5 | $23.9 | -6.2% |
IGIC has the edge over HOOD on returns for 2026, with the stronger performance.