HIG
The Hartford Financial Services Group, Inc.
HIG has the edge over JPM overall, supported by stronger valuation.
JPM
JPMorgan Chase & Co.
JPM has slightly lower modeled downside risk, despite its lower overall score.
HIG Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Strong | |
| N/A | |
| N/A |
HIG's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like HIG.
JPM Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
JPM's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like JPM.
HIG PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Current | 8.3x | $137 | — |
| Cheap | 9.2x | $152 | +11% |
| Forward | 10x | $137 | — |
| Fair | 11x | $187 | +37% |
| Expensive | 13x | $208 | +52% |
Historical ranges are pointers, not guarantees.
HIG has the edge over JPM in the historical PE scenario, which offers more potential upside but is not a forecast.
JPM PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 9.7x | $231 | -33% |
| Fair | 12x | $287 | -16% |
| Current | 14x | $343 | — |
| Forward | 14x | $343 | — |
| Expensive | 15x | $361 | +5.2% |
Historical ranges are pointers, not guarantees.
JPM's PE is in its expensive range at 14.4x. If earnings grow as analysts expect, today's price would be 13.7x next year's earnings.
HIG Forward outlook
| Metric | Outlook |
|---|---|
| Strongly deteriorating | |
| Stable | |
| Stable | |
| Stable | |
| Moderate | |
| Moderate |
Analysts expect HIG's earnings, revenue and profitability to hold roughly steady.
JPM Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Growth | |
| Growth | |
| Improving | |
| Limited | |
| Moderate |
JPM has the edge over HIG on the outlook, with more favorable valuation and earnings expectations.
HIG Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $13.28 | -20% |
| Q3 2026 | $16.50 | +35% |
| Q2 2026 | $15.45 | +40% |
| Q1 2026 | $14.21 | +42% |
| Q4 2025 | $13.32 | +29% |
| Q3 2025 | $12.24 | +23% |
| Q2 2025 | $11.03 | +16% |
| Q1 2025 | $10.03 | +14% |
| Q4 2024 | $10.35 | +30% |
HIG has the edge over JPM on earnings, with stronger typical year-over-year growth.
JPM Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $24.99 | +4.8% |
| Q3 2026 | $23.85 | +18% |
| Q2 2026 | $23.35 | +20% |
| Q1 2026 | $20.89 | +2.5% |
| Q4 2025 | $20.02 | +1.4% |
| Q3 2025 | $20.20 | +12% |
| Q2 2025 | $19.50 | +8.7% |
| Q1 2025 | $20.38 | +23% |
| Q4 2024 | $19.75 | +22% |
JPM's earnings per share have climbed steadily: $23.85 over the past year, up 18% from the year before, and higher year over year for 15 quarters in a row.
HIG Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $7.2B | -0.2% |
| Q2 2026 | $7.3B | +4% |
| Q1 2026 | $7.2B | +6.1% |
| Q4 2025 | $7.3B | +6.7% |
| Q3 2025 | $7.2B | +7.1% |
| Q2 2025 | $7B | +7.7% |
| Q1 2025 | $6.8B | +6.1% |
| Q4 2024 | $6.9B | +7.5% |
HIG's revenue is growing: $7.2B last quarter, about level with the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 22% | +3.7 points |
| Q2 2026 | 17% | -0.9 points |
| Q1 2026 | 15% | +3.1 points |
| Q4 2025 | 19% | +3.6 points |
| Q3 2025 | 18% | +4.1 points |
| Q2 2025 | 18% | +3.8 points |
| Q1 2025 | 12% | -2.7 points |
| Q4 2024 | 16% | +0.8 points |
HIG's operating margin was 22% last quarter, up 3.7 points from the same quarter a year ago, near the top of its range since 2019.
JPM Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $50.2B | +8.1% |
| Q2 2026 | $57.3B | +28% |
| Q1 2026 | $49.8B | +10% |
| Q4 2025 | $45.8B | +7.1% |
| Q3 2025 | $46.4B | +8.8% |
| Q2 2025 | $44.9B | -11% |
| Q1 2025 | $45.3B | +8.1% |
| Q4 2024 | $42.8B | +11% |
JPM has the edge over HIG on sales, with stronger typical year-over-year growth.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 40% | -0.2 points |
| Q2 2026 | 48% | +7.3 points |
| Q1 2026 | 41% | +0.5 points |
| Q4 2025 | 37% | -3.2 points |
| Q3 2025 | 40% | +0.6 points |
| Q2 2025 | 41% | -6 points |
| Q1 2025 | 41% | -0.6 points |
| Q4 2024 | 41% | +11 points |
JPM has the edge over HIG on profitability, with a higher operating margin.
HIG Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q2 2026 | $1.3B | +4.2% |
| Q1 2026 | $1B | +7.1% |
| Q4 2025 | $1.8B | -7.3% |
| Q3 2025 | $1.8B | +11% |
| Q2 2025 | $1.3B | +4.3% |
| Q1 2025 | $947M | -9.6% |
| Q4 2024 | $1.9B | +22% |
| Q3 2024 | $1.6B | -5.9% |
HIG has the edge over JPM on cash generation, producing positive trailing cash flow while its opponent burns cash.
JPM Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $33.2B | +$78.4B |
| Q2 2026 | -$25.3B | -186% |
| Q1 2026 | -$211.8B | +$40.1B |
| Q4 2025 | $119.7B | -19% |
| Q3 2025 | -$45.2B | +$28.9B |
| Q2 2025 | $29.5B | -23% |
| Q1 2025 | -$251.8B | -$97.7B |
| Q4 2024 | $147.8B | +145% |
JPM's free cash flow was −$84.2B over the past year, against −$120B the year before. Free cash flow isn't a meaningful measure for financial services companies like JPM.
HIG Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1.2% | -3.2M shares |
| 1 year | -4.2% | -11.9M shares |
| 3 years | -12% | -35.9M shares |
| 5 years | -22% | -77.6M shares |
| Available history | -25% | -91.8M shares |
HIG has the edge over JPM on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $475M |
| Q2 2026 | $466M |
| Q1 2026 | $450M |
| Q4 2025 | $400M |
| Q3 2025 | $400M |
| Q2 2025 | $415M |
| Q1 2025 | $400M |
| Q4 2024 | $414M |
HIG spent $1.8B buying back its own shares over the past year, up 9.9% from the year before.
JPM Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.4% | -11.2M shares |
| 1 year | -3.1% | -84.6M shares |
| 3 years | -8.5% | -249M shares |
| 5 years | -11% | -322M shares |
| Available history | -17% | -547M shares |
JPM has 2.7B diluted shares, down 3.1% from a year ago, with $24.5B in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | $1.1B |
| Q2 2026 | $6.8B |
| Q1 2026 | $8.3B |
| Q4 2025 | $8.3B |
| Q3 2025 | $8.3B |
| Q2 2025 | $7.5B |
| Q1 2025 | $7.5B |
| Q4 2024 | $4.3B |
JPM spent $24.5B buying back its own shares over the past year, down 11% from the year before.
HIG Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 0.7x | Very low |
| Q2 2026 | 0.8x | Very low |
| Q1 2026 | 0.8x | Very low |
| Q4 2025 | 0.8x | Very low |
| Q3 2025 | 0.9x | Very low |
| Q2 2025 | 1.0x | Very low |
| Q1 2025 | 1.1x | Healthy |
| Q4 2024 | 1.0x | Very low |
HIG's net debt is less than a year of its operating earnings (EBITDA). Net leverage isn't a meaningful measure for financial services companies like HIG.
JPM Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 0.5x | Very low |
| Q2 2026 | 0.5x | Very low |
| Q1 2026 | 0.6x | Very low |
| Q4 2025 | 0.5x | Very low |
| Q3 2025 | 0.6x | Very low |
| Q2 2025 | 0.5x | Very low |
| Q1 2025 | 0.5x | Very low |
| Q4 2024 | 0.4x | Very low |
JPM has the edge over HIG on leverage, with a lower net debt burden relative to earnings.
HIG Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 53.1 | Neutral |
| Stochastic | 57.9 | Neutral |
HIG's weekly RSI is 53 (neutral) and its Stochastic is 58 (neutral).
JPM Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 54.8 | Neutral |
| Stochastic | 31.5 | Neutral |
JPM's weekly RSI is 55 (neutral) and its Stochastic is 31 (neutral).
HIG PE vs Financial Services Sector
| Metric | HIG | Sector median | Relative |
|---|---|---|---|
| PE | 8.3x | 13x | 36% below |
| PE % | 8 | 63 | 55 pts below |
HIG has the edge over JPM on valuation relative to its sector.
JPM PE vs Financial Services Sector
| Metric | JPM | Sector median | Relative |
|---|---|---|---|
| PE | 14x | 13x | 10% above |
| PE % | 76 | 63 | 13 pts above |
JPM is trading at 14x earnings, a 10% premium to the Financial Services sector's median of 13x.
HIG Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $131.8 | 3.8% above |
| 20 week MA | $135.8 | 0.8% above |
| 50 week MA | $135.3 | 1.2% above |
| 100 week MA | $129.3 | 5.9% above |
| 200 week MA | $109.0 | 26% above |
HIG has the edge over JPM on trend strength, trading above more of its moving averages.
JPM Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $336.8 | 1.8% above |
| 20 week MA | $345.3 | 0.7% below |
| 50 week MA | $323.2 | 6.1% above |
| 100 week MA | $298.9 | 15% above |
| 200 week MA | $236.6 | 45% above |
JPM's trend is mixed: it's above four of its five weekly moving averages, and 45% above its 200-week average.
HIG Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $60.6 | $48.4 | -20% |
| 2021 | $48.4 | $68.3 | +41% |
| 2022 | $68.3 | $76.1 | +12% |
| 2023 | $76.1 | $80.4 | +5.6% |
| 2024 | $80.4 | $110.1 | +37% |
| 2025 | $110.1 | $138.7 | +26% |
| 2026 YTD | $138.7 | $136.9 | -1.3% |
HIG has finished higher in five of the last six years. It's down 1.3% so far in 2026.
JPM Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $139.1 | $124.5 | -11% |
| 2021 | $124.5 | $157.3 | +26% |
| 2022 | $157.3 | $131.3 | -17% |
| 2023 | $131.3 | $170.1 | +30% |
| 2024 | $170.1 | $241.2 | +42% |
| 2025 | $241.2 | $327.9 | +36% |
| 2026 YTD | $327.9 | $342.8 | +4.5% |
JPM has the edge over HIG on returns for 2026, with the stronger performance.