HASI
HA Sustainable Infrastructure Capital, Inc.
There isn't enough reported data to score HASI yet.
SOFI
SoFi Technologies, Inc.
SOFI's fundamentals are strong and it looks cheap: trading at 28x earnings, below its usual 43x. Analysts expect strong earnings growth.
HASI Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
HASI's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like HASI.
SOFI Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Healthy | |
| N/A | |
| N/A |
SOFI's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like SOFI.
HASI PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 12x | $38.86 | — |
| Cheap | 17x | $16.68 | -57% |
| Fair | 30x | $30.15 | -22% |
| Current | 38x | $38.86 | — |
| Expensive | 58x | $58.09 | +49% |
Historical ranges are pointers, not guarantees.
HASI's PE is 38x, but its earnings don't support one, so it isn't a reliable read right now.
SOFI PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 19x | $15.63 | — |
| Current | 28x | $15.63 | — |
| Cheap | 33x | $18.24 | +17% |
| Fair | 43x | $23.82 | +52% |
| Expensive | 53x | $29.74 | +90% |
Historical ranges are pointers, not guarantees.
SOFI has the edge over HASI in the historical PE scenario, which offers more potential upside but is not a forecast.
HASI Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Growth | |
| Growth | |
| -- | |
| Limited | |
| Low |
Analysts expect earnings and revenue growth for HASI, with profitability holding steady. However, they disagree widely on these estimates.
SOFI Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Limited | |
| Moderate |
Analysts expect strong earnings and revenue growth for SOFI, with profitability improving.
HASI Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $3.21 | +218% |
| Q3 2026 | $1.01 | -57% |
| Q2 2026 | $0.58 | -64% |
| Q1 2026 | $0.40 | -63% |
| Q4 2025 | $1.41 | -13% |
| Q3 2025 | $2.37 | +27% |
| Q2 2025 | $1.59 | -29% |
| Q1 2025 | $1.08 | -50% |
| Q4 2024 | $1.62 | +14% |
HASI's earnings per share have fallen from their peak: $1.01 over the past year, against $2.37 in late 2025.
SOFI Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $0.82 | +47% |
| Q3 2026 | $0.56 | 0% |
| Q2 2026 | $0.49 | -2% |
| Q1 2026 | $0.45 | +4.7% |
| Q4 2025 | $0.39 | 0% |
| Q3 2025 | $0.56 | +367% |
| Q2 2025 | $0.50 | +$0.72 |
| Q1 2025 | $0.43 | +$0.72 |
| Q4 2024 | $0.39 | +$0.75 |
SOFI has the edge over HASI on earnings, with more consistent year-over-year improvement.
HASI Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $114.5M | +11% |
| Q2 2026 | $120.8M | +41% |
| Q1 2026 | $124.2M | +28% |
| Q4 2025 | $114.8M | +13% |
| Q3 2025 | $103.1M | +26% |
| Q2 2025 | $85.7M | -9.3% |
| Q1 2025 | $96.9M | -8.4% |
| Q4 2024 | $101.3M | +17% |
HASI's revenue has grown year over year for five quarters in a row: $114M last quarter, up 11% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 166% | +51 points |
| Q2 2026 | 156% | -4.7 points |
| Q1 2026 | -84% | -169 points |
| Q4 2025 | -57% | -148 points |
| Q3 2025 | 116% | +148 points |
| Q2 2025 | 161% | +122 points |
| Q1 2025 | 85% | -77 points |
| Q4 2024 | 91% | -57 points |
HASI has the edge over SOFI on profitability, with a higher operating margin.
SOFI Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.4B | +44% |
| Q2 2026 | $1.2B | +43% |
| Q1 2026 | $1.1B | +43% |
| Q4 2025 | $1B | +40% |
| Q3 2025 | $961.6M | +38% |
| Q2 2025 | $854.9M | +43% |
| Q1 2025 | $771.8M | +20% |
| Q4 2024 | $734.1M | +19% |
SOFI has the edge over HASI on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 23% | +7.5 points |
| Q2 2026 | 17% | +3.6 points |
| Q1 2026 | 18% | +7.8 points |
| Q4 2025 | 18% | +9.9 points |
| Q3 2025 | 15% | +6.3 points |
| Q2 2025 | 13% | +11 points |
| Q1 2025 | 10% | -4.3 points |
| Q4 2024 | 8.2% | -0.2 points |
SOFI's operating margin was 23% last quarter, up 7.5 points from the same quarter a year ago, near the top of its range since 2021.
HASI Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $56.2M | +$178M |
| Q2 2026 | $68M | -14% |
| Q1 2026 | $15.6M | +$52.7M |
| Q4 2025 | $246.7M | +$258.9M |
| Q3 2025 | -$121.8M | -655% |
| Q2 2025 | $79.6M | +$104.4M |
| Q1 2025 | -$37.1M | -277% |
| Q4 2024 | -$12.2M | -266% |
HASI has the edge over SOFI on cash generation, producing positive trailing cash flow while its opponent burns cash.
SOFI Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$3.1B | -$1.7B |
| Q2 2026 | -$4B | -$2.5B |
| Q1 2026 | -$2.4B | -$2.4B |
| Q4 2025 | -$1.1B | -$815.2M |
| Q3 2025 | -$1.4B | -$149M |
| Q2 2025 | -$1.5B | -$1B |
| Q1 2025 | -$31.1M | -104% |
| Q4 2024 | -$242.4M | +$39.9M |
SOFI's free cash flow was −$10.5B over the past year, against −$3.2B the year before. Free cash flow isn't a meaningful measure for financial services companies like SOFI.
HASI Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.5% | +687K shares |
| 1 year | +2.8% | +4M shares |
| 3 years | +32% | +34.4M shares |
| 5 years | +81% | +64.2M shares |
| Available history | +122% | +78.8M shares |
HASI has the edge over SOFI on shareholder dilution, with a more favorable share count trend.
SOFI Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.4% | +5.8M shares |
| 1 year | +5.2% | +66.8M shares |
| 3 years | +43% | +407M shares |
| 5 years | +272% | +993M shares |
SOFI has 1.4B diluted shares, up 5.2% from a year ago.
| Quarter | Spent |
|---|---|
| Q4 2022 | — |
| Q3 2022 | — |
| Q2 2022 | — |
| Q1 2022 | — |
| Q4 2021 | — |
| Q3 2021 | — |
HASI Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 22.6x | High |
| Q2 2026 | 28.6x | High |
| Q1 2026 | 41.7x | High |
| Q4 2025 | 14.7x | High |
| Q3 2025 | 10.1x | High |
| Q2 2025 | 14.3x | High |
| Q1 2025 | 22.2x | High |
| Q4 2024 | 13.6x | High |
HASI's net debt is more than 20 years of its operating earnings (EBITDA), up from 10 years a year ago. Net leverage isn't a meaningful measure for financial services companies like HASI.
SOFI Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -2.4x | Net Cash |
| Q2 2026 | -3.1x | Net Cash |
| Q1 2026 | -3.8x | Net Cash |
| Q4 2025 | -6.5x | Net Cash |
| Q3 2025 | -5.2x | Net Cash |
| Q2 2025 | -4.0x | Net Cash |
| Q1 2025 | -4.9x | Net Cash |
| Q4 2024 | -5.8x | Net Cash |
SOFI has the edge over HASI on leverage, with a lower net debt burden relative to earnings.
HASI Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 55.0 | Neutral |
| Stochastic | 38.5 | Neutral |
HASI's weekly RSI is 55 (neutral) and its Stochastic is 39 (neutral).
SOFI Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 43.1 | Neutral |
| Stochastic | 41.5 | Neutral |
SOFI's weekly RSI is 43 (neutral) and its Stochastic is 41 (neutral).
HASI PE vs Financial Services Sector
| Metric | HASI | Sector median | Relative |
|---|---|---|---|
| PE | 38x | 13x | 196% above |
| PE % | 61 | 63 | 2 pts below |
HASI is trading at 38x earnings, a 196% premium to the Financial Services sector's median of 13x, though its earnings don't support one.
SOFI PE vs Financial Services Sector
| Metric | SOFI | Sector median | Relative |
|---|---|---|---|
| PE | 28x | 13x | 114% above |
| PE % | 2 | 61 | 59 pts below |
SOFI has the edge over HASI on valuation relative to its sector.
HASI Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $37.1 | 4.7% above |
| 20 week MA | $38.1 | 1.9% above |
| 50 week MA | $37.5 | 3.6% above |
| 100 week MA | $32.8 | 19% above |
| 200 week MA | $30.2 | 29% above |
HASI has the edge over SOFI on trend strength, trading above more of its moving averages.
SOFI Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $15.7 | 0.7% below |
| 20 week MA | $17.0 | 7.8% below |
| 50 week MA | $18.9 | 17% below |
| 100 week MA | $18.9 | 17% below |
| 200 week MA | $13.5 | 16% above |
SOFI has fallen below most of its moving averages, though it's still 16% above its 200-week average.
HASI Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $32.1 | $65.4 | +103% |
| 2021 | $65.4 | $53.2 | -19% |
| 2022 | $53.2 | $30.2 | -43% |
| 2023 | $30.2 | $27.6 | -8.8% |
| 2024 | $27.6 | $27.4 | -0.7% |
| 2025 | $27.4 | $32.9 | +20% |
| 2026 YTD | $32.9 | $38.9 | +18% |
HASI has the edge over SOFI on returns for 2026, with the stronger performance.
SOFI Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $10.4 | $12.4 | +19% |
| 2021 | $12.4 | $15.1 | +22% |
| 2022 | $15.1 | $4.61 | -69% |
| 2023 | $4.61 | $9.95 | +116% |
| 2024 | $9.95 | $16.0 | +61% |
| 2025 | $16.0 | $27.1 | +69% |
| 2026 YTD | $27.1 | $15.6 | -42% |
SOFI's yearly returns have swung widely, from +116% in 2023 to −69% in 2022. It's down 42% so far in 2026.