HAFC
Hanmi Financial Corporation
HAFC's fundamentals are mixed: revenue grew 12%, while its operating margin held steady at 31%. At 11x earnings, it's trading in line with its usual 9.9x. Analysts expect earnings growth.
IREN
IREN Limited
There isn't enough reported data to score IREN yet.
HAFC Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Strong | |
| N/A | |
| N/A |
HAFC's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like HAFC.
IREN Fundamentals
| Metric | Status |
|---|---|
| Under pressure | |
| Weak | |
| N/A | |
| N/A |
IREN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like IREN.
HAFC PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 6.5x | $19.78 | -39% |
| Forward | 9.6x | $32.54 | — |
| Fair | 9.9x | $30.10 | -7.5% |
| Current | 11x | $32.54 | — |
| Expensive | 12x | $36.02 | +11% |
Historical ranges are pointers, not guarantees.
HAFC's PE is in its fair range at 11x. If earnings grow as analysts expect, today's price would be 9.6x next year's earnings.
IREN PE Valuation
IREN has no meaningful PE right now: it lost money over the past year.
HAFC Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| High |
HAFC has the edge over IREN on the outlook, with more favorable earnings expectations.
IREN Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Losses growing | |
| Strong growth | |
| Strongly improving | |
| Limited | |
| Low |
Analysts expect IREN's losses to grow, with revenue growing. However, they disagree widely on these estimates.
HAFC Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $3.39 | +11% |
| Q3 2026 | $3.04 | +27% |
| Q2 2026 | $2.97 | +38% |
| Q1 2026 | $2.68 | +26% |
| Q4 2025 | $2.51 | +22% |
| Q3 2025 | $2.39 | +15% |
| Q2 2025 | $2.15 | -2.7% |
| Q1 2025 | $2.13 | -11% |
| Q4 2024 | $2.05 | -22% |
HAFC has the edge over IREN on earnings quality, reporting a profit while its opponent remains loss making.
IREN Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | -$3.96 | -347% |
| Q2 2026 | -$2.22 | -988% |
| Q1 2026 | $0.51 | +$1.10 |
| Q4 2025 | $1.18 | +$1.62 |
| Q3 2025 | $1.60 | +$1.99 |
| Q2 2025 | $0.25 | +$0.45 |
| Q1 2025 | -$0.59 | -$0.43 |
| Q4 2024 | -$0.44 | -$0.15 |
IREN has swung to a loss: it lost $3.96 per share over the past year, after a profit the year before.
HAFC Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $76.6M | +7.9% |
| Q2 2026 | $72.2M | +11% |
| Q1 2026 | $71.7M | +14% |
| Q4 2025 | $71.2M | +17% |
| Q3 2025 | $71M | +21% |
| Q2 2025 | $65.2M | +15% |
| Q1 2025 | $62.8M | +7.6% |
| Q4 2024 | $60.8M | +1.6% |
HAFC's revenue has grown year over year for eight quarters in a row: $77M last quarter, up 7.9% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 31% | -0.2 points |
| Q2 2026 | 33% | +9.4 points |
| Q1 2026 | 31% | +3.3 points |
| Q4 2025 | 30% | -12 points |
| Q3 2025 | 31% | -5 points |
| Q2 2025 | 23% | -13 points |
| Q1 2025 | 28% | -9.1 points |
| Q4 2024 | 42% | -4.3 points |
HAFC has the edge over IREN on profitability, with a higher operating margin.
IREN Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $228M | -5.1% |
| Q2 2026 | $137.2M | -27% |
| Q1 2026 | $144.8M | 0% |
| Q4 2025 | $184.7M | +59% |
| Q3 2025 | $240.3M | +355% |
| Q2 2025 | $187.3M | +230% |
| Q1 2025 | $144.8M | +168% |
| Q4 2024 | $116.1M | +176% |
IREN's revenue has held roughly level: $228M last quarter, down 5.1% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | -82% | -50 points |
| Q2 2026 | -452% | -461 points |
| Q1 2026 | -161% | -180 points |
| Q4 2025 | -63% | -79 points |
| Q3 2025 | -32% | +57 points |
| Q2 2025 | 9% | +49 points |
| Q1 2025 | 19% | +8 points |
| Q4 2024 | 15% | +21 points |
IREN's operating margin was −82% last quarter, down 50 points from the same quarter a year ago.
HAFC Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $35.7M | -76% |
| Q2 2026 | -$9.9M | +$9.6M |
| Q1 2026 | $23.4M | -8.6% |
| Q4 2025 | $51.3M | +231% |
| Q3 2025 | $146.4M | +2632% |
| Q2 2025 | -$19.6M | -1626% |
| Q1 2025 | $25.6M | -12% |
| Q4 2024 | $15.5M | +154% |
HAFC has the edge over IREN on cash generation, producing positive trailing cash flow while its opponent burns cash.
IREN Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$1.6B | -$1.6B |
| Q2 2026 | $482.2M | +2895% |
| Q1 2026 | -$873.8M | -$523.1M |
| Q4 2025 | -$468M | -$334M |
| Q3 2025 | -$38M | +$349.4M |
| Q2 2025 | $16.1M | +$179M |
| Q1 2025 | -$350.7M | -$128.7M |
| Q4 2024 | -$134M | -$105.2M |
IREN's free cash flow was −$2.5B over the past year, against −$507M the year before. Free cash flow isn't a meaningful measure for financial services companies like IREN.
HAFC Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.4% | -119K shares |
| 1 year | -1% | -311K shares |
| 3 years | -2.4% | -723K shares |
| 5 years | -3.2% | -982K shares |
| Available history | -3.9% | -1.2M shares |
HAFC has the edge over IREN on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $4.8M |
| Q2 2026 | $4.8M |
| Q1 2026 | $4.8M |
| Q4 2025 | $2M |
| Q3 2025 | $4.7M |
| Q2 2025 | $1.6M |
| Q1 2025 | $1.1M |
| Q4 2024 | $554,000 |
HAFC spent $16M buying back its own shares over the past year, up 105% from the year before.
IREN Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +26% | +82.4M shares |
| 1 year | +10% | +36.9M shares |
| 3 years | +511% | +333M shares |
| 5 years | +624% | +344M shares |
| Available history | +2346% | +382M shares |
IREN has 399M diluted shares, up 10% from a year ago.
| Quarter | Spent |
|---|---|
| Q2 2025 | — |
| Q1 2025 | — |
| Q4 2024 | — |
| Q3 2024 | — |
| Q2 2024 | — |
| Q1 2024 | — |
| Q4 2023 | — |
| Q3 2023 | — |
HAFC Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q2 2026 | -2.1x | Net Cash |
| Q1 2026 | -1.4x | Net Cash |
| Q4 2025 | 1.0x | Very low |
| Q3 2025 | -0.2x | Net Cash |
| Q2 2025 | -1.3x | Net Cash |
| Q1 2025 | -0.8x | Net Cash |
| Q4 2024 | 1.0x | Healthy |
| Q3 2024 | 1.3x | Healthy |
HAFC has the edge over IREN on leverage, with a lower net debt burden relative to earnings.
IREN Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q1 2026 | 157.6x | High |
| Q4 2025 | 22.2x | High |
| Q3 2025 | 4.1x | High |
| Q2 2025 | 2.0x | Moderate |
| Q1 2025 | 3.3x | Elevated |
| Q4 2024 | -4.6x | Net Cash |
| Q3 2024 | -16.7x | Net Cash |
| Q2 2024 | -15.9x | Net Cash |
IREN's net debt is more than 20 years of its operating earnings (EBITDA), up from 3.3 years a year ago. Net leverage isn't a meaningful measure for financial services companies like IREN.
HAFC Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 59.2 | Neutral |
| Stochastic | 62.8 | Neutral |
HAFC's weekly RSI is 59 (neutral) and its Stochastic is 63 (neutral).
IREN Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 33.3 | Neutral |
| Stochastic | 8.2 | Oversold |
IREN's weekly RSI is 33 (neutral) and its Stochastic is 8 (oversold).
HAFC PE vs Financial Services Sector
| Metric | HAFC | Sector median | Relative |
|---|---|---|---|
| PE | 11x | 13x | 18% below |
| PE % | 60 | 63 | 3 pts below |
HAFC is trading at 11x earnings, a 18% discount to the Financial Services sector's median of 13x.
IREN PE vs Financial Services Sector
| Metric | IREN | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
IREN has no meaningful PE right now: it lost money over the past year.
HAFC Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $32.0 | 1.8% above |
| 20 week MA | $32.0 | 1.8% above |
| 50 week MA | $29.8 | 9.1% above |
| 100 week MA | $26.9 | 21% above |
| 200 week MA | $22.5 | 44% above |
HAFC has the edge over IREN on trend strength, trading above more of its moving averages.
IREN Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $29.8 | 35% below |
| 20 week MA | $36.2 | 46% below |
| 50 week MA | $42.8 | 54% below |
| 100 week MA | $32.0 | 39% below |
| 200 week MA | $19.1 | 2.1% above |
IREN has fallen below most of its moving averages, though it's still 2.1% above its 200-week average.
HAFC Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $19.9 | $11.5 | -42% |
| 2021 | $11.5 | $22.8 | +98% |
| 2022 | $22.8 | $24.7 | +8.4% |
| 2023 | $24.7 | $19.4 | -22% |
| 2024 | $19.4 | $23.4 | +21% |
| 2025 | $23.4 | $27.8 | +19% |
| 2026 YTD | $27.8 | $32.5 | +17% |
HAFC has the edge over IREN on returns for 2026, with the stronger performance.
IREN Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $24.8 | $17.2 | -31% |
| 2022 | $17.2 | $1.19 | -93% |
| 2023 | $1.19 | $7.15 | +501% |
| 2024 | $7.15 | $10.7 | +50% |
| 2025 | $10.7 | $40.3 | +276% |
| 2026 YTD | $40.3 | $19.5 | -52% |
IREN's yearly returns have swung widely, from +501% in 2023 to −93% in 2022. It's down 52% so far in 2026.