GSHD
Goosehead Insurance, Inc
GSHD's fundamentals are strong and it looks cheap: trading at 33x earnings, less than half its usual 191x. Analysts expect strong earnings growth.
GSHD Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
GSHD's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like GSHD.
GSHD PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 19x | $45.66 | — |
| Current | 33x | $45.66 | — |
| Cheap | 70x | $95.30 | +109% |
| Fair | 187x | $256 | +461% |
| Expensive | 400x | $548 | +1100% |
Historical ranges are pointers, not guarantees.
GSHD's PE is in its cheap range at 33x. If earnings grow as analysts expect, today's price would be 19x next year's earnings.
GSHD Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| Moderate |
Analysts expect earnings and revenue growth for GSHD, with profitability improving.
GSHD Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.35 | +71% |
| Q2 2026 | $1.37 | +20% |
| Q1 2026 | $1.14 | -5% |
| Q4 2025 | $1.04 | -10% |
| Q3 2025 | $1.14 | +63% |
| Q2 2025 | $1.14 | +65% |
| Q1 2025 | $1.20 | +100% |
| Q4 2024 | $1.16 | +111% |
| Q3 2024 | $0.70 | +52% |
GSHD earned $1.37 per share over the past year, up 20% from the year before.
GSHD Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q2 2026 | $113.4M | +21% |
| Q1 2026 | $93.1M | +23% |
| Q4 2025 | $105.3M | +12% |
| Q3 2025 | $90.4M | +16% |
| Q2 2025 | $94M | +20% |
| Q1 2025 | $75.6M | +17% |
| Q4 2024 | $93.9M | +49% |
| Q3 2024 | $78M | +9.9% |
GSHD's revenue has grown year over year every quarter since late 2020: $113M last quarter, up 21% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q2 2026 | 23% | +6.8 points |
| Q1 2026 | 16% | +7.4 points |
| Q4 2025 | 29% | -0.3 points |
| Q3 2025 | 24% | +2.5 points |
| Q2 2025 | 17% | -3.1 points |
| Q1 2025 | 8.8% | +6.5 points |
| Q4 2024 | 30% | +19 points |
| Q3 2024 | 21% | +1.9 points |
GSHD's operating margin was 23% last quarter, up 6.8 points from the same quarter a year ago.
GSHD Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q2 2026 | $14.4M | -47% |
| Q1 2026 | $21.2M | +42% |
| Q4 2025 | $20.3M | +68% |
| Q3 2025 | $23.7M | -15% |
| Q2 2025 | $27.2M | +44% |
| Q1 2025 | $14.9M | +28% |
| Q4 2024 | $12.1M | -7.3% |
| Q3 2024 | $28M | +35% |
GSHD's free cash flow was $80M over the past year, down 3% from the year before. Free cash flow isn't a meaningful measure for financial services companies like GSHD.
GSHD Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -2.5% | -930K shares |
| 1 year | -7.4% | -2.8M shares |
| 3 years | +54% | +12.5M shares |
| 5 years | +94% | +17.3M shares |
| Available history | +117% | +19.3M shares |
GSHD has 36M diluted shares, down 7.4% from a year ago, with $135M in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q2 2026 | $3.9M |
| Q1 2026 | $49.8M |
| Q4 2025 | $23.5M |
| Q3 2025 | $57.7M |
| Q4 2024 | — |
| Q3 2024 | — |
| Q4 2021 | — |
GSHD spent $135M buying back its own shares over the past year.
GSHD Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q2 2026 | 2.8x | Moderate |
| Q1 2026 | 3.1x | Elevated |
| Q4 2025 | 3.0x | Elevated |
| Q3 2025 | 2.9x | Moderate |
| Q2 2025 | 2.6x | Moderate |
| Q1 2025 | 2.9x | Moderate |
| Q4 2024 | 0.5x | Very low |
| Q3 2024 | 0.9x | Very low |
GSHD's net debt is about 2.8 years of its operating earnings (EBITDA), up from 2.6 years a year ago. Net leverage isn't a meaningful measure for financial services companies like GSHD.
GSHD Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 43.8 | Neutral |
| Stochastic | 21.4 | Neutral |
GSHD's weekly RSI is 44 (neutral) and its Stochastic is 21 (neutral).
GSHD PE vs Financial Services Sector
| Metric | GSHD | Sector median | Relative |
|---|---|---|---|
| PE | 33x | 13x | 156% above |
| PE % | 2 | 63 | 61 pts below |
GSHD is trading at 33x earnings, a 156% premium to the Financial Services sector's median of 13x.
GSHD Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $47.3 | 3.4% below |
| 20 week MA | $55.6 | 18% below |
| 50 week MA | $53.7 | 15% below |
| 100 week MA | $74.9 | 39% below |
| 200 week MA | $72.9 | 37% below |
GSHD is in a downtrend: it's below all five of its weekly moving averages, and 37% below its 200-week average.
GSHD Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $42.1 | $124.2 | +195% |
| 2021 | $124.2 | $138.1 | +11% |
| 2022 | $138.1 | $38.3 | -72% |
| 2023 | $38.3 | $75.8 | +98% |
| 2024 | $75.8 | $104.2 | +37% |
| 2025 | $104.2 | $75.3 | -28% |
| 2026 YTD | $75.3 | $45.7 | -39% |
GSHD's yearly returns have swung widely, from +195% in 2020 to −72% in 2022. It's down 39% so far in 2026.