GS
The Goldman Sachs Group, Inc.
GS has a slight edge over WTBA overall, supported by stronger valuation and lower modeled downside.
WTBA
West Bancorporation, Inc.
WTBA offers stronger fundamentals, but that advantage does not outweigh its weaker overall profile.
GS Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Strong | |
| N/A | |
| N/A |
GS's revenue and profitability are currently strong. Free cash flow and net leverage aren't meaningful measures for financial services companies like GS.
WTBA Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
WTBA's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like WTBA.
GS PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 7.6x | $528 | -42% |
| Current | 13x | $914 | — |
| Forward | 13x | $914 | — |
| Fair | 14x | $940 | +2.9% |
| Expensive | 17x | $1,214 | +33% |
Historical ranges are pointers, not guarantees.
GS's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.
WTBA PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 8.3x | $19.63 | -35% |
| Forward | 11x | $30.20 | — |
| Fair | 12x | $27.64 | -8.5% |
| Expensive | 13x | $31.44 | +4.1% |
| Current | 13x | $30.20 | — |
Historical ranges are pointers, not guarantees.
WTBA has the edge over GS in the historical PE scenario, which offers more potential upside but is not a forecast.
GS Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Strong growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| Low |
Analysts expect earnings and revenue growth for GS, with profitability improving. However, they disagree widely on these estimates.
WTBA Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Growth | |
| Improving | |
| Limited | |
| High |
WTBA has the edge over GS on the outlook, with more favorable valuation expectations.
GS Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $72.35 | +4% |
| Q3 2026 | $69.58 | +41% |
| Q2 2026 | $64.82 | +43% |
| Q1 2026 | $54.75 | +27% |
| Q4 2025 | $51.32 | +27% |
| Q3 2025 | $49.22 | +44% |
| Q2 2025 | $45.37 | +45% |
| Q1 2025 | $43.08 | +68% |
| Q4 2024 | $40.54 | +77% |
GS has the edge over WTBA on earnings, with more consistent year-over-year improvement.
WTBA Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.75 | +17% |
| Q3 2026 | $2.36 | +25% |
| Q2 2026 | $2.24 | +33% |
| Q1 2026 | $2.07 | +35% |
| Q4 2025 | $1.92 | +35% |
| Q3 2025 | $1.89 | +48% |
| Q2 2025 | $1.69 | +32% |
| Q1 2025 | $1.53 | +16% |
| Q4 2024 | $1.42 | -1.4% |
WTBA earned $2.36 per share over the past year, up 25% from the year before.
GS Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $18.7B | +23% |
| Q2 2026 | $20.3B | +39% |
| Q1 2026 | $17.2B | +14% |
| Q4 2025 | $13.5B | -3% |
| Q3 2025 | $15.2B | +20% |
| Q2 2025 | $14.6B | +15% |
| Q1 2025 | $15.1B | +6% |
| Q4 2024 | $13.9B | +23% |
GS's revenue is growing: $18.7B last quarter, up 23% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 37% | +2 points |
| Q2 2026 | 42% | +8.1 points |
| Q1 2026 | 38% | +0.2 points |
| Q4 2025 | 44% | +5.6 points |
| Q3 2025 | 36% | +4.1 points |
| Q2 2025 | 34% | +3.2 points |
| Q1 2025 | 37% | +0.6 points |
| Q4 2024 | 38% | +18 points |
GS's operating margin was 37% last quarter, up 2 points from the same quarter a year ago.
WTBA Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $29.1M | +16% |
| Q2 2026 | $28.1M | +18% |
| Q1 2026 | $26.9M | +17% |
| Q4 2025 | $23.3M | +12% |
| Q3 2025 | $25M | +23% |
| Q2 2025 | $23.8M | +22% |
| Q1 2025 | $23.1M | +21% |
| Q4 2024 | $20.9M | +14% |
WTBA has the edge over GS on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 52% | +6.2 points |
| Q2 2026 | 51% | +7.6 points |
| Q1 2026 | 50% | +6.6 points |
| Q4 2025 | 41% | +10 points |
| Q3 2025 | 46% | +9.3 points |
| Q2 2025 | 43% | +11 points |
| Q1 2025 | 43% | +5.8 points |
| Q4 2024 | 31% | +0.3 points |
WTBA has the edge over GS on profitability, with a higher operating margin.
GS Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $3.7B | +72% |
| Q2 2026 | $5.6B | +7.8% |
| Q1 2026 | -$32.4B | +$5.3B |
| Q4 2025 | -$16.8B | -136% |
| Q3 2025 | $2.1B | +$40.6B |
| Q2 2025 | $5.2B | -6.8% |
| Q1 2025 | -$37.7B | -$9.2B |
| Q4 2024 | $46.2B | +$75.1B |
GS's free cash flow was −$40B over the past year, against $15.8B the year before. Free cash flow isn't a meaningful measure for financial services companies like GS.
WTBA Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $15.6M | +45% |
| Q2 2026 | $14.1M | +10% |
| Q1 2026 | $12.4M | +50% |
| Q4 2025 | $11.4M | +39% |
| Q3 2025 | $10.8M | +55% |
| Q2 2025 | $12.8M | +366% |
| Q1 2025 | $8.3M | +$12.5M |
| Q4 2024 | $8.2M | +$12.7M |
WTBA has the edge over GS on cash generation, producing positive trailing cash flow while its opponent burns cash.
GS Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1.2% | -3.8M shares |
| 1 year | -4.4% | -13.9M shares |
| 3 years | -12% | -42.8M shares |
| 5 years | -15% | -52.8M shares |
| Available history | -20% | -74.4M shares |
GS has the edge over WTBA on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $3B |
| Q2 2026 | $4B |
| Q1 2026 | $5B |
| Q4 2025 | $3B |
| Q3 2025 | $2B |
| Q2 2025 | $3B |
| Q1 2025 | $4.4B |
| Q4 2024 | $2B |
GS spent $15B buying back its own shares over the past year, up 32% from the year before.
WTBA Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.6% | +105K shares |
| 1 year | +1.7% | +291K shares |
| 3 years | +3.2% | +538K shares |
| 5 years | +3% | +503K shares |
| Available history | +5% | +826K shares |
WTBA has 17M diluted shares, up 1.7% from a year ago.
GS Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -5.4x | Net Cash |
| Q2 2026 | -6.1x | Net Cash |
| Q1 2026 | -6.7x | Net Cash |
| Q4 2025 | -6.4x | Net Cash |
| Q3 2025 | -3.5x | Net Cash |
| Q2 2025 | -3.1x | Net Cash |
| Q1 2025 | -3.9x | Net Cash |
| Q4 2024 | -4.7x | Net Cash |
GS has the edge over WTBA on leverage, with a lower net debt burden relative to earnings.
WTBA Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 1.0x | Healthy |
| Q2 2026 | 0.9x | Very low |
| Q1 2026 | 0.8x | Very low |
| Q4 2025 | 1.2x | Healthy |
| Q3 2025 | 1.2x | Healthy |
| Q2 2025 | 1.1x | Healthy |
| Q1 2025 | 1.2x | Healthy |
| Q4 2024 | 1.6x | Healthy |
WTBA's net debt is about a year of its operating earnings (EBITDA), down from 1.2 years a year ago. Net leverage isn't a meaningful measure for financial services companies like WTBA.
GS Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 44.5 | Neutral |
| Stochastic | 16.3 | Oversold |
GS's weekly RSI is 45 (neutral) and its Stochastic is 16 (oversold).
WTBA Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 62.3 | Neutral |
| Stochastic | 67.4 | Neutral |
WTBA's weekly RSI is 62 (neutral) and its Stochastic is 67 (neutral).
GS PE vs Financial Services Sector
| Metric | GS | Sector median | Relative |
|---|---|---|---|
| PE | 13x | 13x | 0.8% above |
| PE % | 46 | 63 | 17 pts below |
GS is trading at 13x earnings, in line with the Financial Services sector's median of 13x, though its earnings don't support one.
WTBA PE vs Financial Services Sector
| Metric | WTBA | Sector median | Relative |
|---|---|---|---|
| PE | 13x | 13x | 1.7% below |
| PE % | 75 | 63 | 12 pts above |
WTBA has the edge over GS on valuation relative to its sector.
GS Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $895.5 | 2% above |
| 20 week MA | $977.4 | 6.5% below |
| 50 week MA | $945.4 | 3.4% below |
| 100 week MA | $804.5 | 14% above |
| 200 week MA | $602.7 | 52% above |
GS's trend is mixed: it's above three of its five weekly moving averages, and 52% above its 200-week average.
WTBA Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $29.7 | 1.5% above |
| 20 week MA | $28.8 | 4.7% above |
| 50 week MA | $25.9 | 17% above |
| 100 week MA | $23.1 | 31% above |
| 200 week MA | $21.0 | 44% above |
WTBA has the edge over GS on trend strength, trading above more of its moving averages.
GS Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $230.7 | $256.2 | +11% |
| 2021 | $256.2 | $385.0 | +50% |
| 2022 | $385.0 | $345.5 | -10% |
| 2023 | $345.5 | $385.8 | +12% |
| 2024 | $385.8 | $576.2 | +49% |
| 2025 | $576.2 | $907.0 | +57% |
| 2026 YTD | $907.0 | $913.6 | +0.7% |
GS has finished higher in five of the last six years, two of them by more than 50%. It's up 0.7% so far in 2026.
WTBA Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $25.5 | $19.4 | -24% |
| 2021 | $19.4 | $31.2 | +61% |
| 2022 | $31.2 | $25.1 | -19% |
| 2023 | $25.1 | $21.2 | -16% |
| 2024 | $21.2 | $21.8 | +2.8% |
| 2025 | $21.8 | $22.5 | +3.4% |
| 2026 YTD | $22.5 | $30.2 | +34% |
WTBA has the edge over GS on returns for 2026, with the stronger performance.