GS

The Goldman Sachs Group, Inc.

64
Fundamentals69/ 100
Valuation50/ 100
Upside potential57/ 100
Risk potential14/ 100

GS's fundamentals are strong: revenue grew 19% and its operating margin rose 4 points to 40%. Its PE isn't a useful guide right now because of how its recent earnings were reported.

WSBK

Winchester Bancorp, Inc. Common Stock

There isn't enough reported data to score WSBK yet.

GS Fundamentals

MetricStatus
Strong
Strong
N/A
N/A

GS's revenue and profitability are currently strong. Free cash flow and net leverage aren't meaningful measures for financial services companies like GS.

WSBK Fundamentals

MetricStatus
Healthy
Healthy
N/A
N/A

WSBK's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like WSBK.

GS PE Valuation

CHEAPFAIREXPENSIVE5.2x10x16x21x
CHEAPFAIREXPENSIVE5.2x10x16x21x
LevelPEPriceVs current
Cheap7.6x$528-42%
Current13x$914—
Forward13x$914—
Fair14x$940+2.9%
Expensive17x$1,214+33%

Historical ranges are pointers, not guarantees.

GS's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.

WSBK PE Valuation

CHEAPFAIREXPENSIVE21x42x63x83x
CHEAPFAIREXPENSIVE21x42x63x83x
LevelPEPriceVs current
Cheap27x$13.820%
Current27x$13.82—
Fair50x$25.95+88%
Expensive79x$41.01+197%

Historical ranges are pointers, not guarantees.

WSBK has the edge over GS in the historical PE scenario, which offers more potential upside but is not a forecast.

GS Forward outlook

MetricOutlook
Stable
Strong growth
Growth
Strongly improving
Limited
Low

Analysts expect earnings and revenue growth for GS, with profitability improving. However, they disagree widely on these estimates.

WSBK Forward outlook

There aren't enough analyst estimates for WSBK to show an outlook.

GS Risk to reward

ScenarioChangePrice
Upside+19%$1,085.26
Downside-14%$781.84

Calculated from the latest close: $913.60 on Nov 12.

There is not enough scenario data to compare GS and WSBK's risk to reward.

WSBK Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $13.82 on Nov 12.

There is not enough scenario data to compare GS and WSBK's risk to reward.

GS Earnings Per Share

Q4 2023: $22.87Q1 2024: $25.66Q2 2024: $31.20Q3 2024: $34.13Q4 2024: $40.54Q1 2025: $43.08Q2 2025: $45.37Q3 2025: $49.22Q4 2025: $51.32Q1 2026: $54.75Q2 2026: $64.82Q3 2026: $69.58Forward: $72.35
Q4 2023: $22.87Q1 2024: $25.66Q2 2024: $31.20Q3 2024: $34.13Q4 2024: $40.54Q1 2025: $43.08Q2 2025: $45.37Q3 2025: $49.22Q4 2025: $51.32Q1 2026: $54.75Q2 2026: $64.82Q3 2026: $69.58Forward: $72.35
QuarterTTM EPSYoY
Forward$72.35+4%
Q3 2026$69.58+41%
Q2 2026$64.82+43%
Q1 2026$54.75+27%
Q4 2025$51.32+27%
Q3 2025$49.22+44%
Q2 2025$45.37+45%
Q1 2025$43.08+68%
Q4 2024$40.54+77%

GS's earnings per share have climbed steadily: $69.58 over the past year, up 41% from the year before, and higher year over year for 10 quarters in a row. Its recent earnings include one-off gains.

WSBK Earnings Per Share

Q4 2025: $0.16Q1 2026: $0.26Q2 2026: $0.49Q3 2026: $0.52
Q4 2025: $0.16Q1 2026: $0.26Q2 2026: $0.49Q3 2026: $0.52

WSBK and GS do not have enough comparable growth data to identify a winner.

GS Quarterly Revenue

Q4 2023: $11.3BQ1 2024: $14.2BQ2 2024: $12.7BQ3 2024: $12.7BQ4 2024: $13.9BQ1 2025: $15.1BQ2 2025: $14.6BQ3 2025: $15.2BQ4 2025: $13.5BQ1 2026: $17.2BQ2 2026: $20.3BQ3 2026: $18.7B
Q4 2023: $11.3BQ1 2024: $14.2BQ2 2024: $12.7BQ3 2024: $12.7BQ4 2024: $13.9BQ1 2025: $15.1BQ2 2025: $14.6BQ3 2025: $15.2BQ4 2025: $13.5BQ1 2026: $17.2BQ2 2026: $20.3BQ3 2026: $18.7B
QuarterRevenueYoY
Q3 2026$18.7B+23%
Q2 2026$20.3B+39%
Q1 2026$17.2B+14%
Q4 2025$13.5B-3%
Q3 2025$15.2B+20%
Q2 2025$14.6B+15%
Q1 2025$15.1B+6%
Q4 2024$13.9B+23%

GS's revenue is growing: $18.7B last quarter, up 23% from the same quarter a year ago.

WSBK Quarterly Revenue

Q4 2024: $4MQ1 2025: $4MQ2 2025: $5MQ3 2025: $6MQ4 2025: $6MQ1 2026: $7MQ2 2026: $7MQ3 2026: $8M
Q4 2024: $4MQ1 2025: $4MQ2 2025: $5MQ3 2025: $6MQ4 2025: $6MQ1 2026: $7MQ2 2026: $7MQ3 2026: $8M
QuarterRevenueYoY
Q3 2026$7.7M+33%
Q2 2026$7.4M+38%
Q1 2026$6.7M+52%
Q4 2025$6.4M+60%

WSBK has the edge over GS on sales, with more consistent year-over-year improvement.

GS Free Cash Flow

Q4 2023: −$28.9BQ1 2024: −$28.5BQ2 2024: $5.6BQ3 2024: −$38.5BQ4 2024: $46.2BQ1 2025: −$37.7BQ2 2025: $5.2BQ3 2025: $2.1BQ4 2025: −$16.8BQ1 2026: −$32.4BQ2 2026: $5.6BQ3 2026: $3.7B
Q4 2023: −$28.9BQ1 2024: −$28.5BQ2 2024: $5.6BQ3 2024: −$38.5BQ4 2024: $46.2BQ1 2025: −$37.7BQ2 2025: $5.2BQ3 2025: $2.1BQ4 2025: −$16.8BQ1 2026: −$32.4BQ2 2026: $5.6BQ3 2026: $3.7B
QuarterFree cash flowYoY
Q3 2026$3.7B+72%
Q2 2026$5.6B+7.8%
Q1 2026-$32.4B+$5.3B
Q4 2025-$16.8B-136%
Q3 2025$2.1B+$40.6B
Q2 2025$5.2B-6.8%
Q1 2025-$37.7B-$9.2B
Q4 2024$46.2B+$75.1B

GS has the edge over WSBK in the latest year-over-year cash flow comparison.

WSBK Free Cash Flow

Q4 2024: --Q1 2025: $848,000Q2 2025: $2MQ3 2025: $1MQ4 2025: $2MQ1 2026: $1MQ2 2026: $1MQ3 2026: $2M
Q4 2024: --Q1 2025: $848,000Q2 2025: $2MQ3 2025: $1MQ4 2025: $2MQ1 2026: $1MQ2 2026: $1MQ3 2026: $2M
QuarterFree cash flowYoY
Q3 2026$2.2M+60%
Q2 2026$1.1M-40%
Q1 2026$1.4M+60%

GS has the edge over WSBK in the latest year-over-year cash flow comparison.

GS Total Shares

Q4 2023: 346MQ1 2024: 340MQ2 2024: 336MQ3 2024: 331MQ4 2024: 334MQ1 2025: 325MQ2 2025: 318MQ3 2025: 315MQ4 2025: 318MQ1 2026: 308MQ2 2026: 305MQ3 2026: 301M
Q4 2023: 346MQ1 2024: 340MQ2 2024: 336MQ3 2024: 331MQ4 2024: 334MQ1 2025: 325MQ2 2025: 318MQ3 2025: 315MQ4 2025: 318MQ1 2026: 308MQ2 2026: 305MQ3 2026: 301M
PeriodChange %Net change
Quarterly-1.2%-3.8M shares
1 year-4.4%-13.9M shares
3 years-12%-42.8M shares
5 years-15%-52.8M shares
Available history-20%-74.4M shares

GS has the edge over WSBK on shareholder dilution, with a more favorable share count trend.

WSBK Total Shares

Q1 2025: 9MQ2 2025: 9MQ3 2025: 9MQ4 2025: 9MQ1 2026: 9MQ2 2026: 9MQ3 2026: 9M
Q1 2025: 9MQ2 2025: 9MQ3 2025: 9MQ4 2025: 9MQ1 2026: 9MQ2 2026: 9MQ3 2026: 9M
PeriodChange %Net change
Quarterly+0.1%+10.6K shares
1 year+0.2%+16.8K shares

WSBK has 9M diluted shares, about the same as a year ago.

GS Net Leverage

Q4 2023: -9.6xQ1 2024: -6.8xQ2 2024: -6.5xQ3 2024: -3.5xQ4 2024: -4.7xQ1 2025: -3.9xQ2 2025: -3.1xQ3 2025: -3.5xQ4 2025: -6.4xQ1 2026: -6.7xQ2 2026: -6.1xQ3 2026: -5.4x
Q4 2023: -9.6xQ1 2024: -6.8xQ2 2024: -6.5xQ3 2024: -3.5xQ4 2024: -4.7xQ1 2025: -3.9xQ2 2025: -3.1xQ3 2025: -3.5xQ4 2025: -6.4xQ1 2026: -6.7xQ2 2026: -6.1xQ3 2026: -5.4x
QuarterNet LeverageStatus
Q3 2026-5.4xNet Cash
Q2 2026-6.1xNet Cash
Q1 2026-6.7xNet Cash
Q4 2025-6.4xNet Cash
Q3 2025-3.5xNet Cash
Q2 2025-3.1xNet Cash
Q1 2025-3.9xNet Cash
Q4 2024-4.7xNet Cash

GS has the edge over WSBK on leverage, with a lower net debt burden relative to earnings.

WSBK Net Leverage

Q4 2025: 35.2xQ1 2026: 25.4xQ2 2026: 14.7xQ3 2026: 12.4x
Q4 2025: 35.2xQ1 2026: 25.4xQ2 2026: 14.7xQ3 2026: 12.4x
QuarterNet LeverageStatus
Q3 202612.4xHigh
Q2 202614.7xHigh
Q1 202625.4xHigh
Q4 202535.2xHigh

WSBK's net debt is about 12 years of its operating earnings (EBITDA). Net leverage isn't a meaningful measure for financial services companies like WSBK.

GS Weekly Momentum

MetricValueStatus
RSI44.5Neutral
Stochastic16.3Oversold

GS's weekly RSI is 45 (neutral) and its Stochastic is 16 (oversold).

WSBK Weekly Momentum

MetricValueStatus
RSI77.0Overbought
Stochastic91.1Overbought

WSBK's weekly RSI is 77 (overbought) and its Stochastic is 91 (overbought).

GS PE vs Financial Services Sector

MetricGSSector medianRelative
PE13x13x0.8% above
PE %466317 pts below

GS has the edge over WSBK on valuation relative to its sector.

WSBK PE vs Financial Services Sector

MetricWSBKSector medianRelative
PE27x13x104% above
PE %1818Same percentile

WSBK is trading at 27x earnings, a 104% premium to the Financial Services sector's median of 13x, though its earnings don't support one.

GS Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$895.52% above
20 week MA$977.46.5% below
50 week MA$945.43.4% below
100 week MA$804.514% above
200 week MA$602.752% above

WSBK has stronger trend alignment. GS is above 3 of 5 weekly averages versus WSBK above 3 of 3.

WSBK Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$13.24.9% above
20 week MA$13.15.7% above
50 week MA$12.510% above

WSBK is in an uptrend: it's above all three of its weekly moving averages, and 10% above its 50-week average.

GS Yearly ROI

YearStart priceEnd priceROI
2020$230.7$256.2+11%
2021$256.2$385.0+50%
2022$385.0$345.5-10%
2023$345.5$385.8+12%
2024$385.8$576.2+49%
2025$576.2$907.0+57%
2026 YTD$907.0$913.6+0.7%

GS has finished higher in five of the last six years, two of them by more than 50%. It's up 0.7% so far in 2026.

WSBK Yearly ROI

YearStart priceEnd priceROI
2025$9.30$10.3+11%
2026 YTD$10.3$13.8+34%

WSBK has the edge over GS on returns for 2026, with the stronger performance.

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