GS
The Goldman Sachs Group, Inc.
GS's fundamentals are strong: revenue grew 19% and its operating margin rose 4 points to 40%. Its PE isn't a useful guide right now because of how its recent earnings were reported.
WDH
Waterdrop Inc.
There isn't enough reported data to score WDH yet.
GS Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Strong | |
| N/A | |
| N/A |
GS's revenue and profitability are currently strong. Free cash flow and net leverage aren't meaningful measures for financial services companies like GS.
WDH Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Healthy | |
| N/A | |
| N/A |
WDH's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like WDH.
GS PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 7.6x | $528 | -42% |
| Current | 13x | $914 | — |
| Forward | 13x | $914 | — |
| Fair | 14x | $940 | +2.9% |
| Expensive | 17x | $1,214 | +33% |
Historical ranges are pointers, not guarantees.
GS's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.
WDH PE Valuation
WDH has no meaningful PE right now: it lost money over the past year.
GS Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Strong growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| Low |
Analysts expect earnings and revenue growth for GS, with profitability improving. However, they disagree widely on these estimates.
WDH Forward outlook
There aren't enough analyst estimates for WDH to show an outlook.
GS Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $72.35 | +4% |
| Q3 2026 | $69.58 | +41% |
| Q2 2026 | $64.82 | +43% |
| Q1 2026 | $54.75 | +27% |
| Q4 2025 | $51.32 | +27% |
| Q3 2025 | $49.22 | +44% |
| Q2 2025 | $45.37 | +45% |
| Q1 2025 | $43.08 | +68% |
| Q4 2024 | $40.54 | +77% |
WDH has the stronger earnings trend. Trailing diluted EPS is up 41% for GS versus WDH up 62%.
WDH Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2025 | $0.21 | +62% |
| Q2 2025 | $0.18 | +64% |
| Q1 2025 | $0.16 | +100% |
| Q4 2024 | $0.14 | +100% |
| Q3 2024 | $0.13 | +44% |
| Q2 2024 | $0.11 | -21% |
| Q1 2024 | $0.08 | -60% |
| Q4 2023 | $0.07 | -70% |
WDH earned $0.21 per share over the past year, up 62% from the year before.
GS Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $18.7B | +23% |
| Q2 2026 | $20.3B | +39% |
| Q1 2026 | $17.2B | +14% |
| Q4 2025 | $13.5B | -3% |
| Q3 2025 | $15.2B | +20% |
| Q2 2025 | $14.6B | +15% |
| Q1 2025 | $15.1B | +6% |
| Q4 2024 | $13.9B | +23% |
GS's revenue is growing: $18.7B last quarter, up 23% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 37% | +2 points |
| Q2 2026 | 42% | +8.1 points |
| Q1 2026 | 38% | +0.2 points |
| Q4 2025 | 44% | +5.6 points |
| Q3 2025 | 36% | +4.1 points |
| Q2 2025 | 34% | +3.2 points |
| Q1 2025 | 37% | +0.6 points |
| Q4 2024 | 38% | +18 points |
GS has the edge over WDH on profitability, with a higher operating margin.
WDH Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q2 2026 | $217.6M | +73% |
| Q1 2026 | $185.3M | +64% |
| Q4 2025 | $208.9M | +103% |
| Q3 2025 | $146.3M | +38% |
| Q2 2025 | $125.8M | +24% |
| Q1 2025 | $113.1M | +7% |
| Q4 2024 | $103.1M | +4.2% |
| Q3 2024 | $105.7M | +2.6% |
WDH has the edge over GS on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q2 2026 | 7.7% | -3.9 points |
| Q1 2026 | 6.4% | -3.6 points |
| Q4 2025 | 5.9% | -1.8 points |
| Q3 2025 | 12% | +7.9 points |
| Q2 2025 | 12% | +3.9 points |
| Q1 2025 | 10% | +3.5 points |
| Q4 2024 | 7.7% | +3.7 points |
| Q3 2024 | 3.8% | +4.1 points |
WDH's operating margin was 7.7% last quarter, down 3.9 points from the same quarter a year ago.
GS Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $3.7B | +72% |
| Q2 2026 | $5.6B | +7.8% |
| Q1 2026 | -$32.4B | +$5.3B |
| Q4 2025 | -$16.8B | -136% |
| Q3 2025 | $2.1B | +$40.6B |
| Q2 2025 | $5.2B | -6.8% |
| Q1 2025 | -$37.7B | -$9.2B |
| Q4 2024 | $46.2B | +$75.1B |
GS has the edge over WDH on cash flow, with more consistent year-over-year improvement.
WDH Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q2 2026 | $0 | $0 |
| Q1 2026 | $0 | $0 |
| Q4 2025 | $0 | $0 |
| Q3 2025 | $0 | $0 |
| Q2 2025 | $0 | $0 |
| Q1 2025 | $0 | $0 |
| Q4 2024 | $0 | $0 |
| Q3 2024 | $0 | $0 |
WDH's free cash flow was $0 over the past year, against $0 the year before. Free cash flow isn't a meaningful measure for financial services companies like WDH.
GS Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1.2% | -3.8M shares |
| 1 year | -4.4% | -13.9M shares |
| 3 years | -12% | -42.8M shares |
| 5 years | -15% | -52.8M shares |
| Available history | -20% | -74.4M shares |
GS has the edge over WDH on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $3B |
| Q2 2026 | $4B |
| Q1 2026 | $5B |
| Q4 2025 | $3B |
| Q3 2025 | $2B |
| Q2 2025 | $3B |
| Q1 2025 | $4.4B |
| Q4 2024 | $2B |
GS spent $15B buying back its own shares over the past year, up 32% from the year before.
WDH Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.4% | +1.4M shares |
| 1 year | +1% | +3.5M shares |
| 3 years | -6.9% | -27.4M shares |
| 5 years | +16% | +51M shares |
| Available history | +16% | +51M shares |
WDH has 372M diluted shares, up 1% from a year ago.
| Quarter | Spent |
|---|---|
| Q2 2026 | — |
| Q1 2026 | — |
| Q4 2025 | — |
| Q3 2025 | — |
| Q2 2025 | — |
| Q1 2025 | — |
| Q4 2024 | — |
| Q3 2024 | — |
GS Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -5.4x | Net Cash |
| Q2 2026 | -6.1x | Net Cash |
| Q1 2026 | -6.7x | Net Cash |
| Q4 2025 | -6.4x | Net Cash |
| Q3 2025 | -3.5x | Net Cash |
| Q2 2025 | -3.1x | Net Cash |
| Q1 2025 | -3.9x | Net Cash |
| Q4 2024 | -4.7x | Net Cash |
GS has the edge over WDH on leverage, with a lower net debt burden relative to earnings.
WDH Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q2 2026 | -3.5x | Net Cash |
| Q1 2026 | -3.7x | Net Cash |
| Q4 2025 | -1.1x | Net Cash |
| Q3 2025 | -0.8x | Net Cash |
| Q2 2025 | -2.5x | Net Cash |
| Q1 2025 | -5.3x | Net Cash |
| Q4 2024 | -4.0x | Net Cash |
| Q3 2024 | -1.5x | Net Cash |
WDH has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like WDH.
GS Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 44.5 | Neutral |
| Stochastic | 16.3 | Oversold |
GS's weekly RSI is 45 (neutral) and its Stochastic is 16 (oversold).
WDH Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 32.1 | Neutral |
| Stochastic | 20.2 | Neutral |
WDH's weekly RSI is 32 (neutral) and its Stochastic is 20 (neutral).
GS PE vs Financial Services Sector
| Metric | GS | Sector median | Relative |
|---|---|---|---|
| PE | 13x | 13x | 0.8% above |
| PE % | 46 | 63 | 17 pts below |
GS is trading at 13x earnings, in line with the Financial Services sector's median of 13x, though its earnings don't support one.
WDH PE vs Financial Services Sector
| Metric | WDH | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
WDH has no meaningful PE right now: it lost money over the past year.
GS Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $895.5 | 2% above |
| 20 week MA | $977.4 | 6.5% below |
| 50 week MA | $945.4 | 3.4% below |
| 100 week MA | $804.5 | 14% above |
| 200 week MA | $602.7 | 52% above |
GS has the edge over WDH on trend strength, trading above more of its moving averages.
WDH Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $1.02 | 2% below |
| 20 week MA | $1.05 | 4.8% below |
| 50 week MA | $1.42 | 30% below |
| 100 week MA | $1.46 | 32% below |
| 200 week MA | $1.54 | 35% below |
WDH is in a downtrend: it's below all five of its weekly moving averages, and 35% below its 200-week average.
GS Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $230.7 | $256.2 | +11% |
| 2021 | $256.2 | $385.0 | +50% |
| 2022 | $385.0 | $345.5 | -10% |
| 2023 | $345.5 | $385.8 | +12% |
| 2024 | $385.8 | $576.2 | +49% |
| 2025 | $576.2 | $907.0 | +57% |
| 2026 YTD | $907.0 | $913.6 | +0.7% |
GS has the edge over WDH on returns for 2026, with the stronger performance.
WDH Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $9.70 | $1.36 | -86% |
| 2022 | $1.36 | $3.05 | +124% |
| 2023 | $3.05 | $1.04 | -66% |
| 2024 | $1.04 | $1.18 | +13% |
| 2025 | $1.18 | $1.90 | +61% |
| 2026 YTD | $1.90 | $1.00 | -47% |
WDH's yearly returns have swung widely, from +124% in 2022 to −86% in 2021. It's down 47% so far in 2026.