GS

The Goldman Sachs Group, Inc.

64
Fundamentals69/ 100
Valuation50/ 100
Upside potential57/ 100
Risk potential14/ 100

GS has the edge over UBER overall, supported by stronger modeled upside and lower modeled downside.

UBER

Uber Technologies, Inc.

60
Fundamentals67/ 100
Valuation29/ 100
Upside potential17/ 100
Risk potential49/ 100

UBER's outlook is improving, though it still trails on the overall score.

GS Fundamentals

MetricStatus
Strong
Strong
N/A
N/A

GS's revenue and profitability are currently strong. Free cash flow and net leverage aren't meaningful measures for financial services companies like GS.

UBER Fundamentals

MetricStatus
Stable
Stable
Strong
Healthy

UBER's cash flow and balance sheet are currently healthy, and its revenue and profitability are stable.

GS PE Valuation

CHEAPFAIREXPENSIVE5.2x10x16x21x
CHEAPFAIREXPENSIVE5.2x10x16x21x
LevelPEPriceVs current
Cheap7.6x$528-42%
Current13x$914—
Forward13x$914—
Fair14x$940+2.9%
Expensive17x$1,214+33%

Historical ranges are pointers, not guarantees.

GS has the edge over UBER in the historical PE scenario, which offers more potential upside but is not a forecast.

UBER PE Valuation

CHEAPFAIREXPENSIVE33x67x100x134x
CHEAPFAIREXPENSIVE33x67x100x134x
LevelPEPriceVs current
Cheap15x$26.01-62%
Fair17x$29.70-57%
Forward17x$69.12—
Current40x$69.12—
Expensive93x$160+131%

Historical ranges are pointers, not guarantees.

UBER's PE is in its expensive range at 40x. If earnings grow as analysts expect, today's price would be 17x next year's earnings, in its fair range.

GS Forward outlook

MetricOutlook
Stable
Strong growth
Growth
Strongly improving
Limited
Low

Analysts expect earnings and revenue growth for GS, with profitability improving. However, they disagree widely on these estimates.

UBER Forward outlook

MetricOutlook
Strongly improving
Strong growth
Growth
Improving
Moderate
Low

UBER has the edge over GS on the outlook, with more favorable valuation expectations.

GS Risk to reward

ScenarioChangePrice
Upside+19%$1,085.26
Downside-14%$781.84

Calculated from the latest close: $913.60 on Nov 12.

GS has a better modeled risk to reward balance than UBER, with more potential upside and less potential downside.

UBER Risk to reward

ScenarioChangePrice
Upside+10%$75.80
Downside-49%$35.31

Calculated from the latest close: $69.12 on Nov 12.

UBER trails GS on modeled risk to reward, with less potential upside and more potential downside.

GS Earnings Per Share

Q4 2023: $22.87Q1 2024: $25.66Q2 2024: $31.20Q3 2024: $34.13Q4 2024: $40.54Q1 2025: $43.08Q2 2025: $45.37Q3 2025: $49.22Q4 2025: $51.32Q1 2026: $54.75Q2 2026: $64.82Q3 2026: $69.58Forward: $72.35
Q4 2023: $22.87Q1 2024: $25.66Q2 2024: $31.20Q3 2024: $34.13Q4 2024: $40.54Q1 2025: $43.08Q2 2025: $45.37Q3 2025: $49.22Q4 2025: $51.32Q1 2026: $54.75Q2 2026: $64.82Q3 2026: $69.58Forward: $72.35
QuarterTTM EPSYoY
Forward$72.35+4%
Q3 2026$69.58+41%
Q2 2026$64.82+43%
Q1 2026$54.75+27%
Q4 2025$51.32+27%
Q3 2025$49.22+44%
Q2 2025$45.37+45%
Q1 2025$43.08+68%
Q4 2024$40.54+77%

GS's earnings per share have climbed steadily: $69.58 over the past year, up 41% from the year before, and higher year over year for 10 quarters in a row. Its recent earnings include one-off gains.

UBER Earnings Per Share

Q4 2023: $0.87Q1 2024: $0.63Q2 2024: $0.92Q3 2024: $2.02Q4 2024: $4.56Q1 2025: $5.71Q2 2025: $5.87Q3 2025: $7.78Q4 2025: $4.73Q1 2026: $4.03Q2 2026: $4.57Q3 2026: $1.71Forward: $4.07
Q4 2023: $0.87Q1 2024: $0.63Q2 2024: $0.92Q3 2024: $2.02Q4 2024: $4.56Q1 2025: $5.71Q2 2025: $5.87Q3 2025: $7.78Q4 2025: $4.73Q1 2026: $4.03Q2 2026: $4.57Q3 2026: $1.71Forward: $4.07
QuarterTTM EPSYoY
Forward$4.07+138%
Q3 2026$1.71-78%
Q2 2026$4.57-22%
Q1 2026$4.03-29%
Q4 2025$4.73+3.7%
Q3 2025$7.78+285%
Q2 2025$5.87+538%
Q1 2025$5.71+806%
Q4 2024$4.56+424%

UBER's earnings per share have fallen from their peak: $1.71 over the past year, against $7.78 in late 2025.

GS Quarterly Revenue

Q4 2023: $11.3BQ1 2024: $14.2BQ2 2024: $12.7BQ3 2024: $12.7BQ4 2024: $13.9BQ1 2025: $15.1BQ2 2025: $14.6BQ3 2025: $15.2BQ4 2025: $13.5BQ1 2026: $17.2BQ2 2026: $20.3BQ3 2026: $18.7B
Q4 2023: $11.3BQ1 2024: $14.2BQ2 2024: $12.7BQ3 2024: $12.7BQ4 2024: $13.9BQ1 2025: $15.1BQ2 2025: $14.6BQ3 2025: $15.2BQ4 2025: $13.5BQ1 2026: $17.2BQ2 2026: $20.3BQ3 2026: $18.7B
QuarterRevenueYoY
Q3 2026$18.7B+23%
Q2 2026$20.3B+39%
Q1 2026$17.2B+14%
Q4 2025$13.5B-3%
Q3 2025$15.2B+20%
Q2 2025$14.6B+15%
Q1 2025$15.1B+6%
Q4 2024$13.9B+23%

GS's revenue is growing: $18.7B last quarter, up 23% from the same quarter a year ago.

UBER Quarterly Revenue

Q4 2023: $9.9BQ1 2024: $10.1BQ2 2024: $10.7BQ3 2024: $11.2BQ4 2024: $12BQ1 2025: $11.5BQ2 2025: $12.7BQ3 2025: $13.5BQ4 2025: $14.4BQ1 2026: $13.2BQ2 2026: $14.2BQ3 2026: $14.8B
Q4 2023: $9.9BQ1 2024: $10.1BQ2 2024: $10.7BQ3 2024: $11.2BQ4 2024: $12BQ1 2025: $11.5BQ2 2025: $12.7BQ3 2025: $13.5BQ4 2025: $14.4BQ1 2026: $13.2BQ2 2026: $14.2BQ3 2026: $14.8B
QuarterRevenueYoY
Q3 2026$14.8B+9.6%
Q2 2026$14.2B+12%
Q1 2026$13.2B+14%
Q4 2025$14.4B+20%
Q3 2025$13.5B+20%
Q2 2025$12.7B+18%
Q1 2025$11.5B+14%
Q4 2024$12B+20%

UBER's revenue has grown year over year for 22 quarters in a row: $14.8B last quarter, up 9.6% from the same quarter a year ago.

GS Free Cash Flow

Q4 2023: −$28.9BQ1 2024: −$28.5BQ2 2024: $5.6BQ3 2024: −$38.5BQ4 2024: $46.2BQ1 2025: −$37.7BQ2 2025: $5.2BQ3 2025: $2.1BQ4 2025: −$16.8BQ1 2026: −$32.4BQ2 2026: $5.6BQ3 2026: $3.7B
Q4 2023: −$28.9BQ1 2024: −$28.5BQ2 2024: $5.6BQ3 2024: −$38.5BQ4 2024: $46.2BQ1 2025: −$37.7BQ2 2025: $5.2BQ3 2025: $2.1BQ4 2025: −$16.8BQ1 2026: −$32.4BQ2 2026: $5.6BQ3 2026: $3.7B
QuarterFree cash flowYoY
Q3 2026$3.7B+72%
Q2 2026$5.6B+7.8%
Q1 2026-$32.4B+$5.3B
Q4 2025-$16.8B-136%
Q3 2025$2.1B+$40.6B
Q2 2025$5.2B-6.8%
Q1 2025-$37.7B-$9.2B
Q4 2024$46.2B+$75.1B

GS's free cash flow was −$40B over the past year, against $15.8B the year before. Free cash flow isn't a meaningful measure for financial services companies like GS.

UBER Free Cash Flow

Q4 2023: $768MQ1 2024: $1.4BQ2 2024: $1.7BQ3 2024: $2.1BQ4 2024: $1.7BQ1 2025: $2.3BQ2 2025: $2.5BQ3 2025: $2.2BQ4 2025: $2.8BQ1 2026: $2.3BQ2 2026: $2.8BQ3 2026: $2.5B
Q4 2023: $768MQ1 2024: $1.4BQ2 2024: $1.7BQ3 2024: $2.1BQ4 2024: $1.7BQ1 2025: $2.3BQ2 2025: $2.5BQ3 2025: $2.2BQ4 2025: $2.8BQ1 2026: $2.3BQ2 2026: $2.8BQ3 2026: $2.5B
QuarterFree cash flowYoY
Q3 2026$2.5B+14%
Q2 2026$2.8B+13%
Q1 2026$2.3B+1.6%
Q4 2025$2.8B+65%
Q3 2025$2.2B+5.7%
Q2 2025$2.5B+44%
Q1 2025$2.3B+66%
Q4 2024$1.7B+122%

UBER has the edge over GS on cash generation, producing positive trailing cash flow while its opponent burns cash.

GS Total Shares

Q4 2023: 346MQ1 2024: 340MQ2 2024: 336MQ3 2024: 331MQ4 2024: 334MQ1 2025: 325MQ2 2025: 318MQ3 2025: 315MQ4 2025: 318MQ1 2026: 308MQ2 2026: 305MQ3 2026: 301M
Q4 2023: 346MQ1 2024: 340MQ2 2024: 336MQ3 2024: 331MQ4 2024: 334MQ1 2025: 325MQ2 2025: 318MQ3 2025: 315MQ4 2025: 318MQ1 2026: 308MQ2 2026: 305MQ3 2026: 301M
PeriodChange %Net change
Quarterly-1.2%-3.8M shares
1 year-4.4%-13.9M shares
3 years-12%-42.8M shares
5 years-15%-52.8M shares
Available history-20%-74.4M shares

GS has the edge over UBER on shareholder dilution, with a more favorable share count trend.

UBER Total Shares

Q4 2023: 2.1BQ1 2024: 2.1BQ2 2024: 2.2BQ3 2024: 2.2BQ4 2024: 2.2BQ1 2025: 2.1BQ2 2025: 2.1BQ3 2025: 2.1BQ4 2025: 2.1BQ1 2026: 2.1BQ2 2026: 2.1BQ3 2026: 2.1B
Q4 2023: 2.1BQ1 2024: 2.1BQ2 2024: 2.2BQ3 2024: 2.2BQ4 2024: 2.2BQ1 2025: 2.1BQ2 2025: 2.1BQ3 2025: 2.1BQ4 2025: 2.1BQ1 2026: 2.1BQ2 2026: 2.1BQ3 2026: 2.1B
PeriodChange %Net change
Quarterly0%+99K shares
1 year-3.5%-74.1M shares
3 years-2.8%-58.2M shares
5 years+8%+151M shares
Available history+19%+326M shares

UBER has 2.1B diluted shares, down 3.5% from a year ago, with $6.2B in buybacks over the past year.

GS Net Leverage

Q4 2023: -9.6xQ1 2024: -6.8xQ2 2024: -6.5xQ3 2024: -3.5xQ4 2024: -4.7xQ1 2025: -3.9xQ2 2025: -3.1xQ3 2025: -3.5xQ4 2025: -6.4xQ1 2026: -6.7xQ2 2026: -6.1xQ3 2026: -5.4x
Q4 2023: -9.6xQ1 2024: -6.8xQ2 2024: -6.5xQ3 2024: -3.5xQ4 2024: -4.7xQ1 2025: -3.9xQ2 2025: -3.1xQ3 2025: -3.5xQ4 2025: -6.4xQ1 2026: -6.7xQ2 2026: -6.1xQ3 2026: -5.4x
QuarterNet LeverageStatus
Q3 2026-5.4xNet Cash
Q2 2026-6.1xNet Cash
Q1 2026-6.7xNet Cash
Q4 2025-6.4xNet Cash
Q3 2025-3.5xNet Cash
Q2 2025-3.1xNet Cash
Q1 2025-3.9xNet Cash
Q4 2024-4.7xNet Cash

GS has the edge over UBER on leverage, with a lower net debt burden relative to earnings.

UBER Net Leverage

Q4 2023: 2.5xQ1 2024: 1.9xQ2 2024: 1.8xQ3 2024: 1.6xQ4 2024: 1.0xQ1 2025: 1.0xQ2 2025: 0.8xQ3 2025: 0.6xQ4 2025: 0.5xQ1 2026: 0.7xQ2 2026: 1.1xQ3 2026: 0.8x
Q4 2023: 2.5xQ1 2024: 1.9xQ2 2024: 1.8xQ3 2024: 1.6xQ4 2024: 1.0xQ1 2025: 1.0xQ2 2025: 0.8xQ3 2025: 0.6xQ4 2025: 0.5xQ1 2026: 0.7xQ2 2026: 1.1xQ3 2026: 0.8x
QuarterNet LeverageStatus
Q3 20260.8xVery low
Q2 20261.1xHealthy
Q1 20260.7xVery low
Q4 20250.5xVery low
Q3 20250.6xVery low
Q2 20250.8xVery low
Q1 20251.0xVery low
Q4 20241.0xHealthy

UBER's net debt is less than a year of its operating earnings (EBITDA).

GS Weekly Momentum

MetricValueStatus
RSI44.5Neutral
Stochastic16.3Oversold

GS's weekly RSI is 45 (neutral) and its Stochastic is 16 (oversold).

UBER Weekly Momentum

MetricValueStatus
RSI45.3Neutral
Stochastic19.7Oversold

UBER's weekly RSI is 45 (neutral) and its Stochastic is 20 (oversold).

GS PE vs Financial Services Sector

MetricGSSector medianRelative
PE13x13x0.8% above
PE %466317 pts below

GS has the edge over UBER on valuation relative to its sector.

UBER PE vs Technology Sector

MetricUBERSector medianRelative
PE40x28x45% above
PE %683533 pts above

UBER is trading at 40x earnings, a 45% premium to the Technology sector's median of 28x.

GS Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$895.52% above
20 week MA$977.46.5% below
50 week MA$945.43.4% below
100 week MA$804.514% above
200 week MA$602.752% above

GS has the edge over UBER on trend strength, trading above more of its moving averages.

UBER Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$68.70.7% above
20 week MA$71.73.6% below
50 week MA$74.47.1% below
100 week MA$78.912% below
200 week MA$67.91.8% above

UBER's trend is mixed: it's above two of its five weekly moving averages, and 1.8% above its 200-week average.

GS Yearly ROI

YearStart priceEnd priceROI
2020$230.7$256.2+11%
2021$256.2$385.0+50%
2022$385.0$345.5-10%
2023$345.5$385.8+12%
2024$385.8$576.2+49%
2025$576.2$907.0+57%
2026 YTD$907.0$913.6+0.7%

GS has the edge over UBER on returns for 2026, with the stronger performance.

UBER Yearly ROI

YearStart priceEnd priceROI
2020$30.2$52.9+75%
2021$52.9$43.9-17%
2022$43.9$24.6-44%
2023$24.6$61.6+150%
2024$61.6$61.1-0.7%
2025$61.1$81.3+33%
2026 YTD$81.3$69.1-15%

UBER's yearly returns have swung widely, from +150% in 2023 to −44% in 2022. It's down 15% so far in 2026.

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