GS
The Goldman Sachs Group, Inc.
GS has the edge over TSBK overall, supported by stronger valuation and stronger modeled upside.
TSBK
Timberland Bancorp, Inc.
TSBK trails on the overall score without a compensating advantage in the available component scores.
GS Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Strong | |
| N/A | |
| N/A |
GS's revenue and profitability are currently strong. Free cash flow and net leverage aren't meaningful measures for financial services companies like GS.
TSBK Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Strong | |
| N/A | |
| N/A |
TSBK's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like TSBK.
GS PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 7.6x | $528 | -42% |
| Current | 13x | $914 | — |
| Forward | 13x | $914 | — |
| Fair | 14x | $940 | +2.9% |
| Expensive | 17x | $1,214 | +33% |
Historical ranges are pointers, not guarantees.
GS's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.
TSBK PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 8.2x | $32.69 | -31% |
| Fair | 9.2x | $36.80 | -23% |
| Expensive | 10x | $41.53 | -13% |
| Current | 12x | $47.61 | — |
Historical ranges are pointers, not guarantees.
TSBK has the edge over GS in the historical PE scenario, which offers more potential upside but is not a forecast.
GS Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Strong growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| Low |
Analysts expect earnings and revenue growth for GS, with profitability improving. However, they disagree widely on these estimates.
TSBK Forward outlook
There aren't enough analyst estimates for TSBK to show an outlook.
GS Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $72.35 | +4% |
| Q3 2026 | $69.58 | +41% |
| Q2 2026 | $64.82 | +43% |
| Q1 2026 | $54.75 | +27% |
| Q4 2025 | $51.32 | +27% |
| Q3 2025 | $49.22 | +44% |
| Q2 2025 | $45.37 | +45% |
| Q1 2025 | $43.08 | +68% |
| Q4 2024 | $40.54 | +77% |
GS has the edge over TSBK on earnings, with more consistent year-over-year improvement.
TSBK Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q2 2026 | $3.99 | +17% |
| Q1 2026 | $3.91 | +21% |
| Q4 2025 | $3.86 | +25% |
| Q3 2025 | $3.68 | +23% |
| Q2 2025 | $3.40 | +13% |
| Q1 2025 | $3.24 | +6.2% |
| Q4 2024 | $3.09 | -1.9% |
| Q3 2024 | $3.00 | -8.5% |
TSBK earned $3.99 per share over the past year, up 17% from the year before.
GS Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $18.7B | +23% |
| Q2 2026 | $20.3B | +39% |
| Q1 2026 | $17.2B | +14% |
| Q4 2025 | $13.5B | -3% |
| Q3 2025 | $15.2B | +20% |
| Q2 2025 | $14.6B | +15% |
| Q1 2025 | $15.1B | +6% |
| Q4 2024 | $13.9B | +23% |
GS has the edge over TSBK on sales, with stronger typical year-over-year growth.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 37% | +2 points |
| Q2 2026 | 42% | +8.1 points |
| Q1 2026 | 38% | +0.2 points |
| Q4 2025 | 44% | +5.6 points |
| Q3 2025 | 36% | +4.1 points |
| Q2 2025 | 34% | +3.2 points |
| Q1 2025 | 37% | +0.6 points |
| Q4 2024 | 38% | +18 points |
GS's operating margin was 37% last quarter, up 2 points from the same quarter a year ago.
TSBK Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q2 2026 | $21.8M | +6.3% |
| Q1 2026 | $21.1M | +5.8% |
| Q4 2025 | $21.7M | +10% |
| Q3 2025 | $22.5M | +15% |
| Q2 2025 | $20.5M | +9.2% |
| Q1 2025 | $19.9M | +9% |
| Q4 2024 | $19.7M | +4.6% |
| Q3 2024 | $19.5M | -1.4% |
TSBK's revenue has grown year over year for seven quarters in a row: $22M last quarter, up 6.3% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q2 2026 | 44% | +0.9 points |
| Q1 2026 | 42% | -0.4 points |
| Q4 2025 | 48% | +3.9 points |
| Q3 2025 | 46% | +5.1 points |
| Q2 2025 | 43% | +3.6 points |
| Q1 2025 | 43% | +3.2 points |
| Q4 2024 | 44% | +1.9 points |
| Q3 2024 | 41% | -1.1 points |
TSBK has the edge over GS on profitability, with a higher operating margin.
GS Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $3.7B | +72% |
| Q2 2026 | $5.6B | +7.8% |
| Q1 2026 | -$32.4B | +$5.3B |
| Q4 2025 | -$16.8B | -136% |
| Q3 2025 | $2.1B | +$40.6B |
| Q2 2025 | $5.2B | -6.8% |
| Q1 2025 | -$37.7B | -$9.2B |
| Q4 2024 | $46.2B | +$75.1B |
GS's free cash flow was −$40B over the past year, against $15.8B the year before. Free cash flow isn't a meaningful measure for financial services companies like GS.
TSBK Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q2 2026 | $7.8M | -25% |
| Q1 2026 | $6.2M | -49% |
| Q4 2025 | $5.6M | +$9.1M |
| Q3 2025 | $9.5M | +50% |
| Q1 2025 | $12.2M | +237% |
| Q4 2024 | -$3.6M | -178% |
| Q3 2024 | $6.3M | -14% |
| Q4 2023 | $4.6M | -51% |
TSBK has the edge over GS on cash generation, producing positive trailing cash flow while its opponent burns cash.
GS Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1.2% | -3.8M shares |
| 1 year | -4.4% | -13.9M shares |
| 3 years | -12% | -42.8M shares |
| 5 years | -15% | -52.8M shares |
| Available history | -20% | -74.4M shares |
GS has the edge over TSBK on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $3B |
| Q2 2026 | $4B |
| Q1 2026 | $5B |
| Q4 2025 | $3B |
| Q3 2025 | $2B |
| Q2 2025 | $3B |
| Q1 2025 | $4.4B |
| Q4 2024 | $2B |
GS spent $15B buying back its own shares over the past year, up 32% from the year before.
TSBK Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.8% | -66.8K shares |
| 1 year | -0.8% | -66.4K shares |
| 3 years | -4.4% | -359K shares |
| 5 years | -7.2% | -610K shares |
| Available history | -7.2% | -613K shares |
TSBK has 8M diluted shares, down 0.8% from a year ago, with $9M in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q2 2026 | $2.9M |
| Q1 2026 | $3.1M |
| Q4 2025 | $1M |
| Q3 2025 | $1.9M |
| Q2 2025 | $1.1M |
| Q1 2025 | $1.9M |
| Q4 2024 | $884,000 |
| Q3 2024 | $1.2M |
TSBK spent $9M buying back its own shares over the past year, up 78% from the year before.
GS Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -5.4x | Net Cash |
| Q2 2026 | -6.1x | Net Cash |
| Q1 2026 | -6.7x | Net Cash |
| Q4 2025 | -6.4x | Net Cash |
| Q3 2025 | -3.5x | Net Cash |
| Q2 2025 | -3.1x | Net Cash |
| Q1 2025 | -3.9x | Net Cash |
| Q4 2024 | -4.7x | Net Cash |
GS has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like GS.
TSBK Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q2 2026 | -5.6x | Net Cash |
| Q1 2026 | -6.6x | Net Cash |
| Q4 2025 | -5.5x | Net Cash |
| Q3 2025 | -5.7x | Net Cash |
| Q2 2025 | -4.7x | Net Cash |
| Q1 2025 | -4.8x | Net Cash |
| Q4 2024 | -4.2x | Net Cash |
| Q3 2024 | -4.3x | Net Cash |
TSBK has the edge over GS on leverage, with a lower net debt burden relative to earnings.
GS Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 44.5 | Neutral |
| Stochastic | 16.3 | Oversold |
GS's weekly RSI is 45 (neutral) and its Stochastic is 16 (oversold).
TSBK Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 68.9 | Neutral |
| Stochastic | 67.8 | Neutral |
TSBK's weekly RSI is 69 (neutral) and its Stochastic is 68 (neutral).
GS PE vs Financial Services Sector
| Metric | GS | Sector median | Relative |
|---|---|---|---|
| PE | 13x | 13x | 0.8% above |
| PE % | 46 | 63 | 17 pts below |
GS is trading at 13x earnings, in line with the Financial Services sector's median of 13x, though its earnings don't support one.
TSBK PE vs Financial Services Sector
| Metric | TSBK | Sector median | Relative |
|---|---|---|---|
| PE | 12x | 13x | 8.4% below |
| PE % | 98 | 63 | 35 pts above |
TSBK has the edge over GS on valuation relative to its sector.
GS Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $895.5 | 2% above |
| 20 week MA | $977.4 | 6.5% below |
| 50 week MA | $945.4 | 3.4% below |
| 100 week MA | $804.5 | 14% above |
| 200 week MA | $602.7 | 52% above |
GS's trend is mixed: it's above three of its five weekly moving averages, and 52% above its 200-week average.
TSBK Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $46.3 | 2.8% above |
| 20 week MA | $45.7 | 4.2% above |
| 50 week MA | $41.7 | 14% above |
| 100 week MA | $36.6 | 30% above |
| 200 week MA | $32.6 | 46% above |
TSBK has the edge over GS on trend strength, trading above more of its moving averages.
GS Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $230.7 | $256.2 | +11% |
| 2021 | $256.2 | $385.0 | +50% |
| 2022 | $385.0 | $345.5 | -10% |
| 2023 | $345.5 | $385.8 | +12% |
| 2024 | $385.8 | $576.2 | +49% |
| 2025 | $576.2 | $907.0 | +57% |
| 2026 YTD | $907.0 | $913.6 | +0.7% |
GS has finished higher in five of the last six years, two of them by more than 50%. It's up 0.7% so far in 2026.
TSBK Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $29.8 | $24.6 | -18% |
| 2021 | $24.6 | $27.7 | +13% |
| 2022 | $27.7 | $33.1 | +19% |
| 2023 | $33.1 | $31.5 | -5% |
| 2024 | $31.5 | $30.5 | -3% |
| 2025 | $30.5 | $35.8 | +17% |
| 2026 YTD | $35.8 | $47.6 | +33% |
TSBK has the edge over GS on returns for 2026, with the stronger performance.