GS
The Goldman Sachs Group, Inc.
GS has the edge over TIGR overall, supported by lower modeled downside and stronger fundamentals.
TIGR
UP Fintech Holding Ltd. Sponsored ADR Class A
TIGR offers stronger modeled upside, but that advantage does not outweigh its weaker overall profile.
GS Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Strong | |
| N/A | |
| N/A |
GS's revenue and profitability are currently strong. Free cash flow and net leverage aren't meaningful measures for financial services companies like GS.
TIGR Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
TIGR's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like TIGR.
GS PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 7.6x | $528 | -42% |
| Current | 13x | $914 | — |
| Forward | 13x | $914 | — |
| Fair | 14x | $940 | +2.9% |
| Expensive | 17x | $1,214 | +33% |
Historical ranges are pointers, not guarantees.
GS's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.
TIGR PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Current | 6.5x | $3.92 | — |
| Cheap | 11x | $6.79 | +73% |
| Fair | 30x | $17.81 | +354% |
| Expensive | 116x | $69.45 | +1672% |
Historical ranges are pointers, not guarantees.
TIGR has the edge over GS in the historical PE scenario, which offers more potential upside but is not a forecast.
GS Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Strong growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| Low |
GS has the edge over TIGR on the outlook, with more favorable earnings and revenue expectations.
TIGR Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Decline | |
| Stable | |
| Strongly weakening | |
| Limited | |
| High |
Analysts expect TIGR's earnings and profitability to decline, with its revenue holding steady.
GS Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $72.35 | +4% |
| Q3 2026 | $69.58 | +41% |
| Q2 2026 | $64.82 | +43% |
| Q1 2026 | $54.75 | +27% |
| Q4 2025 | $51.32 | +27% |
| Q3 2025 | $49.22 | +44% |
| Q2 2025 | $45.37 | +45% |
| Q1 2025 | $43.08 | +68% |
| Q4 2024 | $40.54 | +77% |
GS's earnings per share have climbed steadily: $69.58 over the past year, up 41% from the year before, and higher year over year for 10 quarters in a row. Its recent earnings include one-off gains.
TIGR Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q2 2026 | $0.60 | -10% |
| Q1 2026 | $0.60 | +28% |
| Q4 2025 | $0.93 | +158% |
| Q3 2025 | $0.85 | +347% |
| Q2 2025 | $0.67 | +319% |
| Q1 2025 | $0.47 | +104% |
| Q4 2024 | $0.36 | +80% |
| Q3 2024 | $0.19 | -14% |
TIGR earned $0.60 per share over the past year, down 10% from the year before.
GS Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $18.7B | +23% |
| Q2 2026 | $20.3B | +39% |
| Q1 2026 | $17.2B | +14% |
| Q4 2025 | $13.5B | -3% |
| Q3 2025 | $15.2B | +20% |
| Q2 2025 | $14.6B | +15% |
| Q1 2025 | $15.1B | +6% |
| Q4 2024 | $13.9B | +23% |
GS's revenue is growing: $18.7B last quarter, up 23% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 37% | +2 points |
| Q2 2026 | 42% | +8.1 points |
| Q1 2026 | 38% | +0.2 points |
| Q4 2025 | 44% | +5.6 points |
| Q3 2025 | 36% | +4.1 points |
| Q2 2025 | 34% | +3.2 points |
| Q1 2025 | 37% | +0.6 points |
| Q4 2024 | 38% | +18 points |
GS's operating margin was 37% last quarter, up 2 points from the same quarter a year ago.
TIGR Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q2 2026 | $182.6M | +32% |
| Q1 2026 | $155.3M | +27% |
| Q4 2025 | $176.3M | +42% |
| Q3 2025 | $175.2M | +73% |
| Q2 2025 | $138.7M | +59% |
| Q1 2025 | $122.6M | +55% |
| Q4 2024 | $124.1M | +77% |
| Q3 2024 | $101.1M | +44% |
TIGR has the edge over GS on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q2 2026 | 43% | -5.9 points |
| Q1 2026 | 42% | -2.9 points |
| Q4 2025 | 41% | +0.3 points |
| Q3 2025 | 49% | +7.7 points |
| Q2 2025 | 49% | +28 points |
| Q1 2025 | 45% | +9.6 points |
| Q4 2024 | 41% | +16 points |
| Q3 2024 | 41% | +11 points |
TIGR has the edge over GS on profitability, with a higher operating margin.
GS Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $3.7B | +72% |
| Q2 2026 | $5.6B | +7.8% |
| Q1 2026 | -$32.4B | +$5.3B |
| Q4 2025 | -$16.8B | -136% |
| Q3 2025 | $2.1B | +$40.6B |
| Q2 2025 | $5.2B | -6.8% |
| Q1 2025 | -$37.7B | -$9.2B |
| Q4 2024 | $46.2B | +$75.1B |
GS has the edge over TIGR on cash flow, with more consistent year-over-year improvement.
TIGR Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q2 2026 | $0 | $0 |
| Q1 2026 | $0 | $0 |
| Q4 2025 | $0 | -100% |
| Q3 2025 | $0 | $0 |
| Q2 2025 | $0 | -100% |
| Q1 2025 | $0 | $0 |
| Q4 2024 | $672.7M | +1095% |
| Q3 2024 | $0 | -100% |
TIGR's free cash flow was $0 over the past year, against $673M the year before. Free cash flow isn't a meaningful measure for financial services companies like TIGR.
GS Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -5.4x | Net Cash |
| Q2 2026 | -6.1x | Net Cash |
| Q1 2026 | -6.7x | Net Cash |
| Q4 2025 | -6.4x | Net Cash |
| Q3 2025 | -3.5x | Net Cash |
| Q2 2025 | -3.1x | Net Cash |
| Q1 2025 | -3.9x | Net Cash |
| Q4 2024 | -4.7x | Net Cash |
GS has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like GS.
TIGR Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q2 2026 | -18.6x | Net Cash |
| Q1 2026 | -16.8x | Net Cash |
| Q4 2025 | -13.8x | Net Cash |
| Q3 2025 | -1.5x | Net Cash |
| Q2 2025 | -1.5x | Net Cash |
| Q1 2025 | -1.3x | Net Cash |
| Q4 2024 | -1.5x | Net Cash |
| Q3 2024 | -2.4x | Net Cash |
TIGR has the edge over GS on leverage, with a lower net debt burden relative to earnings.
GS Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 44.5 | Neutral |
| Stochastic | 16.3 | Oversold |
GS's weekly RSI is 45 (neutral) and its Stochastic is 16 (oversold).
TIGR Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 34.1 | Neutral |
| Stochastic | 12.8 | Oversold |
TIGR's weekly RSI is 34 (neutral) and its Stochastic is 13 (oversold).
GS PE vs Financial Services Sector
| Metric | GS | Sector median | Relative |
|---|---|---|---|
| PE | 13x | 13x | 0.8% above |
| PE % | 46 | 63 | 17 pts below |
GS is trading at 13x earnings, in line with the Financial Services sector's median of 13x, though its earnings don't support one.
TIGR PE vs Financial Services Sector
| Metric | TIGR | Sector median | Relative |
|---|---|---|---|
| PE | 6.5x | 13x | 50% below |
| PE % | 1 | 63 | 62 pts below |
TIGR has the edge over GS on valuation relative to its sector.
GS Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $895.5 | 2% above |
| 20 week MA | $977.4 | 6.5% below |
| 50 week MA | $945.4 | 3.4% below |
| 100 week MA | $804.5 | 14% above |
| 200 week MA | $602.7 | 52% above |
GS has the edge over TIGR on trend strength, trading above more of its moving averages.
TIGR Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $4.13 | 5.1% below |
| 20 week MA | $4.54 | 14% below |
| 50 week MA | $6.16 | 36% below |
| 100 week MA | $7.54 | 48% below |
| 200 week MA | $5.89 | 33% below |
TIGR is in a downtrend: it's below all five of its weekly moving averages, and 33% below its 200-week average.
GS Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $230.7 | $256.2 | +11% |
| 2021 | $256.2 | $385.0 | +50% |
| 2022 | $385.0 | $345.5 | -10% |
| 2023 | $345.5 | $385.8 | +12% |
| 2024 | $385.8 | $576.2 | +49% |
| 2025 | $576.2 | $907.0 | +57% |
| 2026 YTD | $907.0 | $913.6 | +0.7% |
GS has the edge over TIGR on returns for 2026, with the stronger performance.
TIGR Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $3.39 | $6.79 | +100% |
| 2021 | $6.79 | $4.90 | -28% |
| 2022 | $4.90 | $4.92 | +0.4% |
| 2023 | $4.92 | $4.42 | -10% |
| 2024 | $4.42 | $6.89 | +56% |
| 2025 | $6.89 | $9.07 | +32% |
| 2026 YTD | $9.07 | $3.92 | -57% |
TIGR is down 57% so far in 2026, after finishing higher in four of the previous six years.