GS
The Goldman Sachs Group, Inc.
GS has the edge over SBCF overall, supported by stronger fundamentals and stronger valuation.
SBCF
Seacoast Banking Corporation of Florida
SBCF has slightly lower modeled downside risk, despite its lower overall score.
GS Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Strong | |
| N/A | |
| N/A |
GS's revenue and profitability are currently strong. Free cash flow and net leverage aren't meaningful measures for financial services companies like GS.
SBCF Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Healthy | |
| N/A | |
| N/A |
SBCF's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like SBCF.
GS PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 7.6x | $528 | -42% |
| Current | 13x | $914 | — |
| Forward | 13x | $914 | — |
| Fair | 14x | $940 | +2.9% |
| Expensive | 17x | $1,214 | +33% |
Historical ranges are pointers, not guarantees.
GS's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.
SBCF PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 13x | $33.58 | — |
| Cheap | 15x | $25.43 | -24% |
| Fair | 18x | $29.63 | -12% |
| Current | 20x | $33.58 | — |
| Expensive | 21x | $34.42 | +2.5% |
Historical ranges are pointers, not guarantees.
SBCF has the edge over GS in the historical PE scenario, which offers more potential upside but is not a forecast.
GS Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Strong growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| Low |
Analysts expect earnings and revenue growth for GS, with profitability improving. However, they disagree widely on these estimates.
SBCF Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| High |
SBCF has the edge over GS on the outlook, with more favorable valuation expectations.
GS Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $72.35 | +4% |
| Q3 2026 | $69.58 | +41% |
| Q2 2026 | $64.82 | +43% |
| Q1 2026 | $54.75 | +27% |
| Q4 2025 | $51.32 | +27% |
| Q3 2025 | $49.22 | +44% |
| Q2 2025 | $45.37 | +45% |
| Q1 2025 | $43.08 | +68% |
| Q4 2024 | $40.54 | +77% |
GS has the edge over SBCF on earnings, with more consistent year-over-year improvement.
SBCF Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.66 | +59% |
| Q3 2026 | $1.67 | -0.6% |
| Q2 2026 | $1.54 | -4.9% |
| Q1 2026 | $1.49 | +0.7% |
| Q4 2025 | $1.57 | +11% |
| Q3 2025 | $1.68 | +23% |
| Q2 2025 | $1.62 | +17% |
| Q1 2025 | $1.48 | +6.5% |
| Q4 2024 | $1.42 | +15% |
SBCF earned $1.67 per share over the past year, about the same as the year before.
GS Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $18.7B | +23% |
| Q2 2026 | $20.3B | +39% |
| Q1 2026 | $17.2B | +14% |
| Q4 2025 | $13.5B | -3% |
| Q3 2025 | $15.2B | +20% |
| Q2 2025 | $14.6B | +15% |
| Q1 2025 | $15.1B | +6% |
| Q4 2024 | $13.9B | +23% |
GS's revenue is growing: $18.7B last quarter, up 23% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 37% | +2 points |
| Q2 2026 | 42% | +8.1 points |
| Q1 2026 | 38% | +0.2 points |
| Q4 2025 | 44% | +5.6 points |
| Q3 2025 | 36% | +4.1 points |
| Q2 2025 | 34% | +3.2 points |
| Q1 2025 | 37% | +0.6 points |
| Q4 2024 | 38% | +18 points |
GS has the edge over SBCF on profitability, with a higher operating margin.
SBCF Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $215M | +37% |
| Q2 2026 | $208.2M | +38% |
| Q1 2026 | $163.9M | +16% |
| Q4 2025 | $203.3M | +53% |
| Q3 2025 | $157.3M | +21% |
| Q2 2025 | $151.4M | +20% |
| Q1 2025 | $140.7M | +12% |
| Q4 2024 | $132.9M | +3.7% |
SBCF has the edge over GS on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 35% | +5.2 points |
| Q2 2026 | 37% | 0 points |
| Q1 2026 | 25% | -4.1 points |
| Q4 2025 | 21% | -11 points |
| Q3 2025 | 30% | -0.3 points |
| Q2 2025 | 37% | +5.6 points |
| Q1 2025 | 29% | +2.1 points |
| Q4 2024 | 33% | +3.3 points |
SBCF's operating margin was 35% last quarter, up 5.2 points from the same quarter a year ago.
GS Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $3.7B | +72% |
| Q2 2026 | $5.6B | +7.8% |
| Q1 2026 | -$32.4B | +$5.3B |
| Q4 2025 | -$16.8B | -136% |
| Q3 2025 | $2.1B | +$40.6B |
| Q2 2025 | $5.2B | -6.8% |
| Q1 2025 | -$37.7B | -$9.2B |
| Q4 2024 | $46.2B | +$75.1B |
GS's free cash flow was −$40B over the past year, against $15.8B the year before. Free cash flow isn't a meaningful measure for financial services companies like GS.
SBCF Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $138.6M | +359% |
| Q2 2026 | $61.7M | -15% |
| Q1 2026 | $71.8M | +132% |
| Q4 2025 | $54.5M | +21% |
| Q3 2025 | $30.2M | -43% |
| Q2 2025 | $72.3M | +27% |
| Q1 2025 | $31M | +26% |
| Q4 2024 | $45M | +51% |
SBCF has the edge over GS on cash generation, producing positive trailing cash flow while its opponent burns cash.
GS Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1.2% | -3.8M shares |
| 1 year | -4.4% | -13.9M shares |
| 3 years | -12% | -42.8M shares |
| 5 years | -15% | -52.8M shares |
| Available history | -20% | -74.4M shares |
GS has the edge over SBCF on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $3B |
| Q2 2026 | $4B |
| Q1 2026 | $5B |
| Q4 2025 | $3B |
| Q3 2025 | $2B |
| Q2 2025 | $3B |
| Q1 2025 | $4.4B |
| Q4 2024 | $2B |
GS spent $15B buying back its own shares over the past year, up 32% from the year before.
SBCF Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | 0% | -13K shares |
| 1 year | +11% | +9.8M shares |
| 3 years | +14% | +11.6M shares |
| 5 years | +74% | +41.3M shares |
| Available history | +87% | +45.2M shares |
SBCF has 97M diluted shares, up 11% from a year ago, despite $39M in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | $6M |
| Q2 2026 | $23.3M |
| Q1 2026 | $10M |
| Q4 2025 | — |
| Q3 2025 | — |
| Q4 2024 | — |
| Q3 2024 | — |
| Q4 2023 | $10.8M |
SBCF spent $39M buying back its own shares over the past year.
GS Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -5.4x | Net Cash |
| Q2 2026 | -6.1x | Net Cash |
| Q1 2026 | -6.7x | Net Cash |
| Q4 2025 | -6.4x | Net Cash |
| Q3 2025 | -3.5x | Net Cash |
| Q2 2025 | -3.1x | Net Cash |
| Q1 2025 | -3.9x | Net Cash |
| Q4 2024 | -4.7x | Net Cash |
GS has the edge over SBCF on leverage, with a lower net debt burden relative to earnings.
SBCF Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -0.7x | Net Cash |
| Q2 2026 | -1.2x | Net Cash |
| Q1 2026 | -3.0x | Net Cash |
| Q4 2025 | -1.2x | Net Cash |
| Q3 2025 | -0.9x | Net Cash |
| Q2 2025 | -1.1x | Net Cash |
| Q1 2025 | -2.0x | Net Cash |
| Q4 2024 | -2.0x | Net Cash |
SBCF has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like SBCF.
GS Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 44.5 | Neutral |
| Stochastic | 16.3 | Oversold |
GS's weekly RSI is 45 (neutral) and its Stochastic is 16 (oversold).
SBCF Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 53.1 | Neutral |
| Stochastic | 44.7 | Neutral |
SBCF's weekly RSI is 53 (neutral) and its Stochastic is 45 (neutral).
GS PE vs Financial Services Sector
| Metric | GS | Sector median | Relative |
|---|---|---|---|
| PE | 13x | 13x | 0.8% above |
| PE % | 46 | 63 | 17 pts below |
GS has the edge over SBCF on valuation relative to its sector.
SBCF PE vs Financial Services Sector
| Metric | SBCF | Sector median | Relative |
|---|---|---|---|
| PE | 20x | 13x | 54% above |
| PE % | 79 | 63 | 16 pts above |
SBCF is trading at 20x earnings, a 54% premium to the Financial Services sector's median of 13x.
GS Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $895.5 | 2% above |
| 20 week MA | $977.4 | 6.5% below |
| 50 week MA | $945.4 | 3.4% below |
| 100 week MA | $804.5 | 14% above |
| 200 week MA | $602.7 | 52% above |
GS's trend is mixed: it's above three of its five weekly moving averages, and 52% above its 200-week average.
SBCF Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $33.0 | 1.9% above |
| 20 week MA | $33.7 | 0.4% below |
| 50 week MA | $32.5 | 3.2% above |
| 100 week MA | $30.2 | 11% above |
| 200 week MA | $27.6 | 22% above |
SBCF has the edge over GS on trend strength, trading above more of its moving averages.
GS Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $230.7 | $256.2 | +11% |
| 2021 | $256.2 | $385.0 | +50% |
| 2022 | $385.0 | $345.5 | -10% |
| 2023 | $345.5 | $385.8 | +12% |
| 2024 | $385.8 | $576.2 | +49% |
| 2025 | $576.2 | $907.0 | +57% |
| 2026 YTD | $907.0 | $913.6 | +0.7% |
GS has finished higher in five of the last six years, two of them by more than 50%. It's up 0.7% so far in 2026.
SBCF Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $30.3 | $29.4 | -3.1% |
| 2021 | $29.4 | $34.5 | +18% |
| 2022 | $34.5 | $31.6 | -8.5% |
| 2023 | $31.6 | $28.5 | -9.9% |
| 2024 | $28.5 | $27.3 | -4.2% |
| 2025 | $27.3 | $32.3 | +18% |
| 2026 YTD | $32.3 | $33.6 | +4% |
SBCF has the edge over GS on returns for 2026, with the stronger performance.