GS

The Goldman Sachs Group, Inc.

64
Fundamentals69/ 100
Valuation50/ 100
Upside potential57/ 100
Risk potential14/ 100

GS's fundamentals are strong: revenue grew 19% and its operating margin rose 4 points to 40%. Its PE isn't a useful guide right now because of how its recent earnings were reported.

PUK

Prudential plc

There isn't enough reported data to score PUK yet.

GS Fundamentals

MetricStatus
Strong
Strong
N/A
N/A

GS's revenue and profitability are currently strong. Free cash flow and net leverage aren't meaningful measures for financial services companies like GS.

PUK Fundamentals

MetricStatus
Unavailable
Healthy
N/A
N/A

PUK's profitability is currently healthy. There isn't enough data to rate its revenue. Free cash flow and net leverage aren't meaningful measures for financial services companies like PUK.

GS PE Valuation

CHEAPFAIREXPENSIVE5.2x10x16x21x
CHEAPFAIREXPENSIVE5.2x10x16x21x
LevelPEPriceVs current
Cheap7.6x$528-42%
Current13x$914โ€”
Forward13x$914โ€”
Fair14x$940+2.9%
Expensive17x$1,214+33%

Historical ranges are pointers, not guarantees.

GS has the edge over PUK in the historical PE scenario, which offers more potential upside but is not a forecast.

PUK PE Valuation

CHEAPFAIREXPENSIVE11x22x33x44x
CHEAPFAIREXPENSIVE11x22x33x44x
LevelPEPriceVs current
Current8.9x$25.37โ€”
Cheap9.3x$3.36-87%
Fair13x$4.83-81%
Expensive28x$10.16-60%

Historical ranges are pointers, not guarantees.

PUK's PE is 8.9x, but its earnings don't support one, so it isn't a reliable read right now.

GS Forward outlook

MetricOutlook
Stable
Strong growth
Growth
Strongly improving
Limited
Low

Analysts expect earnings and revenue growth for GS, with profitability improving. However, they disagree widely on these estimates.

PUK Forward outlook

There aren't enough analyst estimates for PUK to show an outlook.

GS Risk to reward

ScenarioChangePrice
Upside+19%$1,085.26
Downside-14%$781.84

Calculated from the latest close: $913.60 on Nov 12.

There is not enough scenario data to compare GS and PUK's risk to reward.

PUK Risk to reward

ScenarioChangePrice
UpsideUnknownโ€”
DownsideUnknownโ€”

Calculated from the latest close: $25.37 on Nov 12.

There is not enough scenario data to compare GS and PUK's risk to reward.

GS Earnings Per Share

Q4 2023: $22.87Q1 2024: $25.66Q2 2024: $31.20Q3 2024: $34.13Q4 2024: $40.54Q1 2025: $43.08Q2 2025: $45.37Q3 2025: $49.22Q4 2025: $51.32Q1 2026: $54.75Q2 2026: $64.82Q3 2026: $69.58Forward: $72.35
Q4 2023: $22.87Q1 2024: $25.66Q2 2024: $31.20Q3 2024: $34.13Q4 2024: $40.54Q1 2025: $43.08Q2 2025: $45.37Q3 2025: $49.22Q4 2025: $51.32Q1 2026: $54.75Q2 2026: $64.82Q3 2026: $69.58Forward: $72.35
QuarterTTM EPSYoY
Forward$72.35+4%
Q3 2026$69.58+41%
Q2 2026$64.82+43%
Q1 2026$54.75+27%
Q4 2025$51.32+27%
Q3 2025$49.22+44%
Q2 2025$45.37+45%
Q1 2025$43.08+68%
Q4 2024$40.54+77%

GS's earnings per share have climbed steadily: $69.58 over the past year, up 41% from the year before, and higher year over year for 10 quarters in a row. Its recent earnings include one-off gains.

PUK Earnings Per Share

Q2 2021: $-0.90Q4 2022: $0.36
Q2 2021: $-0.90Q4 2022: $0.36

PUK and GS do not have enough comparable growth data to identify a winner.

GS Quarterly Revenue

Q4 2023: $11.3BQ1 2024: $14.2BQ2 2024: $12.7BQ3 2024: $12.7BQ4 2024: $13.9BQ1 2025: $15.1BQ2 2025: $14.6BQ3 2025: $15.2BQ4 2025: $13.5BQ1 2026: $17.2BQ2 2026: $20.3BQ3 2026: $18.7B
Q4 2023: $11.3BQ1 2024: $14.2BQ2 2024: $12.7BQ3 2024: $12.7BQ4 2024: $13.9BQ1 2025: $15.1BQ2 2025: $14.6BQ3 2025: $15.2BQ4 2025: $13.5BQ1 2026: $17.2BQ2 2026: $20.3BQ3 2026: $18.7B
QuarterRevenueYoY
Q3 2026$18.7B+23%
Q2 2026$20.3B+39%
Q1 2026$17.2B+14%
Q4 2025$13.5B-3%
Q3 2025$15.2B+20%
Q2 2025$14.6B+15%
Q1 2025$15.1B+6%
Q4 2024$13.9B+23%

GS's revenue is growing: $18.7B last quarter, up 23% from the same quarter a year ago.

PUK Quarterly Revenue

Q4 2020: $21BQ2 2021: $11BQ4 2021: $14.8BQ2 2022: $11.6BQ4 2022: $10.4BQ2 2023: $12BQ4 2023: $7.6BQ2 2024: $7.7BQ4 2024: $3.9BQ2 2025: $12.5BQ4 2025: $15.3BQ2 2026: $14.9B
Q4 2020: $21BQ2 2021: $11BQ4 2021: $14.8BQ2 2022: $11.6BQ4 2022: $10.4BQ2 2023: $12BQ4 2023: $7.6BQ2 2024: $7.7BQ4 2024: $3.9BQ2 2025: $12.5BQ4 2025: $15.3BQ2 2026: $14.9B
QuarterRevenueYoY
Q2 2026$14.9B+19%
Q4 2025$15.3B+289%
Q2 2025$12.5B+63%
Q4 2024$3.9B-48%
Q2 2024$7.7B-36%
Q4 2023$7.6B-27%
Q2 2023$12B+3.8%
Q4 2022$10.4B-30%

PUK has the edge over GS in the latest year-over-year revenue comparison.

GS Free Cash Flow

Q4 2023: โˆ’$28.9BQ1 2024: โˆ’$28.5BQ2 2024: $5.6BQ3 2024: โˆ’$38.5BQ4 2024: $46.2BQ1 2025: โˆ’$37.7BQ2 2025: $5.2BQ3 2025: $2.1BQ4 2025: โˆ’$16.8BQ1 2026: โˆ’$32.4BQ2 2026: $5.6BQ3 2026: $3.7B
Q4 2023: โˆ’$28.9BQ1 2024: โˆ’$28.5BQ2 2024: $5.6BQ3 2024: โˆ’$38.5BQ4 2024: $46.2BQ1 2025: โˆ’$37.7BQ2 2025: $5.2BQ3 2025: $2.1BQ4 2025: โˆ’$16.8BQ1 2026: โˆ’$32.4BQ2 2026: $5.6BQ3 2026: $3.7B
QuarterFree cash flowYoY
Q3 2026$3.7B+72%
Q2 2026$5.6B+7.8%
Q1 2026-$32.4B+$5.3B
Q4 2025-$16.8B-136%
Q3 2025$2.1B+$40.6B
Q2 2025$5.2B-6.8%
Q1 2025-$37.7B-$9.2B
Q4 2024$46.2B+$75.1B

GS's free cash flow was โˆ’$40B over the past year, against $15.8B the year before. Free cash flow isn't a meaningful measure for financial services companies like GS.

PUK Free Cash Flow

Q4 2020: --Q2 2021: --Q4 2021: โˆ’$701MQ2 2022: --Q4 2022: --Q2 2023: $984MQ4 2023: โˆ’$362MQ2 2024: $2.1BQ4 2024: $1.2BQ2 2025: $651MQ4 2025: $1.5BQ2 2026: โˆ’$78M
Q4 2020: --Q2 2021: --Q4 2021: โˆ’$701MQ2 2022: --Q4 2022: --Q2 2023: $984MQ4 2023: โˆ’$362MQ2 2024: $2.1BQ4 2024: $1.2BQ2 2025: $651MQ4 2025: $1.5BQ2 2026: โˆ’$78M
QuarterFree cash flowYoY
Q2 2026-$78M-112%
Q4 2025$1.5B+22%
Q2 2025$650.5M-69%
Q4 2024$1.2B+$1.6B
Q2 2024$2.1B+111%

PUK's free cash flow was $3.3B over the past year, up 67% from the year before. Free cash flow isn't a meaningful measure for financial services companies like PUK.

GS Total Shares

Q4 2023: 346MQ1 2024: 340MQ2 2024: 336MQ3 2024: 331MQ4 2024: 334MQ1 2025: 325MQ2 2025: 318MQ3 2025: 315MQ4 2025: 318MQ1 2026: 308MQ2 2026: 305MQ3 2026: 301M
Q4 2023: 346MQ1 2024: 340MQ2 2024: 336MQ3 2024: 331MQ4 2024: 334MQ1 2025: 325MQ2 2025: 318MQ3 2025: 315MQ4 2025: 318MQ1 2026: 308MQ2 2026: 305MQ3 2026: 301M
PeriodChange %Net change
Quarterly-1.2%-3.8M shares
1 year-4.4%-13.9M shares
3 years-12%-42.8M shares
5 years-15%-52.8M shares
Available history-20%-74.4M shares

GS has 301M diluted shares, down 4.4% from a year ago, with $15B in buybacks over the past year.

PUK Total Shares

Q4 2020: 2.7BQ2 2021: 2.7BQ4 2021: 1.3BQ2 2022: 2.7BQ4 2022: 2.7BQ2 2023: 1.4BQ4 2023: 1.4BQ2 2024: 1.4BQ4 2024: 1.4BQ2 2025: 1.3BQ4 2025: 1.3BQ2 2026: 1.3B
Q4 2020: 2.7BQ2 2021: 2.7BQ4 2021: 1.3BQ2 2022: 2.7BQ4 2022: 2.7BQ2 2023: 1.4BQ4 2023: 1.4BQ2 2024: 1.4BQ4 2024: 1.4BQ2 2025: 1.3BQ4 2025: 1.3BQ2 2026: 1.3B
PeriodChange %Net change
Quarterly-2.1%-26.8M shares
1 year-7.9%-109M shares
3 years-2.7%-35M shares

PUK has the edge over GS on shareholder dilution, with a more favorable share count trend.

GS Net Leverage

Q4 2023: -9.6xQ1 2024: -6.8xQ2 2024: -6.5xQ3 2024: -3.5xQ4 2024: -4.7xQ1 2025: -3.9xQ2 2025: -3.1xQ3 2025: -3.5xQ4 2025: -6.4xQ1 2026: -6.7xQ2 2026: -6.1xQ3 2026: -5.4x
Q4 2023: -9.6xQ1 2024: -6.8xQ2 2024: -6.5xQ3 2024: -3.5xQ4 2024: -4.7xQ1 2025: -3.9xQ2 2025: -3.1xQ3 2025: -3.5xQ4 2025: -6.4xQ1 2026: -6.7xQ2 2026: -6.1xQ3 2026: -5.4x
QuarterNet LeverageStatus
Q3 2026-5.4xNet Cash
Q2 2026-6.1xNet Cash
Q1 2026-6.7xNet Cash
Q4 2025-6.4xNet Cash
Q3 2025-3.5xNet Cash
Q2 2025-3.1xNet Cash
Q1 2025-3.9xNet Cash
Q4 2024-4.7xNet Cash

GS has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like GS.

PUK Net Leverage

GS Weekly Momentum

MetricValueStatus
RSI44.5Neutral
Stochastic16.3Oversold

GS's weekly RSI is 45 (neutral) and its Stochastic is 16 (oversold).

PUK Weekly Momentum

MetricValueStatus
RSI42.9Neutral
Stochastic26.1Neutral

PUK's weekly RSI is 43 (neutral) and its Stochastic is 26 (neutral).

GS PE vs Financial Services Sector

MetricGSSector medianRelative
PE13x13x0.8% above
PE %466317 pts below

GS is trading at 13x earnings, in line with the Financial Services sector's median of 13x, though its earnings don't support one.

PUK PE vs Financial Services Sector

MetricPUKSector medianRelative
PE8.9x13x31% below
PE %106353 pts below

PUK has the edge over GS on valuation relative to its sector.

GS Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$895.52% above
20 week MA$977.46.5% below
50 week MA$945.43.4% below
100 week MA$804.514% above
200 week MA$602.752% above

GS has the edge over PUK on trend strength, trading above more of its moving averages.

PUK Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$24.63.3% above
20 week MA$26.64.7% below
50 week MA$28.611% below
100 week MA$25.71.4% below
200 week MA$24.15.4% above

PUK's trend is mixed: it's above two of its five weekly moving averages, and 5.4% above its 200-week average.

GS Yearly ROI

YearStart priceEnd priceROI
2020$230.7$256.2+11%
2021$256.2$385.0+50%
2022$385.0$345.5-10%
2023$345.5$385.8+12%
2024$385.8$576.2+49%
2025$576.2$907.0+57%
2026 YTD$907.0$913.6+0.7%

GS has the edge over PUK on returns for 2026, with the stronger performance.

PUK Yearly ROI

YearStart priceEnd priceROI
2020$36.4$35.5-2.5%
2021$35.5$34.0-4.4%
2022$34.0$26.7-21%
2023$26.7$22.5-16%
2024$22.5$16.0-29%
2025$16.0$31.6+98%
2026 YTD$31.6$25.4-20%

PUK has finished lower in five of the last six years. It's down 20% so far in 2026.

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