GS
The Goldman Sachs Group, Inc.
GS's fundamentals are strong: revenue grew 19% and its operating margin rose 4 points to 40%. Its PE isn't a useful guide right now because of how its recent earnings were reported.
PTIV
Pineapple Financial Inc.
There isn't enough reported data to score PTIV yet.
GS Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Strong | |
| N/A | |
| N/A |
GS's revenue and profitability are currently strong. Free cash flow and net leverage aren't meaningful measures for financial services companies like GS.
PTIV Fundamentals
| Metric | Status |
|---|---|
| Under pressure | |
| Under pressure | |
| N/A | |
| N/A |
PTIV's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like PTIV.
GS PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 7.6x | $528 | -42% |
| Current | 13x | $914 | — |
| Forward | 13x | $914 | — |
| Fair | 14x | $940 | +2.9% |
| Expensive | 17x | $1,214 | +33% |
Historical ranges are pointers, not guarantees.
GS's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.
PTIV PE Valuation
PTIV has no meaningful PE right now: it lost money over the past year.
GS Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Strong growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| Low |
Analysts expect earnings and revenue growth for GS, with profitability improving. However, they disagree widely on these estimates.
PTIV Forward outlook
There aren't enough analyst estimates for PTIV to show an outlook.
GS Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $72.35 | +4% |
| Q3 2026 | $69.58 | +41% |
| Q2 2026 | $64.82 | +43% |
| Q1 2026 | $54.75 | +27% |
| Q4 2025 | $51.32 | +27% |
| Q3 2025 | $49.22 | +44% |
| Q2 2025 | $45.37 | +45% |
| Q1 2025 | $43.08 | +68% |
| Q4 2024 | $40.54 | +77% |
GS has the stronger earnings trend. Trailing diluted EPS is up 41% for GS versus PTIV down 205%.
PTIV Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q2 2026 | -$10.05 | -$0.45 |
| Q1 2026 | -$12.04 | -$1.04 |
| Q4 2025 | -$12.63 | -$1.43 |
| Q3 2025 | -$10.44 | +$0.96 |
| Q2 2025 | -$9.60 | -$0.74 |
| Q1 2025 | -$11.00 | -$2.34 |
| Q4 2024 | -$11.20 | -$2.72 |
| Q3 2024 | -$11.40 | -$4.24 |
PTIV lost $10.05 per share over the past year, about the same as its loss the year before.
GS Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $18.7B | +23% |
| Q2 2026 | $20.3B | +39% |
| Q1 2026 | $17.2B | +14% |
| Q4 2025 | $13.5B | -3% |
| Q3 2025 | $15.2B | +20% |
| Q2 2025 | $14.6B | +15% |
| Q1 2025 | $15.1B | +6% |
| Q4 2024 | $13.9B | +23% |
GS has the stronger quarterly revenue trend. Revenue is up 23% for GS versus down 17% for PTIV.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 37% | +2 points |
| Q2 2026 | 42% | +8.1 points |
| Q1 2026 | 38% | +0.2 points |
| Q4 2025 | 44% | +5.6 points |
| Q3 2025 | 36% | +4.1 points |
| Q2 2025 | 34% | +3.2 points |
| Q1 2025 | 37% | +0.6 points |
| Q4 2024 | 38% | +18 points |
GS's operating margin was 37% last quarter, up 2 points from the same quarter a year ago.
PTIV Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q2 2026 | $622.5K | -17% |
| Q1 2026 | $707.3K | -4.8% |
| Q4 2025 | $721.7K | -5.8% |
| Q3 2025 | $727.4K | +1.4% |
| Q2 2025 | $746.9K | +1.4% |
| Q1 2025 | $743.3K | -5.3% |
| Q4 2024 | $766.1K | +35% |
| Q3 2024 | $717.6K | +27% |
PTIV's revenue has slid since its 2022 peak: $622,502 last quarter, down 17% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q2 2026 | 4005% | +4099 points |
| Q1 2026 | -2519% | -2438 points |
| Q4 2025 | -909% | -819 points |
| Q3 2025 | -132% | +60 points |
| Q2 2025 | -93% | +28 points |
| Q1 2025 | -81% | +3.4 points |
| Q4 2024 | -91% | +67 points |
| Q3 2024 | -191% | -76 points |
PTIV's operating margin was 4005% last quarter, up 4099 points from the same quarter a year ago, near the top of its range since 2021.
GS Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $3.7B | +72% |
| Q2 2026 | $5.6B | +7.8% |
| Q1 2026 | -$32.4B | +$5.3B |
| Q4 2025 | -$16.8B | -136% |
| Q3 2025 | $2.1B | +$40.6B |
| Q2 2025 | $5.2B | -6.8% |
| Q1 2025 | -$37.7B | -$9.2B |
| Q4 2024 | $46.2B | +$75.1B |
PTIV has the stronger cash trend. Its trailing FCF is down 92% versus its history, compared with GS at down 278%.
PTIV Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2025 | -$507.6K | -$242.9K |
| Q3 2024 | -$264.7K | +$309.2K |
| Q2 2024 | $122.7K | +$442.2K |
| Q1 2024 | -$546.5K | +$554.5K |
| Q4 2023 | -$1M | +$174.7K |
| Q3 2023 | -$573.9K | +$143.5K |
| Q2 2023 | -$319.5K | +$754.4K |
PTIV's free cash flow was −$5M over the past year, against −$2M the year before. Free cash flow isn't a meaningful measure for financial services companies like PTIV.
GS Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1.2% | -3.8M shares |
| 1 year | -4.4% | -13.9M shares |
| 3 years | -12% | -42.8M shares |
| 5 years | -15% | -52.8M shares |
| Available history | -20% | -74.4M shares |
GS has the edge over PTIV on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $3B |
| Q2 2026 | $4B |
| Q1 2026 | $5B |
| Q4 2025 | $3B |
| Q3 2025 | $2B |
| Q2 2025 | $3B |
| Q1 2025 | $4.4B |
| Q4 2024 | $2B |
GS spent $15B buying back its own shares over the past year, up 32% from the year before.
PTIV Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +58% | +9.4M shares |
| 1 year | +5568% | +25.1M shares |
| 3 years | +6670% | +25.2M shares |
PTIV has 26M diluted shares, up 5568% from a year ago.
| Quarter | Spent |
|---|---|
| Q3 2023 | — |
| Q2 2023 | — |
| Q1 2023 | — |
| Q4 2022 | — |
| Q3 2022 | — |
| Q2 2022 | — |
GS Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -5.4x | Net Cash |
| Q2 2026 | -6.1x | Net Cash |
| Q1 2026 | -6.7x | Net Cash |
| Q4 2025 | -6.4x | Net Cash |
| Q3 2025 | -3.5x | Net Cash |
| Q2 2025 | -3.1x | Net Cash |
| Q1 2025 | -3.9x | Net Cash |
| Q4 2024 | -4.7x | Net Cash |
GS has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like GS.
PTIV Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q2 2026 | -5.8x | Net Cash |
PTIV has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like PTIV.
GS Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 44.5 | Neutral |
| Stochastic | 16.3 | Oversold |
GS's weekly RSI is 45 (neutral) and its Stochastic is 16 (oversold).
PTIV Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 38.5 | Neutral |
| Stochastic | 3.9 | Oversold |
PTIV's weekly RSI is 38 (neutral) and its Stochastic is 4 (oversold).
GS PE vs Financial Services Sector
| Metric | GS | Sector median | Relative |
|---|---|---|---|
| PE | 13x | 13x | 0.8% above |
| PE % | 46 | 63 | 17 pts below |
GS is trading at 13x earnings, in line with the Financial Services sector's median of 13x, though its earnings don't support one.
PTIV PE vs Financial Services Sector
PTIV has no meaningful PE right now: it lost money over the past year.
GS Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $895.5 | 2% above |
| 20 week MA | $977.4 | 6.5% below |
| 50 week MA | $945.4 | 3.4% below |
| 100 week MA | $804.5 | 14% above |
| 200 week MA | $602.7 | 52% above |
GS has stronger trend alignment. GS is above 3 of 5 weekly averages versus PTIV above 0 of 4.
PTIV Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $0.86 | 19% below |
| 20 week MA | $0.95 | 26% below |
| 50 week MA | $1.07 | 35% below |
| 100 week MA | $3.12 | 78% below |
PTIV is in a downtrend: it's below all four of its weekly moving averages, and 78% below its 100-week average.
GS Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $230.7 | $256.2 | +11% |
| 2021 | $256.2 | $385.0 | +50% |
| 2022 | $385.0 | $345.5 | -10% |
| 2023 | $345.5 | $385.8 | +12% |
| 2024 | $385.8 | $576.2 | +49% |
| 2025 | $576.2 | $907.0 | +57% |
| 2026 YTD | $907.0 | $913.6 | +0.7% |
GS has the edge over PTIV on returns for 2026, with the stronger performance.
PTIV Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2023 | $37.2 | $35.8 | -3.8% |
| 2024 | $35.8 | $8.82 | -75% |
| 2025 | $8.82 | $1.93 | -78% |
| 2026 YTD | $1.93 | $0.70 | -64% |
PTIV has finished every year since 2023 lower, and it's down 64% so far in 2026.