GS
The Goldman Sachs Group, Inc.
GS's fundamentals are strong: revenue grew 19% and its operating margin rose 4 points to 40%. Its PE isn't a useful guide right now because of how its recent earnings were reported.
PNFP
Pinnacle Financial Partners, Inc.
There isn't enough reported data to score PNFP yet.
GS Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Strong | |
| N/A | |
| N/A |
GS's revenue and profitability are currently strong. Free cash flow and net leverage aren't meaningful measures for financial services companies like GS.
PNFP Fundamentals
| Metric | Status |
|---|---|
| Unavailable | |
| Strong | |
| N/A | |
| N/A |
PNFP's profitability is currently strong. There isn't enough data to rate its revenue. Free cash flow and net leverage aren't meaningful measures for financial services companies like PNFP.
GS PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 7.6x | $528 | -42% |
| Current | 13x | $914 | — |
| Forward | 13x | $914 | — |
| Fair | 14x | $940 | +2.9% |
| Expensive | 17x | $1,214 | +33% |
Historical ranges are pointers, not guarantees.
GS's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.
PNFP PE Valuation
PNFP has no meaningful PE right now: it lost money over the past year.
GS Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Strong growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| Low |
GS has the edge over PNFP on the outlook, with more favorable profitability expectations.
PNFP Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Growth | |
| Strong growth | |
| Strongly weakening | |
| Moderate | |
| High |
Analysts expect earnings and revenue growth for PNFP, but weaker profitability.
GS Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $72.35 | +4% |
| Q3 2026 | $69.58 | +41% |
| Q2 2026 | $64.82 | +43% |
| Q1 2026 | $54.75 | +27% |
| Q4 2025 | $51.32 | +27% |
| Q3 2025 | $49.22 | +44% |
| Q2 2025 | $45.37 | +45% |
| Q1 2025 | $43.08 | +68% |
| Q4 2024 | $40.54 | +77% |
PNFP has the stronger earnings trend. Trailing diluted EPS is up 41% for GS versus PNFP up 49%.
PNFP Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $11.30 | +44% |
| Q3 2025 | $7.85 | +49% |
| Q2 2025 | $7.52 | +48% |
| Q1 2025 | $6.16 | -12% |
| Q4 2024 | $5.96 | -17% |
| Q3 2024 | $5.26 | -32% |
| Q2 2024 | $5.09 | -36% |
| Q1 2024 | $6.99 | -4.1% |
| Q4 2023 | $7.18 | 0% |
PNFP earned $7.85 per share over the past year, up 49% from the year before.
GS Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $18.7B | +23% |
| Q2 2026 | $20.3B | +39% |
| Q1 2026 | $17.2B | +14% |
| Q4 2025 | $13.5B | -3% |
| Q3 2025 | $15.2B | +20% |
| Q2 2025 | $14.6B | +15% |
| Q1 2025 | $15.1B | +6% |
| Q4 2024 | $13.9B | +23% |
PNFP has the stronger quarterly revenue trend. Revenue is up 23% for GS versus up 160% for PNFP.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 37% | +2 points |
| Q2 2026 | 42% | +8.1 points |
| Q1 2026 | 38% | +0.2 points |
| Q4 2025 | 44% | +5.6 points |
| Q3 2025 | 36% | +4.1 points |
| Q2 2025 | 34% | +3.2 points |
| Q1 2025 | 37% | +0.6 points |
| Q4 2024 | 38% | +18 points |
GS has the edge over PNFP on profitability, with a higher operating margin.
PNFP Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.3B | +141% |
| Q2 2026 | $1.2B | +138% |
| Q1 2026 | $1.2B | +163% |
| Q3 2025 | $544.8M | +17% |
| Q2 2025 | $505M | +38% |
| Q1 2025 | $462.9M | +8.1% |
| Q4 2024 | $475.3M | +20% |
| Q3 2024 | $466.7M | +14% |
PNFP's revenue has grown year over year for eight quarters in a row: $1.3B last quarter, up 160% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 36% | -2.1 points |
| Q2 2026 | 35% | -3.6 points |
| Q1 2026 | 16% | -21 points |
| Q3 2025 | 39% | -0.3 points |
| Q2 2025 | 38% | +21 points |
| Q1 2025 | 37% | +1.5 points |
| Q4 2024 | 39% | +6.1 points |
| Q3 2024 | 39% | -2.4 points |
PNFP's operating margin was 36% last quarter, down 2.1 points from the same quarter a year ago.
GS Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $3.7B | +72% |
| Q2 2026 | $5.6B | +7.8% |
| Q1 2026 | -$32.4B | +$5.3B |
| Q4 2025 | -$16.8B | -136% |
| Q3 2025 | $2.1B | +$40.6B |
| Q2 2025 | $5.2B | -6.8% |
| Q1 2025 | -$37.7B | -$9.2B |
| Q4 2024 | $46.2B | +$75.1B |
PNFP has the stronger cash trend. Its trailing FCF is up 167% versus its history, compared with GS at down 278%.
PNFP Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $365M | -2.8% |
| Q2 2026 | $67M | -73% |
| Q1 2026 | $911M | +$954M |
| Q3 2025 | $375.4M | +291% |
| Q2 2025 | $244.6M | +316% |
| Q1 2025 | -$43M | -124% |
| Q4 2024 | $475M | +423% |
| Q3 2024 | $96M | -9.9% |
PNFP's free cash flow was $1.7B over the past year, up 122% from the year before. Free cash flow isn't a meaningful measure for financial services companies like PNFP.
GS Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1.2% | -3.8M shares |
| 1 year | -4.4% | -13.9M shares |
| 3 years | -12% | -42.8M shares |
| 5 years | -15% | -52.8M shares |
| Available history | -20% | -74.4M shares |
GS has the edge over PNFP on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $3B |
| Q2 2026 | $4B |
| Q1 2026 | $5B |
| Q4 2025 | $3B |
| Q3 2025 | $2B |
| Q2 2025 | $3B |
| Q1 2025 | $4.4B |
| Q4 2024 | $2B |
GS spent $15B buying back its own shares over the past year, up 32% from the year before.
PNFP Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.2% | +250K shares |
| 1 year | +96% | +74.4M shares |
| 3 years | +99% | +75.6M shares |
| 5 years | +100% | +75.9M shares |
| Available history | +98% | +75M shares |
PNFP has 152M diluted shares, up 96% from a year ago.
| Quarter | Spent |
|---|---|
| Q4 2021 | — |
| Q3 2021 | — |
| Q2 2021 | — |
| Q1 2021 | — |
| Q4 2020 | — |
| Q3 2020 | — |
| Q2 2020 | — |
| Q1 2020 | $50.8M |
GS Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -5.4x | Net Cash |
| Q2 2026 | -6.1x | Net Cash |
| Q1 2026 | -6.7x | Net Cash |
| Q4 2025 | -6.4x | Net Cash |
| Q3 2025 | -3.5x | Net Cash |
| Q2 2025 | -3.1x | Net Cash |
| Q1 2025 | -3.9x | Net Cash |
| Q4 2024 | -4.7x | Net Cash |
GS has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like GS.
PNFP Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2025 | 2.2x | Moderate |
| Q2 2025 | 2.2x | Moderate |
| Q1 2025 | 2.8x | Moderate |
| Q4 2024 | 2.9x | Moderate |
| Q3 2024 | 3.8x | Elevated |
| Q2 2024 | 4.0x | High |
| Q1 2024 | 3.2x | Elevated |
| Q4 2023 | 3.1x | Elevated |
PNFP's net debt is about 2.2 years of its operating earnings (EBITDA), down from 3.8 years a year ago. Net leverage isn't a meaningful measure for financial services companies like PNFP.
GS Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 44.5 | Neutral |
| Stochastic | 16.3 | Oversold |
GS's weekly RSI is 45 (neutral) and its Stochastic is 16 (oversold).
PNFP Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 51.3 | Neutral |
| Stochastic | 49.9 | Neutral |
PNFP's weekly RSI is 51 (neutral) and its Stochastic is 50 (neutral).
GS PE vs Financial Services Sector
| Metric | GS | Sector median | Relative |
|---|---|---|---|
| PE | 13x | 13x | 0.8% above |
| PE % | 46 | 63 | 17 pts below |
GS is trading at 13x earnings, in line with the Financial Services sector's median of 13x, though its earnings don't support one.
PNFP PE vs Financial Services Sector
| Metric | PNFP | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
PNFP has no meaningful PE right now: it lost money over the past year.
GS Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $895.5 | 2% above |
| 20 week MA | $977.4 | 6.5% below |
| 50 week MA | $945.4 | 3.4% below |
| 100 week MA | $804.5 | 14% above |
| 200 week MA | $602.7 | 52% above |
GS's trend is mixed: it's above three of its five weekly moving averages, and 52% above its 200-week average.
PNFP Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $97.7 | 1.6% above |
| 20 week MA | $100.2 | 0.9% below |
| 50 week MA | $97.2 | 2.2% above |
| 100 week MA | $100.0 | 0.7% below |
| 200 week MA | $89.3 | 11% above |
PNFP's trend is mixed: it's above three of its five weekly moving averages, and 11% above its 200-week average.
GS Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $230.7 | $256.2 | +11% |
| 2021 | $256.2 | $385.0 | +50% |
| 2022 | $385.0 | $345.5 | -10% |
| 2023 | $345.5 | $385.8 | +12% |
| 2024 | $385.8 | $576.2 | +49% |
| 2025 | $576.2 | $907.0 | +57% |
| 2026 YTD | $907.0 | $913.6 | +0.7% |
GS has the edge over PNFP on returns for 2026, with the stronger performance.
PNFP Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $63.8 | $65.3 | +2.3% |
| 2021 | $65.3 | $93.9 | +44% |
| 2022 | $93.9 | $73.6 | -22% |
| 2023 | $73.6 | $87.2 | +19% |
| 2024 | $87.2 | $114.2 | +31% |
| 2025 | $114.2 | $100.8 | -12% |
| 2026 YTD | $100.8 | $99.3 | -1.5% |
PNFP has finished higher in four of the last six years. It's down 1.5% so far in 2026.