GS
The Goldman Sachs Group, Inc.
GS has the edge over PEBO overall, supported by stronger valuation and stronger fundamentals.
PEBO
Peoples Bancorp Inc.
PEBO has slightly lower modeled downside risk, despite its lower overall score.
GS Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Strong | |
| N/A | |
| N/A |
GS's revenue and profitability are currently strong. Free cash flow and net leverage aren't meaningful measures for financial services companies like GS.
PEBO Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Strong | |
| N/A | |
| N/A |
PEBO's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like PEBO.
GS PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 7.6x | $528 | -42% |
| Current | 13x | $914 | — |
| Forward | 13x | $914 | — |
| Fair | 14x | $940 | +2.9% |
| Expensive | 17x | $1,214 | +33% |
Historical ranges are pointers, not guarantees.
GS's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.
PEBO PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 8.3x | $28.05 | -27% |
| Forward | 9.8x | $38.27 | — |
| Fair | 11x | $36.08 | -5.7% |
| Current | 11x | $38.27 | — |
| Expensive | 13x | $44.53 | +16% |
Historical ranges are pointers, not guarantees.
PEBO has the edge over GS in the historical PE scenario, which offers more potential upside but is not a forecast.
GS Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Strong growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| Low |
Analysts expect earnings and revenue growth for GS, with profitability improving. However, they disagree widely on these estimates.
PEBO Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Strong growth | |
| Strongly weakening | |
| Limited | |
| Moderate |
Analysts expect earnings and revenue growth for PEBO, but weaker profitability.
GS Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $72.35 | +4% |
| Q3 2026 | $69.58 | +41% |
| Q2 2026 | $64.82 | +43% |
| Q1 2026 | $54.75 | +27% |
| Q4 2025 | $51.32 | +27% |
| Q3 2025 | $49.22 | +44% |
| Q2 2025 | $45.37 | +45% |
| Q1 2025 | $43.08 | +68% |
| Q4 2024 | $40.54 | +77% |
GS has the edge over PEBO on earnings, with more consistent year-over-year improvement.
PEBO Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $3.89 | +15% |
| Q3 2026 | $3.39 | +19% |
| Q2 2026 | $3.31 | +13% |
| Q1 2026 | $3.12 | -1% |
| Q4 2025 | $2.99 | -9.7% |
| Q3 2025 | $2.86 | -19% |
| Q2 2025 | $2.92 | -17% |
| Q1 2025 | $3.15 | -5.7% |
| Q4 2024 | $3.31 | -3.8% |
PEBO earned $3.39 per share over the past year, up 19% from the year before.
GS Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $18.7B | +23% |
| Q2 2026 | $20.3B | +39% |
| Q1 2026 | $17.2B | +14% |
| Q4 2025 | $13.5B | -3% |
| Q3 2025 | $15.2B | +20% |
| Q2 2025 | $14.6B | +15% |
| Q1 2025 | $15.1B | +6% |
| Q4 2024 | $13.9B | +23% |
GS has the edge over PEBO on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 37% | +2 points |
| Q2 2026 | 42% | +8.1 points |
| Q1 2026 | 38% | +0.2 points |
| Q4 2025 | 44% | +5.6 points |
| Q3 2025 | 36% | +4.1 points |
| Q2 2025 | 34% | +3.2 points |
| Q1 2025 | 37% | +0.6 points |
| Q4 2024 | 38% | +18 points |
GS has the edge over PEBO on profitability, with a higher operating margin.
PEBO Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $119.5M | +3.7% |
| Q2 2026 | $113.1M | -1.2% |
| Q1 2026 | $118.7M | +5.6% |
| Q4 2025 | $117.3M | +5.1% |
| Q3 2025 | $115.2M | +1.3% |
| Q2 2025 | $114.5M | +3.8% |
| Q1 2025 | $112.4M | -0.1% |
| Q4 2024 | $111.6M | -0.8% |
PEBO's revenue grew through 2024 and has held roughly level since: $119M last quarter, up 3.7% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 35% | +1.6 points |
| Q2 2026 | 32% | +7.5 points |
| Q1 2026 | 31% | +3.5 points |
| Q4 2025 | 32% | +1.1 points |
| Q3 2025 | 33% | -3 points |
| Q2 2025 | 24% | -8.5 points |
| Q1 2025 | 28% | -5.7 points |
| Q4 2024 | 31% | -7.5 points |
PEBO's operating margin was 35% last quarter, up 1.6 points from the same quarter a year ago.
GS Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $3.7B | +72% |
| Q2 2026 | $5.6B | +7.8% |
| Q1 2026 | -$32.4B | +$5.3B |
| Q4 2025 | -$16.8B | -136% |
| Q3 2025 | $2.1B | +$40.6B |
| Q2 2025 | $5.2B | -6.8% |
| Q1 2025 | -$37.7B | -$9.2B |
| Q4 2024 | $46.2B | +$75.1B |
GS's free cash flow was −$40B over the past year, against $15.8B the year before. Free cash flow isn't a meaningful measure for financial services companies like GS.
PEBO Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $47.1M | +270% |
| Q2 2026 | $55.2M | +12% |
| Q1 2026 | $33.3M | +5.6% |
| Q4 2025 | $35.2M | -11% |
| Q3 2025 | $12.7M | -62% |
| Q2 2025 | $49.2M | +63% |
| Q1 2025 | $31.5M | -4.9% |
| Q4 2024 | $39.8M | +43% |
PEBO has the edge over GS on cash generation, producing positive trailing cash flow while its opponent burns cash.
GS Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1.2% | -3.8M shares |
| 1 year | -4.4% | -13.9M shares |
| 3 years | -12% | -42.8M shares |
| 5 years | -15% | -52.8M shares |
| Available history | -20% | -74.4M shares |
GS has the edge over PEBO on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $3B |
| Q2 2026 | $4B |
| Q1 2026 | $5B |
| Q4 2025 | $3B |
| Q3 2025 | $2B |
| Q2 2025 | $3B |
| Q1 2025 | $4.4B |
| Q4 2024 | $2B |
GS spent $15B buying back its own shares over the past year, up 32% from the year before.
PEBO Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.3% | +95.9K shares |
| 1 year | +0.7% | +264K shares |
| 3 years | +1.7% | +601K shares |
| 5 years | +83% | +16.2M shares |
| Available history | +73% | +15.1M shares |
PEBO has 36M diluted shares, up 0.7% from a year ago.
| Quarter | Spent |
|---|---|
| Q3 2026 | — |
| Q2 2026 | — |
| Q1 2026 | — |
| Q4 2025 | $383,000 |
| Q3 2025 | — |
| Q2 2025 | $455,000 |
| Q1 2025 | — |
| Q4 2024 | — |
PEBO has spent almost nothing on buybacks in the past year.
GS Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -5.4x | Net Cash |
| Q2 2026 | -6.1x | Net Cash |
| Q1 2026 | -6.7x | Net Cash |
| Q4 2025 | -6.4x | Net Cash |
| Q3 2025 | -3.5x | Net Cash |
| Q2 2025 | -3.1x | Net Cash |
| Q1 2025 | -3.9x | Net Cash |
| Q4 2024 | -4.7x | Net Cash |
GS has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like GS.
PEBO Net Leverage
GS Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 44.5 | Neutral |
| Stochastic | 16.3 | Oversold |
GS's weekly RSI is 45 (neutral) and its Stochastic is 16 (oversold).
PEBO Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 53.3 | Neutral |
| Stochastic | 47.2 | Neutral |
PEBO's weekly RSI is 53 (neutral) and its Stochastic is 47 (neutral).
GS PE vs Financial Services Sector
| Metric | GS | Sector median | Relative |
|---|---|---|---|
| PE | 13x | 13x | 0.8% above |
| PE % | 46 | 63 | 17 pts below |
GS is trading at 13x earnings, in line with the Financial Services sector's median of 13x, though its earnings don't support one.
PEBO PE vs Financial Services Sector
| Metric | PEBO | Sector median | Relative |
|---|---|---|---|
| PE | 11x | 13x | 13% below |
| PE % | 59 | 63 | 4 pts below |
PEBO has the edge over GS on valuation relative to its sector.
GS Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $895.5 | 2% above |
| 20 week MA | $977.4 | 6.5% below |
| 50 week MA | $945.4 | 3.4% below |
| 100 week MA | $804.5 | 14% above |
| 200 week MA | $602.7 | 52% above |
GS's trend is mixed: it's above three of its five weekly moving averages, and 52% above its 200-week average.
PEBO Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $37.9 | 1.1% above |
| 20 week MA | $39.1 | 2.2% below |
| 50 week MA | $35.5 | 7.7% above |
| 100 week MA | $32.8 | 17% above |
| 200 week MA | $31.0 | 24% above |
PEBO has the edge over GS on trend strength, trading above more of its moving averages.
GS Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $230.7 | $256.2 | +11% |
| 2021 | $256.2 | $385.0 | +50% |
| 2022 | $385.0 | $345.5 | -10% |
| 2023 | $345.5 | $385.8 | +12% |
| 2024 | $385.8 | $576.2 | +49% |
| 2025 | $576.2 | $907.0 | +57% |
| 2026 YTD | $907.0 | $913.6 | +0.7% |
GS has finished higher in five of the last six years, two of them by more than 50%. It's up 0.7% so far in 2026.
PEBO Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $34.7 | $27.0 | -22% |
| 2021 | $27.0 | $31.4 | +16% |
| 2022 | $31.4 | $28.5 | -9.1% |
| 2023 | $28.5 | $33.8 | +18% |
| 2024 | $33.8 | $31.9 | -5.5% |
| 2025 | $31.9 | $30.5 | -4.3% |
| 2026 YTD | $30.5 | $38.3 | +25% |
PEBO has the edge over GS on returns for 2026, with the stronger performance.