GS
The Goldman Sachs Group, Inc.
GS has the edge over NBBK overall, supported by stronger fundamentals.
NBBK
NB Bancorp, Inc. Common Stock
NBBK has slightly lower modeled downside risk, despite its lower overall score.
GS Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Strong | |
| N/A | |
| N/A |
GS's revenue and profitability are currently strong. Free cash flow and net leverage aren't meaningful measures for financial services companies like GS.
NBBK Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Strong | |
| N/A | |
| N/A |
NBBK's revenue and profitability are currently strong. Free cash flow and net leverage aren't meaningful measures for financial services companies like NBBK.
GS PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 7.6x | $528 | -42% |
| Current | 13x | $914 | — |
| Forward | 13x | $914 | — |
| Fair | 14x | $940 | +2.9% |
| Expensive | 17x | $1,214 | +33% |
Historical ranges are pointers, not guarantees.
GS's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.
NBBK PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 9.1x | $21.91 | — |
| Cheap | 13x | $22.08 | +0.8% |
| Current | 13x | $21.91 | — |
| Fair | 15x | $24.73 | +13% |
| Expensive | 17x | $28.92 | +32% |
Historical ranges are pointers, not guarantees.
NBBK has the edge over GS in the historical PE scenario, which offers more potential upside but is not a forecast.
GS Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Strong growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| Low |
Analysts expect earnings and revenue growth for GS, with profitability improving. However, they disagree widely on these estimates.
NBBK Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| High |
NBBK has the edge over GS on the outlook, with more favorable valuation expectations.
GS Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $72.35 | +4% |
| Q3 2026 | $69.58 | +41% |
| Q2 2026 | $64.82 | +43% |
| Q1 2026 | $54.75 | +27% |
| Q4 2025 | $51.32 | +27% |
| Q3 2025 | $49.22 | +44% |
| Q2 2025 | $45.37 | +45% |
| Q1 2025 | $43.08 | +68% |
| Q4 2024 | $40.54 | +77% |
GS has the edge over NBBK on earnings, with stronger typical year-over-year growth.
NBBK Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.41 | +45% |
| Q3 2026 | $1.66 | +7.1% |
| Q2 2026 | $1.51 | +14% |
| Q1 2026 | $1.37 | +16% |
| Q4 2025 | $1.34 | +25% |
| Q3 2025 | $1.55 | +343% |
NBBK's earnings per share have climbed steadily: $1.66 over the past year, up 7.1% from the year before, and higher year over year every quarter since late 2025.
GS Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $18.7B | +23% |
| Q2 2026 | $20.3B | +39% |
| Q1 2026 | $17.2B | +14% |
| Q4 2025 | $13.5B | -3% |
| Q3 2025 | $15.2B | +20% |
| Q2 2025 | $14.6B | +15% |
| Q1 2025 | $15.1B | +6% |
| Q4 2024 | $13.9B | +23% |
GS's revenue is growing: $18.7B last quarter, up 23% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 37% | +2 points |
| Q2 2026 | 42% | +8.1 points |
| Q1 2026 | 38% | +0.2 points |
| Q4 2025 | 44% | +5.6 points |
| Q3 2025 | 36% | +4.1 points |
| Q2 2025 | 34% | +3.2 points |
| Q1 2025 | 37% | +0.6 points |
| Q4 2024 | 38% | +18 points |
GS's operating margin was 37% last quarter, up 2 points from the same quarter a year ago.
NBBK Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $76.5M | +48% |
| Q2 2026 | $74.7M | +46% |
| Q1 2026 | $69.4M | +46% |
| Q4 2025 | $63.4M | +37% |
| Q3 2025 | $51.7M | +21% |
| Q2 2025 | $51.2M | +23% |
| Q1 2025 | $47.4M | +12% |
| Q4 2024 | $46.3M | +21% |
NBBK has the edge over GS on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 38% | -0.7 points |
| Q2 2026 | 37% | +0.2 points |
| Q1 2026 | 29% | -7.8 points |
| Q4 2025 | 23% | -18 points |
| Q3 2025 | 39% | +2.5 points |
| Q2 2025 | 37% | +8.2 points |
| Q1 2025 | 37% | +8.3 points |
| Q4 2024 | 42% | +95 points |
NBBK has the edge over GS on profitability, with a higher operating margin.
GS Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $3.7B | +72% |
| Q2 2026 | $5.6B | +7.8% |
| Q1 2026 | -$32.4B | +$5.3B |
| Q4 2025 | -$16.8B | -136% |
| Q3 2025 | $2.1B | +$40.6B |
| Q2 2025 | $5.2B | -6.8% |
| Q1 2025 | -$37.7B | -$9.2B |
| Q4 2024 | $46.2B | +$75.1B |
GS's free cash flow was −$40B over the past year, against $15.8B the year before. Free cash flow isn't a meaningful measure for financial services companies like GS.
NBBK Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $67.2M | +181% |
| Q2 2026 | $31.3M | +20% |
| Q1 2026 | $25.3M | +157% |
| Q4 2025 | -$2.5M | -113% |
| Q3 2025 | $23.9M | +155% |
| Q2 2025 | $26.1M | +9.4% |
| Q1 2025 | $9.8M | +$21.7M |
| Q4 2024 | $19.9M | +52% |
NBBK has the edge over GS on cash generation, producing positive trailing cash flow while its opponent burns cash.
GS Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1.2% | -3.8M shares |
| 1 year | -4.4% | -13.9M shares |
| 3 years | -12% | -42.8M shares |
| 5 years | -15% | -52.8M shares |
| Available history | -20% | -74.4M shares |
GS has the edge over NBBK on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $3B |
| Q2 2026 | $4B |
| Q1 2026 | $5B |
| Q4 2025 | $3B |
| Q3 2025 | $2B |
| Q2 2025 | $3B |
| Q1 2025 | $4.4B |
| Q4 2024 | $2B |
GS spent $15B buying back its own shares over the past year, up 32% from the year before.
NBBK Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.4% | -166K shares |
| 1 year | +12% | +4.3M shares |
NBBK has 40M diluted shares, up 12% from a year ago, despite $46M in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | — |
| Q2 2026 | $18.5M |
| Q1 2026 | $27.8M |
| Q4 2025 | — |
| Q3 2025 | $17.5M |
| Q2 2025 | $18.9M |
| Q1 2025 | $40.7M |
NBBK spent $46M buying back its own shares over the past year.
GS Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -5.4x | Net Cash |
| Q2 2026 | -6.1x | Net Cash |
| Q1 2026 | -6.7x | Net Cash |
| Q4 2025 | -6.4x | Net Cash |
| Q3 2025 | -3.5x | Net Cash |
| Q2 2025 | -3.1x | Net Cash |
| Q1 2025 | -3.9x | Net Cash |
| Q4 2024 | -4.7x | Net Cash |
GS has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like GS.
NBBK Net Leverage
GS Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 44.5 | Neutral |
| Stochastic | 16.3 | Oversold |
GS's weekly RSI is 45 (neutral) and its Stochastic is 16 (oversold).
NBBK Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 50.2 | Neutral |
| Stochastic | 36.6 | Neutral |
NBBK's weekly RSI is 50 (neutral) and its Stochastic is 37 (neutral).
GS PE vs Financial Services Sector
| Metric | GS | Sector median | Relative |
|---|---|---|---|
| PE | 13x | 13x | 0.8% above |
| PE % | 46 | 63 | 17 pts below |
GS has the edge over NBBK on valuation relative to its sector.
NBBK PE vs Financial Services Sector
| Metric | NBBK | Sector median | Relative |
|---|---|---|---|
| PE | 13x | 13x | 1.4% above |
| PE % | 14 | 37 | 23 pts below |
NBBK is trading at 13x earnings, in line with the Financial Services sector's median of 13x.
GS Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $895.5 | 2% above |
| 20 week MA | $977.4 | 6.5% below |
| 50 week MA | $945.4 | 3.4% below |
| 100 week MA | $804.5 | 14% above |
| 200 week MA | $602.7 | 52% above |
GS has stronger trend alignment. GS is above 3 of 5 weekly averages versus NBBK above 2 of 4.
NBBK Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $22.3 | 1.7% below |
| 20 week MA | $22.3 | 1.7% below |
| 50 week MA | $21.4 | 2.6% above |
| 100 week MA | $19.7 | 11% above |
NBBK has pulled back, but its long-term trend is still up: it's below its 8- and 20-week averages, but 11% above its 100-week average.
GS Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $230.7 | $256.2 | +11% |
| 2021 | $256.2 | $385.0 | +50% |
| 2022 | $385.0 | $345.5 | -10% |
| 2023 | $345.5 | $385.8 | +12% |
| 2024 | $385.8 | $576.2 | +49% |
| 2025 | $576.2 | $907.0 | +57% |
| 2026 YTD | $907.0 | $913.6 | +0.7% |
GS has finished higher in five of the last six years, two of them by more than 50%. It's up 0.7% so far in 2026.
NBBK Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2023 | $13.5 | $13.5 | 0% |
| 2024 | $13.5 | $18.4 | +36% |
| 2025 | $18.4 | $20.6 | +12% |
| 2026 YTD | $20.6 | $21.9 | +6.4% |
NBBK has the edge over GS on returns for 2026, with the stronger performance.