GS
The Goldman Sachs Group, Inc.
GS's fundamentals are strong: revenue grew 19% and its operating margin rose 4 points to 40%. Its PE isn't a useful guide right now because of how its recent earnings were reported.
MBI
MBIA Inc.
There isn't enough reported data to score MBI yet.
GS Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Strong | |
| N/A | |
| N/A |
GS's revenue and profitability are currently strong. Free cash flow and net leverage aren't meaningful measures for financial services companies like GS.
MBI Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Under pressure | |
| N/A | |
| N/A |
MBI's revenue is currently strong, but its profitability is under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like MBI.
GS PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 7.6x | $528 | -42% |
| Current | 13x | $914 | — |
| Forward | 13x | $914 | — |
| Fair | 14x | $940 | +2.9% |
| Expensive | 17x | $1,214 | +33% |
Historical ranges are pointers, not guarantees.
GS's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.
MBI PE Valuation
MBI has no meaningful PE right now: it lost money over the past year.
GS Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Strong growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| Low |
Analysts expect earnings and revenue growth for GS, with profitability improving. However, they disagree widely on these estimates.
MBI Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Losses shrinking | |
| Decline | |
| -- | |
| Limited | |
| Moderate |
Analysts expect MBI's losses to shrink, with revenue declining.
GS Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $72.35 | +4% |
| Q3 2026 | $69.58 | +41% |
| Q2 2026 | $64.82 | +43% |
| Q1 2026 | $54.75 | +27% |
| Q4 2025 | $51.32 | +27% |
| Q3 2025 | $49.22 | +44% |
| Q2 2025 | $45.37 | +45% |
| Q1 2025 | $43.08 | +68% |
| Q4 2024 | $40.54 | +77% |
GS has the edge over MBI on earnings quality, reporting a profit while its opponent remains loss making.
MBI Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | -$3.21 | +$0.43 |
| Q2 2026 | -$2.89 | +$1.76 |
| Q1 2026 | -$3.10 | +$5.78 |
| Q4 2025 | -$3.58 | +$5.86 |
| Q3 2025 | -$3.64 | +$7.44 |
| Q2 2025 | -$4.65 | +$9.19 |
| Q1 2025 | -$8.88 | +$1.07 |
| Q4 2024 | -$9.44 | +$0.53 |
MBI is still losing money, but far less than before: $3.21 per share over the past year, against $13.84 at its worst in mid-2024.
GS Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $18.7B | +23% |
| Q2 2026 | $20.3B | +39% |
| Q1 2026 | $17.2B | +14% |
| Q4 2025 | $13.5B | -3% |
| Q3 2025 | $15.2B | +20% |
| Q2 2025 | $14.6B | +15% |
| Q1 2025 | $15.1B | +6% |
| Q4 2024 | $13.9B | +23% |
GS has the edge over MBI on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 37% | +2 points |
| Q2 2026 | 42% | +8.1 points |
| Q1 2026 | 38% | +0.2 points |
| Q4 2025 | 44% | +5.6 points |
| Q3 2025 | 36% | +4.1 points |
| Q2 2025 | 34% | +3.2 points |
| Q1 2025 | 37% | +0.6 points |
| Q4 2024 | 38% | +18 points |
GS has the edge over MBI on profitability, with a higher operating margin.
MBI Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $26M | +73% |
| Q2 2026 | $27M | +17% |
| Q1 2026 | $24M | +71% |
| Q4 2025 | $28M | -24% |
| Q3 2025 | $15M | -48% |
| Q1 2025 | $14M | +7.7% |
| Q3 2024 | $29M | +263% |
| Q1 2024 | $13M | +550% |
MBI's revenue is recovering but still below its 2020 peak: $26M last quarter, up 73% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | -88% | -42 points |
| Q2 2026 | -159% | +84 points |
| Q1 2026 | -171% | +272 points |
| Q4 2025 | -200% | -65 points |
| Q3 2025 | -47% | +129 points |
| Q2 2025 | -243% | N/A |
| Q1 2025 | -443% | +226 points |
| Q4 2024 | -135% | N/A |
MBI's operating margin was −88% last quarter, down 42 points from the same quarter a year ago.
GS Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $3.7B | +72% |
| Q2 2026 | $5.6B | +7.8% |
| Q1 2026 | -$32.4B | +$5.3B |
| Q4 2025 | -$16.8B | -136% |
| Q3 2025 | $2.1B | +$40.6B |
| Q2 2025 | $5.2B | -6.8% |
| Q1 2025 | -$37.7B | -$9.2B |
| Q4 2024 | $46.2B | +$75.1B |
GS has the edge over MBI on cash flow, with more consistent year-over-year improvement.
MBI Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$73M | -181% |
| Q2 2026 | -$4M | -500% |
| Q1 2026 | -$33M | +$10M |
| Q4 2025 | -$10M | -433% |
| Q3 2025 | $90M | +$229M |
| Q2 2025 | $1M | +$11M |
| Q1 2025 | -$43M | -$13M |
| Q4 2024 | $3M | +$5M |
MBI's free cash flow was −$120M over the past year, against $51M the year before. Free cash flow isn't a meaningful measure for financial services companies like MBI.
GS Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1.2% | -3.8M shares |
| 1 year | -4.4% | -13.9M shares |
| 3 years | -12% | -42.8M shares |
| 5 years | -15% | -52.8M shares |
| Available history | -20% | -74.4M shares |
GS has the edge over MBI on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $3B |
| Q2 2026 | $4B |
| Q1 2026 | $5B |
| Q4 2025 | $3B |
| Q3 2025 | $2B |
| Q2 2025 | $3B |
| Q1 2025 | $4.4B |
| Q4 2024 | $2B |
GS spent $15B buying back its own shares over the past year, up 32% from the year before.
MBI Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.1% | +64.9K shares |
| 1 year | +1.3% | +665K shares |
| 3 years | +6.9% | +3.3M shares |
| 5 years | +1.4% | +710K shares |
| Available history | -38% | -30.8M shares |
MBI has 50M diluted shares, up 1.3% from a year ago.
| Quarter | Spent |
|---|---|
| Q3 2026 | — |
| Q2 2026 | — |
| Q1 2026 | $1M |
| Q4 2025 | — |
| Q3 2025 | — |
| Q2 2025 | — |
| Q1 2025 | $7M |
| Q4 2024 | — |
MBI spent $1M buying back its own shares over the past year, down 86% from the year before.
GS Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -5.4x | Net Cash |
| Q2 2026 | -6.1x | Net Cash |
| Q1 2026 | -6.7x | Net Cash |
| Q4 2025 | -6.4x | Net Cash |
| Q3 2025 | -3.5x | Net Cash |
| Q2 2025 | -3.1x | Net Cash |
| Q1 2025 | -3.9x | Net Cash |
| Q4 2024 | -4.7x | Net Cash |
GS has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like GS.
MBI Net Leverage
GS Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 44.5 | Neutral |
| Stochastic | 16.3 | Oversold |
GS's weekly RSI is 45 (neutral) and its Stochastic is 16 (oversold).
MBI Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 39.6 | Neutral |
| Stochastic | 33.3 | Neutral |
MBI's weekly RSI is 40 (neutral) and its Stochastic is 33 (neutral).
GS PE vs Financial Services Sector
| Metric | GS | Sector median | Relative |
|---|---|---|---|
| PE | 13x | 13x | 0.8% above |
| PE % | 46 | 63 | 17 pts below |
GS is trading at 13x earnings, in line with the Financial Services sector's median of 13x, though its earnings don't support one.
MBI PE vs Financial Services Sector
MBI has no meaningful PE right now: it lost money over the past year.
GS Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $895.5 | 2% above |
| 20 week MA | $977.4 | 6.5% below |
| 50 week MA | $945.4 | 3.4% below |
| 100 week MA | $804.5 | 14% above |
| 200 week MA | $602.7 | 52% above |
GS has the edge over MBI on trend strength, trading above more of its moving averages.
MBI Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $4.49 | 4.2% above |
| 20 week MA | $5.01 | 6.6% below |
| 50 week MA | $5.82 | 20% below |
| 100 week MA | $5.88 | 20% below |
| 200 week MA | $6.60 | 29% below |
MBI has bounced recently, but its long-term trend is still down: it's above its 8-week average, but 29% below its 200-week average.
GS Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $230.7 | $256.2 | +11% |
| 2021 | $256.2 | $385.0 | +50% |
| 2022 | $385.0 | $345.5 | -10% |
| 2023 | $345.5 | $385.8 | +12% |
| 2024 | $385.8 | $576.2 | +49% |
| 2025 | $576.2 | $907.0 | +57% |
| 2026 YTD | $907.0 | $913.6 | +0.7% |
GS has the edge over MBI on returns for 2026, with the stronger performance.
MBI Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $9.26 | $6.95 | -25% |
| 2021 | $6.95 | $12.4 | +79% |
| 2022 | $12.4 | $12.9 | +3.7% |
| 2023 | $12.9 | $6.12 | -53% |
| 2024 | $6.12 | $6.10 | -0.3% |
| 2025 | $6.10 | $7.12 | +17% |
| 2026 YTD | $7.12 | $4.68 | -34% |
MBI has finished lower in three of the last six years. It's down 34% so far in 2026.