GS
The Goldman Sachs Group, Inc.
GS's outlook is improving, though it still trails on the overall score.
MBBC
Marathon Bancorp, Inc.
MBBC has a slight edge over GS overall, supported by stronger valuation and stronger modeled upside.
GS Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Strong | |
| N/A | |
| N/A |
GS's revenue and profitability are currently strong. Free cash flow and net leverage aren't meaningful measures for financial services companies like GS.
MBBC Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
MBBC's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like MBBC.
GS PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 7.6x | $528 | -42% |
| Current | 13x | $914 | — |
| Forward | 13x | $914 | — |
| Fair | 14x | $940 | +2.9% |
| Expensive | 17x | $1,214 | +33% |
Historical ranges are pointers, not guarantees.
GS's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.
MBBC PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Current | 23x | $14.90 | — |
| Cheap | 35x | $22.80 | +53% |
| Fair | 55x | $35.52 | +138% |
| Expensive | 155x | $101 | +575% |
Historical ranges are pointers, not guarantees.
MBBC has the edge over GS in the historical PE scenario, which offers more potential upside but is not a forecast.
GS Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Strong growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| Low |
Analysts expect earnings and revenue growth for GS, with profitability improving. However, they disagree widely on these estimates.
MBBC Forward outlook
There aren't enough analyst estimates for MBBC to show an outlook.
GS Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $72.35 | +4% |
| Q3 2026 | $69.58 | +41% |
| Q2 2026 | $64.82 | +43% |
| Q1 2026 | $54.75 | +27% |
| Q4 2025 | $51.32 | +27% |
| Q3 2025 | $49.22 | +44% |
| Q2 2025 | $45.37 | +45% |
| Q1 2025 | $43.08 | +68% |
| Q4 2024 | $40.54 | +77% |
GS has the edge over MBBC on earnings, with more consistent year-over-year improvement.
MBBC Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | $0.65 | +829% |
| Q2 2026 | $0.66 | +$0.69 |
| Q1 2026 | $0.37 | +118% |
| Q4 2025 | $0.24 | +$0.34 |
| Q3 2025 | $0.07 | +$0.10 |
| Q2 2025 | -$0.03 | +$0.04 |
| Q1 2025 | $0.17 | +143% |
| Q4 2024 | -$0.10 | -124% |
MBBC earned $0.65 per share over the past year, about nine times what it earned the year before.
GS Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $18.7B | +23% |
| Q2 2026 | $20.3B | +39% |
| Q1 2026 | $17.2B | +14% |
| Q4 2025 | $13.5B | -3% |
| Q3 2025 | $15.2B | +20% |
| Q2 2025 | $14.6B | +15% |
| Q1 2025 | $15.1B | +6% |
| Q4 2024 | $13.9B | +23% |
GS's revenue is growing: $18.7B last quarter, up 23% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 37% | +2 points |
| Q2 2026 | 42% | +8.1 points |
| Q1 2026 | 38% | +0.2 points |
| Q4 2025 | 44% | +5.6 points |
| Q3 2025 | 36% | +4.1 points |
| Q2 2025 | 34% | +3.2 points |
| Q1 2025 | 37% | +0.6 points |
| Q4 2024 | 38% | +18 points |
GS has the edge over MBBC on profitability, with a higher operating margin.
MBBC Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $2.5M | +16% |
| Q2 2026 | $2.3M | +22% |
| Q1 2026 | $2.3M | +38% |
| Q4 2025 | $2.2M | +42% |
| Q3 2025 | $2.1M | +33% |
| Q2 2025 | $1.9M | +23% |
| Q1 2025 | $1.7M | +7.6% |
| Q4 2024 | $1.6M | -4.6% |
MBBC has the edge over GS on sales, with stronger typical year-over-year growth.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 23% | -2.6 points |
| Q2 2026 | 17% | +40 points |
| Q1 2026 | 26% | +15 points |
| Q4 2025 | 26% | +23 points |
| Q3 2025 | 26% | +12 points |
| Q2 2025 | -23% | -27 points |
| Q1 2025 | 12% | +65 points |
| Q4 2024 | 3.3% | -11 points |
MBBC's operating margin was 23% last quarter, down 2.6 points from the same quarter a year ago.
GS Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $3.7B | +72% |
| Q2 2026 | $5.6B | +7.8% |
| Q1 2026 | -$32.4B | +$5.3B |
| Q4 2025 | -$16.8B | -136% |
| Q3 2025 | $2.1B | +$40.6B |
| Q2 2025 | $5.2B | -6.8% |
| Q1 2025 | -$37.7B | -$9.2B |
| Q4 2024 | $46.2B | +$75.1B |
GS's free cash flow was −$40B over the past year, against $15.8B the year before. Free cash flow isn't a meaningful measure for financial services companies like GS.
MBBC Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.6M | +242% |
| Q2 2026 | $54.1K | +$584.3K |
| Q1 2026 | $110.1K | -86% |
| Q4 2025 | $1.4M | +1233% |
| Q3 2025 | $456.6K | -50% |
| Q2 2025 | -$530.3K | -353% |
| Q1 2025 | $773.2K | +$1.8M |
| Q4 2024 | $105K | -62% |
MBBC has the edge over GS on cash generation, producing positive trailing cash flow while its opponent burns cash.
GS Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1.2% | -3.8M shares |
| 1 year | -4.4% | -13.9M shares |
| 3 years | -12% | -42.8M shares |
| 5 years | -15% | -52.8M shares |
| Available history | -20% | -74.4M shares |
GS has the edge over MBBC on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $3B |
| Q2 2026 | $4B |
| Q1 2026 | $5B |
| Q4 2025 | $3B |
| Q3 2025 | $2B |
| Q2 2025 | $3B |
| Q1 2025 | $4.4B |
| Q4 2024 | $2B |
GS spent $15B buying back its own shares over the past year, up 32% from the year before.
MBBC Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +1.9% | +52.8K shares |
| 1 year | +3.4% | +91.6K shares |
| 3 years | -4% | -116K shares |
| 5 years | -5.4% | -158K shares |
MBBC has 3M diluted shares, up 3.4% from a year ago.
| Quarter | Spent |
|---|---|
| Q3 2026 | $148,875 |
GS Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -5.4x | Net Cash |
| Q2 2026 | -6.1x | Net Cash |
| Q1 2026 | -6.7x | Net Cash |
| Q4 2025 | -6.4x | Net Cash |
| Q3 2025 | -3.5x | Net Cash |
| Q2 2025 | -3.1x | Net Cash |
| Q1 2025 | -3.9x | Net Cash |
| Q4 2024 | -4.7x | Net Cash |
GS has the edge over MBBC on leverage, with a lower net debt burden relative to earnings.
MBBC Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 1.3x | Healthy |
| Q2 2026 | 7.0x | High |
| Q1 2026 | 13.8x | High |
| Q4 2025 | 14.3x | High |
| Q3 2025 | 19.7x | High |
| Q2 2025 | 41.7x | High |
| Q1 2025 | 16.6x | High |
| Q1 2024 | 34.2x | High |
MBBC's net debt is about 1.3 years of its operating earnings (EBITDA), down from 20 years a year ago. Net leverage isn't a meaningful measure for financial services companies like MBBC.
GS Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 44.5 | Neutral |
| Stochastic | 16.3 | Oversold |
GS's weekly RSI is 45 (neutral) and its Stochastic is 16 (oversold).
MBBC Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 53.4 | Neutral |
| Stochastic | 47.1 | Neutral |
MBBC's weekly RSI is 53 (neutral) and its Stochastic is 47 (neutral).
GS PE vs Financial Services Sector
| Metric | GS | Sector median | Relative |
|---|---|---|---|
| PE | 13x | 13x | 0.8% above |
| PE % | 46 | 63 | 17 pts below |
GS has the edge over MBBC on valuation relative to its sector.
MBBC PE vs Financial Services Sector
| Metric | MBBC | Sector median | Relative |
|---|---|---|---|
| PE | 23x | 13x | 76% above |
| PE % | 11 | 19 | 8 pts below |
MBBC is trading at 23x earnings, a 76% premium to the Financial Services sector's median of 13x.
GS Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $895.5 | 2% above |
| 20 week MA | $977.4 | 6.5% below |
| 50 week MA | $945.4 | 3.4% below |
| 100 week MA | $804.5 | 14% above |
| 200 week MA | $602.7 | 52% above |
MBBC has stronger trend alignment. GS is above 3 of 5 weekly averages versus MBBC above 2 of 3.
MBBC Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $14.9 | 0.3% above |
| 20 week MA | $15.0 | 0.7% below |
| 50 week MA | $14.1 | 5.4% above |
MBBC's trend is mixed: it's above two of its three weekly moving averages, and 5.4% above its 50-week average.
GS Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $230.7 | $256.2 | +11% |
| 2021 | $256.2 | $385.0 | +50% |
| 2022 | $385.0 | $345.5 | -10% |
| 2023 | $345.5 | $385.8 | +12% |
| 2024 | $385.8 | $576.2 | +49% |
| 2025 | $576.2 | $907.0 | +57% |
| 2026 YTD | $907.0 | $913.6 | +0.7% |
GS has finished higher in five of the last six years, two of them by more than 50%. It's up 0.7% so far in 2026.
MBBC Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2025 | $7.49 | $12.2 | +63% |
| 2026 YTD | $12.2 | $14.9 | +22% |
MBBC has the edge over GS on returns for 2026, with the stronger performance.