GS
The Goldman Sachs Group, Inc.
GS's fundamentals are strong: revenue grew 19% and its operating margin rose 4 points to 40%. Its PE isn't a useful guide right now because of how its recent earnings were reported.
LU
Lufax Holding Ltd
There isn't enough reported data to score LU yet.
GS Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Strong | |
| N/A | |
| N/A |
GS's revenue and profitability are currently strong. Free cash flow and net leverage aren't meaningful measures for financial services companies like GS.
LU Fundamentals
| Metric | Status |
|---|---|
| Unavailable | |
| Weak | |
| N/A | |
| N/A |
LU's profitability is currently weak. There isn't enough data to rate its revenue. Free cash flow and net leverage aren't meaningful measures for financial services companies like LU.
GS PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 7.6x | $528 | -42% |
| Current | 13x | $914 | — |
| Forward | 13x | $914 | — |
| Fair | 14x | $940 | +2.9% |
| Expensive | 17x | $1,214 | +33% |
Historical ranges are pointers, not guarantees.
GS's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.
LU PE Valuation
LU has no meaningful PE right now: it lost money over the past year.
GS Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Strong growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| Low |
Analysts expect earnings and revenue growth for GS, with profitability improving. However, they disagree widely on these estimates.
LU Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Strong growth | |
| Strong growth | |
| Improving | |
| Limited | |
| High |
Analysts expect strong earnings and revenue growth for LU, with profitability improving.
GS Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $72.35 | +4% |
| Q3 2026 | $69.58 | +41% |
| Q2 2026 | $64.82 | +43% |
| Q1 2026 | $54.75 | +27% |
| Q4 2025 | $51.32 | +27% |
| Q3 2025 | $49.22 | +44% |
| Q2 2025 | $45.37 | +45% |
| Q1 2025 | $43.08 | +68% |
| Q4 2024 | $40.54 | +77% |
GS has the edge over LU in the latest year-over-year earnings comparison.
LU Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q4 2024 | -$4.16 | -459% |
| Q4 2023 | $1.16 | -97% |
| Q4 2020 | $66.63 | -8.2% |
LU has swung to a loss: it lost $4.16 per share over the past year, after a profit the year before.
GS Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $18.7B | +23% |
| Q2 2026 | $20.3B | +39% |
| Q1 2026 | $17.2B | +14% |
| Q4 2025 | $13.5B | -3% |
| Q3 2025 | $15.2B | +20% |
| Q2 2025 | $14.6B | +15% |
| Q1 2025 | $15.1B | +6% |
| Q4 2024 | $13.9B | +23% |
GS has the edge over LU in the latest year-over-year revenue comparison.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 37% | +2 points |
| Q2 2026 | 42% | +8.1 points |
| Q1 2026 | 38% | +0.2 points |
| Q4 2025 | 44% | +5.6 points |
| Q3 2025 | 36% | +4.1 points |
| Q2 2025 | 34% | +3.2 points |
| Q1 2025 | 37% | +0.6 points |
| Q4 2024 | 38% | +18 points |
GS's operating margin was 37% last quarter, up 2 points from the same quarter a year ago.
LU Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q4 2024 | $1.2B | -47% |
| Q4 2023 | $2.3B | -48% |
| Q4 2022 | $4.4B | -24% |
| Q4 2021 | $5.7B | -7.1% |
| Q4 2020 | $6.2B | +226% |
| Q2 2019 | $1.7B | +32% |
| Q1 2019 | $1.8B | +34% |
| Q2 2018 | $1.3B | +49% |
LU's revenue is growing: $1.2B last quarter, down 80% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q4 2024 | -25% | -69 points |
| Q4 2023 | 11% | -24 points |
| Q4 2022 | 45% | -0.8 points |
| Q4 2021 | 61% | +16 points |
| Q4 2020 | 43% | -4.6 points |
| Q4 2019 | 35% | -34 points |
| Q3 2019 | 45% | -23 points |
| Q2 2019 | 46% | -26 points |
LU's operating margin was −25% last quarter, down 69 points from the same quarter a year ago, near the bottom of its range since 2017.
GS Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $3.7B | +72% |
| Q2 2026 | $5.6B | +7.8% |
| Q1 2026 | -$32.4B | +$5.3B |
| Q4 2025 | -$16.8B | -136% |
| Q3 2025 | $2.1B | +$40.6B |
| Q2 2025 | $5.2B | -6.8% |
| Q1 2025 | -$37.7B | -$9.2B |
| Q4 2024 | $46.2B | +$75.1B |
GS's free cash flow was −$40B over the past year, against $15.8B the year before. Free cash flow isn't a meaningful measure for financial services companies like GS.
LU Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q2 2019 | $156M | +$220.6M |
| Q1 2019 | $136.5M | +$201.2M |
| Q2 2018 | -$64.6M | -178% |
| Q1 2018 | -$64.6M | -178% |
LU's free cash flow was $302M over the past year, about eight times what it generated the year before. Free cash flow isn't a meaningful measure for financial services companies like LU.
GS Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1.2% | -3.8M shares |
| 1 year | -4.4% | -13.9M shares |
| 3 years | -12% | -42.8M shares |
| 5 years | -15% | -52.8M shares |
| Available history | -20% | -74.4M shares |
GS has the edge over LU on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $3B |
| Q2 2026 | $4B |
| Q1 2026 | $5B |
| Q4 2025 | $3B |
| Q3 2025 | $2B |
| Q2 2025 | $3B |
| Q1 2025 | $4.4B |
| Q4 2024 | $2B |
GS spent $15B buying back its own shares over the past year, up 32% from the year before.
LU Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +22% | +24.8M shares |
| 1 year | +409% | +112M shares |
LU has 140M diluted shares, up 409% from a year ago.
| Quarter | Spent |
|---|---|
| Q4 2023 | — |
| Q4 2022 | — |
| Q4 2021 | $966.2M |
| Q4 2019 | — |
| Q3 2019 | — |
| Q2 2019 | $37.1M |
| Q1 2019 | — |
| Q2 2018 | — |
GS Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -5.4x | Net Cash |
| Q2 2026 | -6.1x | Net Cash |
| Q1 2026 | -6.7x | Net Cash |
| Q4 2025 | -6.4x | Net Cash |
| Q3 2025 | -3.5x | Net Cash |
| Q2 2025 | -3.1x | Net Cash |
| Q1 2025 | -3.9x | Net Cash |
| Q4 2024 | -4.7x | Net Cash |
GS has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like GS.
LU Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q4 2023 | 11.1x | High |
| Q4 2022 | 0.6x | Very low |
| Q4 2021 | -0.0x | Net Cash |
| Q4 2020 | -0.7x | Net Cash |
| Q4 2019 | 0.3x | Very low |
LU's net debt is about 11 years of its operating earnings (EBITDA), up from less than a year a year ago. Net leverage isn't a meaningful measure for financial services companies like LU.
GS Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 44.5 | Neutral |
| Stochastic | 16.3 | Oversold |
GS's weekly RSI is 45 (neutral) and its Stochastic is 16 (oversold).
LU Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 24.5 | Oversold |
| Stochastic | 7.7 | Oversold |
LU's weekly RSI is 24 (oversold) and its Stochastic is 8 (oversold).
GS PE vs Financial Services Sector
| Metric | GS | Sector median | Relative |
|---|---|---|---|
| PE | 13x | 13x | 0.8% above |
| PE % | 46 | 63 | 17 pts below |
GS is trading at 13x earnings, in line with the Financial Services sector's median of 13x, though its earnings don't support one.
LU PE vs Financial Services Sector
| Metric | LU | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
LU has no meaningful PE right now: it lost money over the past year.
GS Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $895.5 | 2% above |
| 20 week MA | $977.4 | 6.5% below |
| 50 week MA | $945.4 | 3.4% below |
| 100 week MA | $804.5 | 14% above |
| 200 week MA | $602.7 | 52% above |
GS has the edge over LU on trend strength, trading above more of its moving averages.
LU Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $9.15 | 28% below |
| 20 week MA | $11.9 | 45% below |
| 50 week MA | $17.8 | 63% below |
| 100 week MA | $23.3 | 72% below |
| 200 week MA | $34.7 | 81% below |
LU is in a downtrend: it's below all five of its weekly moving averages, and 81% below its 200-week average.
GS Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $230.7 | $256.2 | +11% |
| 2021 | $256.2 | $385.0 | +50% |
| 2022 | $385.0 | $345.5 | -10% |
| 2023 | $345.5 | $385.8 | +12% |
| 2024 | $385.8 | $576.2 | +49% |
| 2025 | $576.2 | $907.0 | +57% |
| 2026 YTD | $907.0 | $913.6 | +0.7% |
GS has the edge over LU on returns for 2026, with the stronger performance.
LU Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $514.0 | $566.8 | +10% |
| 2021 | $566.8 | $232.8 | -59% |
| 2022 | $232.8 | $80.4 | -65% |
| 2023 | $80.4 | $30.7 | -62% |
| 2024 | $30.7 | $24.3 | -21% |
| 2025 | $24.3 | $26.5 | +9.1% |
| 2026 YTD | $26.5 | $6.58 | -75% |
LU has finished lower in four of the last six years. It's down 75% so far in 2026.