GS

The Goldman Sachs Group, Inc.

64
Fundamentals69/ 100
Valuation50/ 100
Upside potential57/ 100
Risk potential14/ 100

GS's fundamentals are strong: revenue grew 19% and its operating margin rose 4 points to 40%. Its PE isn't a useful guide right now because of how its recent earnings were reported.

KFFB

Kentucky First Federal Bancorp

There isn't enough reported data to score KFFB yet.

GS Fundamentals

MetricStatus
Strong
Strong
N/A
N/A

GS's revenue and profitability are currently strong. Free cash flow and net leverage aren't meaningful measures for financial services companies like GS.

KFFB Fundamentals

MetricStatus
Strong
Healthy
N/A
N/A

KFFB's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like KFFB.

GS PE Valuation

CHEAPFAIREXPENSIVE5.2x10x16x21x
CHEAPFAIREXPENSIVE5.2x10x16x21x
LevelPEPriceVs current
Cheap7.6x$528-42%
Current13x$914โ€”
Forward13x$914โ€”
Fair14x$940+2.9%
Expensive17x$1,214+33%

Historical ranges are pointers, not guarantees.

GS's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.

KFFB PE Valuation

KFFB has no meaningful PE right now: it lost money over the past year.

GS Forward outlook

MetricOutlook
Stable
Strong growth
Growth
Strongly improving
Limited
Low

Analysts expect earnings and revenue growth for GS, with profitability improving. However, they disagree widely on these estimates.

KFFB Forward outlook

There aren't enough analyst estimates for KFFB to show an outlook.

GS Risk to reward

ScenarioChangePrice
Upside+19%$1,085.26
Downside-14%$781.84

Calculated from the latest close: $913.60 on Nov 12.

There is not enough scenario data to compare GS and KFFB's risk to reward.

KFFB Risk to reward

ScenarioChangePrice
UpsideUnknownโ€”
DownsideUnknownโ€”

Calculated from the latest close: $5.75 on Nov 12.

There is not enough scenario data to compare GS and KFFB's risk to reward.

GS Earnings Per Share

Q4 2023: $22.87Q1 2024: $25.66Q2 2024: $31.20Q3 2024: $34.13Q4 2024: $40.54Q1 2025: $43.08Q2 2025: $45.37Q3 2025: $49.22Q4 2025: $51.32Q1 2026: $54.75Q2 2026: $64.82Q3 2026: $69.58Forward: $72.35
Q4 2023: $22.87Q1 2024: $25.66Q2 2024: $31.20Q3 2024: $34.13Q4 2024: $40.54Q1 2025: $43.08Q2 2025: $45.37Q3 2025: $49.22Q4 2025: $51.32Q1 2026: $54.75Q2 2026: $64.82Q3 2026: $69.58Forward: $72.35
QuarterTTM EPSYoY
Forward$72.35+4%
Q3 2026$69.58+41%
Q2 2026$64.82+43%
Q1 2026$54.75+27%
Q4 2025$51.32+27%
Q3 2025$49.22+44%
Q2 2025$45.37+45%
Q1 2025$43.08+68%
Q4 2024$40.54+77%

GS has the stronger earnings trend. Trailing diluted EPS is up 41% for GS versus KFFB up 31%.

KFFB Earnings Per Share

Q3 2023: $0.04Q4 2023: $-0.05Q1 2024: $-0.08Q2 2024: $-0.21Q3 2024: $-0.19Q4 2024: $-0.14Q1 2025: $-0.13Q2 2025: $0.02Q3 2025: $0.06Q4 2025: $0.10Q1 2026: $0.17
Q3 2023: $0.04Q4 2023: $-0.05Q1 2024: $-0.08Q2 2024: $-0.21Q3 2024: $-0.19Q4 2024: $-0.14Q1 2025: $-0.13Q2 2025: $0.02Q3 2025: $0.06Q4 2025: $0.10Q1 2026: $0.17
QuarterTTM EPSYoY
Q1 2026$0.17+$0.30
Q4 2025$0.10+$0.24
Q3 2025$0.06+$0.25
Q2 2025$0.02+$0.23
Q1 2025-$0.13-$0.05
Q4 2024-$0.14-$0.09
Q3 2024-$0.19-575%
Q2 2024-$0.21-291%

KFFB has returned to profit: it earned $0.17 per share over the past year, after losing money the year before.

GS Quarterly Revenue

Q4 2023: $11.3BQ1 2024: $14.2BQ2 2024: $12.7BQ3 2024: $12.7BQ4 2024: $13.9BQ1 2025: $15.1BQ2 2025: $14.6BQ3 2025: $15.2BQ4 2025: $13.5BQ1 2026: $17.2BQ2 2026: $20.3BQ3 2026: $18.7B
Q4 2023: $11.3BQ1 2024: $14.2BQ2 2024: $12.7BQ3 2024: $12.7BQ4 2024: $13.9BQ1 2025: $15.1BQ2 2025: $14.6BQ3 2025: $15.2BQ4 2025: $13.5BQ1 2026: $17.2BQ2 2026: $20.3BQ3 2026: $18.7B
QuarterRevenueYoY
Q3 2026$18.7B+23%
Q2 2026$20.3B+39%
Q1 2026$17.2B+14%
Q4 2025$13.5B-3%
Q3 2025$15.2B+20%
Q2 2025$14.6B+15%
Q1 2025$15.1B+6%
Q4 2024$13.9B+23%

KFFB has the stronger quarterly revenue trend. Revenue is up 23% for GS versus up 36% for KFFB.

KFFB Quarterly Revenue

Q3 2023: $2MQ4 2023: $2MQ1 2024: $2MQ2 2024: $2MQ3 2024: $2MQ4 2024: $2MQ1 2025: $2MQ2 2025: $2MQ3 2025: $3MQ4 2025: $3MQ1 2026: $3MQ2 2026: --
Q3 2023: $2MQ4 2023: $2MQ1 2024: $2MQ2 2024: $2MQ3 2024: $2MQ4 2024: $2MQ1 2025: $2MQ2 2025: $2MQ3 2025: $3MQ4 2025: $3MQ1 2026: $3MQ2 2026: --
QuarterRevenueYoY
Q1 2026$3M+36%
Q4 2025$2.8M+28%
Q3 2025$2.7M+32%
Q2 2025$2.4M+24%
Q1 2025$2.2M+20%
Q4 2024$2.2M+30%
Q3 2024$2M+15%
Q1 2024$1.8M-13%

KFFB's revenue has grown year over year for seven quarters in a row: $3M last quarter, up 36% from the same quarter a year ago.

GS Free Cash Flow

Q4 2023: โˆ’$28.9BQ1 2024: โˆ’$28.5BQ2 2024: $5.6BQ3 2024: โˆ’$38.5BQ4 2024: $46.2BQ1 2025: โˆ’$37.7BQ2 2025: $5.2BQ3 2025: $2.1BQ4 2025: โˆ’$16.8BQ1 2026: โˆ’$32.4BQ2 2026: $5.6BQ3 2026: $3.7B
Q4 2023: โˆ’$28.9BQ1 2024: โˆ’$28.5BQ2 2024: $5.6BQ3 2024: โˆ’$38.5BQ4 2024: $46.2BQ1 2025: โˆ’$37.7BQ2 2025: $5.2BQ3 2025: $2.1BQ4 2025: โˆ’$16.8BQ1 2026: โˆ’$32.4BQ2 2026: $5.6BQ3 2026: $3.7B
QuarterFree cash flowYoY
Q3 2026$3.7B+72%
Q2 2026$5.6B+7.8%
Q1 2026-$32.4B+$5.3B
Q4 2025-$16.8B-136%
Q3 2025$2.1B+$40.6B
Q2 2025$5.2B-6.8%
Q1 2025-$37.7B-$9.2B
Q4 2024$46.2B+$75.1B

KFFB has the stronger cash trend. Its trailing FCF is up 37% versus its history, compared with GS at down 278%.

KFFB Free Cash Flow

Q3 2023: โˆ’$591,000Q4 2023: โˆ’$546,000Q1 2024: โˆ’$191,000Q2 2024: โˆ’$192,000Q3 2024: โˆ’$1MQ4 2024: $1MQ1 2025: โˆ’$220,000Q2 2025: $28,000Q3 2025: $445,000Q4 2025: โˆ’$367,000Q1 2026: $823,000Q2 2026: --
Q3 2023: โˆ’$591,000Q4 2023: โˆ’$546,000Q1 2024: โˆ’$191,000Q2 2024: โˆ’$192,000Q3 2024: โˆ’$1MQ4 2024: $1MQ1 2025: โˆ’$220,000Q2 2025: $28,000Q3 2025: $445,000Q4 2025: โˆ’$367,000Q1 2026: $823,000Q2 2026: --
QuarterFree cash flowYoY
Q1 2026$823K+$1M
Q4 2025-$367K-127%
Q3 2025$445K+$1.9M
Q2 2025$28K+$220K
Q1 2025-$220K-$29K
Q4 2024$1.4M+$1.9M
Q3 2024-$1.4M-$818K
Q2 2024-$192K-232%

KFFB's free cash flow was $929,000 over the past year, against โˆ’$455,000 the year before. Free cash flow isn't a meaningful measure for financial services companies like KFFB.

GS Total Shares

Q4 2023: 346MQ1 2024: 340MQ2 2024: 336MQ3 2024: 331MQ4 2024: 334MQ1 2025: 325MQ2 2025: 318MQ3 2025: 315MQ4 2025: 318MQ1 2026: 308MQ2 2026: 305MQ3 2026: 301M
Q4 2023: 346MQ1 2024: 340MQ2 2024: 336MQ3 2024: 331MQ4 2024: 334MQ1 2025: 325MQ2 2025: 318MQ3 2025: 315MQ4 2025: 318MQ1 2026: 308MQ2 2026: 305MQ3 2026: 301M
PeriodChange %Net change
Quarterly-1.2%-3.8M shares
1 year-4.4%-13.9M shares
3 years-12%-42.8M shares
5 years-15%-52.8M shares
Available history-20%-74.4M shares

GS has the edge over KFFB on shareholder dilution, with a more favorable share count trend.

KFFB Total Shares

Q3 2023: 8MQ4 2023: 8MQ1 2024: 8MQ2 2024: 8MQ3 2024: 8MQ4 2024: 8MQ1 2025: 8MQ2 2025: 8MQ3 2025: 8MQ4 2025: 8MQ1 2026: 8M
Q3 2023: 8MQ4 2023: 8MQ1 2024: 8MQ2 2024: 8MQ3 2024: 8MQ4 2024: 8MQ1 2025: 8MQ2 2025: 8MQ3 2025: 8MQ4 2025: 8MQ1 2026: 8M
PeriodChange %Net change
Quarterly-0.1%-12K shares
1 year-0.1%-12K shares
3 years-0.5%-42.3K shares
5 years-1.7%-136K shares
Available history-2.3%-191K shares

KFFB has 8M diluted shares, about the same as a year ago.

GS Net Leverage

Q4 2023: -9.6xQ1 2024: -6.8xQ2 2024: -6.5xQ3 2024: -3.5xQ4 2024: -4.7xQ1 2025: -3.9xQ2 2025: -3.1xQ3 2025: -3.5xQ4 2025: -6.4xQ1 2026: -6.7xQ2 2026: -6.1xQ3 2026: -5.4x
Q4 2023: -9.6xQ1 2024: -6.8xQ2 2024: -6.5xQ3 2024: -3.5xQ4 2024: -4.7xQ1 2025: -3.9xQ2 2025: -3.1xQ3 2025: -3.5xQ4 2025: -6.4xQ1 2026: -6.7xQ2 2026: -6.1xQ3 2026: -5.4x
QuarterNet LeverageStatus
Q3 2026-5.4xNet Cash
Q2 2026-6.1xNet Cash
Q1 2026-6.7xNet Cash
Q4 2025-6.4xNet Cash
Q3 2025-3.5xNet Cash
Q2 2025-3.1xNet Cash
Q1 2025-3.9xNet Cash
Q4 2024-4.7xNet Cash

GS has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like GS.

KFFB Net Leverage

Q3 2023: 32.8xQ2 2025: 57.5xQ3 2025: -16.1xQ4 2025: -15.1xQ1 2026: -10.5x
Q3 2023: 32.8xQ2 2025: 57.5xQ3 2025: -16.1xQ4 2025: -15.1xQ1 2026: -10.5x
QuarterNet LeverageStatus
Q1 2026-10.5xNet Cash
Q4 2025-15.1xNet Cash
Q3 2025-16.1xNet Cash
Q2 202557.5xHigh
Q3 202332.8xHigh
Q2 202341.8xHigh
Q1 2023-4.6xNet Cash
Q4 2022-3.8xNet Cash

KFFB has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like KFFB.

GS Weekly Momentum

MetricValueStatus
RSI44.5Neutral
Stochastic16.3Oversold

GS's weekly RSI is 45 (neutral) and its Stochastic is 16 (oversold).

KFFB Weekly Momentum

MetricValueStatus
RSI57.3Neutral
Stochastic41.7Neutral

KFFB's weekly RSI is 57 (neutral) and its Stochastic is 42 (neutral).

GS PE vs Financial Services Sector

MetricGSSector medianRelative
PE13x13x0.8% above
PE %466317 pts below

GS has the edge over KFFB on valuation relative to its sector.

KFFB PE vs Financial Services Sector

MetricKFFBSector medianRelative
PE25x13x92% above
PE %26361 pts below

KFFB has no meaningful PE right now: it lost money over the past year.

GS Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$895.52% above
20 week MA$977.46.5% below
50 week MA$945.43.4% below
100 week MA$804.514% above
200 week MA$602.752% above

GS's trend is mixed: it's above three of its five weekly moving averages, and 52% above its 200-week average.

KFFB Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$5.583% above
20 week MA$5.553.6% above
50 week MA$4.9815% above
100 week MA$4.0741% above
200 week MA$4.3233% above

KFFB has the edge over GS on trend strength, trading above more of its moving averages.

GS Yearly ROI

YearStart priceEnd priceROI
2020$230.7$256.2+11%
2021$256.2$385.0+50%
2022$385.0$345.5-10%
2023$345.5$385.8+12%
2024$385.8$576.2+49%
2025$576.2$907.0+57%
2026 YTD$907.0$913.6+0.7%

GS has finished higher in five of the last six years, two of them by more than 50%. It's up 0.7% so far in 2026.

KFFB Yearly ROI

YearStart priceEnd priceROI
2020$7.75$6.55-15%
2021$6.55$7.43+13%
2022$7.43$6.98-6.1%
2023$6.98$4.43-37%
2024$4.43$2.80-37%
2025$2.80$4.50+61%
2026 YTD$4.50$5.75+28%

KFFB has the edge over GS on returns for 2026, with the stronger performance.

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